View market daily updates and historical trends for UK OIS 2 Year Yield. from United Kingdom. Source: Bank of England. Track economic data with YCharts an…

The yield on United Kingdom 2Y Bond Yield rose to 4.00% on September 12, 2025, marking a 0.06 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.12 points and is 0.19 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. This dataset includes a chart with historical data for UK 2Y.

As of December 2024, all United Kingdom government debt securities were returning positive yields, regardless of maturity. This places the yield of both UK short term bonds and long term bonds above that of major countries like Germany, France and Japan, but lower than the United States. What are government bonds? Government bonds are debt instruments where a certain amount of money is given to the issuer, in exchange for regular payments of interest over a fixed period. At the end of this period the issuer then returns the amount in full. Bonds differ from a regular loan through how they can be traded on financial markets once issued. This ability to trade bonds makes it more complex to measure the return investors receive from bonds, as the price they buy a bond for on the market may differ from the price the same bond was initially issued at. The yield is therefore calculated as what investors can expect to receive based on current market prices paid for the bond, not the value it was issued at. In total, UK government debt amounted to over 2.4 trillion British pounds in 2023 – with the majority being comprised of different types of UK government bonds. Why are inverted yield curves important? UK government bond yields over recent years have taken on a typical shape, with short term bonds having a lower yield than bonds with a maturity of 10 to 20 years. The higher yield of longer-term bonds compensates investors for the higher level of uncertainty in the future. However, if investors are sufficiently worried about both a short term economic decline, and low long term growth, they may prefer to purchase short term bonds in order to secure assets with regular interest payments in the here and now (as opposed to shares, which can lose a lot of value in a short time). This can lead to an inverted yield curve, where shorter term debt has a higher yield. Inverted yield curves are generally seen as a reliable indicator of a recession, with inverted yields occurring before most recent U.S. recessions. The major exception to this is the recession from the coronavirus pandemic – but even then, U.S. yield curves came perilously close to being inverted in mid-2019.

The yield on United Kingdom 10Y Bond Yield rose to 4.68% on September 12, 2025, marking a 0.07 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.08 points and is 0.91 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. UK 10 Year Gilt Bond Yield - values, historical data, forecasts and news - updated on September of 2025.

Mortgage rates surged at an unprecedented pace in 2022, with the average 10-year fixed rate doubling between March and December of that year. In response to mounting inflation, the Bank of England implemented a series of rate hikes, pushing borrowing costs steadily higher. By August 2025, the average 10-year fixed mortgage rate had climbed to 4.49 percent. As financing becomes more expensive, housing demand has cooled, weighing on market sentiment and slowing house price growth. How have the mortgage hikes affected the market? After surging in 2021, the number of residential properties sold fell significantly in 2023, dipping to just above *** million transactions. This contraction in activity also dampened mortgage lending. Between the first quarter of 2023 and the first quarter of 2024, the value of new mortgage loans declined year-on-year for five consecutive quarters. Even as rates eased modestly in 2024 and housing activity picked up slightly, volumes remained well below the highs recorded in 2021. How are higher mortgages impacting homebuyers? For homeowners, the impact is being felt most acutely as fixed-rate deals expire. Mortgage terms in the UK typically range from two to ten years, and many borrowers who locked in historically low rates are now facing significantly higher repayments when refinancing. By the end of 2026, an estimated five million homeowners will see their mortgage deals expire. Roughly two million of these loans are projected to experience a monthly payment increase of up to *** British pounds by 2026, putting additional pressure on household budgets and constraining affordability across the market.

Inflation curves or Consumer Price Index (CPI) curves are the term structures of CPI rates at different maturities. They are essential for pricing inflation securities and derivatives.

The most popular inflation products are inflation linked bonds, zero coupon inflation swaps, inflation swaps, and inflation caps/floors.

Unfortunately forward CPI rates are not market observable. But they can be derived/implied from inflation instruments.

FinPricing bootstraps inflation curve from a number of inflation instruments that are the most liquid inflation products at certain maturities.

Index Time Series for Xtrackers II GBP Overnight Rate Swap UCITS ETF 1D. The frequency of the observation is daily. Moving average series are also typically included. NA

Index Time Series for Xtrackers II - USD Overnight Rate Swap UCITS ETF. The frequency of the observation is daily. Moving average series are also typically included. NA

Graph and download economic data for 5-Year Breakeven Inflation Rate (T5YIE) from 2003-01-02 to 2025-09-12 about spread, 5-year, interest rate, interest, inflation, rate, and USA.

The yield on UK 5 Year Bond Yield rose to 4.08% on September 12, 2025, marking a 0.04 percentage point increase from the previous session. Over the past month, the yield has edged up by 0.07 points and is 0.46 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. United Kingdom 5 Year Note Yield - values, historical data, forecasts and news - updated on September of 2025.

View market daily updates and historical trends for Secured Overnight Financing Rate. from United States. Source: Federal Reserve Bank of New York. Track …

View daily updates and historical trends for Sterling Overnight Index Average (SONIA). from United Kingdom. Source: Bank of England. Track economic data w…

Graph and download economic data for ICE BofA Euro High Yield Index Option-Adjusted Spread (BAMLHE00EHYIOAS) from 1997-12-31 to 2025-09-11 about option-adjusted spread, Euro Area, Europe, yield, interest rate, interest, rate, and indexes.

Mortgage Rate in the United Kingdom decreased to 6.86 percent in August from 6.95 percent in July of 2025. This dataset provides - United Kingdom BBA Mortgage Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Sterling Overnight Index Average Rate in the United Kingdom remained unchanged at 3.97 percent on Wednesday September 10. This dataset includes a chart with historical data for the United Kingdom Sterling Overnight Index Average Rate.

Overnight Interbank Average Rate in the United Kingdom remained unchanged at 3.97 percent on Monday September 8. This dataset includes a chart with historical data for the United Kingdom Overnight Interbank Average Rate.

Interbank Rate in the United Kingdom remained unchanged at 5.30 percent on Wednesday July 10. This dataset provides - United Kingdom Three Month Interbank Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.