Graph and download economic data for Treasury Yield: Money Market <100M (MMTY) from Apr 2021 to Jul 2025 about marketable, Treasury, yield, interest rate, interest, rate, and USA.

On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

From January 2020 through January 2025, the value of money market funds under management in the United Kingdom (UK) remained relatively stable aside from one notable spike in value in October 2022, by January 2023, however, the spike had subsided, and fund levels had fallen below ** million British pounds.

How are money market yields linked to inflation? The money market yields are influenced by inflation expectations. When inflation expectations rise, investors typically demand higher nominal yields to offset the anticipated decline in purchasing power. Market sentiment regarding inflation is reflected in these yields, which act as indicators for both investors and policymakers. The inflation rate for the Consumer Price Index (CPI) in the United Kingdom went from under *** percent in March 2021 to a high of **** percent in October 2022. Although inflation declined to *** percent in October 2023, it remained well above the levels seen before 2021. Consequently, a significant increase in money market yields was observed. Beginning in 2022, the monthly average yields from the British government bonds continued to rise until they reached their peak in mid-2023, indicating higher inflation expectations.

What is LIBOR? The London Interbank Offered Rate, or LIBOR, is a benchmark interest rate that reflects the average interest rate at which major global banks lend to each other in the interbank market. It is used to establish interest rates for financial instruments such as adjustable-rate mortgages, business loans, and derivatives. The six-month overnight London Interbank Offered Rate based on the British pound increased month by month from 2022 onwards, reaching its peak in March 2023 at **** percent. This increase in borrowing costs has a ripple effect throughout the financial system, which means higher interest rates for businesses and consumers overall.

Graph and download economic data for Money Market Funds; Total Financial Assets, Level (MMMFFAQ027S) from Q4 1945 to Q1 2025 about MMMF, IMA, financial, assets, and USA.

Brazil BR: Money Market Rate data was reported at 10.839 % pa in 2024. This records a decrease from the previous number of 13.200 % pa for 2023. Brazil BR: Money Market Rate data is updated yearly, averaging 20.000 % pa from Dec 1964 (Median) to 2024, with 61 observations. The data reached an all-time high of 15,778.567 % pa in 1990 and a record low of 2.789 % pa in 2020. Brazil BR: Money Market Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Brazil – Table BR.IMF.IFS: Money Market and Policy Rates: Annual.

The net value of retail sales of money market funds in the United Kingdom (UK) fluctuated considerably between January 2020 and January 2025. The net value of retail sales of money market funds was negative in January 2025 and amounted to **** million British pounds. What are money market funds? Money market funds are a category of mutual funds that invest in liquid and short-term assets. The composition of money market assets is designed to provide investors with a predictable and relatively secure return on their investment while simultaneously preserving liquidity. In addition, the increasing inflow of money market funds signifies heightened investor demand for safety and liquidity, often triggered by rising risk aversion in the face of economic uncertainty or market volatility. In March 2020, the fund flow of money market funds in the United States jumped by over ** percent, surging from ***** to ***** billion U.S. dollars. This significant rise in money market fund flows could be attributed to the elevated economic uncertainty and market turmoil resulting from the COVID-19 pandemic. What do money market fund values indicate? The trajectory of the value of money market funds in a country reveals the sentiments of investors, the economic performance, and the evolution of the market. The ascending trend in these funds often indicates a flight to safety by those looking for security and liquidity, especially during times of increased market volatility or economic uncertainty. The value of money market funds in the United Kingdom remained quite stable, with a few exceptions. This indicates a general sense of security, low volatility, and a cautious approach to investing in the marketplace.

Graph and download economic data for Money Market Funds; Total Financial Assets, Other Changes in Volume (BOGZ1FV634090005Q) from Q4 1946 to Q1 2020 about volume, change, MMMF, financial, assets, and USA.

Graph and download economic data for National Rate: Money Market <100M (MMNDR) from Apr 2021 to Jun 2025 about marketable, deposits, rate, and USA.

Chile CL: Money Market Rate data was reported at 6.200 % pa in 2024. This records a decrease from the previous number of 10.498 % pa for 2023. Chile CL: Money Market Rate data is updated yearly, averaging 3.919 % pa from Dec 1999 (Median) to 2024, with 26 observations. The data reached an all-time high of 10.498 % pa in 2023 and a record low of 0.702 % pa in 2020. Chile CL: Money Market Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Chile – Table CL.IMF.IFS: Money Market and Policy Rates: Annual.

In 2020, the most common asset held by government money market funds in the United States was U.S. treasury bills. These assets made up 48.5 percent of total net assets that year - the highest percentage composition this category has seen between 2000 and 2020. Repurchase agreements were the second-largest share of total net assets in 2020, at around 23.5 percent, followed by U.S. government agency issues, which made up 17 percent of total net assets.

United States - Money Market Funds; Total Financial Assets, Transactions was 926572.00000 Mil. of $ in January of 2025, according to the United States Federal Reserve. Historically, United States - Money Market Funds; Total Financial Assets, Transactions reached a record high of 3196035.00000 in January of 2020 and a record low of -1167881.00000 in July of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Money Market Funds; Total Financial Assets, Transactions - last updated from the United States Federal Reserve on July of 2025.

Benin BJ: Money Market Rate data was reported at 2.000 % pa in 2021. This records a decrease from the previous number of 2.295 % pa for 2020. Benin BJ: Money Market Rate data is updated yearly, averaging 4.428 % pa from Dec 2001 (Median) to 2021, with 21 observations. The data reached an all-time high of 5.398 % pa in 2008 and a record low of 2.000 % pa in 2021. Benin BJ: Money Market Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Benin – Table BJ.IMF.IFS: Money Market and Policy Rates: Annual.

Graph and download economic data for Money Market Funds; Checkable Deposits and Currency; Asset, Level (DISCONTINUED) (BOGZ1FL633020000A) from 1945 to 2020 about checkable, MMMF, deposits, currency, assets, and USA.

The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The financial assets of money market funds in Norway increased with some fluctuation during the period from the first quarter of 2016 to the third quarter of 2019, when it reached a peak of more than 118 billion Norwegian kroner. The value of financial assets of money market funds dropped again the following quarters, and had a value of around 97 billion Norwegian kroner in first quarter 2020.

India Money Market: Call Money: Weighted Avg Rate data was reported at 5.830 % pa in 15 May 2025. This records a decrease from the previous number of 5.840 % pa for 14 May 2025. India Money Market: Call Money: Weighted Avg Rate data is updated daily, averaging 6.325 % pa from Apr 2006 (Median) to 15 May 2025, with 5310 observations. The data reached an all-time high of 13.480 % pa in 07 Sep 2013 and a record low of 2.480 % pa in 04 Jul 2020. India Money Market: Call Money: Weighted Avg Rate data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under High Frequency Database’s Monetary – Table IN.KAD001: Money Market. [COVID-19-IMPACT]

Graph and download economic data for Money Market Funds; Agency- and GSE-Backed Securities; Asset, Transactions (BOGZ1FU633061700A) from 1946 to 2020 about transactions, agency, MMMF, securities, assets, and USA.

United States Retail Sales Nowcast: sa: YoY: Contribution: Money Market: Effective Federal Funds Rate data was reported at 0.000 % in 12 May 2025. This stayed constant from the previous number of 0.000 % for 05 May 2025. United States Retail Sales Nowcast: sa: YoY: Contribution: Money Market: Effective Federal Funds Rate data is updated weekly, averaging 0.000 % from Feb 2020 (Median) to 12 May 2025, with 274 observations. The data reached an all-time high of 6.071 % in 12 Oct 2020 and a record low of 0.000 % in 12 May 2025. United States Retail Sales Nowcast: sa: YoY: Contribution: Money Market: Effective Federal Funds Rate data remains active status in CEIC and is reported by CEIC Data. The data is categorized under Global Database’s United States – Table US.CEIC.NC: CEIC Nowcast: Retail Sales.

United States - Retail Money Market Funds (DISCONTINUED) was 1075.40000 Bil. of $ in February of 2021, according to the United States Federal Reserve. Historically, United States - Retail Money Market Funds (DISCONTINUED) reached a record high of 1154.80000 in May of 2020 and a record low of 41.90000 in February of 1980. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Retail Money Market Funds (DISCONTINUED) - last updated from the United States Federal Reserve on June of 2025.

The U.S. federal funds rate peaked in 2023 at its highest level since the 2007-08 financial crisis, reaching 5.33 percent by December 2023. A significant shift in monetary policy occurred in the second half of 2024, with the Federal Reserve implementing regular rate cuts. By December 2024, the rate had declined to 4.48 percent. What is a central bank rate? The federal funds rate determines the cost of overnight borrowing between banks, allowing them to maintain necessary cash reserves and ensure financial system liquidity. When this rate rises, banks become more inclined to hold rather than lend money, reducing the money supply. While this decreased lending slows economic activity, it helps control inflation by limiting the circulation of money in the economy. Historic perspective The federal funds rate historically follows cyclical patterns, falling during recessions and gradually rising during economic recoveries. Some central banks, notably the European Central Bank, went beyond traditional monetary policy by implementing both aggressive asset purchases and negative interest rates.