Mortgage Interest Rate: Flexible data was reported at 6.800 % pa in 18 May 2025. This stayed constant from the previous number of 6.800 % pa for 17 May 2025. Mortgage Interest Rate: Flexible data is updated daily, averaging 8.600 % pa from Feb 2023 (Median) to 18 May 2025, with 837 observations. The data reached an all-time high of 8.750 % pa in 31 Jul 2024 and a record low of 6.800 % pa in 18 May 2025. Mortgage Interest Rate: Flexible data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under High Frequency Database’s Lending Rates – Table NZ.DL001: Mortgage Interest Rate.

The benchmark interest rate in Australia was last recorded at 3.60 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

New Zealand Business Outlook Survey: Retail: Interest Rates data was reported at 26.000 NA in Oct 2018. This records an increase from the previous number of 15.000 NA for Sep 2018. New Zealand Business Outlook Survey: Retail: Interest Rates data is updated monthly, averaging 25.000 NA from Feb 1993 (Median) to Oct 2018, with 284 observations. The data reached an all-time high of 90.100 NA in May 2014 and a record low of -78.500 NA in Dec 2008. New Zealand Business Outlook Survey: Retail: Interest Rates data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.S013: Business Outlook Survey.

The benchmark interest rate in New Zealand was last recorded at 3 percent. This dataset provides - New Zealand Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

The Finance sector's operating environment was previously characterised by record-low interest rates. Nonetheless, high inflation prompted the Reserve Bank of Australia (RBA) to hike the cash rate from May 2022 onwards. This shift allowed financial institutions to impose higher loan charges, propelling their revenue. Banks raised interest rates quicker than funding costs in the first half of 2022-23, boosting net interest margins. However, sophisticated competition and digital disruption have reshaped the sector and nibbled at the Big Four's dominance, weighing on ADIs' performance. In the first half of 2025, the fierce competition has forced ADIs to trim lending rates even ahead of RBA moves to protect their slice of the mortgage market. Higher cash rates initially widened net interest margins, but the expiry of cheap TFF funding and a fierce mortgage war are now compressing spreads, weighing on ADIs' profitability. Although ANZ's 2024 Suncorp Bank takeover highlights some consolidation, the real contest is unfolding in tech. Larger financial institutions are combatting intensified competition from neobanks and fintechs by upscaling their technology investments, strengthening their strategic partnerships with cloud providers and technology consulting firms and augmenting their digital offerings. Notable examples include the launch of ANZ Plus by ANZ and Commonwealth Bank's Unloan. Meanwhile, investor demand for rental properties, elevated residential housing prices and sizable state-infrastructure pipelines have continued to underpin loan growth, offsetting the drag from weaker mortgage affordability and volatile business sentiment. Overall, subdivision revenue is expected to rise at an annualised 8.3% over the five years through 2024-25, to $524.6 billion. This growth trajectory includes an estimated 4.8% decline in 2024-25 driven by rate cuts in 2025, which will weigh on income from interest-bearing assets. The Big Four banks will double down on technology investments and partnerships to counter threats from fintech startups and neobanks. As cybersecurity risks and APRA regulations evolve, financial institutions will gear up to strengthen their focus on shielding sensitive customer data and preserving trust, lifting compliance and operational costs. In the face of fierce competition, evolving regulations and shifting customer preferences, consolidation through M&As is poised to be a viable trend for survival and growth, especially among smaller financial institutions like credit unions. While rate cuts will challenge profitability within the sector, expansionary economic policies are poised to stimulate business and mortgage lending activity, presenting opportunities for strategic growth in a dynamic market. These trends are why Finance subdivision revenue is forecast to rise by an annualised 1.1% over the five years through the end of 2029-30, to $554.9 billion

New Zealand Business Outlook Survey: All Industries: Interest Rates data was reported at 27.700 NA in Oct 2018. This records an increase from the previous number of 17.200 NA for Sep 2018. New Zealand Business Outlook Survey: All Industries: Interest Rates data is updated monthly, averaging 23.100 NA from Feb 1993 (Median) to Oct 2018, with 284 observations. The data reached an all-time high of 90.200 NA in Feb 2014 and a record low of -82.000 NA in Dec 2008. New Zealand Business Outlook Survey: All Industries: Interest Rates data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.S013: Business Outlook Survey.

Deposit Interest Rate in New Zealand decreased to 4.14 percent in July from 4.17 percent in June of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in New Zealand.

New Zealand Business Outlook Survey: Service: Interest Rates data was reported at 44.500 NA in Jun 2018. This records a decrease from the previous number of 45.100 NA for May 2018. New Zealand Business Outlook Survey: Service: Interest Rates data is updated monthly, averaging 21.800 NA from Feb 1993 (Median) to Jun 2018, with 280 observations. The data reached an all-time high of 93.000 NA in Feb 2014 and a record low of -82.300 NA in Dec 2008. New Zealand Business Outlook Survey: Service: Interest Rates data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.S013: Business Outlook Survey.

New Zealand Business Outlook Survey: Construction: Interest Rates data was reported at 4.300 NA in Jun 2018. This records a decrease from the previous number of 36.000 NA for May 2018. New Zealand Business Outlook Survey: Construction: Interest Rates data is updated monthly, averaging 20.500 NA from Feb 1993 (Median) to Jun 2018, with 280 observations. The data reached an all-time high of 89.700 NA in Feb 2014 and a record low of -85.700 NA in Dec 2008. New Zealand Business Outlook Survey: Construction: Interest Rates data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.S013: Business Outlook Survey.

New Zealand Business Outlook Survey: Agricultural: Interest Rates data was reported at 38.100 NA in Oct 2018. This records an increase from the previous number of 22.200 NA for Sep 2018. New Zealand Business Outlook Survey: Agricultural: Interest Rates data is updated monthly, averaging 21.900 NA from Feb 1993 (Median) to Oct 2018, with 284 observations. The data reached an all-time high of 91.900 NA in May 2014 and a record low of -87.300 NA in Dec 2008. New Zealand Business Outlook Survey: Agricultural: Interest Rates data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.S013: Business Outlook Survey.

New Zealand Business Outlook Survey: Manufacturing: Interest Rates data was reported at 53.100 NA in Jun 2018. This records an increase from the previous number of 44.300 NA for May 2018. New Zealand Business Outlook Survey: Manufacturing: Interest Rates data is updated monthly, averaging 19.500 NA from Feb 1993 (Median) to Jun 2018, with 280 observations. The data reached an all-time high of 90.500 NA in Apr 2002 and a record low of -80.300 NA in Dec 2008. New Zealand Business Outlook Survey: Manufacturing: Interest Rates data remains active status in CEIC and is reported by ANZ Bank New Zealand. The data is categorized under Global Database’s New Zealand – Table NZ.S013: Business Outlook Survey.

Prime Lending Rate: Corporate Credit: Bank ANZ Indonesia data was reported at 9.080 % pa in Jul 2019. This records an increase from the previous number of 9.070 % pa for Jun 2019. Prime Lending Rate: Corporate Credit: Bank ANZ Indonesia data is updated monthly, averaging 9.060 % pa from Oct 2011 (Median) to Jul 2019, with 94 observations. The data reached an all-time high of 11.680 % pa in Nov 2015 and a record low of 7.240 % pa in May 2013. Prime Lending Rate: Corporate Credit: Bank ANZ Indonesia data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

Prime Lending Rate: Retail Credit: Bank ANZ Indonesia data was reported at 11.620 % pa in May 2018. This stayed constant from the previous number of 11.620 % pa for Apr 2018. Prime Lending Rate: Retail Credit: Bank ANZ Indonesia data is updated monthly, averaging 10.825 % pa from Oct 2011 (Median) to May 2018, with 80 observations. The data reached an all-time high of 11.620 % pa in May 2018 and a record low of 7.580 % pa in Feb 2013. Prime Lending Rate: Retail Credit: Bank ANZ Indonesia data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

The Australian auto finance market, valued at approximately $XX million in 2025, is projected to experience robust growth, exhibiting a Compound Annual Growth Rate (CAGR) of 6.30% from 2025 to 2033. This expansion is fueled by several key drivers. Rising new vehicle sales, particularly within the passenger car segment, contribute significantly. Increased consumer preference for financing options, coupled with competitive lending rates offered by banks, credit unions, and financial institutions, further stimulates market growth. The burgeoning popularity of online lending platforms and innovative financing products also plays a role. However, economic fluctuations and potential interest rate hikes represent potential restraints. The market is segmented by vehicle type (passenger cars and commercial vehicles), financing source (OEMs, banks, credit unions, and other financial institutions), and vehicle condition (new and used). Key players like ANZ, Plenti, NAB, Toyota Finance Australia, and Hyundai Motor Finance Australia compete intensely, leveraging their established networks and brand recognition. The used vehicle finance segment is expected to show strong growth driven by increasing affordability concerns among consumers. The market's geographic focus is primarily Australia, with data indicating strong performance across various regions within the country. The forecast period (2025-2033) anticipates sustained growth, although the pace might fluctuate slightly year-on-year depending on macroeconomic conditions and government policies impacting the automotive sector. The competitive landscape will likely remain dynamic, with existing players consolidating their market positions and new entrants exploring niche opportunities. Growth strategies will likely focus on technological advancements such as digitalization and improved customer experience through streamlined online platforms and personalized financing solutions. The increasing integration of data analytics to assess creditworthiness and manage risk will also be a key factor for future growth and profitability within the industry. The market's ongoing success will depend on managing economic uncertainty and adapting to evolving consumer preferences. Recent developments include: In August 2022, Australian banks announced that it has implemented a policy to stop issuing car loans for new upcoming gasoline and diesel cars in 2025. The initiative will prevent customers from being locked in IC engine cars., . Notable trends are: Used Vehicle to Gain Momentum.

The Credit Card Issuance industry has contracted as the number of cards issued and balances accruing interest have fallen. Issuers have faced significant competition from other forms of payment like debit cards and BNPL services. The monthly value of debit card transactions has continued to surpass the monthly value of credit card transactions thanks to initiatives like the Reserve Bank of Australia's (RBA) least-cost routing initiative. BNPL services have also gained popularity with younger consumers who constitute a significant market for online sellers. That's why revenue is set to weaken by an annualised 5.3% over the five years through 2024-25, to $7.6 billion. To compete with sophisticated competition, credit card issuers have beefed up their reward and referral programs and integrated online payment, service and customer acquisition platforms into their operations. The Big Four banks dominate the industry and NAB's acquisition of Citigroup's Australian consumer banking business has expanded its collective market share. Economic conditions tied to inflationary pressures have ravaged consumer sentiment and appetites for spending through credit. Some customers have opted to pay down debt instead and have avoided taking on more. A sharp climb in interest rates over the past few years has compounded this dynamic, which is set to constrain industry performance in 2024-25, with revenue declining by an anticipated 0.9%. Credit card issuers' performance will improve over the coming years as economic conditions recover. Credit card issuance revenue is projected to expand at an annualised 2.0% through the end of 2029-30, to total $8.4 billion. The RBA is forecast to slash the cash rate once inflation falls within the central banks' target band, lifting credit card issuer profit margins as funding costs drop. Alternative payment methods, like BNPL services, debit transactions and other fintech solutions, are on track to sap away demand for credit cards. However, easing inflationary pressures and lower interest rates over the medium term are set to spur household consumption expenditure and credit card use. In response to the fierce competition, issuers will emphasise innovation and enhance their rewards and points systems to entice consumers.

Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia data was reported at 13.350 % pa in May 2018. This stayed constant from the previous number of 13.350 % pa for Apr 2018. Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia data is updated monthly, averaging 13.000 % pa from Oct 2011 (Median) to May 2018, with 80 observations. The data reached an all-time high of 13.350 % pa in May 2018 and a record low of 8.400 % pa in Aug 2012. Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia data remains active status in CEIC and is reported by Bank of Indonesia. The data is categorized under Indonesia Premium Database’s Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks.

Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia在2018-05达13.350 % 每年，相较于2018-04的13.350 % 每年保持不变。Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia数据按月度更新，2011-10至2018-05期间平均值为13.000 % 每年，共80份观测结果。该数据的历史最高值出现于2018-05，达13.350 % 每年，而历史最低值则出现于2012-08，为8.400 % 每年。CEIC提供的Prime Lending Rate: Consumer's Credit: Non House Ownership Credit: Bank ANZ Indonesia数据处于定期更新的状态，数据来源于Bank of Indonesia，数据归类于Indonesia Premium Database的Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks。

Bank Bill Swap Rate in Australia remained unchanged at 3.55 percent on Tuesday August 26. This dataset includes a chart with historical data for Australia Bank Bill Swap Rate.

Prime Lending Rate: Corporate Credit: Bank ANZ Indonesia在2019-07达9.080 % 每年，相较于2019-06的9.070 % 每年有所增长。Prime Lending Rate: Corporate Credit: Bank ANZ Indonesia数据按月度更新，2011-10至2019-07期间平均值为9.060 % 每年，共94份观测结果。该数据的历史最高值出现于2015-11，达11.680 % 每年，而历史最低值则出现于2013-05，为7.240 % 每年。CEIC提供的Prime Lending Rate: Corporate Credit: Bank ANZ Indonesia数据处于定期更新的状态，数据来源于Bank of Indonesia，数据归类于Indonesia Premium Database的Interest and Foreign Exchange Rates – Table ID.MB002: Prime Lending Rate: By Banks。