Graph and download economic data for Total Revenue for Investment Banking and Securities Dealing, All Establishments, Employer Firms (REVEF52311ALLEST) from 1998 to 2022 about employer firms, finance companies, accounting, companies, revenue, establishments, finance, investment, financial, securities, banks, services, depository institutions, and USA.

Colombia CO: Net Investment in Nonfinancial Assets: % of GDP data was reported at -0.493 % in 2016. This records a decrease from the previous number of 1.422 % for 2015. Colombia CO: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 1.684 % from Dec 1998 (Median) to 2016, with 13 observations. The data reached an all-time high of 4.379 % in 2009 and a record low of -2.107 % in 2012. Colombia CO: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Colombia – Table CO.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.;International Monetary Fund, Government Finance Statistics Yearbook and data files.;Weighted average;

The Monetary Intermediation industry has experienced a significant change in recent years. It previously contended with the ultra-low interest rate environment following the financial crisis of 2008 and is more recently benefitting from a higher base rate environment following aggressive hikes from central banks across Europe. Industry revenue is expected to grow at a compound annual rate of 5.7% over the five years through 2025 to €1.2 trillion, including estimated growth of 1.5% in 2024, while the average industry profit margin is anticipated to be 35.5%. The rising base rate environment over the two years through 2023 allowed lenders to raise the interest charged on their loans, ratcheting up interest income and supporting revenue growth. This was particularly beneficial to retail investors who earn a large chunk of their revenue from lending. Over 2024, banks continued to report healthy interest income despite rate cuts, being slow to reflect these rates in interest to borrowers. However, banks must also contend with rising deposit costs, as customers put pressure to pass on greater savings rates in the higher base rate environment. Many savers were also more proactive in searching for better rates, ramping up competition amongst banks and squeezing margins, hurting net interest income. In 2025, net interest income is set to continue declining from recent year highs as rates continue to come down in major economies like the UK. To protect profit, intermediaries will continue to reduce the rates offered to depositors. Revenue is expected to grow at a compound annual rate of 4% over the five years through 2030 to €1.4 trillion, while the average industry profit margin is forecast to reach 36.3%. Challenger banks are set to chip away at demand for traditional lenders as they emphasise the customer experience. However, with such growth will come greater regulatory scrutiny, prompting challengers to invest in compliance from the outset, incurring costs in the short term and weighing on profitability. Intermediaries will also be able to tab into a growing sustainable finance market, supported by healthy investment in the area. Many banks are even adopting net-zero 2050 targets, with interim portfolio decarbonisation goals for 2030, to appeal to environmentally conscious customers.

The industry players are the development banks of the federal and state governments. In the years between 2020 and 2025, the industry recorded average annual revenue growth of 14.8%. This positive development is largely due to the expansion of development programmes during the coronavirus pandemic. Measures such as liquidity loans, investment aid and crisis programmes led to exceptionally high volumes. Turnover of €46 billion is forecast for 2025, which corresponds to a decline of 3.9% compared to 2024. The observed decline is due to the normalisation following pandemic-related peaks and the expiry of numerous special programmes. Development banks are therefore returning to a stable long-term development business. Income is mainly generated from interest income, supplemented by marginal commission components. The low-interest phase and the expiry of higher-interest legacy loans have reduced the level of income without diminishing the strategic importance of the development banks for financing socially relevant projects.Although the development banks were also confronted with falling earnings due to the low interest rates following the financial crisis in the years 2007 to 2009, they were able to benefit from the economic environment in the post-crisis period in contrast to other credit institutions. Since then, most banks have found it very difficult to refinance themselves on the capital market at favourable conditions, as many investors consider the default risk for banks to be significantly higher than before the financial crisis. As the development banks can rely on the federal and state governments, they receive very good ratings and can refinance themselves at favourable conditions, enabling them to expand their business. During the coronavirus pandemic, they played a central role in stabilising the German economy. Even after the outbreak of the war in Ukraine, the funding volume remains at a high level as the institutions continue to provide targeted support for economically and socially relevant projects. The combination of solid refinancing, state protection and crisis-related funding requirements ensures stable income for the banks and emphasises their importance as a strategic partner in economically uncertain times.For the period from 2025 to 2030, a decline in turnover of 0.5% per year on average is forecast. Accordingly, industry turnover is expected to amount to 45 billion euros in 2030. For the coming five-year period, IBISWorld is forecasting a slight and steady decline in interest rates, which is likely to lead to a slight reduction in interest income. At the same time, a high volume of funding is expected, as the development banks are likely to play a key role in the recovery of the German economy and its transformation towards sustainability and digitalisation. This will prevent a major decline in sector turnover.

Business Context: Analytics driving every industry based on a variety of technology platforms which collect information from various sources by analysing what customers certainly want. The Credit Card industry is also data rich industry and data can be leveraged in infinite ways to understand customer behaviour. The data from a credit card processor shows the consumer types and their business spending behaviours. Therefore, companies can develop the marketing campaigns that directly address consumers’ behaviour. In return, this helps to make better sales and the revenue undoubtedly grows greater sales. Understanding the consumption pattern for credit cards at an individual consumer level is important for customer relationship management. This understanding allows banks to customize for consumers and make strategic marketing plans. Thus it is imperative to study the relationship between the characteristics of the consumers and their consumption patterns. Business Objectives: One of the leading banks provided below data a. Customer Demographics b. Customer Behavioural data (information on liabilities, assets and history of transactions with the bank for each customer). Data has been provided for a particular set of customers' credit card spend in the previous 3 months (April, May & June) and their expected average spend in the coming 3 months (July, August & September) c. Credit consumption Data Dictionary a. CustomerDemographics.csv ID – Customer ID - Unique ID for every Customer Account_type - Account Type (current or saving) Gender- Gender of customer (M or F) Age - Age of customer Income – Income Levels (High/Medium/Low) Emp_Tenure_Years – Experience – Employment Tenure of customer in Years Tenure_with_Bank – Number of years with bank Region_code Code assigned to region of residence (has order) NetBanking_Flag – Whether customer is using net banking for the transactions Avg_days_between_transaction – Average days between two transactions b. CustomerBehaviorData.csv ID – Customer ID - Unique ID for every Customer CC_cons_apr - Credit card spend in April DC_cons_apr - Debit card spend in April CC_cons_may - Credit card spend in May DC_cons_may - Debit card spend in May CC_cons_jun - Credit card spend in June DC_cons_jun - Debit card spend in June CC_count_apr - Number of credit card transactions in April CC_count_may - Number of credit card transactions in May CC_count_jun - Number of credit card transactions in June DC_count_apr - Number of debit card transactions in April DC_count_may - Number of debit card transactions in May DC_count_jun - Number of debit card transactions in June Card_lim - Maximum Credit Card Limit allocated Personal_loan_active - Active personal loan with other bank Vehicle_loan_active - Active Vehicle loan with other bank Personal_loan_closed - Closed personal loan in last 12 months Vehicle_loan_closed - Closed vehicle loan in last 12 months Investment_1 - DEMAT investment in june Investment_2 - Fixed deposit investment in june Investment_3 - Life Insurance investment in June Investment_4 - General Insurance Investment in June Debit_amount_apr - Total amount debited for April Credit_amount_apr - Total amount credited for April Debit_count_apr- Total number of times amount debited in april Credit_count_apr - Total number of times amount credited in april Max_credit_amount_apr - Maximum amount credited in April Debit_amount_may - Total amount debited for May Credit_amount_may - Total amount credited for May Credit_count_may - Total number of times amount credited in May Debit_count_may - Total number of times amount debited in May Max_credit_amount_may - Maximum amount credited in May Debit_amount_jun - Total amount debited for June Credit_amount_jun - Total amount credited for June Credit_count_jun - Total number of times amount credited in June Debit_count_jun - Total number of times amount debited in June Max_credit_amount_jun - Maximum amount credited in June Loan_enq - Loan enquiry in last 3 months (Y or N) Emi_active - Monthly EMI paid to other bank for active loans c. CreditConsumptionData.csv ID – Customer ID - Unique ID for every Customer cc_cons (Target) - Average Credit Card Spend in next three months Note: Some customers are having missing values for credit consumption. You need to build the model using customer’s data where credit consumption is non- missing’s. You need to predict the credit consumption for next three months for the customers having missing values. Model Evaluation Metric: You should validate model using Root Mean Square Percentage Error (RMSPE) between the predicted credit card consumption and Actual Credit Consumption. Expected Outputs: a. Detailed code with comments b. Data Exploratory analysis c. Model validation outputs d. Model documentation with all the details e. Predicted values for customers where target variable having missing values

Afghanistan Net Investment in Nonfinancial Assets: % of GDP data was reported at 18.512 % in 2016. This records an increase from the previous number of 15.057 % for 2015. Afghanistan Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 23.960 % from Mar 2007 (Median) to 2016, with 10 observations. The data reached an all-time high of 39.617 % in 2009 and a record low of 9.518 % in 2008. Afghanistan Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Afghanistan – Table AF.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.;International Monetary Fund, Government Finance Statistics Yearbook and data files.;Weighted average;

Japan JP: Net Investment in Nonfinancial Assets: % of GDP data was reported at 1.130 % in 2017. This records a decrease from the previous number of 1.152 % for 2016. Japan JP: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 1.185 % from Mar 1973 (Median) to 2017, with 42 observations. The data reached an all-time high of 1.576 % in 2000 and a record low of 0.744 % in 1990. Japan JP: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Japan – Table JP.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted average;

Trinidad and Tobago TT: Net Investment in Nonfinancial Assets: % of GDP data was reported at 3.814 % in 2014. This records an increase from the previous number of 2.807 % for 2012. Trinidad and Tobago TT: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 3.414 % from Dec 2001 (Median) to 2014, with 13 observations. The data reached an all-time high of 6.242 % in 2009 and a record low of 1.183 % in 2002. Trinidad and Tobago TT: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Trinidad and Tobago – Table TT.World Bank: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted Average;

Papua New Guinea PG: Net Investment in Nonfinancial Assets: % of GDP data was reported at 2.580 % in 2016. This records a decrease from the previous number of 3.338 % for 2015. Papua New Guinea PG: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 2.613 % from Dec 1990 (Median) to 2016, with 16 observations. The data reached an all-time high of 5.334 % in 2014 and a record low of 0.228 % in 2000. Papua New Guinea PG: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Papua New Guinea – Table PG.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted average;

Central African Republic CF: Net Investment in Nonfinancial Assets: % of GDP data was reported at 6.961 % in 2012. This records an increase from the previous number of 3.421 % for 2011. Central African Republic CF: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 4.174 % from Dec 2004 (Median) to 2012, with 6 observations. The data reached an all-time high of 7.113 % in 2010 and a record low of 1.181 % in 2004. Central African Republic CF: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Central African Republic – Table CF.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.;International Monetary Fund, Government Finance Statistics Yearbook and data files.;Weighted average;

Uzbekistan UZ: Net Investment in Nonfinancial Assets: % of GDP data was reported at 2.456 % in 2016. This records a decrease from the previous number of 2.520 % for 2015. Uzbekistan UZ: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 2.549 % from Dec 2011 (Median) to 2016, with 6 observations. The data reached an all-time high of 2.719 % in 2013 and a record low of 2.022 % in 2011. Uzbekistan UZ: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Uzbekistan – Table UZ.World Bank: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted Average;

Brazil BR: Net Investment in Nonfinancial Assets: % of GDP data was reported at 0.321 % in 2016. This records a decrease from the previous number of 0.367 % for 2015. Brazil BR: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 0.480 % from Dec 1980 (Median) to 2016, with 32 observations. The data reached an all-time high of 1.964 % in 1986 and a record low of -7.978 % in 1990. Brazil BR: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Brazil – Table BR.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.;International Monetary Fund, Government Finance Statistics Yearbook and data files.;Weighted average;

Togo TG: Net Investment in Nonfinancial Assets: % of GDP data was reported at 12.772 % in 2016. This records an increase from the previous number of 11.487 % for 2015. Togo TG: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 6.290 % from Dec 2004 (Median) to 2016, with 12 observations. The data reached an all-time high of 12.772 % in 2016 and a record low of 1.657 % in 2004. Togo TG: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Togo – Table TG.World Bank: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted Average;

Palau PW: Net Investment in Nonfinancial Assets: % of GDP data was reported at 5.555 % in 2016. This records an increase from the previous number of 4.599 % for 2015. Palau PW: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 5.879 % from Dec 2008 (Median) to 2016, with 9 observations. The data reached an all-time high of 10.990 % in 2010 and a record low of 4.321 % in 2013. Palau PW: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Palau – Table PW.World Bank: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted Average;

Switzerland Net Investment in Nonfinancial Assets: % of GDP data was reported at 0.944 % in 2016. This records an increase from the previous number of 0.924 % for 2015. Switzerland Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 0.864 % from Dec 1980 (Median) to 2016, with 32 observations. The data reached an all-time high of 1.159 % in 1990 and a record low of 0.142 % in 1982. Switzerland Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Switzerland – Table CH.World Bank: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted Average;

Mexico MX: Net Investment in Nonfinancial Assets: % of GDP data was reported at 0.509 % in 2016. This records a decrease from the previous number of 0.647 % for 2015. Mexico MX: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 1.080 % from Dec 1972 (Median) to 2016, with 38 observations. The data reached an all-time high of 4.206 % in 1981 and a record low of 0.391 % in 2000. Mexico MX: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mexico – Table MX.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted average;

Laos LA: Net Investment in Nonfinancial Assets: % of GDP data was reported at 7.192 % in 2016. This records a decrease from the previous number of 9.196 % for 2015. Laos LA: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 8.927 % from Dec 2008 (Median) to 2016, with 9 observations. The data reached an all-time high of 10.495 % in 2012 and a record low of 6.594 % in 2009. Laos LA: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Laos – Table LA.World Bank: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted average;

Equatorial Guinea GQ: Net Investment in Nonfinancial Assets: % of GDP data was reported at 21.126 % in 2015. This records a decrease from the previous number of 21.758 % for 2014. Equatorial Guinea GQ: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 22.139 % from Dec 2006 (Median) to 2015, with 10 observations. The data reached an all-time high of 31.599 % in 2009 and a record low of 14.407 % in 2006. Equatorial Guinea GQ: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Equatorial Guinea – Table GQ.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted average;

Vietnam VN: Net Investment in Nonfinancial Assets: % of GDP data was reported at 5.924 % in 2013. This records a decrease from the previous number of 6.394 % for 2012. Vietnam VN: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 5.998 % from Dec 2003 (Median) to 2013, with 11 observations. The data reached an all-time high of 7.363 % in 2003 and a record low of 4.777 % in 2008. Vietnam VN: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Weighted average;

Benin BJ: Net Investment in Nonfinancial Assets: % of GDP data was reported at 2.261 % in 2013. This records a decrease from the previous number of 2.431 % for 2012. Benin BJ: Net Investment in Nonfinancial Assets: % of GDP data is updated yearly, averaging 3.569 % from Dec 2001 (Median) to 2013, with 13 observations. The data reached an all-time high of 6.613 % in 2009 and a record low of 1.443 % in 2007. Benin BJ: Net Investment in Nonfinancial Assets: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Benin – Table BJ.World Bank.WDI: Government Revenue, Expenditure and Finance. Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.;International Monetary Fund, Government Finance Statistics Yearbook and data files.;Weighted average;