In 2025, students graduating from English universities will have incurred an average of 53,000 British pounds of student loan debt, compared with 39,000 pounds in Wales, 28,000 pounds in Northern Ireland, and around 18,000 pounds in Scotland.

Statistics on student debt, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of graduates with debt who had paid it off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

In 2024, Generation Z in the United States had an average of roughly ****** U.S. dollars in student loan debt. By contrast, Generation X had the highest student loan debt, amounting to approximately ****** U.S. dollars. The value of outstanding student loans has been consistently rising over the past few decades.

For those graduating college in the United States in 2020, five-figure debt was the norm across all states. Students in New Hampshire had the highest debt levels in the country, at 39,928 U.S. dollars on average. The lowest average amount of debt that students had was in the state of Utah at 18,344 U.S. dollars.

As of April 2023, federal student loan forgiveness programs forgave an average amount of around ****** U.S. dollars to eligible borrowers in the United States. In comparison, the average amount of student debt forgiven by the Public Service Loan Forgiveness program was ****** U.S. dollars per borrower. Public Service Loan Forgiveness grants federal loan forgiveness to borrowers who have been working for a qualifying public service employer full-time for 10 years and have made *** monthly payments while working for that employer.

Statistics on postsecondary graduates who owed money for their education to government-sponsored student loans at graduation, including the average debt at graduation, the percentage of graduates who owed large debt at graduation and the percentage of debt paid off at the time of the interview, are presented by the province of study and the level of study. Estimates are available at five-year intervals.

Percentage of graduates who borrowed from government student loan programs and their average debt at graduation, Canada and provinces. This table is included in Section B: Financing education systems of the Pan Canadian Education Indicators Program (PCEIP). PCEIP is an ongoing initiative of the Canadian Education Statistics Council, a partnership between Statistics Canada and the Council of Ministers of Education, Canada that provides a set of statistical measures on education systems in Canada.

In the academic year *******, the average borrowing for college among students in the form of federal student loans amounted to ***** U.S. dollars. This is a slight increase from the previous year, when student borrowing amounted to ***** U.S. dollars on average.

Data on the average amount of OSAP debt owed by students. The data is specific to those who attended programs with typical durations. Data is for: * 4-year undergraduate university students * 2-year college diploma students * 1-year private career college students The data fields are: * academic year of completion * postsecondary sector (university, publicly-assisted college, or private career college) * program duration (1 year, 2 years or 4 years) * average repayable debt after loan forgiveness applied through the Ontario Student Opportunity Grant Debt is in nominal dollars with no adjustment for inflation. *[OSAP]: Ontario Student Assistance Program

Average total loan outlay per higher education undergraduate student by course start year and years of funding.

In 2020, Black graduates still owed *** percent of their original student loan debt on average after four years of completing a bachelors degree, the only racial/ethnic group to owe an average amount that was greater than what they originally borrowed. In comparison, White bachelor's completers owed an average amount of ** percent of what they originally borrowed in student loans.

The United Arab Emirates: Percent of student loan debt balance 90+ days delinquent: The latest value from is percent, unavailable from percent in . In comparison, the world average is 0.00 percent, based on data from countries. Historically, the average for the United Arab Emirates from to is percent. The minimum value, percent, was reached in while the maximum of percent was recorded in .

College Scorecard

The College Scorecard dataset is provided by the U.S. Department of Education and contains information on nearly every college and university in the United States. The dataset includes data on student loan repayment rates, graduation rates, affordability, earnings after graduation, and more. The goal of this dataset is to help students make informed decisions about their college choice by providing them with clear and concise information about each school's performance

How to use the dataset

This dataset can help understand the cost of attending college in the United States, as well as the average debt load for students. It can also be used to compare different schools in terms of their graduation rates and repayment rates

Columns

• UNITID: Unit ID for institution
• INSTNM: Institution name
• CITY: City
• STABBR: State
• ZIP: Zip code
• OPEID: OPE ID for institution
• OPEID6: OPE ID for institution (6-digit)
• ACCREDAGENCY: Accrediting Agency
• INSTURL: Institution URL
• NPCURL: Net Price Calculator URL
• SCH_DEG: Highest degree awarded
• HCM2: Carnegie Classification 2010:** Basic
• MAIN: Carnegie Classification 2010:** Main
• NUMBRANCH: Number of branch campuses
• PREDDEG: Predominant degree awarded
• HIGHDEG: Highest degree awarded
• CONTROL: Control of institution
• ST_FIPS: State FIPS code
• REGION: Region
• LOCALE: Locale code
• LOCALE2: Locale code (multiple categories per state)
• CCBASIC: Carnegie Classification 2010:** Basic
• CCMAIN: Carnegie Classification 2010:** Main
• CCUGPROF: Carnegie Classification 2010:** Undergraduate Profile
• CCSIZSET: Carnegie Classification 2010:** Size and Setting
• HBCU: Historically Black College or University
• PBI: Predominantly Black Institution
• ANNHI: Tribal College or University
• TRIBAL: Tribal College or University (Public)
• AANAPII: Asian American and Native American Pacific Islander-Serving Institution
• HSIP: Hispanic-Serving Institution (HSI)
• NANTI: Native American-Serving Nontribal Institution
• MENONLY: Men only
• WOMENONLY: Women only
• RELAFFIL: Religious affiliation
• DISTANCEONLY: Distance-only
• CURROPER: Currently operating
• VETERAN: Veteran-supportive
• LIMDEP: Limited-degree-granting
• HIGHDEG_GRANTED: Highest degree granted
• PS: Predominantly two-year public
• UGRD_ENRL_TOTAL: Undergraduate total enrollment
• GRAD_ENRL_TOTAL: Graduate total enrollment
• UGRD_ENRL_ORIG_YR2_RT: Undergraduate, first-time, first-year retention rate (%)

Acknowledgements

This data was originally collected by the US Department of Education and made available on their website. Thank you to the US Department of Education for making this data available!

In recent years, economists and policymakers have been interested in the burden of student debt across socioeconomic groups. In this Economic Commentary , we use the two most recent waves of the Survey of Consumer Finances, collected in 2019 and 2022, to study changes in the joint distribution of student debt and two measures of “ability-to-pay,” income and net worth. We find that between 2019 and 2022, both the fraction of families with student debt and real student debt per family were essentially unchanged, and aggregate student debt fell as a fraction of aggregate income and net worth. However, over the same period, the distribution of student debt shifted toward higher-income and wealthier families, with a rise in the average student debt in the highest quintile of both income and net worth. Further, this shift was not driven by changes in the distribution of debtors, but, instead, in the amount of debt per family.

The National Postsecondary Student Aid Survey (NPSAS) provides information on how postsecondary student financial aid is targeted, received, and used. A significant component of the NPSAS is the Student Loan Recipient Transcript Survey, which collected postsecondary-school transcripts for Guaranteed Student Loan (GSL) recipients who were surveyed in the Student Loan Recipient Survey (SLRS, Part 4). This component provides the means to analyze basic policy issues such as relationships between educational activities and ability to cope with indebtedness, and the patterns of student loan repayment or default. The Transcript Survey data cover 11,847 students, 12,213 transcripts, and 1,412 schools and are organized into four categories, consisting of data at the student (Part 5), transcript (Part 7), term (Part 6), and course (Part 2) levels. At least one student-level and one transcript-level record exist for each sample member for whom a transcript was requested, even if the school in question reported that an individual had never attended or had withdrawn before establishing a formal record of attendance. Student-level data (Part 5) provide general information about the respondent's academic career. Each record is given a case ID code, allowing the merger of transcript data and other files, sampling weights, and data that summarize information found on transcripts from all postsecondary schools attended as well as selected items from Part 4, the Student Loan Recipient Survey data files. Transcript-level records (Part 7) contain data pertaining to the student's academic record at a single institution, including the school ID code, degree or other credentials conferred with accompanying dates, major and minor field(s) of study, and the student's cumulative grade-point average. Term records (Part 6) contain type of term (quarters, trimesters, and semesters), season of occurrence, start and end dates, grade-scale type, the number of courses corresponding to a given term, and a special flag indicating regular or transfer status for the term. Included in term type is a code that signifies credit earned via standardized tests and other life experience. Course-level data (Part 2) include records for every course reported on a transcript. The Student Loan Recipient Survey data (Part 4, Questionnaire Data) contain identifying information about the students such as sex, age, race, citizenship, residence, marital status, and current employment, as well as survey control data, a counter variable for the NPSAS transcripts, and weights. The Composite Data file (Part 1) contains information from the student transcript data in Part 5 and the student questionnaire data in Part 4. It also contains composite variables that combine information from the record abstract done at the institution and the student questionnaire. A Parent Survey (Part 3) was also conducted to collect data on the total number of children in the family, how much respondents spent on clothing, food, and books and supplies for their children, other loans taken out to pay for schooling, when the respondents started saving for their children's college expenses, and what type of savings programs they used.

Lebanon: Student loan debt balance per capita, U.S. dollars: The latest value from is U.S. dollars, unavailable from U.S. dollars in . In comparison, the world average is 0 U.S. dollars, based on data from countries. Historically, the average for Lebanon from to is U.S. dollars. The minimum value, U.S. dollars, was reached in while the maximum of U.S. dollars was recorded in .

Dominican Republic: Student loan debt balance per capita, U.S. dollars: The latest value from is U.S. dollars, unavailable from U.S. dollars in . In comparison, the world average is 0 U.S. dollars, based on data from countries. Historically, the average for Dominican Republic from to is U.S. dollars. The minimum value, U.S. dollars, was reached in while the maximum of U.S. dollars was recorded in .

In the academic year of 2023/2024, the average Subsidized and Unsubsidized Loan amount borrowed by undergraduate students in the United States amounted to ***** U.S. dollars. In that same year, the average borrower received about ****** U.S. dollars in PLUS loans.