Household Saving Rate in Australia increased to 6.90 percent in the fourth quarter of 2025 from 6.10 percent in the third quarter of 2025. This dataset provides - Australia Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Australia Gross Savings Rate

• Australia Gross Savings Rate was measured at 24.8% in Jun 2025, compared with 24.8% in the previous quarter.
• Australia Gross Savings Rate is updated quarterly, with data available from Sep 1959 to Jun 2025, and an average rate of 24.8%.
• The data reached an all-time high of 24.8% in Dec 1973 and a record low of 18.5% in Mar 1983.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. The Australian Bureau of Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, Australia GDP expanded 1.8% YoY in Jun 2025.
• Australia Nominal GDP reached 451,399.2 USD mn in Jun 2025. Its GDP deflator (implicit price deflator) increased 2.2% in Jun 2025.
• Australia GDP Per Capita reached 65,655.8 USD in Jun 2025.

Australia Household Saving Ratio: Trend data was reported at 5.300 % in Mar 2019. This records an increase from the previous number of 5.100 % for Dec 2018. Australia Household Saving Ratio: Trend data is updated quarterly, averaging 5.400 % from Sep 1973 (Median) to Mar 2019, with 183 observations. The data reached an all-time high of 18.700 % in Dec 1973 and a record low of -2.300 % in Dec 2002. Australia Household Saving Ratio: Trend data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income: Trend.

This report analyses Australia's household savings ratio. This is measured by dividing net household savings by gross household disposable income. The ABS and IBISWorld define disposable income as gross income less taxes on income and wealth, interest payments, non-life insurance premiums and other current transfers payable. Household savings measures the flow of savings rather than total savings accrued over time. The data for this report is sourced from the Australian Bureau of Statistics and is measured in financial years.

Household Income: Use of Gross Income data was reported at 617,210.000 AUD mn in Sep 2025. This records an increase from the previous number of 589,325.000 AUD mn for Jun 2025. Household Income: Use of Gross Income data is updated quarterly, averaging 92,730.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 617,210.000 AUD mn in Sep 2025 and a record low of 3,318.000 AUD mn in Mar 1960. Household Income: Use of Gross Income data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

In 2019, the deposit interest rate in Australia was **** percent. Between 1981 and 2019, the figure dropped by ***** percentage points, though the decline followed an uneven course rather than a steady trajectory.

This report analyses Australia's national saving as a proportion of gross national disposable income (the savings ratio). Total national saving is a combination of saving of households, general government (i.e. all levels of government) and other sectors. The other sectors category is mainly comprised of retained earnings by businesses. Saving is a measure of the flow of savings rather than total savings accrued over time. Therefore, negative savings shows a decrease in assets or an increase in debt, rather than negative net worth. The data for this report is sourced from the Australian Bureau of Statistics and is measured in seasonally adjusted financial years.

Deposit Interest Rate in Australia remained unchanged at 2.85 percent in February. This dataset includes a chart with historical data for Deposit Interest Rate in Australia.

Household Income: Consumption of Fixed Capital data was reported at 46,752.000 AUD mn in Sep 2025. This records an increase from the previous number of 46,276.000 AUD mn for Jun 2025. Household Income: Consumption of Fixed Capital data is updated quarterly, averaging 6,084.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 46,752.000 AUD mn in Sep 2025 and a record low of 371.000 AUD mn in Dec 1961. Household Income: Consumption of Fixed Capital data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

In a survey conducted in Australia in 2022, respondents from the Australian Capital Territory had an average cash savings balance of around ** thousand Australian dollars. Respondents from the Northern Territory had the lowest average cash savings balances of around ** thousand dollars.

Household Income: Use of Income: Primary Income Payable data was reported at 37,141.000 AUD mn in Sep 2025. This records a decrease from the previous number of 38,315.000 AUD mn for Jun 2025. Household Income: Use of Income: Primary Income Payable data is updated quarterly, averaging 3,810.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 39,509.000 AUD mn in Dec 2024 and a record low of 64.000 AUD mn in Sep 1959. Household Income: Use of Income: Primary Income Payable data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

Household Income: Gross: Primary Income Receivable: Compensation of Employees data was reported at 348,814.000 AUD mn in Sep 2025. This records an increase from the previous number of 342,939.000 AUD mn for Jun 2025. Household Income: Gross: Primary Income Receivable: Compensation of Employees data is updated quarterly, averaging 53,584.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 348,814.000 AUD mn in Sep 2025 and a record low of 1,854.000 AUD mn in Mar 1960. Household Income: Gross: Primary Income Receivable: Compensation of Employees data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

In a survey conducted in Australia in 2024, respondents from Gen Z had an average cash savings balance of around ** thousand Australian dollars. Baby Boomer respondents had the highest average cash savings balance of around ** thousand dollars.

Household Income: Gross: Primary Income Receivable: Gross Mixed Income data was reported at 44,964.000 AUD mn in Sep 2025. This records a decrease from the previous number of 45,852.000 AUD mn for Jun 2025. Household Income: Gross: Primary Income Receivable: Gross Mixed Income data is updated quarterly, averaging 9,452.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 53,766.000 AUD mn in Dec 2022 and a record low of 764.000 AUD mn in Jun 1962. Household Income: Gross: Primary Income Receivable: Gross Mixed Income data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

Household Income: Use of Income: Secondary Income Payable: Net Non Life Insurance Premiums data was reported at 14,811.000 AUD mn in Sep 2025. This records an increase from the previous number of 14,580.000 AUD mn for Jun 2025. Household Income: Use of Income: Secondary Income Payable: Net Non Life Insurance Premiums data is updated quarterly, averaging 2,047.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 14,811.000 AUD mn in Sep 2025 and a record low of 39.000 AUD mn in Sep 1959. Household Income: Use of Income: Secondary Income Payable: Net Non Life Insurance Premiums data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

Household Income: Use of Income: Primary Income Payable: Property: Interest on Dwellings data was reported at 29,600.000 AUD mn in Sep 2025. This records a decrease from the previous number of 30,623.000 AUD mn for Jun 2025. Household Income: Use of Income: Primary Income Payable: Property: Interest on Dwellings data is updated quarterly, averaging 1,958.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 31,692.000 AUD mn in Dec 2024 and a record low of 32.000 AUD mn in Sep 1959. Household Income: Use of Income: Primary Income Payable: Property: Interest on Dwellings data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

Household Income: Use of Income: Primary Income Payable: Property data was reported at 37,141.000 AUD mn in Sep 2025. This records a decrease from the previous number of 38,315.000 AUD mn for Jun 2025. Household Income: Use of Income: Primary Income Payable: Property data is updated quarterly, averaging 3,810.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 39,509.000 AUD mn in Dec 2024 and a record low of 64.000 AUD mn in Sep 1959. Household Income: Use of Income: Primary Income Payable: Property data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

Household Income: Gross: Secondary Income Receivable: Non Life Insurance Claims data was reported at 15,978.000 AUD mn in Sep 2025. This records an increase from the previous number of 15,758.000 AUD mn for Jun 2025. Household Income: Gross: Secondary Income Receivable: Non Life Insurance Claims data is updated quarterly, averaging 2,216.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 16,731.000 AUD mn in Mar 2025 and a record low of 40.000 AUD mn in Sep 1959. Household Income: Gross: Secondary Income Receivable: Non Life Insurance Claims data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

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Household Income: Gross: Secondary Income Receivable: Current Transfers to Non Profit Institutions data was reported at 11,055.000 AUD mn in Sep 2025. This records an increase from the previous number of 8,304.000 AUD mn for Jun 2025. Household Income: Gross: Secondary Income Receivable: Current Transfers to Non Profit Institutions data is updated quarterly, averaging 652.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 11,055.000 AUD mn in Sep 2025 and a record low of 3.000 AUD mn in Jun 1963. Household Income: Gross: Secondary Income Receivable: Current Transfers to Non Profit Institutions data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.