Average Mortgage Size in the United States increased to 379.11 Thousand USD in September from 374.29 Thousand USD in August of 2025. This dataset includes a chart with historical data for the United States Average Mortgage Size.

Graph and download economic data for Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP) from Q1 1980 to Q2 2025 about disposable, payments, mortgage, personal income, debt, percent, personal, income, services, and USA.

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to 349,590 U.S. dollars, up from 204,053 in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

The total average non-mortgage debt of Baby Boomers in the United States amounted to nearly 18,470 U.S. dollars in 2024. Debt balances, however, varied greatly according to the generation. The Generation X held the highest debt on average, while the silent generation held the lowest average debt.

United States WAS: Average Loan Size: Conventional data was reported at 310.700 USD th in 23 Nov 2018. This records an increase from the previous number of 306.300 USD th for 16 Nov 2018. United States WAS: Average Loan Size: Conventional data is updated weekly, averaging 234.200 USD th from Feb 1998 (Median) to 23 Nov 2018, with 1086 observations. The data reached an all-time high of 341.600 USD th in 12 Feb 2016 and a record low of 141.000 USD th in 13 Feb 1998. United States WAS: Average Loan Size: Conventional data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

The average amount of non-mortgage debt held by consumers in the United States has been falling steadily during the past years, amounting to ****** U.S. dollars in 2023. While respondents had ****** U.S. dollars of debt in 2018, that volume decreased to ****** U.S. dollars in 2019, which constituted the largest year-over-year decrease.What age groups are more indebted in the U.S.?The age group with the highest level of consumer debt in the U.S. was belonging to the Generation X with approximately ******* U.S. dollars of debt in 2022. The next generations with high consumer debt levels were baby boomers and millennials, whose debt levels were similar. In comparison, credit card debt is more equally distributed across all ages. There is an exception among people under 35 years old, who are significantly less burdened with credit card debt. However, most consumers expect to get rid of their debt in the short term. College expenses as a source of debtEducational expenses were not among the leading sources of debt among consumers in the U.S. in 2022. Instead, they made up about ** percent of the total. However, around ** percent of undergraduates from lower-income families had student loans, while over a fifth of undergraduates from higher-income families had student loans. Independently of how they cover these expenses, the confidence of students and parents about being able to pay these college costs was high in most cases.

United States WAS: Average Loan Size data was reported at 289.500 USD th in 16 Nov 2018. This records a decrease from the previous number of 290.400 USD th for 09 Nov 2018. United States WAS: Average Loan Size data is updated weekly, averaging 195.400 USD th from Jan 1990 (Median) to 16 Nov 2018, with 1507 observations. The data reached an all-time high of 311.400 USD th in 12 Feb 2016 and a record low of 102.500 USD th in 06 Apr 1990. United States WAS: Average Loan Size data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

Key information about United States Household Debt

• United States Household Debt reached 18,036.0 USD bn in Dec 2024, compared with the reported number of 17,943.0 USD bn in the previous quarter
• US Household Debt: USD mn data is updated quarterly, available from Mar 1999 to Dec 2024
• The data reached an all-time high of 18,036.0 USD bn in Dec 2024 and a record low of 4,540.0 USD bn in Mar 1999

• In the latest reports, United States Household Debt accounted for 61.7 % of the country's Nominal GDP in Dec 2024
• Money Supply M2 in United States increased 21,533.8 USD bn YoY in Dec 2024
• United States Foreign Exchange Reserves was measured at 34.9 USD bn in Dec 2024
• The Foreign Exchange Reserves equaled 0.1 Months of Import in Dec 2024
• United States Domestic Credit reached 30,648.3 USD bn in Mar 2024, representing an drop of 0.3 % YoY

Graph and download economic data for Household Debt Service Payments as a Percent of Disposable Personal Income (TDSP) from Q1 1980 to Q2 2025 about disposable, payments, personal income, debt, percent, households, personal, income, services, and USA.

Average mortgage loan amounts by loan type for U.S. home buyers in 2024, showing loan size variations across different loan types including conventional, FHA, VA, and USDA mortgages

This statistic shows the average mortgage debt for households with an own house in the Netherlands from 2006 to 2015 (in thousand euros). In 2006, the average mortgage debt was approximately 134,000 euros. Subsequently, this increased to roughly 158,000 euros in 2013. By 2015, a household with an own house in the Netherlands would have an average mortgage debt of approximately 154,000 euros.

Average mortgage loan amounts by age bracket for U.S. home buyers in 2024, showing loan size variations across different age groups from 18-24 to 65+ years old

Utilising a regression analysis we created a correlation matrix utilising a number of demographic indicators from the Local Insight platform. This application is showing the distribution of the datasets that were found to have the strongest relationships, with the base comparison dataset of total amount of borrowing oustanding on customer accounts for residential mortgages against the total number of households. This app contains the following datasets: median house price for residential properties, average total annual household income estimate, proportion of people working from home as a percetnage of the usual residential population in 2011, proportion of people in employment in the approximated social grade N-SEC 1. higher managerial and professional occupations, proportion of people classified as Sports Market Segmentation group fitness class friends, proportion of people working in the occupation group managers directors and senior officials, proportion of people over the age of 65 with no qualifications, average annual household income estimate, proportion of people classified as Sports Market Segmentation group competitive male urbanites and proportion of people in employment in the approximated social grade 1.1. large employers and higher managerial occupations.

Average mortgage loan amounts by gender for U.S. home buyers in 2024

Graph and download economic data for Weighted-Average Effective Loan Rate by Base Pricing Rate, Prime, Small Domestic Banks (DISCONTINUED) (EERPRXSSNQ) from Q2 1997 to Q2 2017 about weighted-average, prime, average, domestic, loans, banks, depository institutions, rate, and USA.

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Orange County from 2019-2024, showing the 1-year change from 2023 to 2024.

Average mortgage loan amounts by ethnicity for U.S. home buyers in 2024, showing loan size variations across different ethnic groups from Hispanic or Latino to Joint borrowers

Assets and debts held by family units and by age groups, total amounts.

United States WAS: Average Loan Size: Refinance data was reported at 255.800 USD th in 20 Jul 2018. This records an increase from the previous number of 248.500 USD th for 13 Jul 2018. United States WAS: Average Loan Size: Refinance data is updated weekly, averaging 186.100 USD th from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 316.400 USD th in 12 Feb 2016 and a record low of 104.600 USD th in 18 Feb 1994. United States WAS: Average Loan Size: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Debt service ratios, interest and obligated principal payments on debt, and related statistics for households, Canada.