Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-10-02 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

15 Year Mortgage Rate in the United States increased to 5.55 percent in October 2 from 5.49 percent in the previous week. This dataset includes a chart with historical data for the United States 15 Year Mortgage Rate.

View weekly updates and historical trends for 15 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

Graph and download economic data for Contract Rate on 30-Year, Fixed-Rate Conventional Home Mortgage Commitments (DISCONTINUED) (WRMORTG) from 1971-04-01 to 2016-10-06 about conventional, 30-year, mortgage, interest rate, interest, rate, and USA.

Interest rates in the UK spiked in 2022 and 2023, with the average rate for new mortgage advances to individuals and individual trusts rising by **** percentage points between January 2022 and January 2024. Mortgages on a floating interest rate were the most expensive as of January 2024, at **** percent. On the other hand, the average rate for new advances with a five-year fixed rate was **** percent.

As of December 2024, the average interest rate for a new standard 1-year residential mortgage in New Zealand was *** percent. In comparison, the average 5-year interest rate for a residential mortgage was **** percent. Average interest rates for new standard residential mortgages in the country started to trend upward from mid-2021. Rates peaked toward the end of 2023 and have begun trending downward.

This table contains data described by the following dimensions (Not all combinations are available): Geography (1 items: Canada ...).

Interest rate on new mortgages in the United Kingdom decreased to 4.28 percent in July from 4.34 percent in June of 2025. This dataset includes a chart with historical data for the United Kingdom Interest Rate on New Mortgages.

Interest Rate on Outstanding Mortgages in the United Kingdom remained unchanged at 3.88 percent in July. This dataset includes a chart with historical data for the United Kingdom Interest Rate on Outstanding Mortgages.

The mortgage interest rate in Denmark declined overall from *** percent in 2016 to **** percent in 2021, followed by a dramatic increase until 2024. In the fourth quarter of 2024, the average weighted interest rate stood at **** percent. A similar trend of interest rates escalating has been observed across all European countries.

Snapshot img { margin: 10px !important; } Overview of the global housing mortgage market

The global residential loan value segment will grow at a moderate CAGR of nearly 4% by 2020. The global housing real estate market is gaining from an improving business environment, low inflation rates, and surging consumer confidence. Enhanced risk management, underwriting standards, and supervision will drive the prospects for growth in this market until the end of the forecast period. The implementation of enhanced internal risk management frameworks and underwriting standards of all housing mortgage loan originators and brokers will help in the enforcement of the prudential supervision.

A good underwriting standard is consistent across mortgage lenders and brokers and has become a hallmark of the housing mortgage origination business. Such an underwriting takes into account the value of the property, the borrower’s creditworthiness, verification of the submitted information, and sound and independent appraisals.

Housing mortgage market facts based on drivers

In this market, factors such as the rising demand for building manufacturers will aid in the growth of this market during the forecast period. Due to intense material storage and increasing scarcity of skilled labor in the housing mortgage market, the policymakers have been compelled to design measures to ensure the easy availability of cash for builders. Additionally, governments have also started to devise mechanisms like LTV and DTI to encourage the construction of houses in different geographies. In this market, the real estate and housing mortgage managers, the investment community, and developers will need to collaborate with governments to manage and mitigate risks in schemes that might otherwise appear uneconomic.

Housing mortgage market value based on geography

Americas
APAC
EMEA

During 2015, the APAC region dominated the housing mortgage market by accounting for a share of nearly 44%. The introduction of a massive monetary stimulus program, which is aimed at stabilizing inflation and attracting large flows of capital, will aid in the growth of this market in APAC. The countries in this region have also started implementing strategic policies like minimum cash down payments, restricted loan tenures, and mortgage servicing ratio for electronic clearing services to bolster the prospects for market growth until 2020.

Housing mortgage market statistics: Competitive landscape and key vendors

In the global housing mortgage market, the competitive dynamics have changed drastically over the last ten years. Consequently, to remain competitive in this market, the mortgage originators appointed mobile lenders to reduce branch network costs. In addition, the mortgage lenders in this market competed for new businesses through product innovations like home-equity loans, which provide a line of credit against residential property.

Top vendors in this market

Bank of China
China Construction Bank
HSBC
Wells Fargo

Key questions answered in the report include

What will the housing mortgage market size and the growth rate be in 2020?
What are the key factors driving the global housing mortgage market?
What are the key market trends impacting the growth of the global housing mortgage market?
What are the challenges to market growth?
Who are the key vendors in the global housing mortgage market?
What are the market opportunities and threats faced by the vendors in the global housing mortgage market?
Trending factors influencing the market shares of the Americas, APAC, and EMEA.
What are the key outcomes of the five forces analysis of the global housing mortgage market?

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Mortgage Rate: Commercial Banks: Weighted Average data was reported at 13.100 % pa in Oct 2018. This records an increase from the previous number of 12.800 % pa for Sep 2018. Mortgage Rate: Commercial Banks: Weighted Average data is updated monthly, averaging 13.480 % pa from Jan 2008 (Median) to Oct 2018, with 130 observations. The data reached an all-time high of 20.894 % pa in Jul 2009 and a record low of 7.717 % pa in Jul 2016. Mortgage Rate: Commercial Banks: Weighted Average data remains active status in CEIC and is reported by Bank of Mongolia. The data is categorized under Global Database’s Mongolia – Table MN.M006: Mortgage Rate.

The annual average weighted interest rate on mortgage loans issued to residents of Russia in the national currency saw a decline over the period under consideration. In 2023, it amounted to around **** percent.

This table contains 102 series, with data starting from 2013, and some select series starting from 2016. This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Components (51 items: Total, funds advanced, residential mortgages, insured; Variable rate, insured; Fixed rate, insured, less than 1 year; Fixed rate, insured, from 1 to less than 3 years; ...), and Unit of measure (2 items: Dollars; Interest rate). For additional clarification on the component dimension, please visit the OSFI website for the Report on New and Existing Lending.

Switzerland Mortgage Rate: Fixed: by Maturity: 10 Years data was reported at 1.779 % pa in Sep 2018. This records an increase from the previous number of 1.697 % pa for Aug 2018. Switzerland Mortgage Rate: Fixed: by Maturity: 10 Years data is updated monthly, averaging 2.290 % pa from Jan 2008 (Median) to Sep 2018, with 129 observations. The data reached an all-time high of 4.700 % pa in Jun 2008 and a record low of 1.520 % pa in Sep 2016. Switzerland Mortgage Rate: Fixed: by Maturity: 10 Years data remains active status in CEIC and is reported by Swiss National Bank. The data is categorized under Global Database’s Switzerland – Table CH.M005: Mortgage Rates.

WAS: Effective Rate: 30-Year Jumbo data was reported at 4.810 % in 20 Jul 2018. This records an increase from the previous number of 4.750 % for 13 Jul 2018. WAS: Effective Rate: 30-Year Jumbo data is updated weekly, averaging 4.260 % from Jan 2011 (Median) to 20 Jul 2018, with 393 observations. The data reached an all-time high of 5.680 % in 11 Feb 2011 and a record low of 3.670 % in 30 Sep 2016. WAS: Effective Rate: 30-Year Jumbo data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.M013: Weekly Applications Survey: Mortgage Interest Rate.

Mortgage credit interest rate, percent in the Ivory Coast, December, 2023 The most recent value is 6.61 percent as of December 2023, an increase compared to the previous value of 6.37 percent. Historically, the average for the Ivory Coast from July 2016 to December 2023 is 7.06 percent. The minimum of 3.2 percent was recorded in November 2021, while the maximum of 9.28 percent was reached in August 2016. | TheGlobalEconomy.com

Lending Rate: Foreign Currencies Mortgage Loans: YB: CF: Bryansk Region data was reported at 7.000 % pa in Dec 2016. This stayed constant from the previous number of 7.000 % pa for Nov 2016. Lending Rate: Foreign Currencies Mortgage Loans: YB: CF: Bryansk Region data is updated monthly, averaging 9.940 % pa from Dec 2008 (Median) to Dec 2016, with 63 observations. The data reached an all-time high of 13.500 % pa in Feb 2010 and a record low of 7.000 % pa in Dec 2016. Lending Rate: Foreign Currencies Mortgage Loans: YB: CF: Bryansk Region data remains active status in CEIC and is reported by Bank of Russia. The data is categorized under Russia Premium Database’s Interest and Foreign Exchange Rates – Table RU.MB012: Lending Rate: Foreign Currencies Housing Loans: ow Mortgage: by Region: Average from Year Beginning.

Bank Lending Rate in the United Kingdom increased to 8.59 percent in August from 8.58 percent in July of 2025. This dataset provides - United Kingdom Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The monthly value of new mortgage lending fluctuated between 14 billion euros (January 2017) and 38 billion euros (September 2017). In May 2023, the value of mortgage loans originated amounted to 14.1 billion euros, down from 24.7 billion euros during the equivalent month in 2022. One of the main reasons for the decline in new lending was the increase in mortgage rates in response to soaring inflation. With borrowing notably more expensive, homebuyer sentiment decreased and buyers were less likely to take out a loan.