View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

30 Year Mortgage Rate in the United States decreased to 6.23 percent in November 26 from 6.26 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-11-26 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

Mortgage interest rates in Europe soared in 2022 and remained elevated in the following two years. In many countries, this resulted in mortgage interest rates across the region more than doubling. In the first quarter of 2025, the average mortgage interest rate in the UK stood at **** percent. Spain had the lowest rate, at **** percent, while Poland had the highest, at *** percent. Why did mortgage interest rates increase? Mortgage rates have risen as a result of the European Central Bank (ECB) interest rate increase. The ECB increased its interest rates to tackle inflation. As inflation calms, the ECB is expected to cut rates, which allows mortgage lenders to reduce mortgage interest rates. What is the impact of interest rates on home buying? Lower interest rates make taking out a housing loan more affordable, and thus, encourage home buying. That can be seen in many countries across Europe: In France, the number of residential properties sold rose in the years leading up to 2021, and fell as interest rates increased. The number of houses sold in the UK followed a similar trend.

Fixed 30-year mortgage rates in the United States averaged 6.40 percent in the week ending November 21 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

As of September 2025, the maximum interest rate for 21 to 35-year fixed-rate Flat 35 housing loans with a loan-to-value ratio of 90 percent or less in Japan stood at **** percent. This represented an increase compared to **** percent in June 2025.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates (PRIME) from 1955-08-04 to 2025-10-30 about prime, loans, interest rate, banks, depository institutions, interest, rate, and USA.

Mortgage credit interest rate, percent in Brazil, September, 2025 The most recent value is 10.31 percent as of September 2025, a decline compared to the previous value of 10.45 percent. Historically, the average for Brazil from March 2011 to September 2025 is 9.07 percent. The minimum of 6.63 percent was recorded in May 2021, while the maximum of 11.41 percent was reached in July 2023. | TheGlobalEconomy.com

The mortgage interest rate in Germany decreased notably between 2013 and 2022, falling below *** percent. This was part of an overall trend of falling mortgage interest rates in Europe. The mortgage interest rate in Germany has since increased to *** percent in the first quarter of 2025. The German mortgage market In Europe, Germany is the second-largest mortgage market, with a total value of mortgages outstanding amounting to nearly *** trillion euros. Mortgage loans are one of the oldest bank products. Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. Mortgage loans The higher cost of borrowing has a significant effect on the market: While the interest rates were at their lowest, mortgage lending was on the rise. In 2023, when the rates reached a 10-year-high, the quarterly gross mortgage lending fell to the lowest value since 2014. Meanwhile, house prices have also increased substantially in recent years. According to the House Price Index in Germany, between 2015 and 2024, house prices increased by nearly ** percent.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-12-01 about jumbo, 30-year, mortgage, fixed, rate, indexes, and USA.

Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: 5 to 10 Years data was reported at 0.000 % pa in Mar 2025. This stayed constant from the previous number of 0.000 % pa for Feb 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: 5 to 10 Years data is updated monthly, averaging 4.000 % pa from Jun 1993 (Median) to Mar 2025, with 382 observations. The data reached an all-time high of 18.250 % pa in Sep 2004 and a record low of 0.000 % pa in Mar 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: 5 to 10 Years data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M006: Lending Rate: Non Financial Private Sector.

The mortgage interest rate in Finland generally decreased between 2014 and 2022, followed by an increase. Factors that influence mortgage interest rates include inflation, economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market. The mortgage interest rate in Finland decreased to its lowest value of **** percent in the fourth quarter of 2020 as part of an overall trend of falling mortgage interest rates in Europe. The mortgage interest rate has since risen to **** percent by the second quarter of 2024.

Mortgage credit interest rate, percent in Poland, September, 2025 The most recent value is 7.03 percent as of September 2025, a decline compared to the previous value of 7.06 percent. Historically, the average for Poland from January 2004 to September 2025 is 5.39 percent. The minimum of 2.27 percent was recorded in December 2020, while the maximum of 8.14 percent was reached in November 2004. | TheGlobalEconomy.com

Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, 5-year, interest rate, interest, rate, and USA.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-12-01 about FHA, 30-year, mortgage, fixed, rate, indexes, and USA.

The US Home Loan Market Report is Segmented by Loan Purpose (Purchase, Home Improvement/Renovation, Others), Provider (Banks, Housing Finance Companies, Others), Interest Rates (Fixed Interest Rates, Floating Interest Rates), and Loan Tenure (Less Than or Equal To 10 Years, 11 – 20 Years, and Longer Than 20 Years). The Market Forecasts are Provided in Terms of Value (USD).

United States Mortgage Fixed Rate: Mth Avg: 15 Year data was reported at 4.250 % pa in Oct 2018. This records an increase from the previous number of 4.080 % pa for Sep 2018. United States Mortgage Fixed Rate: Mth Avg: 15 Year data is updated monthly, averaging 5.680 % pa from Sep 1991 (Median) to Oct 2018, with 326 observations. The data reached an all-time high of 8.800 % pa in Jan 1995 and a record low of 2.660 % pa in Apr 2013. United States Mortgage Fixed Rate: Mth Avg: 15 Year data remains active status in CEIC and is reported by Federal Home Loan Mortgage Corporation, Freddie Mac. The data is categorized under Global Database’s United States – Table US.M012: Mortgage Interest Rate.

Mortgage credit interest rate, percent in Grenada, December, 2019 The most recent value is 7 percent as of December 2019, no change compared to the previous value of 7 percent. Historically, the average for Grenada from March 2009 to December 2019 is 8.53 percent. The minimum of 5.79 percent was recorded in December 2011, while the maximum of 9.63 percent was reached in March 2009. | TheGlobalEconomy.com

The global home loan market is experiencing robust growth, projected to maintain a Compound Annual Growth Rate (CAGR) exceeding 7% from 2025 to 2033. This expansion is driven by several key factors. Firstly, a consistently increasing global population, coupled with urbanization trends, fuels a persistent demand for housing. Secondly, favorable government policies in many regions, including subsidized interest rates and tax incentives for homebuyers, stimulate market activity. Furthermore, the rising disposable incomes in several developing economies are empowering more individuals to access home loans, contributing to market expansion. Innovative financial products, such as online loan applications and flexible repayment options offered by both traditional banks and fintech companies, are further accelerating market growth. Competition among providers, including banks, housing finance companies, and other financial institutions, is also driving innovation and affordability. However, the market faces certain restraints. Fluctuations in interest rates represent a significant challenge, impacting borrowing costs and consequently consumer demand. Economic downturns and periods of high inflation can also dampen market sentiment and reduce borrowing activity. Regulatory changes and stringent lending criteria in certain jurisdictions might restrict access to credit for some potential borrowers. Geopolitical instability and regional economic disparities also influence market growth, with some regions experiencing faster growth than others. The segmentation of the market by provider (banks dominating, followed by housing finance companies and others), interest rate type (fixed vs. floating), and loan tenure (with longer-term loans exhibiting higher demand) reveals opportunities for targeted marketing and product development. The leading companies, including Bank of America, Goldman Sachs (Marcus), and several international and regional players, are leveraging these trends to expand their market share. The geographical distribution of the market, with significant regional variations reflecting varying economic conditions and housing markets, presents diverse investment and growth opportunities. Recent developments include: September 2022: Citigroup Inc said it has slightly trimmed its mortgage workforce, due to an internal streamlining of functions.Less than 100 positions were affected.September 2022: Bank of America is launching a new mortgage product that would allow first-time homebuyers to purchase a home with no down payment, no mortgage insurance and zero closing costs.It will not require a minimum credit score and will instead consider other factors for eligibility.. Key drivers for this market are: Real Estate Market Trends, Government Policies. Potential restraints include: Real Estate Market Trends, Government Policies. Notable trends are: Turkey has the Highest Mortgage Interest Rate.

Among the factors that influence mortgage interest rates are inflation, economic growth, monetary policies, the bond market, lenders' stability, and the housing market's overall conditions. The mortgage interest rate in Romania fluctuated during the period under observation, with an upward trend from the second quarter of 2017 onwards. The first quarter of 2023 reached the highest value recorded — **** percent; by the fourth quarter of 2024, it dropped to **** percent.