Graph and download economic data for Treasury Yield: 12 Month CD <100M (TY12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, Treasury, yield, interest rate, interest, rate, and USA.

Graph and download economic data for National Rate: 12 Month CD <100M (NDR12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, deposits, rate, and USA.

On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

Graph and download economic data for Average Rate on 1-Month Negotiable Certificates of Deposit (Secondary Market), Quoted on an Investment Basis (DISCONTINUED) (DCD1M) from 1965-12-22 to 2013-06-28 about CD, secondary market, 1-month, interest rate, interest, rate, and USA.

Graph and download economic data for Average Rate on 6-Month Negotiable Certificates of Deposit (Secondary Market), Quoted on an Investment Basis (DISCONTINUED) from 1964-06-12 to 2013-06-28 about CD, 6-month, secondary market, interest rate, interest, rate, and USA.

Deposit Interest Rate in Russia increased to 19.39 percent in May from 19.32 percent in April of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Russia.

Graph and download economic data for Interest Rates: 3-Month or 90-Day Rates and Yields: Certificates of Deposit: Total for United States (IR3TCD01USQ156N) from Q3 1964 to Q4 2023 about CD, 3-month, yield, interest rate, interest, rate, and USA.

Graph and download economic data for Treasury Yield: Rate Cap Adjusted: 12 Month CD <100M (TYRCA12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, adjusted, Treasury, yield, interest rate, interest, rate, and USA.

Deposit Interest Rate in Guatemala increased to 4.93 percent in 2024 from 4.21 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Guatemala.

Graph and download economic data for Treasury Yield: 3 Month CD <100M (TY3MCD) from Apr 2021 to Jun 2025 about CD, 3-month, Treasury, yield, interest rate, interest, rate, and USA.

Graph and download economic data for Average Rate on 3-Month Negotiable Certificates of Deposit (Secondary Market), Quoted on an Investment Basis (DISCONTINUED) (WCD3M) from 1964-06-12 to 2013-06-28 about CD, secondary market, 3-month, interest rate, interest, rate, and USA.

Deposit Interest Rate in Colombia decreased to 10.17 percent in 2024 from 13.21 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Colombia.

Deposit Interest Rate in Dominican Republic increased to 9.43 percent in June from 9.07 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Dominican Republic.

Graph and download economic data for Treasury Yield: 60 Month CD <100M (TY60MCD) from Apr 2021 to Jun 2025 about CD, Treasury, yield, interest rate, interest, 5-year, rate, and USA.

银行贷款调查：NF：过去3个月：CD：信用使用率在03-01-2018达0.040%，相较于12-01-2017的0.000%有所增长。银行贷款调查：NF：过去3个月：CD：信用使用率数据按季更新，12-01-2007至03-01-2018期间平均值为0.020%，共42份观测结果。该数据的历史最高值出现于09-01-2008，达0.650%，而历史最低值则出现于09-01-2013，为-0.220%。CEIC提供的银行贷款调查：NF：过去3个月：CD：信用使用率数据处于定期更新的状态，数据来源于Norges Bank，数据归类于全球数据库的挪威 – 表 NO.KA005：银行贷款调查。

Deposit Interest Rate in Honduras increased to 8.21 percent in 2024 from 5.94 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Honduras.

Deposit Interest Rate in Australia decreased to 2.75 percent in June from 2.80 percent in May of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Australia.

Deposit Interest Rate in Chile decreased to 6.07 percent in 2024 from 10.41 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Chile.

银行贷款调查：HO：未来3个月：CD：固定利率贷款在09-01-2018达0.600%，相较于06-01-2018的0.040%有所增长。银行贷款调查：HO：未来3个月：CD：固定利率贷款数据按季更新，12-01-2007至09-01-2018期间平均值为0.050%，共44份观测结果。该数据的历史最高值出现于03-01-2018，达0.900%，而历史最低值则出现于12-01-2013，为-0.480%。CEIC提供的银行贷款调查：HO：未来3个月：CD：固定利率贷款数据处于定期更新的状态，数据来源于Norges Bank，数据归类于全球数据库的挪威 – 表 NO.KA005：银行贷款调查。

Deposit Interest Rate in Israel decreased to 4.60 percent in January from 4.86 percent in December of 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Israel.