Graph and download economic data for All Sectors; Total Mortgages; Asset, Transactions (BOGZ1FA893065005A) from 1946 to 2024 about mortgage, transactions, sector, assets, and USA.

Quarterly non-bank outstanding residential mortgages by insurance status, amortization period, total debt service ratio, loan-to-value and, days in arrears, by lender type and number of mortgages, displayed in thousands of dollars, unless otherwise specified.

This table contains 80 series, with data starting from 1982 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada); Mortgages (4 items: Total, mortgage loans outstanding; Mortgages in Canada outstanding; Mortgage loans outside Canada outstanding; Allowance for credit losses); Increases and decreases (15 items: Total, increases and decreases; Gross increase; Cash disbursement of principal; Purchases of mortgages from; ...); Type of mortgage (7 items: Total, mortgages; Total, residential mortgages; Residential mortgages, insured; Residential mortgages, uninsured; ...).

Debt Balance Mortgages in the United States increased to 13.07 Trillion USD in the third quarter of 2025 from 12.94 Trillion USD in the second quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Mortgages.

This file includes all active HUD Multifamily insured mortgages. The data is updated monthly.

Graph and download economic data for All Sectors; One-to-Four-Family Residential Mortgages; Asset, Level (ASHMA) from Q4 1945 to Q2 2025 about mortgage, sector, assets, housing, and USA.

Mortgage Application in the United States increased by 0.60 percent in the week ending November 7 of 2025 over the previous week. This dataset provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The National Mortgage Database (NMDB®) is a nationally representative five percent sample of residential mortgages in the United States.

This paper examines some of the more recent mortgage products now available to borrowers. The authors describe how these products differ across important characteristics, such as the down payment requirement, repayment structure, and amortization schedule. The paper also presents a model with the potential to analyze the implications for various mortgage contracts for individual households, as well as to address many current housing market issues. The authors use the model to examine the implications of alternative mortgages for homeownership and to show that interest rate-adjustable mortgages and combo loans can help explain the rise-and fall-in homeownership since 1994.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

30 Year Mortgage Rate in the United States increased to 6.24 percent in November 13 from 6.22 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.34 percent in the week ending November 7 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage Originations in the United States increased to 512.15 Billion USD in the third quarter of 2025 from 458.28 Billion USD in the second quarter of 2025. This dataset includes a chart with historical data for the United States Mortgage Originations.

After a period of gradual decline, the average annual rate on a 30-year fixed-rate mortgage in the United States rose to **** percent in 2023, up from the record-low **** percent in 2021. In 2024, interest rates declined slightly. The rate for 15-year fixed mortgages and five-year ARM mortgages followed a similar trend. This was a result of the Federal Reserve increasing the bank rate - a measure introduced to tackle the rising inflation. U.S. home prices going through the roof Mortgage rates have a strong impact on the market – the lower the rate, the lower the loan repayment. The rate on a 30-year fixed-rate mortgage decreasing after the Great Recession has stimulated the market and boosted home sales. Another problem consumers face is the fact that house prices are rising at an unaffordable level. The median sales price of a new home sold surged in 2021, while the median weekly earnings of a full-time employee maintained a more moderate increase. What are the differences between 15-year and 30-year mortgages? Two of the most popular loan terms available to homebuyers are the 15-year fixed-rate mortgage and the 30-year fixed-rate mortgage. The 30-year option appeals to more consumers because the repayment is spread out over 30 years, meaning the monthly payments are lower. Consumers choosing the 15-year option will have to pay higher monthly payments but benefit from lower interest rates.

The National Survey of Mortgage Originations (NSMO) is a component of the National Mortgage Database (NMDB®) program. It is a quarterly mail survey jointly funded and managed by the Federal Housing Finance Agency (FHFA) and the Consumer Financial Protection Bureau (CFPB). NSMO provides unique and rich information for a nationally representative sample of newly originated closed-end first-lien residential mortgages in the United States, particularly about borrowers’ experiences getting a mortgage, their perceptions of the mortgage market, and their future expectations. This voluntary survey is administered by Westat, a survey and data collection corporation, to the borrowers associated with the sample mortgages. The respondents can either return the English questionnaire by mail or complete the survey online in English or Spanish. NSMO draws its sample from newly originated mortgages that are part of the NMDB, which is a 1-in-20 sample of closed-end first-lien residential mortgages newly reported to one of the three national credit bureaus. Beginning with mortgages originated in 2013, a simple random sample of about 6,000 mortgages per quarter is drawn for NSMO from loans newly added to the NMDB. The NSMO survey has been conducted quarterly since the first quarter of 2014. The current survey package sent to the respondents can be viewed here.The NSMO public use file was updated on July 1, 2024 to append additional survey records and additional quarters of mortgage performance information. It replaced the public use file released on March 3, 2023. The updated file contains 50,542 sample mortgages originated from 2013 through 2021 based on the first 34 quarterly waves of the NSMO survey. For these mortgages, the updated file contains mortgage performance information through the third quarter of 2023.The original NSMO public use file was published on November 8, 2018, containing mortgages originated from 2013 through 2016. It was first updated on February 20, 2020, containing mortgages originated through 2017. Subsequent updates were published on July 29, 2021 (containing mortgages originated through 2019) and on December 13, 2022 and March 3, 2023 (both containing mortgages originated through 2020).

MortgagesThis dashboard provides access to data about mortgages, which are closed-end loans used to purchase or refinance a primary residence, vacation home, or investment property. Junior liens and home equity lines of credit (HELOCs) are excluded.Origination activityLending levels - The number and volume of mortgages originated each month.Year-over-year changes - Year-over-year changes in the number and volume of mortgages originated by month.Geographic changes - Geographic distribution of the year-over-year change in the volume of mortgages originated.Inquiry activityInquiry Index - The number of consumers with mortgage inquiries (hard credit pulls) each month indexed to January 2010 levels.Credit tightness index - The number of consumers with mortgage inquiries and no subsequent loan opening each month indexed to January 2010 levels.Borrower risk profilesVolume of mortgages by credit scoreExploring the origination of mortgages to consumers at different credit score levels. Year-over-year changes by credit scoreDetailing the year-over-year changes in origination activity for mortgages by credit score.Lending to low-to-moderate income neighborhoodsVolume of mortgages by neighborhood income levelExamining the origination of mortgages to consumers based on the income level of the neighborhood in which they reside. Year-over-year changes by neighborhood income levelDetailing the year-over-year changes in origination activity for mortgages by neighborhood income level.Lending by borrower ageVolume of mortgages by age groupExploring how lending activity is changing for borrowers by age. Year-over-year changes by borrower ageDetailing the year-over-year changes in origination activity for mortgages by borrower age.

The US Home Mortgage Market Size Was Worth USD 180.91 Billion in 2023 and Is Expected To Reach USD 501.67 Billion by 2032, CAGR of 12.00%.

Dataset contains home mortgage applications denied in LA City, LA County, and California, disaggregated by race. Data pulled from the Consumer Financial Protection Bureau, collected by the Home Mortgage Disclosure Act, which requires many financial institutions to maintain, report, and publicly disclose information about mortgages.

Mortgage originations in the United States plummeted in 2021 and 2022, after soaring to an all-time high in the previous two years. In the fourth quarter of 2024, the value of new mortgage originations amounted to 494 billion U.S. dollars, about 200 billion U.S. dollars higher than the dip in the first quarter of 2023. These fluctuations were mostly because of the development of mortgage interest rates and mortgage lending for home refinance: While interest rates were at a record low in 2020, many homebuyers used the opportunity to refinance their loan. After rates increased, refinancing declined dramatically. How have home sales developed? Over the past decade, the annual number of homes sold in the U.S. ranged between 4.7 million and 6.9 million, with the number of sales of existing homes far outweighing that of newly built homes sold. Housing transactions have generally declined since 2021 because of the less favorable credit conditions and worsening housing affordability. Cash purchases on the rise Although buying in cash is largely uncommon in the U.S., the number of houses bought with cash has increased since 2009. For those who can afford it, a cash purchase provides a number of benefits. Most importantly, cash buyers save from mortgage payments. Additionally, the closing time on these transactions time faster, which gives a competitive advantage in markets with a lot of competition.