73 datasets found
  1. Certificate of Deposit Market Report | Global Forecast From 2025 To 2033

    • dataintelo.com
    csv, pdf, pptx
    Updated Dec 3, 2024
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    Dataintelo (2024). Certificate of Deposit Market Report | Global Forecast From 2025 To 2033 [Dataset]. https://dataintelo.com/report/global-certificate-of-deposit-market
    Explore at:
    pdf, csv, pptxAvailable download formats
    Dataset updated
    Dec 3, 2024
    Dataset authored and provided by
    Dataintelo
    License

    https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

    Time period covered
    2024 - 2032
    Area covered
    Global
    Description

    Certificate of Deposit Market Outlook



    The global certificate of deposit (CD) market size was valued at approximately USD 1 trillion in 2023, and it is projected to reach nearly USD 1.5 trillion by 2032, growing at a compound annual growth rate (CAGR) of around 4.5%. This growth is primarily driven by the increasing preference for safe and secure investment options amidst global economic uncertainties. Factors such as technological advancements in banking, fluctuating interest rates, and evolving consumer preferences are expected to further fuel the expansion of the CD market. As investors seek to balance risk and return, the certificate of deposit market is poised for significant growth over the next decade.



    A major growth factor in the certificate of deposit market is the heightened demand for low-risk investment products, especially in volatile economic climates. As global markets experience fluctuations due to geopolitical tensions and unpredictable economic policies, investors are increasingly turning to CDs as a stable and predictable source of income. The fixed interest rates and government insurance associated with CDs make them an attractive option for risk-averse investors. Additionally, the increasing financial literacy among the population is leading to greater awareness of CDs as an investment tool, further driving market growth.



    The digital transformation of banking services has also had a profound impact on the certificate of deposit market. Online banks and financial institutions are now offering more competitive rates and greater accessibility to CD products, thereby expanding their customer base. This digital shift has not only increased the convenience for consumers but also allowed institutions to reduce operational costs, enabling them to offer more attractive rates. Furthermore, the proliferation of fintech platforms has facilitated easier comparison of CD rates and terms, empowering consumers to make more informed investment decisions, which ultimately supports market growth.



    Interest rates, which are a critical determinant of the attractiveness of CDs, have become progressively volatile, largely influencing the dynamics of the CD market. Central banks across the globe are adjusting rates in response to inflationary pressures and economic recovery efforts post-pandemic. While higher interest rates may enhance the appeal of CDs by offering better returns, they also make other investment avenues more attractive. Consequently, financial institutions are developing innovative CD products with features such as bump-up rates or liquidity options to maintain competitiveness. As interest rate environments evolve, so too will the strategies employed by both issuers and investors within the CD market.



    Regionally, North America holds a significant share of the certificate of deposit market, driven by a mature banking sector and a high level of investor awareness. Europe follows closely, with its robust regulatory framework and stable economic environment contributing to sustained interest in CDs. Meanwhile, the Asia Pacific region is expected to exhibit the fastest growth rate, attributed to rapid economic development and increasing individual wealth in countries such as China and India. The Latin America and Middle East & Africa regions are also anticipated to see moderate growth, spurred by improving financial infrastructure and increasing investor education initiatives. Overall, the global CD market is poised for steady expansion, with varying growth trajectories across different regions.



    Type Analysis



    The certificate of deposit market is diverse, encompassing several types of CDs, each catering to different investor needs and preferences. Traditional CDs remain the most prevalent, offering fixed interest rates over specified terms. Their appeal lies in their simplicity and the assurance of a guaranteed return, which continues to attract conservative investors. The demand for traditional CDs is particularly strong among retirees and individuals seeking stable income sources. Despite the emergence of more flexible CD options, traditional CDs maintain their dominance due to the predictability and security they offer in uncertain financial climates.



    Bump-Up CDs have gained traction as investors seek products that allow for interest rate adjustments during the term. This type of CD offers the potential for higher returns if market rates increase, providing a hedge against rising interest environments. The flexibility of bump-up CDs makes them attractive to investors who wish to capitalize on upward trends without abandoning the security of a CD. Howe

  2. F

    National Rate: 60 Month CD <100M

    • fred.stlouisfed.org
    json
    Updated Jun 16, 2025
    + more versions
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    (2025). National Rate: 60 Month CD <100M [Dataset]. https://fred.stlouisfed.org/series/NDR60MCD
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jun 16, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-public-domainhttps://fred.stlouisfed.org/legal/#copyright-public-domain

    Description

    Graph and download economic data for National Rate: 60 Month CD <100M (NDR60MCD) from Apr 2021 to Jun 2025 about CD, deposits, 5-year, rate, and USA.

  3. F

    National Rate: 12 Month CD <100M

    • fred.stlouisfed.org
    json
    Updated Jun 16, 2025
    + more versions
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    (2025). National Rate: 12 Month CD <100M [Dataset]. https://fred.stlouisfed.org/series/NDR12MCD
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jun 16, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-public-domainhttps://fred.stlouisfed.org/legal/#copyright-public-domain

    Description

    Graph and download economic data for National Rate: 12 Month CD <100M (NDR12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, deposits, rate, and USA.

  4. w

    Global Certificate Of Deposit Market Research Report: By Currency (US...

    • wiseguyreports.com
    Updated May 30, 2025
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    wWiseguy Research Consultants Pvt Ltd (2025). Global Certificate Of Deposit Market Research Report: By Currency (US Dollar, Euro, Japanese Yen, Pound Sterling, Canadian Dollar), By Term (Less than 1 year, 1-5 years, 5-10 years, Over 10 years), By Issuer (Banks, Credit Unions, Government-Sponsored Enterprises, Insurance Companies), By Size (Small ($1,000-$100,000), Medium ($100,000-$1 million), Large ($1 million or more)), By Purpose (Short-Term Savings, Long-Term Investments, Emergency Funds, Estate Planning) and By Regional (North America, Europe, South America, Asia Pacific, Middle East and Africa) - Forecast to 2032. [Dataset]. https://www.wiseguyreports.com/reports/certificate-of-deposit-market
    Explore at:
    Dataset updated
    May 30, 2025
    Dataset authored and provided by
    wWiseguy Research Consultants Pvt Ltd
    License

    https://www.wiseguyreports.com/pages/privacy-policyhttps://www.wiseguyreports.com/pages/privacy-policy

    Time period covered
    May 24, 2025
    Area covered
    United States, Japan, Canada, Global
    Description
    BASE YEAR2024
    HISTORICAL DATA2019 - 2024
    REPORT COVERAGERevenue Forecast, Competitive Landscape, Growth Factors, and Trends
    MARKET SIZE 20233.86(USD Billion)
    MARKET SIZE 20243.95(USD Billion)
    MARKET SIZE 20324.7(USD Billion)
    SEGMENTS COVEREDIssuing Institution ,Tenor ,Interest Rate Type ,Investor Type ,Currency ,Regional
    COUNTRIES COVEREDNorth America, Europe, APAC, South America, MEA
    KEY MARKET DYNAMICSRising interest rates Growing demand for safe investments Increasing issuance of CDs Digitalization of CD investing Expansion into new markets
    MARKET FORECAST UNITSUSD Billion
    KEY COMPANIES PROFILEDBank of America ,Citigroup ,JPMorgan Chase ,Wells Fargo ,Goldman Sachs ,Morgan Stanley ,HSBC ,Deutsche Bank ,Barclays ,Credit Suisse ,UBS ,BNP Paribas ,Royal Bank of Canada ,Bank of China ,Industrial and Commercial Bank of China
    MARKET FORECAST PERIOD2024 - 2032
    KEY MARKET OPPORTUNITIESRising interest rates Growing demand for safe investments Increasing issuance of CDs Digitalization of CD investing Expansion into new markets
    COMPOUND ANNUAL GROWTH RATE (CAGR) 2.2% (2024 - 2032)
  5. The global Certificate of Deposit market size is USD XX million in 2024.

    • cognitivemarketresearch.com
    pdf,excel,csv,ppt
    Updated Apr 11, 2025
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    Cognitive Market Research (2025). The global Certificate of Deposit market size is USD XX million in 2024. [Dataset]. https://www.cognitivemarketresearch.com/certificate-of-deposit-market-report
    Explore at:
    pdf,excel,csv,pptAvailable download formats
    Dataset updated
    Apr 11, 2025
    Dataset authored and provided by
    Cognitive Market Research
    License

    https://www.cognitivemarketresearch.com/privacy-policyhttps://www.cognitivemarketresearch.com/privacy-policy

    Time period covered
    2021 - 2033
    Area covered
    Global
    Description

    According to Cognitive Market Research, the global Certificate of Deposit market size will be USD XX million in 2024. It will expand at a compound annual growth rate (CAGR) of 8.00% from 2024 to 2031.

    North America held the major market share for more than 40% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 6.2% from 2024 to 2031.
    Europe accounted for a market share of over 30% of the global revenue with a market size of USD XX million.
    Asia Pacific held a market share of around 23% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 10.0% from 2024 to 2031.
    Latin America had a market share of more than 5% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.4% from 2024 to 2031.
    Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.7% from 2024 to 2031.
    The Less than 1 year held the highest Certificate of Deposit market revenue share in 2024.
    

    Market Dynamics of Certificate of Deposit Market

    Key Drivers for Certificate of Deposit Market

    Growing Demand for Early Retirement Planning to Increase the Demand Globally

    The growing demand for early retirement planning is driving the Certificate of Deposit (CD) market as individuals increasingly seek secure and reliable investment options to ensure financial stability in their retirement years. CDs offer a low-risk investment with guaranteed returns, making them an attractive choice for conservative investors looking to preserve capital and generate predictable income. With an aging population and heightened awareness of the need for financial planning, more people are prioritizing investments that provide safety and stability. CDs, with their fixed interest rates and protection against market volatility, align well with the goals of early retirees who prioritize preserving their savings while earning a steady return. This trend fuels the growth of the CD market as part of comprehensive retirement strategies.

    Growing Demand of Enhanced CD products to Propel Market Growth

    The growing demand for enhanced Certificate of Deposit (CD) products is driving the market due to their ability to offer higher returns and additional features compared to traditional CDs. Enhanced CDs, such as those with variable interest rates, callable options, or market-linked returns, attract investors seeking better yields while still enjoying the security and low risk associated with CDs. These innovative products appeal to a broader range of investors, including those looking for diversified income streams and higher growth potential. Additionally, the customization and flexibility of enhanced CDs cater to the evolving preferences of investors, who are increasingly sophisticated and seeking tailored financial solutions. This trend boosts the attractiveness and market adoption of CDs, expanding their role in investment portfolios.

    Restraint Factor for the Certificate of Deposit Market

    Low Interest Rates to Limit the Sales

    Low interest rates restrain the Certificate of Deposit (CD) market by reducing the attractiveness of these financial instruments to investors seeking higher returns. When interest rates are low, the yields on CDs decrease, making them less appealing compared to other investment options such as stocks, bonds, or mutual funds, which may offer higher potential returns. This diminished appeal leads to reduced demand for CDs among both retail and institutional investors. Additionally, low interest rates can prompt banks and financial institutions to offer fewer incentives or promotional rates for CDs, further dampening market growth. The overall impact is a slowdown in the market's expansion, as investors seek alternative investments that promise better returns in a low-interest-rate environment.

    Impact of Covid-19 on the Certificate of Deposit Market

    The COVID-19 pandemic had a mixed impact on the Certificate of Deposit (CD) market. On one hand, economic uncertainty and market volatility drove many investors towards safer, more stable investment options like CDs. This increased demand for secure, low-risk instruments as people sought to protect their capital. On the ot...

  6. v

    Certificate of Deposit Market By Term Length (Short, Medium, Long), By...

    • verifiedmarketresearch.com
    Updated Dec 16, 2024
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    VERIFIED MARKET RESEARCH (2024). Certificate of Deposit Market By Term Length (Short, Medium, Long), By Interest Rate Type (Fixed, Variable), By Issuing Institution (Commercial Banks, Credit Unions, Online Banks), And Region For 2024-2031 [Dataset]. https://www.verifiedmarketresearch.com/product/certificate-of-deposit-market/
    Explore at:
    Dataset updated
    Dec 16, 2024
    Dataset authored and provided by
    VERIFIED MARKET RESEARCH
    License

    https://www.verifiedmarketresearch.com/privacy-policy/https://www.verifiedmarketresearch.com/privacy-policy/

    Area covered
    2024-2031
    Description

    Certificate of Deposit Market size was valued at USD 7.2 Billion in 2023 and is projected to reach USD 10.8 Billion by 2031, growing at a CAGR of 5% from 2024 to 2031.Certificate of Deposit Market: Definition/ OverviewA Certificate of Deposit (CD) is a fixed-income financial instrument given by banks and credit unions in which a person commits to deposit a specific amount of money for a set length of time in exchange for a guaranteed fixed interest rate. CDs are often seen as low-risk investments, providing investors with regular returns while shielding their wealth from market volatility. Certificates of Deposit are used as a secure savings option for those wishing to conserve their cash while receiving interest, making them especially appealing during times of economic turmoil. Furthermore, financial organizations use CDs to stabilize their financing sources, allowing them to lend or invest the pooled money more effectively, thus promoting broader economic activity.

  7. F

    Treasury Yield: 12 Month CD <100M

    • fred.stlouisfed.org
    json
    Updated Jun 16, 2025
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    (2025). Treasury Yield: 12 Month CD <100M [Dataset]. https://fred.stlouisfed.org/series/TY12MCD
    Explore at:
    jsonAvailable download formats
    Dataset updated
    Jun 16, 2025
    License

    https://fred.stlouisfed.org/legal/#copyright-public-domainhttps://fred.stlouisfed.org/legal/#copyright-public-domain

    Description

    Graph and download economic data for Treasury Yield: 12 Month CD <100M (TY12MCD) from Apr 2021 to Jun 2025 about CD, 1-year, Treasury, yield, interest rate, interest, rate, and USA.

  8. M

    12 Month CD Rate (2021-2025)

    • macrotrends.net
    csv
    Updated Jun 30, 2025
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    MACROTRENDS (2025). 12 Month CD Rate (2021-2025) [Dataset]. https://www.macrotrends.net/3493/12-month-cd-rate
    Explore at:
    csvAvailable download formats
    Dataset updated
    Jun 30, 2025
    Dataset authored and provided by
    MACROTRENDS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    2021 - 2025
    Area covered
    United States
    Description

    On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

    The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

    A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

    In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

  9. Democratic Republic of Congo CD: Interest Rate Spread

    • ceicdata.com
    Updated Jul 21, 2019
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    CEICdata.com (2019). Democratic Republic of Congo CD: Interest Rate Spread [Dataset]. https://www.ceicdata.com/en/democratic-republic-of-congo/interest-rates/cd-interest-rate-spread
    Explore at:
    Dataset updated
    Jul 21, 2019
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Dec 1, 2007 - Dec 1, 2017
    Area covered
    Democratic Republic of the Congo
    Description

    Congo, The Democratic Republic of the CD: Interest Rate Spread data was reported at 16.436 % pa in 2017. This records an increase from the previous number of 15.671 % pa for 2016. Congo, The Democratic Republic of the CD: Interest Rate Spread data is updated yearly, averaging 20.727 % pa from Dec 2007 (Median) to 2017, with 11 observations. The data reached an all-time high of 49.343 % pa in 2009 and a record low of 14.657 % pa in 2013. Congo, The Democratic Republic of the CD: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.World Bank: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.; ; International Monetary Fund, International Financial Statistics and data files.; Median;

  10. M

    60-Month CD Yield (2021-2025)

    • macrotrends.net
    csv
    Updated Jun 30, 2025
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    MACROTRENDS (2025). 60-Month CD Yield (2021-2025) [Dataset]. https://www.macrotrends.net/4528/60-month-cd-yield
    Explore at:
    csvAvailable download formats
    Dataset updated
    Jun 30, 2025
    Dataset authored and provided by
    MACROTRENDS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    2021 - 2025
    Area covered
    United States
    Description

    On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

    The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

    A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

    In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

  11. C

    China CN: CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month

    • ceicdata.com
    Updated Mar 27, 2025
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    CEICdata.com (2025). China CN: CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month [Dataset]. https://www.ceicdata.com/en/china/cd-of-commercial-bank-yield-yield-to-maturity/cn-cd-of-commercial-bank-aa-yield-yield-to-maturity-2-month
    Explore at:
    Dataset updated
    Mar 27, 2025
    Dataset provided by
    CEICdata.com
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Mar 12, 2025 - Mar 27, 2025
    Area covered
    China
    Description

    China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data was reported at 1.712 % pa in 16 May 2025. This records an increase from the previous number of 1.690 % pa for 15 May 2025. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data is updated daily, averaging 2.560 % pa from Feb 2017 (Median) to 16 May 2025, with 2067 observations. The data reached an all-time high of 5.758 % pa in 27 Dec 2017 and a record low of 1.212 % pa in 07 Apr 2020. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

  12. M

    12-Month CD Treasury Yield (2021-2025)

    • macrotrends.net
    csv
    Updated Jun 30, 2025
    Share
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    MACROTRENDS (2025). 12-Month CD Treasury Yield (2021-2025) [Dataset]. https://www.macrotrends.net/3883/12-month-cd-treasury-yield
    Explore at:
    csvAvailable download formats
    Dataset updated
    Jun 30, 2025
    Dataset authored and provided by
    MACROTRENDS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    2021 - 2025
    Area covered
    United States
    Description

    On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

    The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

    A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

    In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

  13. Democratic Republic of Congo CD: Deposit Rate

    • ceicdata.com
    Updated Mar 13, 2021
    + more versions
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    CEICdata.com (2021). Democratic Republic of Congo CD: Deposit Rate [Dataset]. https://www.ceicdata.com/en/democratic-republic-of-congo/lending-saving-and-deposit-rates-annual/cd-deposit-rate
    Explore at:
    Dataset updated
    Mar 13, 2021
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Dec 1, 2007 - Dec 1, 2017
    Area covered
    Democratic Republic of the Congo
    Description

    Congo, The Democratic Republic of the CD: Deposit Rate data was reported at 4.185 % pa in 2017. This records an increase from the previous number of 3.375 % pa for 2016. Congo, The Democratic Republic of the CD: Deposit Rate data is updated yearly, averaging 7.719 % pa from Dec 2007 (Median) to 2017, with 11 observations. The data reached an all-time high of 16.773 % pa in 2010 and a record low of 3.375 % pa in 2016. Congo, The Democratic Republic of the CD: Deposit Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

  14. Compact Disc Market Report | Global Forecast From 2025 To 2033

    • dataintelo.com
    csv, pdf, pptx
    Updated Dec 3, 2024
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    Dataintelo (2024). Compact Disc Market Report | Global Forecast From 2025 To 2033 [Dataset]. https://dataintelo.com/report/global-compact-disc-market
    Explore at:
    pdf, pptx, csvAvailable download formats
    Dataset updated
    Dec 3, 2024
    Dataset authored and provided by
    Dataintelo
    License

    https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

    Time period covered
    2024 - 2032
    Area covered
    Global
    Description

    Compact Disc Market Outlook



    The global compact disc market size was valued at approximately USD 1.6 billion in 2023 and is forecasted to reach USD 1.2 billion by 2032, exhibiting a compound annual growth rate (CAGR) of -3.0% over the forecast period. This decline is primarily driven by the increasing adoption of digital formats and streaming services, which have become the preferred medium for audio and video consumption. Despite the overall downward trend, certain niche markets and segments still demonstrate potential for growth, particularly within specific regions and applications where compact discs retain a degree of relevance due to their reliability and simplicity.



    The resilience of the compact disc market in certain sectors can be attributed to its enduring appeal in regions with limited internet access or technological infrastructure. In these areas, compact discs remain a vital medium for distributing music, software, and other digital content. Additionally, there is a consistent demand from audiophiles and collectors who value the physical ownership and audio quality offered by premium audio CDs, which continue to drive a small segment of the market. Educational institutions also represent a stable demand group, as many still rely on CDs for distributing educational materials, especially in areas where broadband connectivity is inconsistent.



    Another growth factor for the compact disc market is the preservation and archival needs of certain industries. Many businesses and institutions continue to use CDs for data storage because of their durability and longevity, which are critical for archival purposes. Furthermore, the music industry has witnessed a resurgence of interest in physical media, including vinyl and CDs, driven by nostalgia and the tangible experience they provide. This trend is particularly evident among independent artists and smaller music labels, who often use CDs as a cost-effective method to distribute music during live events and through direct sales channels.



    Additionally, the eco-friendly recycling initiatives and innovation in CD production processes have contributed to sustaining interest in compact discs. New technologies in disc manufacturing aim to reduce the environmental impact and improve the quality of CDs. These advances offer opportunities for market participants to differentiate their products and appeal to environmentally conscious consumers. Improved recycling processes also contribute to a circular economy model, which can enhance the value proposition of compact discs as a sustainable choice for consumers and businesses alike.



    Product Type Analysis



    Within the compact disc market, the product type segment is divided into audio CDs, data CDs, and video CDs, each serving distinct purposes. Audio CDs, despite the rise of digital music, still hold a special place for audiophiles and music enthusiasts who appreciate the high-quality sound that physical discs provide. This segment benefits from a niche yet loyal consumer base that values the album artwork, liner notes, and the tactile experience of owning a physical copy. Additionally, limited edition releases and reissues of classic albums on audio CD often drive sales within this category, as collectors seek to acquire these tangible pieces of music history.



    Data CDs, on the other hand, are primarily used for data storage and transfer. While their usage has diminished with the advent of cloud storage and USB flash drives, they remain relevant in situations where internet access is limited or non-existent. Businesses and educational institutions that require secure and reliable data transfer solutions continue to rely on data CDs for distributing software, training materials, and other critical information. Moreover, the enduring reliability of CDs for long-term data storage, without the risk of data corruption associated with some digital storage solutions, keeps them in demand for archiving purposes.



    Video CDs have seen a decline in popularity with the proliferation of DVDs, Blu-ray discs, and streaming services. However, in certain markets and applications, they remain in use due to their simplicity and low cost. Regions with less advanced technological infrastructure still rely on VCDs for video distribution, especially for educational and training materials. Additionally, some content creators in niche markets favor VCDs for their affordability and ease of production, which makes them accessible to a broader audience.



    The overall market for compact disc products is characterized by a mix of declining demand in some areas and s

  15. D

    Dominican Republic Bank deposit interest rate, percent, March, 2025 - data,...

    • theglobaleconomy.com
    csv, excel, xml
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    Globalen LLC, Dominican Republic Bank deposit interest rate, percent, March, 2025 - data, chart | TheGlobalEconomy.com [Dataset]. www.theglobaleconomy.com/Dominican-Republic/deposit_interest_rate/
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    excel, csv, xmlAvailable download formats
    Dataset authored and provided by
    Globalen LLC
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Nov 30, 2017 - Mar 31, 2025
    Area covered
    Dominican Republic
    Description

    Bank deposit interest rate, percent in Dominican Republic, March, 2025 The most recent value is 8.3 percent as of March 2025, an increase compared to the previous value of 8.01 percent. Historically, the average for Dominican Republic from November 2017 to March 2025 is 6.28 percent. The minimum of 2.54 percent was recorded in October 2021, while the maximum of 9.41 percent was reached in March 2023. | TheGlobalEconomy.com

  16. Desktop Cd Player Market Report | Global Forecast From 2025 To 2033

    • dataintelo.com
    csv, pdf, pptx
    Updated Jan 7, 2025
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    Dataintelo (2025). Desktop Cd Player Market Report | Global Forecast From 2025 To 2033 [Dataset]. https://dataintelo.com/report/desktop-cd-player-market
    Explore at:
    pdf, csv, pptxAvailable download formats
    Dataset updated
    Jan 7, 2025
    Dataset authored and provided by
    Dataintelo
    License

    https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

    Time period covered
    2024 - 2032
    Area covered
    Global
    Description

    Desktop CD Player Market Outlook



    The global desktop CD player market size was valued at approximately USD 2.1 billion in 2023 and is expected to reach USD 3.5 billion by 2032, expanding at a compound annual growth rate (CAGR) of 5.8% during the forecast period. The rising consumer interest in high-fidelity audio experiences and the resurgence of physical media as a nostalgic and collectible form are significant growth factors driving this market.

    The growth of the desktop CD player market is fueled by various factors, one of which is the increasing consumer preference for high-quality audio systems. As digital music streaming services proliferate, audiophiles and music enthusiasts are turning towards CD players for a richer, uncompressed audio experience. This shift in consumer behavior is promoting the sales of high-fidelity audio systems, where desktop CD players form an essential component. Additionally, the retro and nostalgic appeal associated with physical media has created a niche market that favors traditional CD players over digital formats.

    Technological advancements have also played a critical role in the growth of the desktop CD player market. Modern CD players are now equipped with advanced features such as Bluetooth connectivity, high-resolution digital-to-analog converters (DACs), and integrated streaming capabilities. These innovations make desktop CD players more versatile and appealing to a broader audience, thus driving market expansion. Furthermore, the integration of smart home systems with audio equipment has also contributed significantly, as consumers seek seamless integration of their audio setup with other smart devices.

    The market is also benefiting from the increasing disposable income and consumer spending on luxury items. As economic conditions improve globally, there is a higher propensity to spend on high-quality home entertainment systems. The luxury audio segment, including premium desktop CD players, has seen a notable uptick in demand. Brands that offer top-tier quality and exclusive designs are particularly favored, adding to the market's growth dynamics.

    Regionally, the desktop CD player market has a varied outlook. North America and Europe are expected to remain dominant due to their established consumer base and high adoption rates of premium audio systems. However, the Asia Pacific region is anticipated to witness the fastest growth, driven by rising urbanization, increasing disposable incomes, and a growing fascination for Western lifestyle products. The expanding middle class in countries such as China and India is particularly significant, as this demographic exhibits a strong preference for high-quality consumer electronics.

    Product Type Analysis



    The desktop CD player market can be segmented by product type into portable and non-portable categories. Portable CD players have carved out a niche for themselves by providing mobility along with high-quality audio. These devices are preferred by consumers who seek flexibility and convenience in their audio experience, making them popular in various settings such as outdoor gatherings, travel, and small spaces. The portability factor is a major selling point, and advancements in battery technology have further enhanced their appeal by offering longer playback times and quicker charging capabilities.

    On the other hand, non-portable desktop CD players are designed for stationary use and are often integrated with home audio systems. These models are popular among audiophiles and serious music listeners who prioritize sound quality over mobility. Non-portable CD players generally boast superior audio components, such as high-end digital-to-analog converters (DACs) and amplifiers, providing a richer and more immersive listening experience. Their robust build quality and advanced features make them a staple in high-fidelity audio setups, driving demand in both residential and commercial settings.

    The market dynamics for portable and non-portable CD players are influenced by different consumer needs and preferences. While portable CD players appeal to younger, on-the-move consumers, non-portable models attract older demographics who value sound quality and have the means to invest in premium audio equipment. This dual demand landscape ensures a balanced growth trajectory for both sub-segments, contributing to the overall market expansion.

    Technological innovations are constantly shaping the product type landscape. For instance, hybrid models that combine the portability of portable CD players with the high-quality audio of non-portable models are emerging. These hybrid players offer features such as Bluetooth connectivity, USB support,

  17. Democratic Republic of Congo CD: Money Market Rate

    • ceicdata.com
    Updated Aug 21, 2020
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    CEICdata.com (2020). Democratic Republic of Congo CD: Money Market Rate [Dataset]. https://www.ceicdata.com/en/democratic-republic-of-congo/money-market-and-policy-rates-annual/cd-money-market-rate
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    Dataset updated
    Aug 21, 2020
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Dec 1, 2007 - Dec 1, 2017
    Area covered
    Democratic Republic of the Congo
    Description

    Congo, The Democratic Republic of the CD: Money Market Rate data was reported at 14.729 % pa in 2017. This records an increase from the previous number of 2.502 % pa for 2016. Congo, The Democratic Republic of the CD: Money Market Rate data is updated yearly, averaging 14.729 % pa from Dec 2007 (Median) to 2017, with 11 observations. The data reached an all-time high of 62.208 % pa in 2009 and a record low of 1.454 % pa in 2014. Congo, The Democratic Republic of the CD: Money Market Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Money Market and Policy Rates: Annual.

  18. T

    INTEREST RATE by Country in EUROPE

    • tradingeconomics.com
    csv, excel, json, xml
    Updated Jun 24, 2025
    + more versions
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    TRADING ECONOMICS (2025). INTEREST RATE by Country in EUROPE [Dataset]. https://tradingeconomics.com/country-list/interest-rate?continent=europe
    Explore at:
    csv, excel, json, xmlAvailable download formats
    Dataset updated
    Jun 24, 2025
    Dataset authored and provided by
    TRADING ECONOMICS
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    2025
    Area covered
    Europe
    Description

    This dataset provides values for INTEREST RATE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

  19. P

    Professional CD Player Report

    • archivemarketresearch.com
    doc, pdf, ppt
    Updated Jun 11, 2025
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    Archive Market Research (2025). Professional CD Player Report [Dataset]. https://www.archivemarketresearch.com/reports/professional-cd-player-355678
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    pdf, doc, pptAvailable download formats
    Dataset updated
    Jun 11, 2025
    Dataset authored and provided by
    Archive Market Research
    License

    https://www.archivemarketresearch.com/privacy-policyhttps://www.archivemarketresearch.com/privacy-policy

    Time period covered
    2025 - 2033
    Area covered
    Global
    Variables measured
    Market Size
    Description

    The professional CD player market, while facing challenges from digital audio formats, maintains a steady presence driven by niche applications requiring high-fidelity audio playback and reliability. Estimates suggest a 2025 market size of approximately $150 million, with a Compound Annual Growth Rate (CAGR) of 3% projected from 2025 to 2033. This moderate growth reflects the continued demand from broadcast studios, live performance venues, and archiving facilities where the consistent, predictable performance of CD players remains crucial, despite the rise of digital alternatives. Key drivers include the need for high-quality, lossless audio reproduction in professional settings, the robust nature of CDs for long-term archival purposes, and a preference for established technology in situations demanding high reliability. However, the market faces constraints such as the declining production of new CD players, increasing costs associated with maintaining legacy equipment, and the continued appeal of increasingly affordable and higher-quality digital audio workstations (DAWs) and streaming solutions. Leading companies like TASCAM, Denon, Marantz, Numark, Yamaha, and Pioneer continue to hold market share by focusing on high-end models with advanced features and superior build quality, targeting specific professional user needs. Segment analysis indicates a strong demand for durable, reliable models within the broadcast and archiving sectors. The transition to digital formats is expected to continue influencing market dynamics, but this will likely be gradual. The higher price point and focus on features for professional applications maintain the market’s stability, preventing a sharper decline despite the overall trend towards digital workflows. Regional variations in market share are anticipated, with North America and Europe likely maintaining significant portions, driven by higher adoption rates of professional audio equipment in these regions. The forecast anticipates a continued, albeit slow, growth trajectory for the professional CD player market, fueled by the enduring requirements of specific professional audio applications.

  20. Democratic Republic of Congo CD: Lending Rate

    • ceicdata.com
    Updated May 24, 2019
    + more versions
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    CEICdata.com (2019). Democratic Republic of Congo CD: Lending Rate [Dataset]. https://www.ceicdata.com/en/democratic-republic-of-congo/lending-saving-and-deposit-rates-annual/cd-lending-rate
    Explore at:
    Dataset updated
    May 24, 2019
    Dataset provided by
    CEIC Data
    License

    Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
    License information was derived automatically

    Time period covered
    Dec 1, 2006 - Dec 1, 2017
    Area covered
    Democratic Republic of the Congo
    Description

    Congo, The Democratic Republic of the CD: Lending Rate data was reported at 20.621 % pa in 2017. This records an increase from the previous number of 19.046 % pa for 2016. Congo, The Democratic Republic of the CD: Lending Rate data is updated yearly, averaging 35.800 % pa from Dec 2006 (Median) to 2017, with 12 observations. The data reached an all-time high of 65.418 % pa in 2009 and a record low of 18.692 % pa in 2014. Congo, The Democratic Republic of the CD: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

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Dataintelo (2024). Certificate of Deposit Market Report | Global Forecast From 2025 To 2033 [Dataset]. https://dataintelo.com/report/global-certificate-of-deposit-market
Organization logo

Certificate of Deposit Market Report | Global Forecast From 2025 To 2033

Explore at:
pdf, csv, pptxAvailable download formats
Dataset updated
Dec 3, 2024
Dataset authored and provided by
Dataintelo
License

https://dataintelo.com/privacy-and-policyhttps://dataintelo.com/privacy-and-policy

Time period covered
2024 - 2032
Area covered
Global
Description

Certificate of Deposit Market Outlook



The global certificate of deposit (CD) market size was valued at approximately USD 1 trillion in 2023, and it is projected to reach nearly USD 1.5 trillion by 2032, growing at a compound annual growth rate (CAGR) of around 4.5%. This growth is primarily driven by the increasing preference for safe and secure investment options amidst global economic uncertainties. Factors such as technological advancements in banking, fluctuating interest rates, and evolving consumer preferences are expected to further fuel the expansion of the CD market. As investors seek to balance risk and return, the certificate of deposit market is poised for significant growth over the next decade.



A major growth factor in the certificate of deposit market is the heightened demand for low-risk investment products, especially in volatile economic climates. As global markets experience fluctuations due to geopolitical tensions and unpredictable economic policies, investors are increasingly turning to CDs as a stable and predictable source of income. The fixed interest rates and government insurance associated with CDs make them an attractive option for risk-averse investors. Additionally, the increasing financial literacy among the population is leading to greater awareness of CDs as an investment tool, further driving market growth.



The digital transformation of banking services has also had a profound impact on the certificate of deposit market. Online banks and financial institutions are now offering more competitive rates and greater accessibility to CD products, thereby expanding their customer base. This digital shift has not only increased the convenience for consumers but also allowed institutions to reduce operational costs, enabling them to offer more attractive rates. Furthermore, the proliferation of fintech platforms has facilitated easier comparison of CD rates and terms, empowering consumers to make more informed investment decisions, which ultimately supports market growth.



Interest rates, which are a critical determinant of the attractiveness of CDs, have become progressively volatile, largely influencing the dynamics of the CD market. Central banks across the globe are adjusting rates in response to inflationary pressures and economic recovery efforts post-pandemic. While higher interest rates may enhance the appeal of CDs by offering better returns, they also make other investment avenues more attractive. Consequently, financial institutions are developing innovative CD products with features such as bump-up rates or liquidity options to maintain competitiveness. As interest rate environments evolve, so too will the strategies employed by both issuers and investors within the CD market.



Regionally, North America holds a significant share of the certificate of deposit market, driven by a mature banking sector and a high level of investor awareness. Europe follows closely, with its robust regulatory framework and stable economic environment contributing to sustained interest in CDs. Meanwhile, the Asia Pacific region is expected to exhibit the fastest growth rate, attributed to rapid economic development and increasing individual wealth in countries such as China and India. The Latin America and Middle East & Africa regions are also anticipated to see moderate growth, spurred by improving financial infrastructure and increasing investor education initiatives. Overall, the global CD market is poised for steady expansion, with varying growth trajectories across different regions.



Type Analysis



The certificate of deposit market is diverse, encompassing several types of CDs, each catering to different investor needs and preferences. Traditional CDs remain the most prevalent, offering fixed interest rates over specified terms. Their appeal lies in their simplicity and the assurance of a guaranteed return, which continues to attract conservative investors. The demand for traditional CDs is particularly strong among retirees and individuals seeking stable income sources. Despite the emergence of more flexible CD options, traditional CDs maintain their dominance due to the predictability and security they offer in uncertain financial climates.



Bump-Up CDs have gained traction as investors seek products that allow for interest rate adjustments during the term. This type of CD offers the potential for higher returns if market rates increase, providing a hedge against rising interest environments. The flexibility of bump-up CDs makes them attractive to investors who wish to capitalize on upward trends without abandoning the security of a CD. Howe

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