Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, interest rate, interest, 5-year, rate, and USA.

5/1-Year Adjustable Rate Mortgage Average in the United States was 6.06% in November of 2022, according to the United States Federal Reserve. Historically, 5/1-Year Adjustable Rate Mortgage Average in the United States reached a record high of 6.39 in June of 2006 and a record low of 2.37 in December of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for 5/1-Year Adjustable Rate Mortgage Average in the United States - last updated from the United States Federal Reserve on July of 2025.

Graph and download economic data for 1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE1US) from 1984-01-06 to 2015-12-31 about 1-year, adjusted, mortgage, interest rate, interest, rate, and USA.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

The rate on 15-year fixed rate mortgages in the United States decreased in the period after the Great Recession and reached its lowest level in 2021, followed by a steep increase in the next two years. In the early 1990s, the rate on a 15-year fixed rate mortgage was between six and nine percent. The rate then fell to 2.27 percent in 2021. After the Federal Reserve introduced several bank rate hikes to tackle the rising inflation, the mortgage rate soared to 6.11 percent — the highest rate observed since 2008. The rate for 30-year fixed mortgages and five-year ARM mortgages followed a similar trend.

After a period of gradual decline, the average annual rate on a 30-year fixed-rate mortgage in the United States rose to **** percent in 2023, up from the record-low **** percent in 2021. In 2024, interest rates declined slightly. The rate for 15-year fixed mortgages and five-year ARM mortgages followed a similar trend. This was a result of the Federal Reserve increasing the bank rate - a measure introduced to tackle the rising inflation. U.S. home prices going through the roof Mortgage rates have a strong impact on the market – the lower the rate, the lower the loan repayment. The rate on a 30-year fixed-rate mortgage decreasing after the Great Recession has stimulated the market and boosted home sales. Another problem consumers face is the fact that house prices are rising at an unaffordable level. The median sales price of a new home sold surged in 2021, while the median weekly earnings of a full-time employee maintained a more moderate increase. What are the differences between 15-year and 30-year mortgages? Two of the most popular loan terms available to homebuyers are the 15-year fixed-rate mortgage and the 30-year fixed-rate mortgage. The 30-year option appeals to more consumers because the repayment is spread out over 30 years, meaning the monthly payments are lower. Consumers choosing the 15-year option will have to pay higher monthly payments but benefit from lower interest rates.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-07-10 about jumbo, 30-year, fixed, mortgage, rate, indexes, and USA.

Margin for 5/1-Year Adjustable Rate Mortgage in the United States was 2.75% in November of 2022, according to the United States Federal Reserve. Historically, Margin for 5/1-Year Adjustable Rate Mortgage in the United States reached a record high of 2.80 in February of 2005 and a record low of 2.70 in March of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for Margin for 5/1-Year Adjustable Rate Mortgage in the United States - last updated from the United States Federal Reserve on June of 2025.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the fourth quarter of 2024, the 30-year fixed rate rose slightly, to **** percent. Despite the increase, the rate remained below the peak of **** percent in the same quarter a year ago. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2013 and 2023, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2023, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

Historical dataset showing Armenia birth rate by year from 1950 to 2025.

The US Home Mortgage Market Size Was Worth USD 180.91 Billion in 2023 and Is Expected To Reach USD 501.67 Billion by 2032, CAGR of 12.00%.

Evaluate Canada’s best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms. Rates are based on an average mortgage of $300,000

ARM Holdings reported 0 in Loan Capital for its fiscal quarter ending in December of 2024. Data for ARM Holdings | ARM - Loan Capital including historical, tables and charts were last updated by Trading Economics this last July in 2025.

Graph and download economic data for SOFR Index (SOFRINDEX) from 2018-04-02 to 2025-07-11 about financing, overnight, securities, indexes, and USA.

ARM Holdings stock price, live market quote, shares value, historical data, intraday chart, earnings per share and news.

ARM Holdings reported $10M in Debt for its fiscal quarter ending in December of 2024. Data for ARM Holdings | ARM - Debt including historical, tables and charts were last updated by Trading Economics this last July in 2025.

ARM Holdings reported $8.5B in Assets for its fiscal quarter ending in December of 2024. Data for ARM Holdings | ARM - Assets including historical, tables and charts were last updated by Trading Economics this last July in 2025.

ARM Holdings reported 28M in Interest Income for its fiscal quarter ending in December of 2024. Data for ARM Holdings | ARM - Interest Income including historical, tables and charts were last updated by Trading Economics this last July in 2025.

ARM Holdings reported $442M in EBIT for its fiscal quarter ending in December of 2024. Data for ARM Holdings | ARM - Ebit including historical, tables and charts were last updated by Trading Economics this last July in 2025.