In 2023, working households in the Kanto region reported the highest average amount of monthly savings in Japan, with around 440.1 thousand Japanese yen per month on average. The Hokuriku region followed with average monthly savings of around 431.5 thousand yen.

In December 2024, the personal saving rate in the United States amounted to 3.8 percent. That was slightly lower figure than a year earlier. The personal saving rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Household Saving Rate in the United States increased to 4.60 percent in January from 3.50 percent in December of 2024. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

In 2023, the average monthly savings of working single households with a male household head in Japan amounted to around 298.3 thousand Japanese yen. Female single households reported average savings of almost 252.6 thousand yen per month.

In 2024, the average monthly savings of working single households in Japan amounted to around 284.5 thousand Japanese yen, up by two percent compared to the previous year. The average monthly savings of men living alone were higher than those of women.

In 2023, the average monthly savings of working multi-person households in Japan amounted to around 493 thousand Japanese yen. The highest amount of monthly savings per household in the past decade was recorded in 2020.

Serbia Household Savings data was reported at 1,158,961.030 RSD mn in Jun 2018. This records an increase from the previous number of 1,153,155.950 RSD mn for May 2018. Serbia Household Savings data is updated monthly, averaging 578,577.000 RSD mn from Dec 1999 (Median) to Jun 2018, with 205 observations. The data reached an all-time high of 1,158,961.030 RSD mn in Jun 2018 and a record low of 1,033.000 RSD mn in Dec 1999. Serbia Household Savings data remains active status in CEIC and is reported by National Bank of Serbia. The data is categorized under Global Database’s Serbia – Table RS.KB001: Banks Deposits.

This dataset provides values for PERSONAL SAVINGS reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

In 2023, average savings held by households comprising two or more people in Japan amounted to approximately 19 million Japanese yen, a slight increase of 0.2 percent year on year. Multi-person households Savings held by multi-person households increased proportionally with the age of the household head. The average net savings, the current savings minus current liabilities, of multi-person households amounted to around 12.5 million Japanese yen in 2023. Among households with a household head aged 49 years or younger, net savings were negative, indicating that liabilities exceeded the amount of savings held among households in younger age groups. Working multi-person households Among all multi-person households, working households held savings of around 14.7 million yen on average. Broken down by region, the average monthly savings of working households were the highest in the Kanto region, which is home to Japan’s capital, Tokyo, followed by Hokuriku and Shikoku. More than 60 percent of the savings held by working multi-person households were demand or time deposits. This reflects the overall trend that a substantial part of Japanese households' financial assets are cash and deposits, while investments in securities make up a small share.

China Deposit: New Increased: Year to Date: Household Saving data was reported at 6,130.000 RMB bn in Feb 2025. This records an increase from the previous number of 5,520.000 RMB bn for Jan 2025. China Deposit: New Increased: Year to Date: Household Saving data is updated monthly, averaging 3,860.000 RMB bn from Dec 2004 (Median) to Feb 2025, with 213 observations. The data reached an all-time high of 17,840.000 RMB bn in Dec 2022 and a record low of 24.900 RMB bn in Jan 2007. China Deposit: New Increased: Year to Date: Household Saving data remains active status in CEIC and is reported by The People's Bank of China. The data is categorized under China Premium Database’s Money and Banking – Table CN.KB: Deposit.

In 2023, the average monthly savings of working multi-person households in Japan were the highest in December, amounting to around 895.2 thousand Japanese yen. The annual average of monthly savings per household decreased compared to the previous year.

The Survey on Household Income and Wealth (SHIW) is conducted every two years by the Bank of Italy on a sample of about 8,000 households and 24,000 individuals. In 2014 8,156 households and 19,366 individuals are interviewed. The households interviewed for the first time in this survey were 3,697 and the other 4,549 were panel households. The questionnaire consists of several thematic sections, which are further articulated within, and it is structured in such a way to ensure comparability with the information collected in the previous surveys: Family structure: sociodemographic characteristics of family members Employment and incomes: salary, work characteristics, sector of professional activities for each member Payment instruments and forms of saving: relations with financial institutions, use of payment instruments, savings and investments, expectations toward the future Principal residence, other property and debts: characteristics of property owned, mortgage loans, rents, property expenditures, other debts not in connection with business activity Household expenditures: purchase and sales of goods, average monthly spending on all consumption (food and non-food), perception of the expenditures compared to the past and the future, savings propensity Supplementary pension plans and insurance policies: characteristics of supplementary pension plans owned, life insurance, health insurance, household insurance The questionnaire has also a in-depth focus (annexes) for each professional condition (payroll employees, self-employed worker, family business, working shareholder/partner, pensions and other income sources) and loans (loans for main residence, for other properties than principal residence, for consumer credit, for business purposes). For each section and annex of the questionnaire is released a single file. The Bank of Italy has constructed a set of addictional files concerning to the household and individual incomes, household expenditure and savings, household wealth and about individuals that left the panel household. Since 2008, the survey is part of the project coordinated by the European Central Bank on the harmonized Eurosystem's Household Finance and Consumption Survey. 8,156 families and 19,366 individuals. Two-stage stratified random sample Computer-Assisted Personal Interviewing (CAPI)

Savings in a typical month by household habits and income quintile

Philippines Average Family Savings: CARAGA data was reported at 39,000.000 PHP in 2015. This records an increase from the previous number of 38,000.000 PHP for 2012. Philippines Average Family Savings: CARAGA data is updated yearly, averaging 18,197.000 PHP from Dec 1997 (Median) to 2015, with 7 observations. The data reached an all-time high of 39,000.000 PHP in 2015 and a record low of 9,411.000 PHP in 2000. Philippines Average Family Savings: CARAGA data remains active status in CEIC and is reported by Philippine Statistics Authority. The data is categorized under Global Database’s Philippines – Table PH.H020: Family Income and Expenditure Survey: Average Annual Income, Expenditure and Saving: By Region.

Georgia Household Expenditure: Non Consumption: Cash: Saving and Lending data was reported at 192.654 GEL in 2017. This records an increase from the previous number of 190.101 GEL for 2016. Georgia Household Expenditure: Non Consumption: Cash: Saving and Lending data is updated yearly, averaging 38.701 GEL from Dec 2001 (Median) to 2017, with 17 observations. The data reached an all-time high of 192.654 GEL in 2017 and a record low of 13.454 GEL in 2005. Georgia Household Expenditure: Non Consumption: Cash: Saving and Lending data remains active status in CEIC and is reported by National Statistics Office of Georgia. The data is categorized under Global Database’s Georgia – Table GE.H006: Household Expenditure: Monthly Average.

Definition: The general concept of wealth is implemented in the analyses as follows: In general, only material assets are considered. A distinction is made between total gross and net assets. The total gross assets of a private household are the sum of the gross financial assets and the gross real estate assets. Gross financial assets include savings, building savings, other investments in banks/savings banks, securities, insurance deposits and money lent to private individuals. In addition, positive current account holdings that exceed the amount of the monthly net household income of the respective household are taken into account here. In order to maintain net financial assets, consumer and training loans are deducted from gross financial assets. In addition, negative current account holdings that exceed the amount of the monthly net household income of the respective household are deducted here. Gross real estate assets are the sum of the market values of all real estate. In order to obtain the net real estate assets, the mortgage loan debt (the sum of all residual debt from loans to finance real estate) is deducted from the gross real estate assets. The total net assets of a household are the sum of the net financial assets and the net real estate assets. Assets are recorded in the Income and Consumption Survey (EVS) at the level of the private household and reported as an arithmetic mean of all private households in North Rhine-Westphalia. The values are rounded to a total of one hundred euros. Data source: IT.NRW, Income and Consumption Sample (EVS)

1. The compilation of urban and regional development statistics includes regular statistical data on urban and regional development released by various organizations. 2. Data source: Directorate-General of Budget, Accounting and Statistics, Executive Yuan (https://goo.gl/DY778p)

Savings in a typical month by household habits and risk of poverty threshold

Survey of Household Spending (SHS), average household spending, Canada, regions and provinces.

Household Saving Rate in Sri Lanka decreased to 23.80 percent in 2023 from 25 percent in 2022. This dataset provides - Sri Lanka Households Savings Ratio - actual values, historical data, forecast, chart, statistics, economic calendar and news.