30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Mortgage interest rates in Europe soared in 2022 and remained elevated in the following two years. In many countries, this resulted in interest rates more than doubling. In the UK, the average mortgage interest rate rose from **** percent in 2020 to **** percent in 2023, before falling to **** in 2024. Why did mortgage interest rates increase? Mortgage rates have risen as a result of the European Central Bank (ECB) interest rate increase. The ECB increased its interest rates to tackle inflation. As inflation calms, the ECB is expected to cut rates, which allows mortgage lenders to reduce mortgage interest rates. What is the impact of interest rates on home buying? Lower interest rates make taking out a housing loan more affordable, and thus, encourage homebuying. That can be seen in many countries across Europe: In France, the number of residential properties sold rose in the years leading up to 2021, and fell as interest rates increased. The number of houses sold in the UK followed a similar trend.

Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, interest rate, interest, 5-year, rate, and USA.

Mortgage Assignment & Release Data refers to information related to the assignment and release of mortgage loans. It provides valuable insights into the transfer of mortgage ownership from one party to another and the subsequent release of the mortgage lien. This data can be essential for various industries, including banking, real estate, legal services, and mortgage lending, enabling them to make informed decisions and mitigate risks associated with mortgage transactions.

What is Assignment and Release Data?

Assignment Data – Assignment data pertains to the transfer of ownership rights of a mortgage loan from one entity to another. This transfer typically occurs when a lender sells or transfers a mortgage loan to another financial institution, such as a bank, credit union, or mortgage-backed security issuer. Assignment data includes information such as the parties involved, the effective date of the assignment, and any relevant terms or conditions.

Release Data – Release data involves the release or satisfaction of a mortgage lien on a property. When a mortgage loan is fully paid off or otherwise satisfied, the lender releases the mortgage lien, allowing the property owner to have clear title. Release data provides details about the release, including the date of release, the parties involved, and any legal documentation associated with the release.

Assignment & Release Property Details:

• 15 Years of Historical Transactions
• Property Address (Where Available)
• Borrower and Ownership Details
• Original, Assignor, and Assignee Lender Name
• Original Mortgage Information

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-07-11 about jumbo, 30-year, fixed, mortgage, rate, indexes, and USA.

After a period of record-low mortgage interest rates, the cost of mortgage borrowing in Germany surged in 2022. In 2019, mortgage rates declined notably, falling as low as **** percent in December 2020. This downward trend reversed in 2021, as mortgage rates started to gradually pick up. Five-to-ten-year mortgage loans had the lowest rates in March 2025 at **** percent, while floating rate mortgages up to one year were the most expensive at **** percent. Mortgages with over **-year fixed period – the most popular loan type among homebuyers — had an interest rate of **** percent. Why did mortgage rates in Germany increase? In 2022, the annual inflation rate in Germany experienced a swift rise, prompting the central bank to raise interest rates to counter this surge. The European Central Bank (ECB) is responsible for determining Germany's central bank interest rate. In July 2022, following a prolonged period of stability, the average interest rates in Germany began a steady rise, which persisted consistently thereafter.  This increase is intended to stabilize prices, but it also means higher borrowing costs for those seeking mortgages. Downturn in Germany's home loan borrowing From 2022 onward, the gross residential mortgage lending in Germany fell dramatically. Besides the higher interest rates, the downturn can be explained by the slowed pace of economic growth, which makes individuals and businesses more cautious about big investments such as buying a home. Additionally, the German housing market suffers a chronic undersupply, meaning that homebuyers often struggle to find an affordable home to purchase.

Mortgage credit interest rate, percent in Brazil, March, 2025 The most recent value is 10.91 percent as of March 2025, an increase compared to the previous value of 9.98 percent. Historically, the average for Brazil from March 2011 to March 2025 is 9.01 percent. The minimum of 6.63 percent was recorded in May 2021, while the maximum of 11.41 percent was reached in July 2023. | TheGlobalEconomy.com

Switzerland Mortgage Rate: Fixed: by Maturity: 7 Years data was reported at 1.487 % pa in Sep 2018. This records an increase from the previous number of 1.412 % pa for Aug 2018. Switzerland Mortgage Rate: Fixed: by Maturity: 7 Years data is updated monthly, averaging 1.910 % pa from Jan 2008 (Median) to Sep 2018, with 129 observations. The data reached an all-time high of 4.610 % pa in Jun 2008 and a record low of 1.320 % pa in Sep 2016. Switzerland Mortgage Rate: Fixed: by Maturity: 7 Years data remains active status in CEIC and is reported by Swiss National Bank. The data is categorized under Global Database’s Switzerland – Table CH.M005: Mortgage Rates.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-07-10 about FHA, 30-year, fixed, mortgage, rate, indexes, and USA.

Graph and download economic data for 30-Year Fixed Rate Veterans Affairs Mortgage Index (OBMMIVA30YF) from 2017-01-03 to 2025-07-10 about veterans, 30-year, fixed, mortgage, rate, indexes, and USA.

United States Mortgage Interest Paid: Owner & Tenant Occupied Residential Housing data was reported at 454,932.000 USD in Mar 2020. This records a decrease from the previous number of 459,833.000 USD for Dec 2019. United States Mortgage Interest Paid: Owner & Tenant Occupied Residential Housing data is updated quarterly, averaging 318,834.000 USD from Mar 1977 (Median) to Mar 2020, with 173 observations. The data reached an all-time high of 594,791.000 USD in Dec 2007 and a record low of 53,754.000 USD in Mar 1977. United States Mortgage Interest Paid: Owner & Tenant Occupied Residential Housing data remains active status in CEIC and is reported by Bureau of Economic Analysis. The data is categorized under Global Database’s United States – Table US.KB025: Mortgage Interest Paid. [COVID-19-IMPACT]

In 2022, Portugal overturned the sinking mortgage interest rate it had gone through during the coronavirus (COVID-19) pandemic. The country did not escape from the overall trend of falling mortgage interest rates observed in Europe during the COVID-19 crisis, which positioned national mortgage interest rates at **** percent in the fourth quarter of 2021. Interest rates as a weapon against inflation Even though interest rates are affected by economic growth, monetary policies, the bond market, the stability of lenders, and the overall conditions of the housing market, inflation currently leads the European Central Bank (ECB)’s decisions regarding them. As inflation had been low in Europe since the 2008 financial crisis, the ECB lowered interest rates in an attempt to promote economic growth. However, the economic difficulties brought up by the coronavirus pandemic and the Russian-Ukrainian war have fueled inflation. To counteract this rise, the ECB increased interest rates. Portugal’s abrupt rise in interest rates on new residential loans from **** percent in 2021 to **** percent in 2023 demonstrates the balanced and calculated act between the two financial indices. High interest rates and low mortgage lending Compared to other European nations, Portugal has a low gross residential mortgage lending. In the third and fourth quarters of 2022, mortgage lending decreased in the country due to rising interest rates and worsening economic conditions, but have increased dramatically until 2024. Despite being in a rising trajectory in terms of outstanding residential mortgage lending since the second quarter of 2021, 2023 registered decreasing figures caused by the same economic contingencies. 2024 shows a different trend, however.

Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years data was reported at 0.000 % pa in Mar 2025. This stayed constant from the previous number of 0.000 % pa for Feb 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years data is updated monthly, averaging 0.000 % pa from Jun 1993 (Median) to Mar 2025, with 382 observations. The data reached an all-time high of 16.720 % pa in Feb 1994 and a record low of 0.000 % pa in Mar 2025. Argentina Lending Rate: Foreign Currency: Fixed & Renegotiable: Mortgage Loans: More than 10 Years data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M006: Lending Rate: Non Financial Private Sector.

The US Home Loan Market Report is Segmented by Loan Purpose (Purchase, Home Improvement/Renovation, Others), Provider (Banks, Housing Finance Companies, Others), Interest Rates (Fixed Interest Rates, Floating Interest Rates), and Loan Tenure (Less Than or Equal To 10 Years, 11 – 20 Years, and Longer Than 20 Years). The Market Forecasts are Provided in Terms of Value (USD).

United States Mortgage Debt Outstanding: Effective Interest Rate data was reported at 3.799 % in Mar 2020. This records a decrease from the previous number of 3.872 % for Dec 2019. United States Mortgage Debt Outstanding: Effective Interest Rate data is updated quarterly, averaging 7.677 % from Mar 1977 (Median) to Mar 2020, with 173 observations. The data reached an all-time high of 11.449 % in Mar 1985 and a record low of 3.750 % in Dec 2017. United States Mortgage Debt Outstanding: Effective Interest Rate data remains active status in CEIC and is reported by Bureau of Economic Analysis. The data is categorized under Global Database’s United States – Table US.KB025: Mortgage Interest Paid. [COVID-19-IMPACT]

Argentina Lending Rate: Domestic Currency: Fixed & Renegotiable: Mortgage Loans: 5 to 10 Years data was reported at 29.790 % pa in Mar 2025. This records an increase from the previous number of 29.460 % pa for Feb 2025. Argentina Lending Rate: Domestic Currency: Fixed & Renegotiable: Mortgage Loans: 5 to 10 Years data is updated monthly, averaging 15.695 % pa from Jun 1993 (Median) to Mar 2025, with 382 observations. The data reached an all-time high of 98.180 % pa in Nov 2023 and a record low of 0.000 % pa in Apr 2020. Argentina Lending Rate: Domestic Currency: Fixed & Renegotiable: Mortgage Loans: 5 to 10 Years data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M006: Lending Rate: Non Financial Private Sector.

Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data was reported at 9.360 % pa in Mar 2025. This stayed constant from the previous number of 9.360 % pa for Feb 2025. Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data is updated monthly, averaging 10.150 % pa from Dec 2004 (Median) to Mar 2025, with 244 observations. The data reached an all-time high of 12.490 % pa in Jun 2005 and a record low of 7.000 % pa in Oct 2021. Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M006: Household Credit Interest Rates.

The Latin America Home Mortgage Finance Market is segmented by type (Fixed-rate Mortgage, Adjustable-rate Mortgage), by Tenure (Up to 5 Years, 6 - 10 Years, 11 - 24 Years, and 25 - 30 Years), and by Geography (Brazil, Chile, Peru, Colombia, and the Rest of Latin America). The report offers market size and forecasts for Latin America Home Mortgage Finance Market in value (USD Billion) for all the above segments.