International Indicators: Malaysia 5-Year Credit Default Swap (CDS) data was reported at 46.575 Basis Point in Feb 2025. This records a decrease from the previous number of 46.706 Basis Point for Jan 2025. International Indicators: Malaysia 5-Year Credit Default Swap (CDS) data is updated monthly, averaging 72.975 Basis Point from Jan 2012 (Median) to Feb 2025, with 156 observations. The data reached an all-time high of 238.823 Basis Point in Sep 2015 and a record low of 34.758 Basis Point in Dec 2019. International Indicators: Malaysia 5-Year Credit Default Swap (CDS) data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Indonesia Premium Database’s Monetary – Table ID.KAI002: Financial System Statistics: Macroeconomic Indicator.

Graph and download economic data for National Rate Cap: 60 Month CD <100M (NRC60MCD) from Apr 2021 to Jun 2025 about CD, 5-year, rate, and USA.

Domestic Indicators: Indonesia 5-Year Credit Default Swap (CDS) data was reported at 95.436 Basis Point in Mar 2025. This records an increase from the previous number of 78.833 Basis Point for Feb 2025. Domestic Indicators: Indonesia 5-Year Credit Default Swap (CDS) data is updated monthly, averaging 103.532 Basis Point from Jan 2014 (Median) to Mar 2025, with 135 observations. The data reached an all-time high of 276.303 Basis Point in Sep 2015 and a record low of 65.982 Basis Point in Jan 2020. Domestic Indicators: Indonesia 5-Year Credit Default Swap (CDS) data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Indonesia Premium Database’s Monetary – Table ID.KAI002: Financial System Statistics: Macroeconomic Indicator.

Graph and download economic data for National Rate on Jumbo Deposits (greater or equal to $100,000): 60 Month CD (DISCONTINUED) (CD60NRJD) from 2009-05-18 to 2021-03-29 about jumbo, CD, deposits, 5-year, rate, and USA.

Indonesia International Indicators: Japan 5-Year Credit Default Swap (CDS) data was reported at 15.773 Basis Point in Feb 2025. This records a decrease from the previous number of 20.127 Basis Point for Jan 2025. Indonesia International Indicators: Japan 5-Year Credit Default Swap (CDS) data is updated monthly, averaging 25.434 Basis Point from Jan 2012 (Median) to Feb 2025, with 158 observations. The data reached an all-time high of 158.082 Basis Point in Aug 2013 and a record low of 15.773 Basis Point in Feb 2025. Indonesia International Indicators: Japan 5-Year Credit Default Swap (CDS) data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Indonesia Premium Database’s Monetary – Table ID.KAI002: Financial System Statistics: Macroeconomic Indicator.

According to Cognitive Market Research, the global Certificate of Deposit market size will be USD XX million in 2024. It will expand at a compound annual growth rate (CAGR) of 8.00% from 2024 to 2031.

North America held the major market share for more than 40% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 6.2% from 2024 to 2031.
Europe accounted for a market share of over 30% of the global revenue with a market size of USD XX million.
Asia Pacific held a market share of around 23% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 10.0% from 2024 to 2031.
Latin America had a market share of more than 5% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.4% from 2024 to 2031.
Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.7% from 2024 to 2031.
The Less than 1 year held the highest Certificate of Deposit market revenue share in 2024.

Market Dynamics of Certificate of Deposit Market

Key Drivers for Certificate of Deposit Market

Growing Demand for Early Retirement Planning to Increase the Demand Globally

The growing demand for early retirement planning is driving the Certificate of Deposit (CD) market as individuals increasingly seek secure and reliable investment options to ensure financial stability in their retirement years. CDs offer a low-risk investment with guaranteed returns, making them an attractive choice for conservative investors looking to preserve capital and generate predictable income. With an aging population and heightened awareness of the need for financial planning, more people are prioritizing investments that provide safety and stability. CDs, with their fixed interest rates and protection against market volatility, align well with the goals of early retirees who prioritize preserving their savings while earning a steady return. This trend fuels the growth of the CD market as part of comprehensive retirement strategies.

Growing Demand of Enhanced CD products to Propel Market Growth

The growing demand for enhanced Certificate of Deposit (CD) products is driving the market due to their ability to offer higher returns and additional features compared to traditional CDs. Enhanced CDs, such as those with variable interest rates, callable options, or market-linked returns, attract investors seeking better yields while still enjoying the security and low risk associated with CDs. These innovative products appeal to a broader range of investors, including those looking for diversified income streams and higher growth potential. Additionally, the customization and flexibility of enhanced CDs cater to the evolving preferences of investors, who are increasingly sophisticated and seeking tailored financial solutions. This trend boosts the attractiveness and market adoption of CDs, expanding their role in investment portfolios.

Restraint Factor for the Certificate of Deposit Market

Low Interest Rates to Limit the Sales

Low interest rates restrain the Certificate of Deposit (CD) market by reducing the attractiveness of these financial instruments to investors seeking higher returns. When interest rates are low, the yields on CDs decrease, making them less appealing compared to other investment options such as stocks, bonds, or mutual funds, which may offer higher potential returns. This diminished appeal leads to reduced demand for CDs among both retail and institutional investors. Additionally, low interest rates can prompt banks and financial institutions to offer fewer incentives or promotional rates for CDs, further dampening market growth. The overall impact is a slowdown in the market's expansion, as investors seek alternative investments that promise better returns in a low-interest-rate environment.

Impact of Covid-19 on the Certificate of Deposit Market

The COVID-19 pandemic had a mixed impact on the Certificate of Deposit (CD) market. On one hand, economic uncertainty and market volatility drove many investors towards safer, more stable investment options like CDs. This increased demand for secure, low-risk instruments as people sought to protect their capital. On the ot...

Graph and download economic data for National Rate: 12 Month CD <100M (NDR12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, deposits, rate, and USA.

Certificate of Deposit Market size was valued at USD 7.2 Billion in 2023 and is projected to reach USD 10.8 Billion by 2031, growing at a CAGR of 5% from 2024 to 2031.Certificate of Deposit Market: Definition/ OverviewA Certificate of Deposit (CD) is a fixed-income financial instrument given by banks and credit unions in which a person commits to deposit a specific amount of money for a set length of time in exchange for a guaranteed fixed interest rate. CDs are often seen as low-risk investments, providing investors with regular returns while shielding their wealth from market volatility. Certificates of Deposit are used as a secure savings option for those wishing to conserve their cash while receiving interest, making them especially appealing during times of economic turmoil. Furthermore, financial organizations use CDs to stabilize their financing sources, allowing them to lend or invest the pooled money more effectively, thus promoting broader economic activity.

In 2024, a total of 32.9 million physical CDs were shipped in the United States. However, this figure marks a considerable decrease from a decade earlier, when shipments were still above 100 million. More than 900 million CDs were shipped in the United States at the turn of the millenium, but the product has experienced a large decline in popularity in general since. Physical music sales Seen as the successor to vinyl records and cassette tapes, compact discs or CDs were one of the most popular prerecorded music formats for much of the 1990s and early 2000s. Competition, first in the form of digital music formats and then streaming, has led to a massive decline in total album sales, with the CD format being hit particularly hard. For five years now, music streaming revenue accounted for over 80 percent of total industry revenue partially thanks to the ability of these platforms to provide users with instant access to an endless online library of music which can be enjoyed via any device at any time. While most physical album sales have suffered, vinyl albums have experienced a resurgence in recent years. The format’s total sales figures increased significantly in each year since 2010.

International Indicators: Malaysia 5-Year Credit Default Swap (CDS)在2025-02达46.575Basis Point，相较于2025-01的46.706Basis Point有所下降。International Indicators: Malaysia 5-Year Credit Default Swap (CDS)数据按月度更新，2012-01至2025-02期间平均值为72.975Basis Point，共156份观测结果。该数据的历史最高值出现于2015-09，达238.823Basis Point，而历史最低值则出现于2019-12，为34.758Basis Point。CEIC提供的International Indicators: Malaysia 5-Year Credit Default Swap (CDS)数据处于定期更新的状态，数据来源于Bank Indonesia，数据归类于Indonesia Premium Database的Monetary – Table ID.KAI002: Financial System Statistics: Macroeconomic Indicator。

The yield on Romania 10Y Bond Yield held steady at 7.15% on July 11, 2025. Over the past month, the yield has fallen by 0.40 points, though it remains 0.54 points higher than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. Romania 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on July of 2025.

Domestic Indicators: Indonesia 5-Year Credit Default Swap (CDS)在2025-03达95.436Basis Point，相较于2025-02的78.833Basis Point有所增长。Domestic Indicators: Indonesia 5-Year Credit Default Swap (CDS)数据按月度更新，2014-01至2025-03期间平均值为103.532Basis Point，共135份观测结果。该数据的历史最高值出现于2015-09，达276.303Basis Point，而历史最低值则出现于2020-01，为65.982Basis Point。CEIC提供的Domestic Indicators: Indonesia 5-Year Credit Default Swap (CDS)数据处于定期更新的状态，数据来源于Bank Indonesia，数据归类于Indonesia Premium Database的Monetary – Table ID.KAI002: Financial System Statistics: Macroeconomic Indicator。

International Indicators: Japan 5-Year Credit Default Swap (CDS)在2025-02达15.773Basis Point，相较于2025-01的20.127Basis Point有所下降。International Indicators: Japan 5-Year Credit Default Swap (CDS)数据按月度更新，2012-01至2025-02期间平均值为25.434Basis Point，共158份观测结果。该数据的历史最高值出现于2013-08，达158.082Basis Point，而历史最低值则出现于2025-02，为15.773Basis Point。CEIC提供的International Indicators: Japan 5-Year Credit Default Swap (CDS)数据处于定期更新的状态，数据来源于Bank Indonesia，数据归类于Indonesia Premium Database的Monetary – Table ID.KAI002: Financial System Statistics: Macroeconomic Indicator。

This statistic shows the number of people buying music CDs within the past 6 months in Germany from 2010 to 2015, by number of purchases. In 2013, 17.02 million Germans aged 14 years and older had bought one to five music CDs over the last half year.

Consumers in the age bracket 55 and older were most likely to purchase CDs, with 36 percent of Americans aged over 55 having bought a CD in the year 2019, up from 35 percent in 2018. Younger generations were less likely to have purchased a CD, with only four percent of those aged between 13 and 17 in the year 2019, down from five percent the previous year.

ERA5 is the fifth generation ECMWF reanalysis for the global climate and weather for the past 8 decades. Data is available from 1940 onwards. ERA5 replaces the ERA-Interim reanalysis. Reanalysis combines model data with observations from across the world into a globally complete and consistent dataset using the laws of physics. This principle, called data assimilation, is based on the method used by numerical weather prediction centres, where every so many hours (12 hours at ECMWF) a previous forecast is combined with newly available observations in an optimal way to produce a new best estimate of the state of the atmosphere, called analysis, from which an updated, improved forecast is issued. Reanalysis works in the same way, but at reduced resolution to allow for the provision of a dataset spanning back several decades. Reanalysis does not have the constraint of issuing timely forecasts, so there is more time to collect observations, and when going further back in time, to allow for the ingestion of improved versions of the original observations, which all benefit the quality of the reanalysis product. ERA5 provides hourly estimates for a large number of atmospheric, ocean-wave and land-surface quantities. An uncertainty estimate is sampled by an underlying 10-member ensemble at three-hourly intervals. Ensemble mean and spread have been pre-computed for convenience. Such uncertainty estimates are closely related to the information content of the available observing system which has evolved considerably over time. They also indicate flow-dependent sensitive areas. To facilitate many climate applications, monthly-mean averages have been pre-calculated too, though monthly means are not available for the ensemble mean and spread. ERA5 is updated daily with a latency of about 5 days. In case that serious flaws are detected in this early release (called ERA5T), this data could be different from the final release 2 to 3 months later. In case that this occurs users are notified. The data set presented here is a regridded subset of the full ERA5 data set on native resolution. It is online on spinning disk, which should ensure fast and easy access. It should satisfy the requirements for most common applications. An overview of all ERA5 datasets can be found in this article. Information on access to ERA5 data on native resolution is provided in these guidelines. Data has been regridded to a regular lat-lon grid of 0.25 degrees for the reanalysis and 0.5 degrees for the uncertainty estimate (0.5 and 1 degree respectively for ocean waves). There are four main sub sets: hourly and monthly products, both on pressure levels (upper air fields) and single levels (atmospheric, ocean-wave and land surface quantities). The present entry is "ERA5 hourly data on pressure levels from 1940 to present".

The Arctic Transitions in the Land-Atmosphere System (ATLAS) Project is a coordinated program that will examine the geographical patterns and controls over climate-land surface exchange and develop reasonable scenarios of future change in the Arctic. These CDs are a compilation of information and measurements made at the Seward Peninsula sites in Alaska by a hard working group of scientists and technicians. It contains data, pictures and descriptions for a 5 year period from 1998 through 2002. The CD contents are online at the dataset homepage.

This dataset provides estimates of surface elevation change over the Greenland and Antarctic ice sheets since 1992, utilizing satellite radar altimetry from five missions: ERS-1, ERS-2, ENVISAT, CryoSat-2, and Sentinel-3A. The surface elevation change is modelled over successive, overlapping periods and reported monthly. The dataset production method is an evolution of those employed by the European Space Agency (ESA)'s Greenland and Antarctic Ice Sheet Climate Change Initiatives and is guided by the Global Climate Observing System targets for the Ice Sheets Essential Climate Variable. An annual Climate Data Record (CDR), and monthly intermediate CDRs (ICDRs) are issued. Each monthly record includes all previous data, from 1992 onwards, as well as that month's update. This product is designed to provide data stability, so changes in the historic data, eg. if a satellite's elevation data is reprocessed or if inter-satellite cross-calibration is revised, are only introduced in the annual CDR. Each annual CDR is given a version number. The differences in the geographical location of the two sheets result in site-specific processing: Greenland: Data consists of surface elevation change rate and its uncertainty in a five-year (for the early satellites: ERS-1, ERS-2, and ENVISat) or three-year (for CryoSat-2 and Sentinel-3A) moving window. The moving window is advanced at one-month steps. Elevation measurements from satellite radar altimetry are used to build time-series of elevation change by the most optimal combination of the crossover-, repeat-track- and plane-fitting methods. The timeseries is derived for each cell on a 25km by 25km polar stereographic grid, covering the main Greenland ice sheet, and not including peripheral glaciers and ice caps. Data gaps have been filled using an ordinary Kriging interpolation method, and the distance to the nearest observational point is provided as utility information. The distance can be used to flag filled data. Antarctica: Data consists of surface elevation change rate over a five-year moving window that advances in one-month steps. It covers the Antarctic ice sheet, ice shelves and associated ice rises and islands on a 25km by 25km polar stereographic grid. Elevation measurements from five satellite radar altimetry missions, ERS1, ERS2, EnviSat, CryoSat-2 and Sentinel-3A, are used to produce timeseries of surface elevation change by the crossover method for each grid cell. The mission timeseries are cross-calibrated into a consistent record, which is used to derive surface elevation change rates and their uncertainty estimates in each cell and time-window. Data gaps are flagged but not filled.

Standard errors in parentheses are clustered at the bank level. *, ** and *** represent significance at the 10%, 5% and 1% percent level, respectively.