Average Mortgage Size in the United States increased to 385.51 Thousand USD in January from 380.61 Thousand USD in December of 2025. This dataset includes a chart with historical data for the United States Average Mortgage Size.

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to ******* U.S. dollars, up from ******* in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

Average mortgage loan amounts by year from 2018-2024 showing the annual average loan size for U.S. home buyers across all loan types including conventional, FHA, VA, and USDA mortgages

In 2022, Salt Lake City, Utah, had the least affordable housing among the top ten metros with the highest share of Gen Z home buyers in the United States. The average requested mortgage loan amount by Gen Zers was ******* U.S. dollars. Between ** and ** percent of mortgage applications in the metros included in this statistic came from Gen Z home buyers. While house prices do in fact influence Gen Zers' choice, Salt Lake City, UT, had both the largest share of Gen Z mortgage requests and the highest loan amount.

This dataset provides values for AVERAGE MORTGAGE SIZE reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

Average mortgage loan amounts by age bracket for U.S. home buyers in 2024, showing loan size variations across different age groups from 18-24 to 65+ years old

United States WAS: Average Loan Size data was reported at 289.500 USD th in 16 Nov 2018. This records a decrease from the previous number of 290.400 USD th for 09 Nov 2018. United States WAS: Average Loan Size data is updated weekly, averaging 195.400 USD th from Jan 1990 (Median) to 16 Nov 2018, with 1507 observations. The data reached an all-time high of 311.400 USD th in 12 Feb 2016 and a record low of 102.500 USD th in 06 Apr 1990. United States WAS: Average Loan Size data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

United States Home Mortgage: Average Term to Maturity data was reported at 28.700 Year in Jun 2018. This stayed constant from the previous number of 28.700 Year for May 2018. United States Home Mortgage: Average Term to Maturity data is updated monthly, averaging 27.361 Year from Jan 1973 (Median) to Jun 2018, with 546 observations. The data reached an all-time high of 29.600 Year in Jun 2007 and a record low of 22.800 Year in Dec 1973. United States Home Mortgage: Average Term to Maturity data remains active status in CEIC and is reported by Federal Housing Finance Agency. The data is categorized under Global Database’s USA – Table US.KA019: Home Mortgage Terms.

Average mortgage loan amounts by loan type for U.S. home buyers in 2024, showing loan size variations across different loan types including conventional, FHA, VA, and USDA mortgages

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2026-03-26 about 15-year, mortgage, fixed, interest rate, interest, rate, and USA.

The average mortgage loan amount for first-time buyers (FTBs) in Ireland increased by more than ****** euros in 2023. Since 2017, the average loan size has increased year-on-year. In 2023, Irish first-time homebuyers took out mortgage loans averaging ******* euros. In 2017, that figure stood out at about ******* euros. Meanwhile, second and subsequent buyers took out much larger loans, on average.

This dataset is a prepared dataset for the AI511-HOMELOAN-2022 competiton. There are 4 pairs of files, where each pair has the training and test sets.

• train_with_new_features.csv and test_with_new_features.csv - These files have all the new features that have been engineered. There is no further preprocessing. This is useful if you want to run your own experiments with missing value imputation and scaling.
• train_scaled_no_nulls.csv and test_scaled_no_nulls.csv - These files have the new features, all the missing values have been imputed using median for numerical features and mode for categorical features, and the numerical columns have been scaled using min-max scaling. This is useful if you want to experiment with ways to encode categorical features.
• train_le_scaled_no_nulls.csv and test_le_scaled_no_nulls.csv - In addition to all of the above, the categorical features have been label encoded. Note that there are some features where categories in the training set are not present in the test set and vice-versa. All such categories have been encoded with -1 in the test set.
• train_ohe_scaled_no_nulls.csv and test_ohe_scaled_no_nulls.csv - Same as above except categorical features are one-hot encoded.

The new features that have been engineered are as follows:

• loan_rate - This is the ratio between amt_credit and amt_annuity. Thus, it is a direct measure of the duration of the loan in months.​
• loan_income_ratio - This is the ratio between amt_credit and amt_income_total. Thus, it acts as an indirect measure of the amount of liability that the applicant is taking on themselves. A higher value indicates that the loan amount is much bigger than the applicant's income, suggesting that they've taken a bigger liability than someone with a smaller ratio.​
• annuity_income_ratio - This is the ratio between amt_annuity and amt_income_total. It is another measure of liability but measures it at a finer timescale (per month vs over multiple months) since amt_annuiity is the amount to be paid each month against the loan.​
• application_is_incomplete - Denotes whether the applicant submitted an incomplete application or not.
• es1_is_missing - True if ext_source_1 is missing for the applicant.
• es3_is_missing - True if ext_source_3 is missing for the applicant.

Additionally, the train set in the last 2 pairs of files has a kfold column which has been generated using Stratified K-Fold (due to target imbalance) and can be used in a CV loop.

30 Year Mortgage Rate in the United States increased to 6.38 percent in March 26 from 6.22 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

United States Home Mortgage: Loan-to-Price Ratio data was reported at 78.400 % in Oct 2018. This records an increase from the previous number of 78.000 % for Sep 2018. United States Home Mortgage: Loan-to-Price Ratio data is updated monthly, averaging 75.800 % from Jan 1973 (Median) to Oct 2018, with 550 observations. The data reached an all-time high of 80.800 % in Dec 1994 and a record low of 68.640 % in May 1982. United States Home Mortgage: Loan-to-Price Ratio data remains active status in CEIC and is reported by Federal Housing Finance Agency. The data is categorized under Global Database’s United States – Table US.KB011: Home Mortgage Terms.

As of March 2025, ICICI Bank provided the lowest interest rates for its home loans in India, with an average of **** percent. Bank of Maharashtra accounted for the highest interest rate with an average of **** percent.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

United States WAS: Average Loan Size: ARM data was reported at 619.500 USD th in 20 Jul 2018. This records an increase from the previous number of 589.500 USD th for 13 Jul 2018. United States WAS: Average Loan Size: ARM data is updated weekly, averaging 309.600 USD th from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 786.200 USD th in 12 Dec 2008 and a record low of 56.200 USD th in 19 Jan 1990. United States WAS: Average Loan Size: ARM data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Fixed 30-year mortgage rates in the United States averaged 6.43 percent in the week ending March 20 of 2026. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

United States WAS: Average Loan Size: FHA: Purchase data was reported at 214.100 USD th in 20 Jul 2018. This records an increase from the previous number of 213.600 USD th for 13 Jul 2018. United States WAS: Average Loan Size: FHA: Purchase data is updated weekly, averaging 197.550 USD th from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 217.700 USD th in 08 Jun 2018 and a record low of 157.400 USD th in 17 Jan 2014. United States WAS: Average Loan Size: FHA: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

China Lending Rate: Weighted Average: Individual Housing Loan data was reported at 3.060 % pa in Dec 2025. This stayed constant from the previous number of 3.060 % pa for Sep 2025. China Lending Rate: Weighted Average: Individual Housing Loan data is updated quarterly, averaging 4.690 % pa from Mar 2009 (Median) to Dec 2025, with 68 observations. The data reached an all-time high of 7.620 % pa in Dec 2011 and a record low of 3.060 % pa in Dec 2025. China Lending Rate: Weighted Average: Individual Housing Loan data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MA: Rediscount and Lending Rate.