In 2023, Australia's fertility rate reached its lowest ever figure, at fewer than 1.5 children born per women of childbearing age. In general, Australia’s fertility rate has been fairly consistent throughout the past four decades, fluctuating between 1.7 and two births per woman, however the recent drop in fertility may be a result of the Covid-19 pandemic - it remains to be seen what the full extent of the pandemic will be on demographic trends. Population aging in Australia Like most other developed nations, Australia has been experiencing population ageing, driven by declining fertility rate and increased longevity, with an average life expectancy at birth of 83 years in 2020. Amid the pandemic, Australia also witnessed a noticeable decrease in the number of births to approximately 294.4 thousand, the lowest value since 2011. “No kids attached” Childfree couples could become the norm in Australia, as couples living without children are expected to become Australia’s most common family type in a few years’ time. While many families may suffer from involuntary childlessness, other couples would opt for a childfree life for various reasons. Especially in times of COVID-19, couples might not want to risk having children with increasing job insecurity.

Household Saving Rate in Australia decreased to 4.20 percent in the second quarter of 2025 from 5.20 percent in the first quarter of 2025. This dataset provides - Australia Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Australia Household Income per Capita

• Australia Annual Household Income per Capita reached 30,914.027 USD in Jun 2020, compared with the previous value of 34,767.371 USD in Jun 2018.
• Australia Annual Household Income per Capita data is updated yearly, available from Jun 1995 to Jun 2020, with an averaged value of 25,207.153 USD.
• The data reached an all-time high of 43,819.349 USD in Jun 2012 and a record low of 15,753.318 USD in Jun 2001.
• In the latest reports, Retail Sales of Australia grew 4.217 % YoY in May 2023.

CEIC calculates Annual Household Income per Capita from annual Weekly Average Household Income multiplied by 52, annual Number of Household and quarterly Total Population and converts it into USD. The Australian Bureau of Statistics provides Average Household Income in local currency, Number of Household and Total Population. Federal Reserve Board average market exchange rate is used for currency conversions. Household Income per Capita is in annual frequency, ending in June of each year. Household Income per Capita prior to 2008 based on 2017-2018 price.

Key information about Australia Household Debt: % of GDP

• Australia household debt accounted for 116.6 % of the country's Nominal GDP in Mar 2023, compared with the ratio of 118.0 % in the previous quarter.
• Australia household debt to GDP ratio is updated quarterly, available from Jun 1988 to Mar 2023.
• The data reached an all-time high of 129.4 % in Sep 2016 and a record low of 44.2 % in Sep 1988.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. The Australian Bureau of Statistics provides Household Debt in local currency and Nominal GDP in local currency.


Related information about Australia Household Debt: % of GDP

• In the latest reports, Australia Household Debt reached 1,957.6 USD bn in Mar 2023.
• Money Supply M2 in Australia increased 4.1 % YoY in Jun 2023.
• Australia Foreign Exchange Reserves was measured at 37.1 USD bn in Jun 2023.
• The Foreign Exchange Reserves equaled 1.5 Months of Import in May 2023.
• Australia Domestic Credit reached 3,627.0 USD bn in May 2023, representing an increased of 1.9 % YoY.
• The country's Non Performing Loans Ratio stood at 0.8 % in Mar 2023, compared with the ratio of 0.8 % in the previous quarter.

This dataset presents projected household size for 5-year periods between the years of 2011 and 2036 for the state of New South Wales (NSW). The data is presented as aggregations following the Australian Statistical Geography Standard (ASGS) 2016 Local Government Areas (LGA).

Household projections show the number of households that would form if demographic trends continue and if assumptions about living arrangements are realised over the projection period. A household is two or more people who share a dwelling (house, apartment, townhouse, caravan, etc.) and share food and cooking facilities, and other essentials. Household projections show the future number and type of households living in private dwellings. Private dwellings are self-contained accommodation such as houses, apartments, mobile homes or other substantial structures. It does not include accommodation such as boarding houses, nursing homes or prisons.

The household projections also include the implied dwelling demand for those households. This is the likely number of private dwellings needed to accommodate future population-driven demand.

For more information please read the Household Projections User Guide.Please note:

• AURIN has spatially enabled the original data.

The rent price index in Australia in the first quarter of 2025 was *****, marking an increase from the same quarter of the previous year. Rent prices had decreased in 2020; in Melbourne and Sydney, this was mainly attributed to the absence of international students during the coronavirus outbreak. The current state of the rental market in Australia The rental market in Australia has been marked by varying conditions across different regions. Among the capital cities, Sydney has long been recognized for having some of the highest average rents. As of March 2025, the average weekly rent for a house in Sydney was *** Australian dollars, which was the highest average rent across all major cities in Australia that year. Furthermore, due to factors like population growth and housing demand, regional areas have also seen noticeable increases in rental prices. For instance, households in the non-metropolitan area of New South Wales’ expenditure on rent was around ** percent of their household income in the year ending June 2024. Housing affordability in Australia Housing affordability remains a significant challenge in Australia, contributing to a trend where many individuals and families rent for prolonged periods. The underlying cause of this issue is the ongoing disparity between household wages and housing costs, especially in large cities. While renting offers several advantages, it is worth noting that the associated costs may not always align with the expectation of affordability. Approximately one-third of participants in a recent survey stated that they pay between ** and ** percent of their monthly income on rent. Recent government initiatives, such as the 2024 Help to Buy scheme, aim to make it easier for people across Australia to get onto the property ladder. Still, the multifaceted nature of Australia’s housing affordability problem requires continued efforts to strike a balance between market dynamics and the need for accessible housing options for Australians.

The house price-to-income ratio in Australia was ***** as of the first quarter of 2025. This ratio, calculated by dividing nominal house prices by nominal disposable income per head, increased from the previous quarter. The price-to-income ratio can be used to measure housing affordability in a specific area. Australia's property bubble There has been considerable debate over the past decade about whether Australia is in a property bubble or not. A property bubble refers to a sharp increase in the price of property that is disproportional to income and rental prices, followed by a decline. In Australia, rising house prices have undoubtedly been an issue for many potential homeowners, pricing them out of the market. Along with the average house price, high mortgage interest rates have exacerbated the issue. Is the homeownership dream out of reach? Housing affordability has varied across the different states and territories in Australia. In 2024, the median value of residential houses was the highest in Sydney compared to other major Australian cities, with Brisbane becoming an increasingly expensive city. Nonetheless, expected interest rate cuts in 2025, alongside the expansion of initiatives to improve Australia's dwelling stock, social housing supply, and first-time buyer accessibility to properties, may start to improve the situation. These encompass initiatives such as the Australian government's Help to Buy scheme and the Housing Australia Future Fund Facility (HAFFF) and National Housing Accord Facility (NHAF) programs.

Key information about Australia Debt Service Ratio: Households

• Australia Debt Service Ratio: Households was reported at 17.500 % in Sep 2024
• This records an increase from the previous number of 17.400 % for Jun 2024
• Australia Debt Service Ratio: Households data is updated quarterly, averaging 15.300 % from Mar 1999 to Sep 2024, with 103 observations
• The data reached an all-time high of 18.200 % in Jun 2008 and a record low of 10.000 % in Mar 1999
• Australia Debt Service Ratio: Households data remains active status in CEIC and is reported by Bank for International Settlements
• The data is categorized under World Trend Plus’s Association: Banking Sector – Table RC.BIS.DSR: G2 Households (HH) and Non-Profit Institution Serving Households (NPISHs): Quarterly

Household Travel Survey (HTS) is the most comprehensive source of personal travel data for the Sydney Greater Metropolitan Area (GMA). This data explores average weekday travel patterns for residents in Sydney GMA.\r \r The Household Travel Survey (HTS) collects information on personal travel behaviour. The study area for the survey is the Sydney Greater Metropolitan Area (GMA) which includes Sydney Greater Capital City Statistical Area (GCCSA), parts of Illawarra and Hunter regions. All residents of occupied private dwellings within the Sydney GMA are considered within scope of the survey and are randomly selected to participate.\r The HTS has been running continuously since 1997/981 and collects data for all days through the year – including during school and public holidays.\r \r Typically, approximately 2,000-3,000 households participate in the survey annually. Data is collected on all trips made over a 24-hour period by all members of the participating households.\r \r Annual estimates from the HTS are usually produced on a rolling basis using multiple years of pooled data for each reporting year2. All estimates are weighted to the Australian Bureau of Statistics’ Estimated Resident Population, corresponding to the year of collection3. Unless otherwise stated, all reported estimates are for an average weekday.\r \r \r \r Due to disruptions in data collection resulting from the lockdowns during the COVID-19 pandemic, post-COVID releases of HTS data are based on a lower sample size than previous HTS releases. To ensure integrity of the results and mitigate risk of sampling errors some post-COVID results have been reported differently to previous years. Please see below for more information on changes to HTS post-COVID (2020/21 onwards).\r \r 1. Data collection for the HTS was suspended during lock-down periods announced by the NSW Government due to COVID-19.\r \r 2. Exceptions apply to the estimates for 2020/21 which are based on a single year of sample as it was decided not to pool the sample with data collected pre-COVID-19. \r \r 3. HTS population estimates are also slightly lower than those reported in the ABS census as the survey excludes overseas visitors and those in non-private dwellings.\r \r Changes to HTS post-COVID (2020/21 onwards)\r \r HTS was suspended from late March 2020 to early October 2020 due to the impact and restrictions of COVID-19, and again from July 2021 to October 2021 following the Delta wave of COVID-19. Consequently, both the 2020/21 and 2021/22 releases are based on a reduced data collection period and smaller samples.\r \r Due to the impact of changed travel behaviours resulting from COVID-19 breaking previous trends, HTS releases since 2020/21 have been separated from pre-COVID-19 samples when pooled. As a result, HTS 2020/21 was based on a single wave of data collection which limited the breadth of geography available for release. Subsequent releases are based on pooled post-COVID samples to expand the geographies included with reliable estimates.\r \r Disruption to the data collection during, and post-COVID has led to some adjustments being made to the HTS estimates released post-COVID:\r \r SA3 level data has not been released for 2020/21 and 2021/22 due to low sample collection.\r LGA level data for 2021/22 has been released for selected LGAs when robust Relative Standard Error (RSE) for total trips are achieved\r Mode categories for all geographies are aggregated differently to the pre-COVID categories\r Purpose categories for some geographies are aggregated differently across 2020/21 and 2021/22.\r A new data release – for six cities as defined by the Greater Sydney Commission - is included since 2021/22.\r Please refer to the Data Document for 2022/23 (PDF, 262.54 KB) for further details.\r \r \r RELEASE NOTE\r \r The latest release of HTS data is 15 May 2025. This release includes Region, LGA, SA3 and Six Cities data for 2023/24. Please see 2023/24 Data Document for details.\r \r A revised dataset for LGAs and Six Cities for HTS 2022/23 data has also been included in this release on 15 May 2025. If you have downloaded HTS 2022/23 data by LGA and/or Six Cities from this link prior to 15/05/2025, we advise you replace it with the revised tables. If you have been supplied bespoke data tables for 2022/23 LGAs and/or Six Cities, please request updated tables.\r \r Revisions to HTS data may be made on previously published data as new sample data is appended to improve reliability of results. Please check this page for release dates to ensure you are using the most current version or create a subscription (https://opendata.transport.nsw.gov.au/subscriptions) to be notified of revisions and future releases.\r

This dataset is the 2016 release of the Victoria in Future series of data and presents the number of households by household types for the state of Victoria. The data is presented in 2011 Local Government Area (LGA) boundaries and covers each fifth year for the years 2011 to 2031.

The Victoria in Future series is a projection of the ERP for LGAs and Victoria in Future Small Areas (VIFSA) for 2011 to 2031. Some data areas are available for individual years and some for every fifth year in the projection period. The first year for each dataset within the series is 2011. Where available, the latest Australian Bureau of Statistics (ABS) data is used for the years 2012 to 2015.

Data are available for Estimated Resident Population (ERP - the official total population), population by age and sex (for single years of age in some cases, otherwise for five-year age groups), households and dwellings (including average household sizes and dwelling occupancy rates).

Victoria in Future 2016 population projections are not predictions of the future, nor are they targets. They analyse changing economic and social structures and other drivers of demographic trends to indicate possible future populations if the present identified demographic and social trends continue. Projections are based exclusively on demographic components at the state and regional level, while local level projections take account of current and future land use, dwelling capacity, and development opportunities in addition to local demographic factors.

For more information please visit the DELWP VIF Portal.

Notes:

• AURIN has spatially enabled the original data.

• These detailed projections replace the projections published in Victoria in Future 2015 (based on the 2011 Census) issued by the Department of Transport, Planning and Local Infrastructure (DTPLI).

• The base year for the calculation of VIF2016 projections is 2015 (as at 30 June), the most recent year for which the ABS has published the Estimated Resident Population (ERP) for both Victoria and for LGAs.

• The data tables have been condensed to one dataset to allow longitudinal analysis of the data through year-period filters.

During fiscal year 2022, around 1,779 gigaliters of water were consumed by households in Australia. The effective management of water supply and water consumption are important for Australia, a country which is the driest inhabited continent on earth.

Portugal, Canada, and the United States were the countries with the highest house price to income ratio in 2024. In all three countries, the index exceeded 130 index points, while the average for all OECD countries stood at 116.2 index points. The index measures the development of housing affordability and is calculated by dividing nominal house price by nominal disposable income per head, with 2015 set as a base year when the index amounted to 100. An index value of 120, for example, would mean that house price growth has outpaced income growth by 20 percent since 2015. How have house prices worldwide changed since the COVID-19 pandemic? House prices started to rise gradually after the global financial crisis (2007–2008), but this trend accelerated with the pandemic. The countries with advanced economies, which usually have mature housing markets, experienced stronger growth than countries with emerging economies. Real house price growth (accounting for inflation) peaked in 2022 and has since lost some of the gain. Although, many countries experienced a decline in house prices, the global house price index shows that property prices in 2023 were still substantially higher than before COVID-19. Renting vs. buying In the past, house prices have grown faster than rents. However, the home affordability has been declining notably, with a direct impact on rental prices. As people struggle to buy a property of their own, they often turn to rental accommodation. This has resulted in a growing demand for rental apartments and soaring rental prices.

As of the second quarter of 2025, Australia had the highest average electricity price for households in the Asia-Pacific region, at about **** U.S. dollars per kilowatt-hour. Singapore had the second-highest average electricity price, with households paying around **** U.S. dollars per kilowatt-hour.

Sydney had the highest median house value compared to other capital cities in Australia as of April 2025, with a value of over **** million Australian dollars. Brisbane similarly had relatively high average residential housing values, passing Canberra and Melbourne to top the pricing markets for real estate across the country alongside Sydney. Housing affordability in Australia Throughout 2024, the average price of residential dwellings remained high across Australia, with several capital cities breaking price records. Rising house prices continue to be an issue for potential homeowners, with many low- and middle-income earners priced out of the market. In the fourth quarter of 2024, Australia’s house price-to-income ratio declined slightly to ***** index points. With the share of household income spent on mortgage repayments increasing alongside the disparity in supply and demand, inflating construction costs, and low borrowing capacity, the homeownership dream has become an unattainable prospect for the average person in Australia. Does the rental market offer better prospects? Renting for prolonged periods has become inevitable for many Australians due to the country’s largely inaccessible property ladder. However, record low vacancy rates and elevated median weekly house and unit rent prices within Australia’s rental market are making renting a less appealing prospect. In financial year 2024, households in the Greater Sydney metropolitan area reported spending around ** percent of their household income on rent.