Graph and download economic data for Commercial Bank Interest Rate on Credit Card Plans, All Accounts (TERMCBCCALLNS) from Nov 1994 to Feb 2026 about credit cards, consumer credit, loans, consumer, interest rate, interest, banks, depository institutions, rate, and USA.

While interest rates in the United States declined ***** times by late 2024, average credit card interest rates did not immediately follow suit. This reveals itself when comparing the Federal Reserve interest rate against the APR, or annual percentage rates, of credit cards issued by commercial banks. The APR reached a record high in the country in 2024, likely adding to the growing credit card debt in the United States. This was below the APR of credit cards in a country like Brazil, however. It is expected that the credit card interest rates will continue to need time to catch up with the Fed interest rate.

The interest rate for credit cards in the UK grew to an all-time high in May 2025, even though the base rate for the Bank of England grew at a slower pace that month. Credit card interest rates tend to be significantly higher than other forms of lending, and the United Kingdom is no exception to this. By May 2025, the average interest rate had increased to ***** percent. The Bank of England base rate stood at **** percent since April 2025 – which was not yet the highest value observed. Nevertheless, the central bank's interest rate grew slower than that of credit cards.

This statistic presents the average credit card interest rate in Latin America in 2018, sorted by selected countries. The highest interest rate among the countries shown was found in Brazil, with an average interest of ***** percent. Argentina came in second, with ****** percent.

Quarterly commercial bank interest rate on credit card plans, tracked as an indicator of household financial distress by the American Distress Index. Federal Reserve data. The average APR has climbed 6 points since 2019, adding roughly $900/year in interest for the average balance holder. Rates have not followed the Fed's recent cuts.

Concept: Average interest rate from new credit operations, established under market conditions and taken in the reference period. The rate is weighted by the value of operations. Excludes operations with regulated rates, operations with funds from the National Bank for Economic and Social Development (BNDES) or any operations with government funds or funds with mandatory destination. Source: Central Bank of Brazil – Statistics Department 267385d6-71f6-4d20-9c09-afe757d57eee 22022-average-interest-rate-of-nonearmarked-new-credit-operations---households---credit-card-revolv

Commercial bank interest rates on credit card plans in the United States were over *** percent higher in early 2025 than in the same period in 2022. In February 2025, the interest amount on credit card plans amounted to ***** percent. Alongside this development, the overall amount of credit card debt in the U.S. reached an all-time high in Q4 2023. Credit cards are considered one of the most common ways to pay in the United States, so potential changes in credit card debt are closely tied to both the inflation figure and the central bank interest rate of the country.

Credit Card Interest Rate: Average data was reported at 20.887 % pa in 2025. This records a decrease from the previous number of 21.178 % pa for 2024. Credit Card Interest Rate: Average data is updated yearly, averaging 20.650 % pa from Dec 1999 (Median) to 2025, with 27 observations. The data reached an all-time high of 21.980 % pa in 2008 and a record low of 17.020 % pa in 2000. Credit Card Interest Rate: Average data remains active status in CEIC and is reported by Central Bank of Bahrain. The data is categorized under Global Database’s Bahrain – Table BH.M: Credit Cards Interest Rate.

Commercial Bank Interest Rate on Credit Card Plans — official economic data series published by Federal Reserve via FRED, United States

Argentina Lending Rate: Monthly Average: Domestic Currency: Credit Cards data was reported at 90.900 % pa in Feb 2026. This records a decrease from the previous number of 93.600 % pa for Jan 2026. Argentina Lending Rate: Monthly Average: Domestic Currency: Credit Cards data is updated monthly, averaging 39.390 % pa from Jul 2002 (Median) to Feb 2026, with 284 observations. The data reached an all-time high of 125.950 % pa in Mar 2024 and a record low of 25.660 % pa in May 2007. Argentina Lending Rate: Monthly Average: Domestic Currency: Credit Cards data remains active status in CEIC and is reported by Central Bank of Argentina. The data is categorized under Global Database’s Argentina – Table AR.M: Lending Rate: Non Financial Private Sector.

View quarterly updates and historical trends for US Commercial Bank Interest Rate on Credit Card Plans for All Accounts. from United States. Source: Feder…

A revolving credit card in Brazil had an average of APR that was over *** percent, as the country dealt with inflation and a lack of credit card regulation. This is according to information from the country's central bank, which tracked the Annual Percentage Rate or APR for both installment credit cards and revolving credit cards. The interest rates in Brazil are sizable: Out of 63 regulated institutions that deal with credit cards in the country, only ***** had an APR that was below 100 percent. This 100 percent is part of a proposal in late 2023 to impose of a maximum interest rate. Credit cards long ranked as Brazil's most popular payment method for online shopping.

National daily and weekly average APRs for low interest credit cards (18% APR and below) compiled from 8,500+ U.S. banks and credit unions.

Concept: Average interest rate of individuals registered as MEI by type of credit - Credit card - revolving credit Source: Central Bank of Brazil - Department of Financial Education adb4fe7a-f301-47cd-a29a-80c6a5dad289 27172-average-interest-rate-of-individuals-registered-as-mei-by-type-of-credit---credit-card---revo

Concept: Average interest rate of credit operations with prefixed interest rates by source of funds and type of credit - microenterprise - nonearmarked credit - Credit card - Purchase or pre-fixed installments by the financial institution issuing the card Source: Credit Information System 631acade-8c17-4e57-9551-e09b066abb68 27246-average-interest-rate-by-source-of-funds-and-type-of-credit---microenterprise---nonearmarked-

Graph and download economic data for Delinquency Rate on Credit Card Loans, All Commercial Banks (DRCCLACBS) from Q1 1991 to Q4 2025 about delinquencies, credit cards, commercial, loans, banks, depository institutions, rate, and USA.

bar chart showing Typical Interest Rate Comparison: Loans vs Credit Cards

Concept: Average interest rate of credit operations with prefixed interest rates by source of funds and type of credit - small-sized enterprise - nonearmarked credit - Credit card - revolving credit Source: Credit Information System a4beabf3-b2bf-4a8f-b6ed-0928340cd03d 26556-average-interest-rate-by-source-of-funds-and-type-of-credit---small-sized-enterprise---nonear

Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills: Caruana SCFI data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills: Caruana SCFI data is updated daily, averaging 0.000 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills: Caruana SCFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB038: Lending Rate: per Annum: by Banks: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills: CIA CFI RCI Brasil data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills: CIA CFI RCI Brasil data is updated daily, averaging 0.000 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills: CIA CFI RCI Brasil data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB038: Lending Rate: per Annum: by Banks: Pre-Fixed: Corporate Entities: Prepaid Credit Card Bills. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this