Graph and download economic data for Finance Rate on Personal Loans at Commercial Banks, 24 Month Loan (TERMCBPER24NS) from Feb 1972 to May 2025 about financing, consumer credit, loans, personal, consumer, interest rate, banks, interest, depository institutions, rate, and USA.

As of July 2024, Estonia was the country in the euro area with the highest annualised interest rate for consumer loans and other credit amounting to over 14 percent. The average interest rate for a consumer loan in the euro area was approximately 7.8 percent. Meanwhile, consumer loans with a maturity of over five year had the highest interest rates in the eurozone in 2024.

The interest rates of most types of personal loans in the United Kingdom (UK) have increased slightly in 2024. However, the interest rates applied to personal loans of 3,000 British pounds were slightly lower than in the previous year, amounting to ***** percent. Smaller personal loans had, in general, higher interest rates than bigger loans.

Graph and download economic data for Finance Rate on Consumer Installment Loans at Commercial Banks, New Autos 48 Month Loan (TERMCBAUTO48NS) from Feb 1972 to May 2025 about 4-years, installment, financing, consumer credit, vehicles, new, loans, consumer, interest rate, banks, interest, depository institutions, rate, and USA.

Graph and download economic data for Finance Rate on Consumer Installment Loans at Commercial Banks, New Autos 60 Month Loan (RIFLPBCIANM60NM) from Aug 2006 to May 2025 about installment, financing, consumer credit, vehicles, new, loans, consumer, interest rate, banks, interest, depository institutions, 5-year, rate, and USA.

Argentina Lending Rate: Domestic Currency: Personal Loan & Credit Card System: Personal: More 180 days data was reported at 65.890 % pa in Mar 2025. This records a decrease from the previous number of 65.980 % pa for Feb 2025. Argentina Lending Rate: Domestic Currency: Personal Loan & Credit Card System: Personal: More 180 days data is updated monthly, averaging 37.560 % pa from Jan 2002 (Median) to Mar 2025, with 279 observations. The data reached an all-time high of 132.770 % pa in Dec 2023 and a record low of 23.530 % pa in Jun 2006. Argentina Lending Rate: Domestic Currency: Personal Loan & Credit Card System: Personal: More 180 days data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M006: Lending Rate: Non Financial Private Sector.

Bank Lending Rate in the United States remained unchanged at 7.50 percent in June. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Commercial bank interest rates on personal loans with a maturity of 24 months in the United States were significantly higher in February 2024 than a year earlier. That month, that finance rate amounted to ***** percent. Since the year 2000, there have only been a few occasions in which the finance rate was ** percent or higher.

Graph and download economic data for Commercial Bank Interest Rate on Credit Card Plans, Accounts Assessed Interest (TERMCBCCINTNS) from Nov 1994 to May 2025 about consumer credit, credit cards, loans, consumer, interest rate, banks, interest, depository institutions, rate, and USA.

Concept: Average interest rate of individuals registered as MEI by type of credit - Personal loan - Payroll-deducted Source: Central Bank of Brazil - Department of Financial Education 27170-average-interest-rate-of-individuals-registered-as-mei-by-type-of-credit---personal-loan---pa 27170-average-interest-rate-of-individuals-registered-as-mei-by-type-of-credit---personal-loan---pa

Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data was reported at 9.360 % pa in Mar 2025. This stayed constant from the previous number of 9.360 % pa for Feb 2025. Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data is updated monthly, averaging 10.150 % pa from Dec 2004 (Median) to Mar 2025, with 244 observations. The data reached an all-time high of 12.490 % pa in Jun 2005 and a record low of 7.000 % pa in Oct 2021. Mexico Interest Rates on Household Credit: Mortgage Rate: Minimum data remains active status in CEIC and is reported by Bank of Mexico. The data is categorized under Global Database’s Mexico – Table MX.M006: Household Credit Interest Rates.

Lending Rate: per Month: Pre-Fixed: Individuals: Personal Loans without Payroll: Caruana SCFI data was reported at 0.000 % per Month in 03 Jul 2019. This stayed constant from the previous number of 0.000 % per Month for 02 Jul 2019. Lending Rate: per Month: Pre-Fixed: Individuals: Personal Loans without Payroll: Caruana SCFI data is updated daily, averaging 0.000 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 4.570 % per Month in 18 Feb 2012 and a record low of 0.000 % per Month in 03 Jul 2019. Lending Rate: per Month: Pre-Fixed: Individuals: Personal Loans without Payroll: Caruana SCFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB009: Lending Rate: per Month: by Banks: Pre-Fixed: Individuals: Personal Loans without Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Concept: Average interest rate from new credit operations, established under market conditions and taken in the reference period. The rate is weighted by the value of operations. Excludes operations with regulated rates, operations with funds from the National Bank for Economic and Social Development (BNDES) or any operations with government funds or funds with mandatory destination. Source: Central Bank of Brazil – Statistics Department 20744-average-interest-rate-of-nonearmarked-new-credit-operations---households---payroll-deducted-p 20744-average-interest-rate-of-nonearmarked-new-credit-operations---households---payroll-deducted-p

Graph and download economic data for New Car Average Finance Rate at Auto Finance Companies (DISCONTINUED) (TERMAFCNCNSA) from Jun 1971 to Jan 2011 about finance companies, financing, consumer credit, companies, finance, financial, vehicles, new, loans, consumer, interest rate, interest, rate, and USA.

United States Terms of Credit: Fin Co: Used Car Loans: Interest Rate data was reported at 14.210 % pa in Mar 2018. This records an increase from the previous number of 13.460 % pa for Dec 2017. United States Terms of Credit: Fin Co: Used Car Loans: Interest Rate data is updated quarterly, averaging 12.590 % pa from Mar 2008 (Median) to Mar 2018, with 41 observations. The data reached an all-time high of 14.560 % pa in Jun 2015 and a record low of 10.030 % pa in Jun 2009. United States Terms of Credit: Fin Co: Used Car Loans: Interest Rate data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA011: Consumer Credit Outstanding and Terms of Credit.

Russia Bank Lending Conditions: Households: Consumer: Loan Interest Rate data was reported at 0.962 % Point in Mar 2019. This records an increase from the previous number of -1.923 % Point for Dec 2018. Russia Bank Lending Conditions: Households: Consumer: Loan Interest Rate data is updated quarterly, averaging -9.398 % Point from Dec 2011 (Median) to Mar 2019, with 30 observations. The data reached an all-time high of 75.439 % Point in Dec 2014 and a record low of -42.157 % Point in Dec 2016. Russia Bank Lending Conditions: Households: Consumer: Loan Interest Rate data remains active status in CEIC and is reported by The Central Bank of the Russian Federation. The data is categorized under Russia Premium Database’s Monetary and Banking Statistics – Table RU.KAC018: Bank Lending Tightness: Loans to Households.

Bank Lending Rate in Germany decreased to 4.09 percent in May from 4.23 percent in April of 2025. This dataset provides the latest reported value for - Germany Bank Lending Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

The average quarterly interest rate for new consumer credit and other loans with an initial fixed rate of less than *** year in the Netherlands from decreased overall between 2003 and 2021. In the third quarter of 2021, the interest rate was *** percent. This is an increase when compared to the previous quarter. The source states that the interest rates are calculated by taking the average (weighted by the size of the new contracts or outstanding amounts) of the reporting banks' interest rates.

Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Personal Loans without Payroll: NBC Bank Brasil S.A. Banco Multiplo data was reported at 0.000 % per Month in 03 Jul 2019. This stayed constant from the previous number of 0.000 % per Month for 02 Jul 2019. Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Personal Loans without Payroll: NBC Bank Brasil S.A. Banco Multiplo data is updated daily, averaging 0.000 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 1.970 % per Month in 17 Feb 2012 and a record low of 0.000 % per Month in 03 Jul 2019. Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Personal Loans without Payroll: NBC Bank Brasil S.A. Banco Multiplo data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB009: Lending Rate: per Month: by Banks: Pre-Fixed: Individuals: Personal Loans without Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

The effective interest rates of overdraft lending in the United Kingdom (UK) reached 21 percent in March 2024. Meanwhile, outstanding fixed-rate secured loans had some of the lowest interest rates for household lending. Secured loans had, in general, lower interest rates than non-secured lending. In the first quarter of 2024, the average interest rates of personal loans in the UK remained relatively stable.