Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-10-23 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

After a period of record-low mortgage interest rates, the cost of mortgage borrowing in Germany surged in 2022. In 2019, mortgage rates declined notably, falling as low as **** percent in December 2020. This downward trend reversed in 2021, as mortgage rates started to gradually pick up. Five-to-ten-year mortgage loans had the lowest rates in March 2025 at **** percent, while floating rate mortgages up to one year were the most expensive at **** percent. Mortgages with over **-year fixed period – the most popular loan type among homebuyers — had an interest rate of **** percent. Why did mortgage rates in Germany increase? In 2022, the annual inflation rate in Germany experienced a swift rise, prompting the central bank to raise interest rates to counter this surge. The European Central Bank (ECB) is responsible for determining Germany's central bank interest rate. In July 2022, following a prolonged period of stability, the average interest rates in Germany began a steady rise, which persisted consistently thereafter.  This increase is intended to stabilize prices, but it also means higher borrowing costs for those seeking mortgages. Downturn in Germany's home loan borrowing From 2022 onward, the gross residential mortgage lending in Germany fell dramatically. Besides the higher interest rates, the downturn can be explained by the slowed pace of economic growth, which makes individuals and businesses more cautious about big investments such as buying a home. Additionally, the German housing market suffers a chronic undersupply, meaning that homebuyers often struggle to find an affordable home to purchase.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

In 2024, the average interest rate for new mortgage loans in South Korea stood at around **** percent, a decrease from the previous year's **** percent. The average interest rate for new mortgage loans in South Korea saw a nearly *** percentage point increase from 2020 to 2022.

Graph and download economic data for Contract Rate on 30-Year, Fixed-Rate Conventional Home Mortgage Commitments (DISCONTINUED) (RMMPCCFCNA) from 1972 to 2015 about commitments, contracts, conventional, 30-year, mortgage, interest rate, interest, housing, rate, and USA.

The weighted average interest rates of housing bank loans in Turkey fluctuated during the period from June 2015 to October 2024. As of October 2024, the average interest rate reached **** percent. The highest average interest rate was seen in the last week of March 2024 and amounted to over ***** percent.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2025-09-17 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Mortgage rates in the Netherlands increased sharply in 2022 and 2023, after declining gradually between 2008 and 2021. In December 2021, the average interest rate for new mortgage loans stood at **** percent, and by the end of 2023, it had risen to **** percent. In May 2025, mortgage rates decreased slightly, falling to **** percent on average. Mortgages with a 10-year fixed rate were the most affordable, at **** percent. Are mortgage rates in the Netherlands different from those in other European countries? When comparing this ranking to data that covers multiple European countries, the Netherlands’ mortgage rate was similar to the rates found in Spain, the United Kingdom, and Sweden. It was, however, a lot lower than the rates in Eastern Europe. Hungary and Romania, for example, had some of the highest mortgage rates. For more information on the European mortgage market and how much the countries differ from each other, please visit this dedicated research page. How big is the mortgage market in the Netherlands? The Netherlands has overall seen an increase in the number of mortgage loans sold and is regarded as one of the countries with the highest mortgage debt in Europe. The reason behind this is that Dutch homeowners were able to for many years to deduct interest paid from pre-tax income (a system known in the Netherlands as hypotheekrenteaftrek). Total mortgage debt of Dutch households has been increasing year-on-year since 2013.

The annual average interest rate on new residential loans in Malta slightly declined in 2023, after increasing for the third year in a row in the previous year, following a long period of decline. From **** percent in 2019, when mortgage rates were at their lowest, the average interest rate rose to **** percent in 2022. That was the highest rate since 2015, when mortgage rates stood at **** percent.

The mortgage interest rate in Germany decreased notably between 2013 and 2022, falling below *** percent. This was part of an overall trend of falling mortgage interest rates in Europe. The mortgage interest rate in Germany has since increased to *** percent in the fourth quarter of 2024. The German mortgage market In Europe, Germany is the second-largest mortgage market, with a total value of mortgages outstanding amounting to nearly *** trillion euros. Mortgage loans are one of the oldest bank products. Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. Mortgage loans The higher cost of borrowing has a significant effect on the market: While the interest rates were at their lowest, mortgage lending was on the rise. In 2023, when the rates reached a 10-year-high, the quarterly gross mortgage lending fell to the lowest value since 2014. Meanwhile, house prices have also increased substantially in recent years. According to the House Price Index in Germany, between 2015 and 2024, house prices increased by nearly ** percent.

WAS: Effective Rate: 5-Year ARM: 1-Wk Change data was reported at -0.070 Point in 20 Jul 2018. This records a decrease from the previous number of 0.000 Point for 13 Jul 2018. WAS: Effective Rate: 5-Year ARM: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 20 Jul 2018, with 392 observations. The data reached an all-time high of 0.290 Point in 11 Dec 2015 and a record low of -0.270 Point in 09 Jan 2015. WAS: Effective Rate: 5-Year ARM: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

The benchmark interest rate in China was last recorded at 3 percent. This dataset provides the latest reported value for - China Interest Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

In December 2024, the median interest rate of five-year fixed rate housing loans provided by city banks in Japan stood at **** percent. City banks are the largest banks in Japan.

In December 2024, the median interest rate of 10-year fixed rate housing loans provided by city banks in Japan stood at **** percent. This represented a decade high.

WAS: Contract Rate: 5-Year ARM: 1-Wk Change data was reported at 0.050 Point in 23 Nov 2018. This records an increase from the previous number of -0.210 Point for 16 Nov 2018. WAS: Contract Rate: 5-Year ARM: 1-Wk Change data is updated weekly, averaging -0.010 Point from Jan 2011 (Median) to 23 Nov 2018, with 410 observations. The data reached an all-time high of 0.270 Point in 11 Dec 2015 and a record low of -0.250 Point in 09 Jan 2015. WAS: Contract Rate: 5-Year ARM: 1-Wk Change data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

Graph and download economic data for Expenditures: Mortgage Interest and Charges by Income Before Taxes: $15,000 to $29,999 (CXUOWNMORTGLB0219M) from 2015 to 2023 about mortgage, tax, expenditures, income, interest, and USA.

Since 2008, the annual average interest rate of new residential loans has decreased overall from a height of over eight percent to *** percent in 2014. Between 2015 and 2018, the annual average interest rate on new residential loans in Poland stayed constant at *** percent. In 2023, the interest rate grew to **** percent.

Mexico Interest Rates on Household Credit: Mortgage Rate: Maximum data was reported at 21.130 % pa in Mar 2025. This stayed constant from the previous number of 21.130 % pa for Feb 2025. Mexico Interest Rates on Household Credit: Mortgage Rate: Maximum data is updated monthly, averaging 14.490 % pa from Dec 2004 (Median) to Mar 2025, with 244 observations. The data reached an all-time high of 22.750 % pa in Jul 2024 and a record low of 10.300 % pa in Apr 2015. Mexico Interest Rates on Household Credit: Mortgage Rate: Maximum data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M006: Household Credit Interest Rates.

Mortgage credit interest rate, percent in North Macedonia, August, 2025 The most recent value is 3.73 percent as of August 2025, a decline compared to the previous value of 3.74 percent. Historically, the average for North Macedonia from January 2015 to August 2025 is 4.83 percent. The minimum of 3.51 percent was recorded in January 2022, while the maximum of 8.45 percent was reached in January 2015. | TheGlobalEconomy.com