The Survey of Consumer Finances (SCF) is normally a triennial cross-sectional survey of U.S. families. The survey data include information on families' balance sheets, pensions, income, and demographic characteristics.

SCE: Financial Situation: Year Ahead: Much Better Off data was reported at 4.730 % in Apr 2025. This records an increase from the previous number of 3.935 % for Mar 2025. SCE: Financial Situation: Year Ahead: Much Better Off data is updated monthly, averaging 4.899 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 8.327 % in May 2019 and a record low of 1.735 % in Jun 2013. SCE: Financial Situation: Year Ahead: Much Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Graph and download economic data for Share of Financial Assets Held by the 90th to 99th Wealth Percentiles (WFRBSN09139) from Q3 1989 to Q1 2025 about wealth, percentile, financial, assets, and USA.

SCE: Credit Availability: Year Ago: Much Easier data was reported at 1.039 % in Apr 2025. This records an increase from the previous number of 0.646 % for Mar 2025. SCE: Credit Availability: Year Ago: Much Easier data is updated monthly, averaging 1.973 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 4.650 % in Jan 2020 and a record low of 0.471 % in Jan 2014. SCE: Credit Availability: Year Ago: Much Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

SCE: Credit Availability: Year Ago: Somewhat Easier data was reported at 8.882 % in Apr 2025. This records an increase from the previous number of 7.468 % for Mar 2025. SCE: Credit Availability: Year Ago: Somewhat Easier data is updated monthly, averaging 17.195 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 24.215 % in Jan 2018 and a record low of 5.976 % in Aug 2022. SCE: Credit Availability: Year Ago: Somewhat Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Variables construction files using raw data and replication code

Graph and download economic data for Consumer Durables Held by the 50th to 90th Wealth Percentiles (WFRBLN40057) from Q3 1989 to Q1 2025 about wealth, percentile, durable goods, consumer, goods, and USA.

According to a survey conducted by Statista among more than 50,000 consumers across 34 markets worldwide, consumers in general were satisfied with the financial advice offered by their banks. The global customer satisfaction rating stood at ****, with Indonesia scoring highest at **** index points. Nevertheless, customers were much more satisfied with the trustworthiness and digital services of banks. More in-depth information can be found in the 2025 global bank customer satisfaction survey

United States SCE: Financial Situation: Year Ahead: Much Worse data was reported at 9.465 % in Apr 2025. This records an increase from the previous number of 7.302 % for Mar 2025. United States SCE: Financial Situation: Year Ahead: Much Worse data is updated monthly, averaging 2.494 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 13.646 % in Jun 2022 and a record low of 0.220 % in Mar 2019. United States SCE: Financial Situation: Year Ahead: Much Worse data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

How do you expect the financial position of your household to change over the next twelve months? According to this survey, the Belgian consumer attitude towards the financial situation of households for the upcoming year was negative from January 2018 to January 2025. For instance, the balance was at -14 in October 2023. In other words, the negative responses outnumbered positive responses by 14 percentage points. Furthermore, most pessimistic attitudes were found in October 2022, whereas the least negative attitudes were found in February and March in 2020 and in May and June in 2021.

United States SCE: Credit Availability: Year Ahead: Somewhat Easier data was reported at 11.309 % in Apr 2025. This records an increase from the previous number of 10.788 % for Mar 2025. United States SCE: Credit Availability: Year Ahead: Somewhat Easier data is updated monthly, averaging 15.838 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 21.992 % in Jun 2015 and a record low of 4.777 % in Jun 2022. United States SCE: Credit Availability: Year Ahead: Somewhat Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Jun 2025 about savings, personal, rate, and USA.

Graph and download economic data for Households; Net Worth, Level (BOGZ1FL192090005Q) from Q4 1987 to Q1 2025 about net worth, Net, households, and USA.

United States SCE: Financial Situation: Year Ago: Much Better Off data was reported at 2.858 % in Apr 2025. This records an increase from the previous number of 2.698 % for Mar 2025. United States SCE: Financial Situation: Year Ago: Much Better Off data is updated monthly, averaging 3.861 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 7.178 % in Feb 2020 and a record low of 1.541 % in Jun 2013. United States SCE: Financial Situation: Year Ago: Much Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Consumer Spending in the United States increased to 16350.20 USD Billion in the second quarter of 2025 from 16291.80 USD Billion in the first quarter of 2025. This dataset provides the latest reported value for - United States Consumer Spending - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

According to Cognitive Market Research, the Trading Software market size will be USD XX million in 2024 and will expand at a compound annual growth rate (CAGR) of XX% from 2024 to 2033. Market Dynamics Key Driver

Surge in retail investor participation is fueling the trading software market 

The rise in retail investor participation in the market is driving the demand for trading software. The driving forces behind the Retail Investor Boom are technology and accessibility, commission free trading software, social media influence, and financial literacy and awareness. The rising demand for trading software is mainly driven by the increasing demand for higher returns. • For instance, the number of demat accounts in India has seen a significant surge, reaching 179 million by October 2024, driven by increased awareness and adoption of equity investments, particularly among young investors. • In the last two years, approximately 30 million new retail investors opened brokerage accounts in United States. The percent of households with stock holdings increased to an all-time high of 58 percent as of 2022, according to the Federal Reserve’s Survey of Consumer Finances, up from 49 percent in 2013. Social media platforms have further fueled the demand for the trading software market. Retail investors are influenced by the Platforms such as Twitter, Reddit, and YouTube have created a community-driven investing culture, where retail traders share strategies, discuss stocks, and even coordinate market moves. (source- https://www.wsj.com/finance/stocks/stocks-americans-own-most-ever-9f6fd963) Technical Innovation is driving the market for trading software Advancements in technology have transformed trading software, enabling automation, real- time analytics and enhanced security. AI-powered insights have democratized finance, allowing anyone with a smartphone to participate in the stock market. Technology has enabled algorithmic trading systems to execute trades at high speeds leveraging automation to place orders, monitor markets, and execute complex strategies within milliseconds. For example, u Trade Algos provides users with capability to access their strategy ‘s historical performance accurately through precise historical data. Prior to engaging in live market trading, traders can conduct backtesting of their strategies to know their hypothetical performance. • For instance, the fusion of AI with crypto trading has given rise to AI crypto trading bots, which currently make up 60% of trading volumes on major exchanges. • AI-powered platforms like DeepSeek in China are being used to predict market movements and enhance decision-making.
The increase in technological advancement has enabled trading systems to execute trades in milliseconds. This speed has reduced transaction costs and enhanced market liquidity which has led to increase in demand for trading software. (source-https://www.debutinfotech.com/blog/what-are-ai-crypto-trading-bots)

Restraints

Cyber security Risks and Data Breaches

The increasing reliance on digital trading platforms has made them prime target for cyberattacks as these platforms handle large volumes of transactions and store sensitive financial data, breaches can lead to financial losses, identify theft, and loss of investor trust. The rising cases of data breaches are one of the prominent restraints in the market. Cybercriminals target trading platforms to steal funds, manipulate markets and disrupt services. • For instance, the collapse of FTX, a major trading platform, was partly due to internal mismanagement and security lapses that led to billions in investors losses. • In October 2022, the Binance exchange experienced hack after an unauthorized third party discovered a vulnerability in the cross-chain bride of system. By exploiting the flaw, the hacker was able to create and withdraw an extra two million Binance coins(BNB). Traders often fall victim to fake trading apps, scam emails, or fraudulent brokerages. Algorithmic trading all over the world has increased with increased penetration, low-cost trading platforms. Algorithmic trading and decentralised finance (DeFi) platforms rely on APIs and smart contracts, which can b...

******* and *********** are the top two answers among U.S. consumers in our survey on the subject of "Most used financial products".The survey was conducted online among 13,690 respondents in the United States, in 2025.

United States SCE: Financial Situation: Year Ago: About the Same data was reported at 44.921 % in Apr 2025. This records a decrease from the previous number of 46.761 % for Mar 2025. United States SCE: Financial Situation: Year Ago: About the Same data is updated monthly, averaging 45.958 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 53.854 % in Jan 2021 and a record low of 33.563 % in Oct 2022. United States SCE: Financial Situation: Year Ago: About the Same data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

According to a survey conducted by Statista among more than 50,000 consumers across 34 markets worldwide, consumers in general were most satisfied with the trustworthiness and digital services of their bank. Terms and conditions, which was the third most valued aspect of the banking service, scored the lowest satisfaction rate of **** index points. More in-depth information can be found in the 2025 global bank customer satisfaction survey.

United States SCE: Financial Situation: Year Ahead: Somewhat Worse Off data was reported at 26.815 % in Apr 2025. This records an increase from the previous number of 22.685 % for Mar 2025. United States SCE: Financial Situation: Year Ahead: Somewhat Worse Off data is updated monthly, averaging 15.638 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 31.138 % in Jun 2022 and a record low of 7.879 % in Dec 2019. United States SCE: Financial Situation: Year Ahead: Somewhat Worse Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.