The private household saving rate in the German state of Bavaria was almost ** percent in 2022. The savings rate is the share of gross disposable household income that is not part of final consumer spending.

Household Saving Rate in Germany decreased to 10.40 percent in the first quarter of 2025 from 11.30 percent in the fourth quarter of 2024. This dataset provides the latest reported value for - Germany Personal Savings - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Private households in Hamburg had a savings rate of around **** percent in 2022. The rate had been increasing steadily since 2013 and peaked in 2020. However, since 2021 the savings ratio has been dropping agian. The savings ratio is calculated from savings as a percentage of private households' disposable income (plus the increase in company pension entitlements).

In 2022, the savings rate private households in Berlin was **** percent. This was a decrease compared to the previous year. Figures fluctuated during the specified time period but peaked in 2020. The savings ratio is calculated from savings as a percentage of private households' disposable income (plus the increase in company pension entitlements).

Germany DE: Lending Rate: Households: House Purchase: Stocks data was reported at 1.827 % pa in 2023. This records an increase from the previous number of 1.715 % pa for 2022. Germany DE: Lending Rate: Households: House Purchase: Stocks data is updated yearly, averaging 4.066 % pa from Dec 2003 (Median) to 2023, with 21 observations. The data reached an all-time high of 5.891 % pa in 2003 and a record low of 1.715 % pa in 2022. Germany DE: Lending Rate: Households: House Purchase: Stocks data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Germany – Table DE.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Among the 12 European Union (EU) countries for which there was data available in 2022, Ireland had highest savings per capita. Household gross savings in Germany, the largest economy in the EU, reached a value of 5,976 euros per capita. The data for Luxembourg in 2021 shows that the average household gross savings amounted to 7,612 euros per capita.

Germany DE: Deposit Rate: Households: New Business: Up to 1 Year data was reported at 2.752 % pa in 2023. This records an increase from the previous number of 0.526 % pa for 2022. Germany DE: Deposit Rate: Households: New Business: Up to 1 Year data is updated yearly, averaging 1.097 % pa from Dec 2003 (Median) to 2023, with 21 observations. The data reached an all-time high of 4.133 % pa in 2008 and a record low of 0.025 % pa in 2021. Germany DE: Deposit Rate: Households: New Business: Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Germany – Table DE.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Germany DE: Deposit Rate: Households: Stocks: Up to 2 Years data was reported at 2.251 % pa in 2023. This records an increase from the previous number of 0.405 % pa for 2022. Germany DE: Deposit Rate: Households: Stocks: Up to 2 Years data is updated yearly, averaging 1.612 % pa from Dec 2003 (Median) to 2023, with 21 observations. The data reached an all-time high of 4.247 % pa in 2008 and a record low of 0.221 % pa in 2019. Germany DE: Deposit Rate: Households: Stocks: Up to 2 Years data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Germany – Table DE.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Germany DE: Lending Rate: Households: Stocks: Up to 1 Year data was reported at 9.268 % pa in 2023. This records an increase from the previous number of 6.868 % pa for 2022. Germany DE: Lending Rate: Households: Stocks: Up to 1 Year data is updated yearly, averaging 8.484 % pa from Dec 2003 (Median) to 2023, with 21 observations. The data reached an all-time high of 10.400 % pa in 2008 and a record low of 6.648 % pa in 2021. Germany DE: Lending Rate: Households: Stocks: Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Germany – Table DE.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

The volume of household debt by German households in the second quarter of 2024 represented nearly ** percent of its disposable income. This ratio in Germany has declined a lot since 2022. The level of household savings in Germany has also had significant fluctuations in the past years.

Germany DE: Lending Rate: Households: House Purchase: New Business data was reported at 3.730 % pa in 2023. This records an increase from the previous number of 2.409 % pa for 2022. Germany DE: Lending Rate: Households: House Purchase: New Business data is updated yearly, averaging 3.048 % pa from Dec 2003 (Median) to 2023, with 21 observations. The data reached an all-time high of 5.037 % pa in 2008 and a record low of 1.092 % pa in 2021. Germany DE: Lending Rate: Households: House Purchase: New Business data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Germany – Table DE.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

German private households had ***** billion euros worth of assets in savings bonds, as of 2023. This was a very significant increase compared to 2022. Savings bonds are an investment option basically between a savings account and fixed-interest securities. The interest rate is determined for the whole duration period (up to ten years) and therefore manageable in advance.

Germany DE: Lending Rate: Households: New Business: Floating and Up to 1 Year data was reported at 9.445 % pa in 2023. This records an increase from the previous number of 8.040 % pa for 2022. Germany DE: Lending Rate: Households: New Business: Floating and Up to 1 Year data is updated yearly, averaging 5.532 % pa from Dec 2003 (Median) to 2023, with 21 observations. The data reached an all-time high of 9.445 % pa in 2023 and a record low of 3.678 % pa in 2011. Germany DE: Lending Rate: Households: New Business: Floating and Up to 1 Year data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Germany – Table DE.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Key information about Germany Private Consumption: % of GDP

• Germany Private Consumption accounted for 53.0 % of its Nominal GDP in Dec 2024, compared with a ratio of 53.6 % in the previous quarter.
• Germany Private Consumption contribution to Nominal GDP ratio is updated quarterly, available from Mar 1991 to Dec 2024, with an average share of 55.4 %.
• The data reached an all-time high of 58.2 % in Jun 2009 and a record low of 47.5 % in Mar 2021.

• In the latest reports, Germany GDP contracted 0.5 % YoY in Mar 2023.
• Its Nominal GDP reached 1,072.8 USD bn in Mar 2023.
• Germany GDP Per Capita reached 48,562.1 USD in Dec 2022.
• Its Gross Savings Rate was measured at 29.6 % in Mar 2023.