Household Saving Rate in Australia decreased to 4.20 percent in the second quarter of 2025 from 5.20 percent in the first quarter of 2025. This dataset provides - Australia Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Australia Gross Savings Rate

• Australia Gross Savings Rate was measured at 24.8% in Jun 2025, compared with 24.8% in the previous quarter.
• Australia Gross Savings Rate is updated quarterly, with data available from Sep 1959 to Jun 2025, and an average rate of 24.8%.
• The data reached an all-time high of 24.8% in Dec 1973 and a record low of 18.5% in Mar 1983.
• CEIC calculates Gross Domestic Savings Rate from quarterly Gross Domestic Savings and quarterly Nominal GDP. Gross Domestic Savings is calculated as Nominal GDP less Final Consumption Expenditure. The Australian Bureau of Statistics provides Final Consumption Expenditure in local currency and Nominal GDP in local currency.
• In the latest reports, Australia GDP expanded 1.8% YoY in Jun 2025.
• Australia Nominal GDP reached 451,399.2 USD mn in Jun 2025. Its GDP deflator (implicit price deflator) increased 2.2% in Jun 2025.
• Australia GDP Per Capita reached 65,655.8 USD in Jun 2025.

Australia Household Saving Ratio: Trend data was reported at 5.300 % in Mar 2019. This records an increase from the previous number of 5.100 % for Dec 2018. Australia Household Saving Ratio: Trend data is updated quarterly, averaging 5.400 % from Sep 1973 (Median) to Mar 2019, with 183 observations. The data reached an all-time high of 18.700 % in Dec 1973 and a record low of -2.300 % in Dec 2002. Australia Household Saving Ratio: Trend data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income: Trend.

Actual value and historical data chart for Australia Gross Domestic Savings Percent Of GDP

In 2019, the deposit interest rate in Australia stood at **** percent. Between 1981 and 2019, the figure dropped by ***** percentage points, though the decline followed an uneven course rather than a steady trajectory.

Australia Household Income: Gross: Secondary Income Receivable: Other Current Transfers: Other Sectors data was reported at 712.000 AUD mn in Dec 2024. This records an increase from the previous number of 600.000 AUD mn for Sep 2024. Australia Household Income: Gross: Secondary Income Receivable: Other Current Transfers: Other Sectors data is updated quarterly, averaging 42.000 AUD mn from Sep 1959 (Median) to Dec 2024, with 262 observations. The data reached an all-time high of 1,211.000 AUD mn in Jun 2023 and a record low of 0.000 AUD mn in Jun 1967. Australia Household Income: Gross: Secondary Income Receivable: Other Current Transfers: Other Sectors data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A287: SNA08: Household Saving Ratio and Household Income.

The gross national savings rate in Australia was forecast to decrease between 2024 and 2029 by in total *** percentage points. This overall decrease does not happen continuously, notably not in 2027, 2028 and 2029. The savings rate is estimated to amount to ***** percent in 2029. The savings rate here refers to the gross domestic saving by the state, private households, and corporations and is shown as a percentage of total gross domestic product (GDP).The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in more than *** countries and regions worldwide. All input data are sourced from international institutions, national statistical offices, and trade associations. All data has been are processed to generate comparable datasets (see supplementary notes under details for more information).Find more key insights for the gross national savings rate in countries like New Zealand and Fiji.

AU: Savings Rate data was reported at 1.863 % pa in 2019. This records a decrease from the previous number of 2.075 % pa for 2018. AU: Savings Rate data is updated yearly, averaging 3.202 % pa from Dec 2002 (Median) to 2019, with 18 observations. The data reached an all-time high of 5.112 % pa in 2011 and a record low of 1.863 % pa in 2019. AU: Savings Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Australia – Table AU.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Household Income: Use of Income: Primary Income Payable data was reported at 37,141.000 AUD mn in Sep 2025. This records a decrease from the previous number of 38,315.000 AUD mn for Jun 2025. Household Income: Use of Income: Primary Income Payable data is updated quarterly, averaging 3,810.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 39,509.000 AUD mn in Dec 2024 and a record low of 64.000 AUD mn in Sep 1959. Household Income: Use of Income: Primary Income Payable data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income.

Deposit Interest Rate in Australia remained unchanged at 2.70 percent in October. This dataset includes a chart with historical data for Deposit Interest Rate in Australia.

The gross national savings rate in New Zealand was forecast to continuously increase between 2024 and 2029 by in total *** percentage points. According to this forecast, in 2029, the savings rate will have increased for the ***** consecutive year to ***** percent. The savings rate here refers to the gross domestic saving by the state, private households, and corporations and is shown as a percentage of total gross domestic product (GDP).The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in more than *** countries and regions worldwide. All input data are sourced from international institutions, national statistical offices, and trade associations. All data has been are processed to generate comparable datasets (see supplementary notes under details for more information).Find more key insights for the gross national savings rate in countries like Australia and Fiji.

Australia Household Income: Trend: Gross Disposable Income data was reported at 310,021.000 AUD mn in Mar 2019. This records an increase from the previous number of 307,715.000 AUD mn for Dec 2018. Australia Household Income: Trend: Gross Disposable Income data is updated quarterly, averaging 62,425.000 AUD mn from Sep 1959 (Median) to Mar 2019, with 239 observations. The data reached an all-time high of 310,021.000 AUD mn in Mar 2019 and a record low of 3,087.000 AUD mn in Sep 1959. Australia Household Income: Trend: Gross Disposable Income data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A288: SNA08: Household Saving Ratio and Household Income: Trend.

Household Income: sa: Gross: Primary Income Receivable: Property Income Receivable data was reported at 78,852.000 AUD mn in Sep 2025. This records an increase from the previous number of 77,942.000 AUD mn for Jun 2025. Household Income: sa: Gross: Primary Income Receivable: Property Income Receivable data is updated quarterly, averaging 8,567.000 AUD mn from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 78,852.000 AUD mn in Sep 2025 and a record low of 251.000 AUD mn in Mar 1960. Household Income: sa: Gross: Primary Income Receivable: Property Income Receivable data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income: Seasonally Adjusted.

Interest rate spread of Australia leapt by 7.95% from 3.28 % in 2018 to 3.54 % in 2019. Since the 1.28% downward trend in 2017, interest rate spread jumped by 9.44% in 2019. Interest rate spread is the interest rate charged by banks on loans to prime customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits.

Australia Deposit Rate: Online Savings Accounts: AUD 10000 data was reported at 1.550 % pa in Mar 2025. This records a decrease from the previous number of 1.700 % pa for Feb 2025. Australia Deposit Rate: Online Savings Accounts: AUD 10000 data is updated monthly, averaging 2.300 % pa from Jan 2004 (Median) to Mar 2025, with 255 observations. The data reached an all-time high of 7.250 % pa in Aug 2008 and a record low of 0.050 % pa in Apr 2021. Australia Deposit Rate: Online Savings Accounts: AUD 10000 data remains active status in CEIC and is reported by Reserve Bank of Australia. The data is categorized under Global Database’s Australia – Table AU.M003: Deposit Rate.

Australia Household Saving Ratio: sa data was reported at 6.400 % in Sep 2025. This records an increase from the previous number of 6.000 % for Jun 2025. Australia Household Saving Ratio: sa data is updated quarterly, averaging 6.400 % from Sep 1959 (Median) to Sep 2025, with 265 observations. The data reached an all-time high of 23.200 % in Jun 2020 and a record low of -2.600 % in Jun 2006. Australia Household Saving Ratio: sa data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A: SNA08: Household Saving Ratio and Household Income: Seasonally Adjusted.

The benchmark interest rate in Australia was last recorded at 3.60 percent. This dataset provides - Australia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Australia Household Income: sa: Gross Disposable Income data was reported at 414,091.000 AUD mn in Dec 2024. This records an increase from the previous number of 408,174.000 AUD mn for Sep 2024. Australia Household Income: sa: Gross Disposable Income data is updated quarterly, averaging 72,335.500 AUD mn from Sep 1959 (Median) to Dec 2024, with 262 observations. The data reached an all-time high of 414,091.000 AUD mn in Dec 2024 and a record low of 3,107.000 AUD mn in Sep 1959. Australia Household Income: sa: Gross Disposable Income data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.A289: SNA08: Household Saving Ratio and Household Income: Seasonally Adjusted.

In Australia, around ** percent of respondents in a survey conducted in 2024 said that they believe better savings interest rates would improve current banking or financial services. Just over ** percent said that having lower bank fees would improve the current banking services.

In financial year 2018, around 87 percent of Australians between 35 and 44 years old had superannuation coverage. In Australia, superannuation is a compulsory savings system where a minimum percentage of a person's income is placed into a fund to support them in their future retirement.