The HOME Investment Partnership Program (HOME) is authorized under Title II of the Cranston-Gonzalez National Affordable Housing Act. HOME provides formula grants to States and localities that communities use – often in partnership with local nonprofit groups – to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership or provide direct rental assistance to low-income people. HOME is the largest Federal block grant to State and local governments designed exclusively to create affordable housing for low-income households. Each year it allocates approximately $2 billion among the States and hundreds of localities nationwide.

The HOME Investment Partnerships Program (HOME) provides formula grants to states and localities that communities use - often in partnership with local nonprofit groups - to fund a wide range of activities including building, buying, and/or rehabilitating affordable housing for rent or homeownership or providing direct rental assistance to low-income people. HOME is the largest federal block grant to state and local governments designed exclusively to create affordable housing for low-income households.Authorized under Title II of the Cranston-Gonzalez National Affordable Housing Act, the HOME Investment Partnership Program (HOME) is designed exclusively to create affordable housing for low-income households. Each year the HOME Program allocates approximately $2 billion to fund the development, purchase, or rehabilitation of affordable housing, and to provide direct rental assistance. To learn more about the HOME program visit: https://www.hud.gov/program_offices/comm_planning/home, for questions about the spatial attribution of this dataset, please reach out to us at GISHelpdesk@hud.gov. Data Dictionary: DD_HOME Grantee Areas

Date of Coverage: Q1 FY 2025

Financial overview and grant giving statistics of A C T Affordable Housing Inc.

The Federal Housing Finance Agency (FHFA) was established by the Housing and Economic Recovery Act of 2008 (HERA) and is responsible for the supervision, regulation, and housing mission oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Bank (FHLBank) System, which includes 11 FHLBanks and the Office of Finance. FHFA’s mission is to ensure its regulated entities fulfill their mission by operating in a safe and sound manner to serve as a reliable source of liquidity for equitable and sustainable housing finance and community investment throughout the economic cycle. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac (collectively, the Enterprises).

The Local Employment Dynamics (LED) Partnership is a voluntary federal-state enterprise created for the purpose of merging employee, and employer data to provide a set of enhanced labor market statistics known collectively as Quarterly Workforce Indicators (QWI). The QWI are a set of economic indicators including employment, job creation, earnings, and other measures of employment flows. For the purposes of this dataset, LED data for 2018 is aggregated to Census Summary Level 070 (State + County + County Subdivision + Place/Remainder), and joined with the Home Investment Partnership (HOME) Program grantee areas spatial dataset for FY2018. Authorized under Title II of the Cranston-Gonzalez National Affordable Housing Act, the HOME Investment Partnership Program (HOME) is designed exclusively to create affordable housing for low-income households. Each year the HOME Program allocates approximately $2 billion to fund the development, purchase, or rehabilitation of affordable housing, and to provide direct rental assistance.

Please note that this version of the data does not include Community Planning and Development (CPD) entitlement grantees. LED data for CPD entitlement areas can be obtained from the LED for CDBG Grantee Areas feature service.

To learn more about the Local Employment Dynamics (LED) Partnership visit: https://lehd.ces.census.gov/

Data Dictionary: DD_LED for HOME Grantee Areas

Date of Coverage: HOME-2021/LED-2018 Data Updated: Annually

This service denotes the locations of colonias communities as defined in Section 916 of the Cranston-Gonzalez National Affordable Housing Act of 1990.In order to better serve colonia residents, the National Affordable Housing Act of 1990 (as amended) included Section 916 which called for the border states of Arizona, California, New Mexico and Texas to set aside a percentage of their annual State CDBG allocations for use in the colonias. The use of these set aside funds is to help meet the needs of the colonias residents in relationship to the need for potable water, adequate sewer systems, or decent, safe and sanitary housing. Therefore, the set-aside funds may be utilized for any CDBG eligible activity that is, or is in conjunction with, a potable water, sewer or housing activity.Per Section 916 of the Cranston-Gonzalez National Affordable Housing Act of 1990, a "colonia" refers to any community that meets the following criteria:(A) is in the State of Arizona, California, New Mexico, or Texas;(B) is in the area of the United States within 150 miles of the border between the United States and Mexico, except that the term does not include any standard metropolitan statistical area that has a population exceeding 1,000,000;(C) is designated by the State or county in which it is located as a colonia;(D) is determined to be a colonia on the basis of objective criteria, including lack of potable water supply, lack of adequate sewage systems, and lack of decent, safe, and sanitary housing, and;(E) was in existence and generally recognized as a colonia before the date of the enactment of the Cranston-Gonzalez National Affordable Housing Act.To learn more about the State Community Development Block Grant Colonias Set-Aside visit: https://www.hudexchange.info/programs/cdbg-colonias/, for questions about the spatial attribution of this dataset, please reach out to us at GISHelpdesk@hud.gov. Date of Coverage: 2019

This dataset contains specific information about affordable housing projects funded through the American Rescue Plan Act (ARPA), Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), HOME Investment Partnerships American Rescue Plan Program (HOME-ARP), Housing Development Authority (HRA) levy, General Obligation Bonds (GO Bonds) and Statewide Affordable Housing Aid (SAHA) in 2021-2023. It includes project name, funding recipient, funding source, funded amount, location, and housing unit counts.

The data in this bulletin sets out the market-based (i.e., average purchase prices and market rents) and income-based thresholds that are to be used to determine the eligibility of a residential unit for an exemption from development charges and exclusions from the maximum community benefits charge and parkland dedication requirements. This bulletin is effective as of June 1, 2024, and is applicable across Ontario.

Units to which the exemptions and exclusions apply must be subject to agreements that provide for them to remain affordable residential units for 25 years. Units must also be sold or rented on an arm's length basis.

This polygon shapefile represents the boundaries of HOME Investment Partnership Program (HOME) grantee areas. HOME is authorized under Title II of the Cranston-Gonzalez National Affordable Housing Act. HOME provides formula grants to States and localities that communities use often in partnership with local nonprofit groups to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership or provide direct rental assistance to low-income people. Data Current As Of: Fiscal Year 2016

Affordable Housing (1999) scheme was introduced in March 1999.
The figures for Affordable Housing exclude Part V, Planning and Development Acts 2000 - 2006.
Data for 2014 is available on the website
The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

This checklist is applicable to Housing Development Projects, as defined by California Government Code Section 65852.24 which establishes requirements applicable to residential only and mixed-use developments on sites designated for office, retail, or parking, pursuant to Senate Bill (SB) 6, the Middle Class Housing Act of 2022. A separate checklist is provided for other project types that allow housing development in commercial zones through that were also enabled by the passage of Assembly Bill (AB) 2011, the Affordable Housing and High Road Jobs Act of 2022.

​​​​This Annual Housing Report​ (Report) describes the affordable housing activities of the Enterprises and meets the reporting requirements of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992

Community Development Block Grant Program funds help strengthen Maryland’s communities by expanding affordable housing opportunities, creating jobs, stabilizing neighborhoods and improving overall quality of life.​

Congress created the Community Development Block Grant Program under Title I of the Housing and Community Development Act of 1974. The primary objective is to develop viable communities, provide decent housing and a suitable living environment, and to expand economic opportunities, principally for persons of low and moderate income. The U.S. Department of Housing and Urban Development (HUD) oversees the Program.

The Program is comprised of two parts. The Entitlement Program is directly administered by HUD and provides Federal funds to large metropolitan entitlement communities. The States and Small Cities Program provides Federal funds to the States and Puerto Rico (with the exception of Hawaii) who then distribute funds to non-entitlement counties, small cities and towns. Congress​ allocates funds to the program annually. The Entitlement Program receives approximately 70% of the allocation and the remaining 30% is distributed to the States and Small Cities Program.

Maryland's Community Development Block Grant Program is administered by the Maryland Department of Housing and Community Development. The State receives an allocation from the Department of Housing and Urban Development each July.

DISCLAIMER: Some of the information may be tied to the Department’s bond funded loan programs and should not be relied upon in making an investment decision. The Department provides comprehensive quarterly and annual financial information and operating data regarding its bonds and bond funded loan programs, all of which is posted on the publicly-accessible Electronic Municipal Market Access system website (commonly known as EMMA) that is maintained by the Municipal Securities Rulemaking Board, and on the Department’s website under Investor Information.

More information accessible here: http://dhcd.maryland.gov/Investors/Pages/default.aspx

This checklist is applicable to Affordable Housing Developments in Commercial Zones, as defined by California Government Code Section 65912.111, which establishes requirements for Affordable Housing Developments in Commercial Zones. Enabled by Assembly Bill (AB) 2011, the Affordable Housing and High Road Jobs Act of 2022, projects that meet the requirements of Section 65912.111 are eligible for the streamlined, ministerial review process provided by Section 65912.114.

Affordable Housing (1999) scheme was introduced in March 1999. The figures for Affordable Housing exclude Part V, Planning and Development Acts 2000 - 2006. The most current data is published on these sheets. Previously published data may be subject to revision. Any change from the originally published data will be highlighted by a comment on the cell in question. These comments will be maintained for at least a year after the date of the value change.

This regulation exempts property owned by the Alberta Social Housing Corporation (ASHC) from taxation. It also exempts property purchased by a management body or affordable housing provider from the ASHC from taxation as long as it is used as social or affordable housing accommodation. These exemptions are made under section 361(b) of the Municipal Government Act and apply in the 2022 and later taxation years.

From landing page:FHFA establishes annual single-family and multifamily housing goals for mortgages purchased by Fannie Mae and Freddie Mac. The Enterprise Housing Goals include separate categories for single-family mortgages on housing that is affordable to low-income and very low-income families, as well as refinanced mortgages for low-income borrowers. FHFA also establishes separate annual goals for multifamily housing. Loans that are eligible for housing goals credit are mortgages on owner-occupied housing with one to four units. The mortgages must be conventional, conforming mortgages, defined as mortgages that are not insured or guaranteed by the Federal Housing Administration or another government agency and with principal balances that do not exceed the conforming loan limits for Enterprise mortgages. This page provides data on Enterprise performance and activity related to the single-family housi​​ng goals. A full glossary of terms is provided below. Single-Family Enterprise Mortgage Acquisitions: Race and Ethnicity Data The new housing goals data tables provide insight on the racial and ethnic composition of loans acquired by the Enterprises that are eligible for housing goals credit. FHFA has provided the racial and ethnic distribution of the Enterprises' acquisitions across each of the current single-family housing goals categories. ​ Single-Family Housing Goal Loan Segments: State-Level Data FHFA is publishing state-level data for each single-family goal loan purchase and refinance segment. It is important to note that FHFA does not set state-level targets but only at the national level. These tables provide the Enterprises' share in each state along with the market share, as calculated by FHFA using the 'static' HMDA data for each year to determine Enterprise housing goals performance each year. It is important to note that HMDA state-level data are impacted by the number of HMDA-exempt reporters in each state. For more information on HMDA reporting requirements, visit the CFPB HMDA Reporting Requirements page.Low-Income Census Tracts, Minority Census Tracts and Designated Disaster Areas Data The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (Safety and Soundness Act) provides for the establishment of single-family and multifamily goals each year, including a single-family purchase money mortgage goal for families residing in low-income areas. The Safety and Soundness Act defines "low-income area" for the single-family low-income areas home purchase goal as: Census tracts or block numbering areas in which the median income does not exceed 80 percent of area median income (AMI). In addition, for the purposes of this goal, "families residing in low-income areas" also include: Families with income not greater than 100 percent of AMI who reside in minority census tracts. Families with income not greater than 100 percent of AMI who reside in designated disaster areas. ​A "minority census tract" is a census tract that has a minority population of at least 30 percent and a median income of less than 100 percent of the AMI. A "low-income census tract" is census tract in which the median income does not exceed 80 percent of the AMI. Designated disaster areas are identified by FHFA based on the three most recent years' declarations by the Federal Emergency Management Agency (FEMA), where individual assistance payments were authorized by FEMA. A map of census tracts identified as minority census tracts in 2024 can be ​found here. A map of census tracts identified as low-income census tracts in 2024 can be found here. ​Learn more about low-income census tracts, minority census tracts, and designated disaster areas.

This checklist is applicable to Mixed-Income Housing Developments Along Commercial Corridors, as defined by California Government Code Section 65912.121 which establishes requirements applicable to Mixed-Income Housing Developments Along Commercial Corridors. Enabled by Assembly Bill (AB) 2011, the Affordable Housing and High Road Jobs Act of 2022, projects that meet the requirements of Section 65912.121 are eligible for the streamlined, ministerial review process provided by Section 65912.124.

Approved Housing Bodies (AHBs) are independent, not-for-profit organisations. They provide affordable rented housing for people who cannot afford to pay private sector rents or buy their own homes; or for particular groups, such as older people or homeless people. Data contained within the AHB register provides the name and address of all bodies currently approved under section 6 of the Housing (Miscellaneous Provisions) Act 1992.

Mortgage Data Standardization Market Outlook

According to our latest research, the Global Mortgage Data Standardization market size was valued at $1.8 billion in 2024 and is projected to reach $5.1 billion by 2033, expanding at a robust CAGR of 12.3% during the forecast period of 2025–2033. One of the primary factors fueling this growth is the increasing regulatory scrutiny and compliance requirements across financial institutions, which has made standardized mortgage data essential for transparency, risk management, and operational efficiency. As the mortgage industry continues to digitize and expand globally, the demand for seamless, interoperable data frameworks is accelerating, enabling lenders, servicers, and regulators to achieve higher levels of accuracy, security, and speed in mortgage processing.

Regional Outlook

North America currently holds the largest share in the global Mortgage Data Standardization market, accounting for approximately 38% of the total market value in 2024. The region’s dominance is attributed to its mature financial ecosystem, rapid adoption of advanced technologies, and stringent regulatory mandates such as the Home Mortgage Disclosure Act (HMDA) and the Dodd-Frank Act. Major U.S. and Canadian banks have been early adopters of digital mortgage platforms and data standardization tools, driving significant investments in software, services, and platforms. The presence of leading technology vendors and a highly competitive lending environment further accelerates innovation and implementation of standardized data solutions. Additionally, North America benefits from a robust ecosystem of fintech startups and established players collaborating to streamline mortgage data processes, ensuring compliance and operational efficiency.

The Asia Pacific region is emerging as the fastest-growing market, with a projected CAGR of 15.2% from 2025 to 2033. This rapid growth is driven by increasing urbanization, rising home ownership rates, and significant investments in digital banking infrastructure across countries like China, India, and Australia. Governments and regulatory bodies in the region are actively promoting digital transformation in the financial sector, including the adoption of standardized mortgage data frameworks to enhance transparency and reduce fraud. Furthermore, the influx of global fintech companies and the expansion of local mortgage lenders are creating a fertile environment for innovative data standardization solutions. As regional players seek to improve customer experience and comply with evolving regulations, demand for cloud-based and automated mortgage data platforms is set to surge.

Emerging economies in Latin America, the Middle East, and Africa are witnessing gradual adoption of mortgage data standardization, albeit at a slower pace. These regions face unique challenges, such as fragmented regulatory frameworks, limited digital infrastructure, and varying levels of financial literacy. However, localized demand for affordable housing and government-led initiatives to modernize the mortgage sector are opening new opportunities for market entrants. In particular, pilot projects and partnerships with global technology providers are helping to bridge the gap, enabling financial institutions to experiment with scalable, standardized data solutions tailored to local market needs. Despite these advancements, widespread adoption remains constrained by budgetary limitations and the need for customized regulatory compliance frameworks.

Report Scope