In June 2025, the personal savings rate in the United States amounted to 4.5 percent. That was a slightly lower figure than a year earlier. The personal savings rate is calculated as the ratio of personal savings to disposable personal income. Within the topic of personal savings in the U.S., there are different goals and reasons for saving. What are personal savings? Saving refers to strategies of accumulating capital for future use by either not spending a part of one’s income or cutting down on certain costs. Saved money may be preserved as cash, put on a deposit account, or invested in various financial instruments. Investing usually incorporates some level of risk which means that part of the invested money can be gone. An example of a relatively safe investment would be saving bonds, such as the debt securities issued by the U.S. Department of the Treasury. Saving trends in the U.S. and abroad Looking at the personal saving rate in the United States throughout the past decades, it can be observed that savings had been decreasing until the mid-2000s, and they increased after the 2008 financial crisis. Still, the largest savings rates were reached in 2020 and 2021. The reason for that increase in the savings rate that year might be related to the measures to contain the COVID-19 pandemic. The value of personal savings in the United Kingdom has also followed a similar trend. Although events like the COVID-19 pandemic may have affect many countries in a similar way, the ability to save, as well as the average savings as a share of personal income across countries can vary significantly depending on multiple factors affecting each territory.

Graph and download economic data for Personal Saving Rate (PSAVERT) from Jan 1959 to Aug 2025 about savings, personal, rate, and USA.

Household Saving Rate in the United States decreased to 4.60 percent in August from 4.80 percent in July of 2025. This dataset provides - United States Personal Savings Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View monthly updates and historical trends for US Personal Saving Rate. from United States. Source: Bureau of Economic Analysis. Track economic data with …

According to a survey conducted in 2024, Gen Z saved on average nearly 290 U.S. dollars from shopping second-hand. This number was significantly lower among Baby Boomers, who saved just over 40 U.S. dollars.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Sep 2025 about savings, deposits, rate, and USA.

Graph and download economic data for Personal Saving (PSAVE) from Q1 1947 to Q2 2025 about savings, personal, GDP, and USA.

View monthly updates and historical trends for US Savings Account Rate. from United States. Source: Federal Deposit Insurance Corporation. Track economic …

Household Saving Rate in Canada decreased to 5 percent in the second quarter of 2025 from 6 percent in the first quarter of 2025. This dataset provides - Canada Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

On average, most U.S. e-shoppers saved less than ten dollars from using digital coupons each month, with 29 percent of respondents reporting this in 2024. Additionally, 35 percent of of respondents saved anywhere from ten to 25 dollars each month with digital coupons.

United States CSI: Savings: Primary Residence Current Mkt Value: Median data was reported at 240,388.000 USD in May 2018. This records an increase from the previous number of 238,571.000 USD for Apr 2018. United States CSI: Savings: Primary Residence Current Mkt Value: Median data is updated monthly, averaging 196,827.000 USD from Aug 1990 (Median) to May 2018, with 170 observations. The data reached an all-time high of 254,167.000 USD in Jul 2017 and a record low of 75,457.000 USD in Aug 1990. United States CSI: Savings: Primary Residence Current Mkt Value: Median data remains active status in CEIC and is reported by University of Michigan. The data is categorized under Global Database’s USA – Table US.H026: Consumer Sentiment Index: Savings & Retirement. What is the current market value of your home? (If you sold it today, how much would it bring in?)

United States CSI: Savings: Stock Mkt Invts Current Val Increase: Median data was reported at 103,947.000 USD in May 2018. This records a decrease from the previous number of 108,184.000 USD for Apr 2018. United States CSI: Savings: Stock Mkt Invts Current Val Increase: Median data is updated monthly, averaging 70,766.500 USD from Jan 1990 (Median) to May 2018, with 246 observations. The data reached an all-time high of 149,333.000 USD in Oct 2015 and a record low of 10,435.000 USD in Mar 1990. United States CSI: Savings: Stock Mkt Invts Current Val Increase: Median data remains active status in CEIC and is reported by University of Michigan. The data is categorized under Global Database’s USA – Table US.H026: Consumer Sentiment Index: Savings & Retirement. Suppose that tomorrow someone were to invest one thousand dollars in a type What do you think is the percent chance that this one thousand dollar investment will increase in value in the year ahead, so that it is worth more than one thousand dollars one year from now?

United States Avg Weekly Earnings: FA: Savings Institution data was reported at 1,119.990 USD in May 2018. This records a decrease from the previous number of 1,126.820 USD for Apr 2018. United States Avg Weekly Earnings: FA: Savings Institution data is updated monthly, averaging 978.360 USD from Mar 2006 (Median) to May 2018, with 147 observations. The data reached an all-time high of 1,126.820 USD in Apr 2018 and a record low of 811.890 USD in Mar 2006. United States Avg Weekly Earnings: FA: Savings Institution data remains active status in CEIC and is reported by Bureau of Labor Statistics. The data is categorized under Global Database’s USA – Table US.G032: Current Employment Statistics Survey: Average Weekly and Hourly Earnings.

United States Avg Weekly Earnings: sa: FA: Savings Inst & Others data was reported at 1,584.150 USD in Mar 2025. This records an increase from the previous number of 1,559.320 USD for Feb 2025. United States Avg Weekly Earnings: sa: FA: Savings Inst & Others data is updated monthly, averaging 1,014.930 USD from Mar 2006 (Median) to Mar 2025, with 229 observations. The data reached an all-time high of 1,584.150 USD in Mar 2025 and a record low of 814.860 USD in Mar 2006. United States Avg Weekly Earnings: sa: FA: Savings Inst & Others data remains active status in CEIC and is reported by U.S. Bureau of Labor Statistics. The data is categorized under Global Database’s United States – Table US.G069: Current Employment Statistics: Average Weekly Earnings: Seasonally Adjusted.

Graph and download economic data for Money Market Funds; Total Financial Assets, Level (MMMFFAQ027S) from Q4 1945 to Q2 2025 about MMMF, IMA, financial, assets, and USA.

In September 2024, the disposable personal income in the United States increased by 0.3 percent from the previous month. The data are in current U.S. dollars, seasonally adjusted at annual rates. Disposable personal income in the United States According to the BEA, personal income is the income that is received by persons from all sources. It is calculated as the sum of wage and salary disbursements, supplements to wages and salaries, proprietors' income with inventory valuation and capital consumption adjustments, rental income of persons with capital consumption adjustment, personal dividend income, personal interest income, and personal current transfer receipts, minus contributions for government social insurance. In simple terms, disposable personal income is the total remaining income after taxes paid; it is the income available to persons for spending or saving. It is useful to economists because it measures the amount of money available for spending in a specific area. Disposable personal income is a significant indicator of an economy’s health. Personal income determines an individual’s ability to consume goods and services, i.e. personal consumption expenditure, and industries producing consumer goods and services contribute heavily to United States gross domestic product. The retail trade industry, for example, contributed 1.38 trillion chained U.S. dollars to the GDP of the United States in 2021. Total real GDP amounted to about 22.99 trillion U.S. dollars that year. The arts, entertainment, recreation, accommodation and food services industry contributed 839.6 billion U.S. dollars to the GDP in 2021. Personal income in the United States was 21.06 trillion U.S. dollars in 2021, the highest value in over ten years.

The Russian population allocated **** percent of its disposable income for consumer expenditures in 2024. Savings accounted for ** percent of the total. The disposable income refers to the money that a household possesses after tax deductions. Within the total population income, a ****-percent share was occupied by compulsory payments and contributions. How high is the disposable income in Russia? The annual disposable income per capita in Russia neared ** thousand U.S. dollars in 2019. In 2020, negatively impacted by the coronavirus (COVID-19) pandemic, the indicator recorded a decline of *** percent. However, by 2021, the real disposable income recuperated again, demonstrating a growth of over ***** percent. How much do Russians earn? The average monthly nominal wage in Russia was ****** Russian rubles in 2024, marking a continuous increase over the past two decades. The minimum wage in the country was approximately **** times lower, at ****** Russian rubles as of January 1, 2024. Among the highest-paid industries are industrial production, construction and real estate, and IT and the internet.

The future of banking is being pushed by alternate financial startups, which operate outside of the typical banking infrastructure. Chime, which offers a debit, credit and savings account, aims to do...

Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q2 2025 about disposable, payments, personal income, debt, percent, households, personal, services, income, and USA.

United States Avg Hourly Earnings: sa: FA: Savings Institution & Other data was reported at 41.470 USD in Mar 2025. This records an increase from the previous number of 40.820 USD for Feb 2025. United States Avg Hourly Earnings: sa: FA: Savings Institution & Other data is updated monthly, averaging 27.070 USD from Mar 2006 (Median) to Mar 2025, with 229 observations. The data reached an all-time high of 41.470 USD in Mar 2025 and a record low of 22.510 USD in Mar 2006. United States Avg Hourly Earnings: sa: FA: Savings Institution & Other data remains active status in CEIC and is reported by U.S. Bureau of Labor Statistics. The data is categorized under Global Database’s United States – Table US.G: Current Employment Statistics: Average Hourly Earnings: Seasonally Adjusted.