On December 15, 2020, the FDIC Board of Directors approved a Final Rule (https://www.fdic.gov/news/board/2020/2020-12-15-notice-dis-a-fr.pdf) making certain revisions to the interest rate restrictions applicable to less than well capitalized institutions (as defined in Section 38 of the Federal Deposit Insurance Act), which are effective on April 1, 2021. The interest rate restrictions generally limit a less than well capitalized institution from soliciting deposits by offering rates that significantly exceed rates in its prevailing market.

The Final Rule redefined the "national rate" as the average of rates paid by all insured depository institutions and credit unions for which data is available, with rates weighted by each institution's share of domestic deposits. The "national rate cap" is calculated as the higher of: (1) the national rate plus 75 basis points; or (2) 120 percent of the current yield on similar maturity U.S. Treasury obligations plus 75 basis points. The national rate cap for non-maturity deposits is the higher of the national rate plus 75 basis points or the federal funds rate plus 75 basis points.

A less than well capitalized institution may use the "local rate cap" in place of the national rate cap for deposits gathered from within the institution's local market area. The Final Rule redefined the "local rate cap" for a particular deposit product as 90 percent of the highest rate offered on the deposit product by an institution or credit union accepting deposits at a physical location within the institution's local market area.

In accordance with Section 337.7(d), an insured depository institution that seeks to pay a rate of interest up to its local market rate cap shall provide notice and evidence of the highest rate paid on a particular deposit product in the institution's local market areas to the appropriate FDIC regional director. The institution shall update its evidence and calculations for existing and new accounts monthly unless otherwise instructed by the appropriate FDIC regional director, and retain such information available for at least the two most recent examination cycles and, upon the FDIC's request, provide the documentation to the appropriate FDIC regional office and to examination staff during any subsequent examinations.

Graph and download economic data for Treasury Yield: 12 Month CD <100M (TY12MCD) from Apr 2021 to Jul 2025 about CD, 1-year, Treasury, yield, interest rate, interest, rate, and USA.

Deposit Interest Rate in Argentina increased to 32.38 percent in July from 32.14 percent in June of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Argentina.

China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data was reported at 1.712 % pa in 16 May 2025. This records an increase from the previous number of 1.690 % pa for 15 May 2025. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data is updated daily, averaging 2.560 % pa from Feb 2017 (Median) to 16 May 2025, with 2067 observations. The data reached an all-time high of 5.758 % pa in 27 Dec 2017 and a record low of 1.212 % pa in 07 Apr 2020. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

Deposit Interest Rate in Australia decreased to 2.70 percent in July from 2.75 percent in June of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Australia.

Deposit Interest Rate in Canada remained unchanged at 4.91 percent on Wednesday April 10. This dataset includes a chart with historical data for Deposit Interest Rate in Canada.

China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 6 Month data was reported at 1.645 % pa in 16 May 2025. This records an increase from the previous number of 1.625 % pa for 15 May 2025. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 6 Month data is updated daily, averaging 2.835 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 6.119 % pa in 31 Dec 2013 and a record low of 1.380 % pa in 08 Apr 2020. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 6 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (A) Yield: Yield to Maturity: 0 year data was reported at 1.816 % pa in 16 May 2025. This records an increase from the previous number of 1.740 % pa for 15 May 2025. China CD of Commercial Bank (A) Yield: Yield to Maturity: 0 year data is updated daily, averaging 2.360 % pa from Feb 2017 (Median) to 16 May 2025, with 2067 observations. The data reached an all-time high of 5.083 % pa in 24 Apr 2018 and a record low of 1.210 % pa in 29 Dec 2020. China CD of Commercial Bank (A) Yield: Yield to Maturity: 0 year data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 2 Month data was reported at 1.627 % pa in 16 May 2025. This records an increase from the previous number of 1.605 % pa for 15 May 2025. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 2 Month data is updated daily, averaging 2.405 % pa from Feb 2017 (Median) to 16 May 2025, with 2067 observations. The data reached an all-time high of 5.488 % pa in 27 Dec 2017 and a record low of 1.002 % pa in 07 Apr 2020. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 2 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 0 year data was reported at 1.541 % pa in 16 May 2025. This records an increase from the previous number of 1.465 % pa for 15 May 2025. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 0 year data is updated daily, averaging 2.050 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 4.703 % pa in 24 Apr 2018 and a record low of 0.400 % pa in 29 Dec 2020. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 0 year data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 1 Month data was reported at 1.640 % pa in 16 May 2025. This records an increase from the previous number of 1.610 % pa for 15 May 2025. China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 1 Month data is updated daily, averaging 2.606 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 6.831 % pa in 24 Dec 2013 and a record low of 1.050 % pa in 07 Apr 2020. China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 1 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AA) Yield: Yield to Maturity: 3 Month data was reported at 1.720 % pa in 16 May 2025. This records an increase from the previous number of 1.690 % pa for 15 May 2025. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 3 Month data is updated daily, averaging 2.933 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 6.573 % pa in 24 Dec 2013 and a record low of 1.421 % pa in 20 Apr 2020. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 3 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 3 Month data was reported at 1.635 % pa in 16 May 2025. This records an increase from the previous number of 1.605 % pa for 15 May 2025. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 3 Month data is updated daily, averaging 2.697 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 6.223 % pa in 24 Dec 2013 and a record low of 1.171 % pa in 20 Apr 2020. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 3 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 9 Month data was reported at 1.680 % pa in 16 May 2025. This records an increase from the previous number of 1.665 % pa for 15 May 2025. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 9 Month data is updated daily, averaging 2.926 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 6.016 % pa in 30 Dec 2013 and a record low of 1.466 % pa in 09 Apr 2020. China CD of Commercial Bank (AAA) Yield: Yield to Maturity: 9 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 9 Month data was reported at 1.715 % pa in 16 May 2025. This records an increase from the previous number of 1.700 % pa for 15 May 2025. China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 9 Month data is updated daily, averaging 3.076 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 6.166 % pa in 30 Dec 2013 and a record low of 1.617 % pa in 09 Apr 2020. China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 9 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 0 year data was reported at 1.576 % pa in 16 May 2025. This records an increase from the previous number of 1.500 % pa for 15 May 2025. China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 0 year data is updated daily, averaging 2.150 % pa from Dec 2013 (Median) to 16 May 2025, with 2856 observations. The data reached an all-time high of 4.793 % pa in 24 Apr 2018 and a record low of 0.500 % pa in 29 Dec 2020. China CD of Commercial Bank (AA+) Yield: Yield to Maturity: 0 year data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

Congo, Democratic Republic of CD: Total Fertility Rate: Children per Woman data was reported at 6.160 Person in 2021. This records a decrease from the previous number of 6.210 Person for 2020. Congo, Democratic Republic of CD: Total Fertility Rate: Children per Woman data is updated yearly, averaging 6.595 Person from Dec 1990 (Median) to 2021, with 32 observations. The data reached an all-time high of 6.730 Person in 1998 and a record low of 6.160 Person in 2021. Congo, Democratic Republic of CD: Total Fertility Rate: Children per Woman data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Congo, Democratic Republic of – Table CD.OECD.GGI: Social: Demography: Non OECD Member: Annual.

Congo, Democratic Republic of CD: Nominal Exchange Rate data was reported at 1,989.390 USD in 2021. This records an increase from the previous number of 1,851.120 USD for 2020. Congo, Democratic Republic of CD: Nominal Exchange Rate data is updated yearly, averaging 471.095 USD from Dec 1990 (Median) to 2021, with 32 observations. The data reached an all-time high of 1,989.390 USD in 2021 and a record low of 0.000 USD in 1993. Congo, Democratic Republic of CD: Nominal Exchange Rate data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Congo, Democratic Republic of – Table CD.OECD.GGI: Governance: Economic Environment and Growth: Non OECD Member: Annual.

Interbank Rate in Brazil remained unchanged at 14.90 percent in August. This dataset provides - Brazil Interbank Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.