Average Mortgage Size in the United States increased to 379.21 Thousand USD in May 31 from 376.99 Thousand USD in the previous week. This dataset includes a chart with historical data for the United States Average Mortgage Size.

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to ******* U.S. dollars, up from ******* in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

United States WAS: Average Loan Size data was reported at 289.500 USD th in 16 Nov 2018. This records a decrease from the previous number of 290.400 USD th for 09 Nov 2018. United States WAS: Average Loan Size data is updated weekly, averaging 195.400 USD th from Jan 1990 (Median) to 16 Nov 2018, with 1507 observations. The data reached an all-time high of 311.400 USD th in 12 Feb 2016 and a record low of 102.500 USD th in 06 Apr 1990. United States WAS: Average Loan Size data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

In 2022, Salt Lake City, Utah, had the least affordable housing among the top ten metros with the highest share of Gen Z home buyers in the United States. The average requested mortgage loan amount by Gen Zers was 340,000 U.S. dollars. Between 18 and 23 percent of mortgage applications in the metros included in this statistic came from Gen Z home buyers. While house prices do in fact influence Gen Zers' choice, Salt Lake City, UT, had both the largest share of Gen Z mortgage requests and the highest loan amount.

30 Year Mortgage Rate in the United States increased to 6.72 percent in July 10 from 6.67 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

United States WAS: Average Loan Size: Conventional data was reported at 310.700 USD th in 23 Nov 2018. This records an increase from the previous number of 306.300 USD th for 16 Nov 2018. United States WAS: Average Loan Size: Conventional data is updated weekly, averaging 234.200 USD th from Feb 1998 (Median) to 23 Nov 2018, with 1086 observations. The data reached an all-time high of 341.600 USD th in 12 Feb 2016 and a record low of 141.000 USD th in 13 Feb 1998. United States WAS: Average Loan Size: Conventional data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

As of November 2024, the average owner-occupier home loan interest rate was the highest in the Australian state of Western Australia, with an average rate of around **** percent. In comparison, the average mortgage interest rate in Victoria was at around **** percent.

The loan-to-value ratios in Kansas, Louisiana and Kentucky amounted to ** percent in 2019, which means that on average the value of mortgages constituted ** percent of the value of the residential property in those states. The LTV ratio is calculated by dividing the mortgage amount by the purchase price of the home. The trend seems to be that southern and midwestern states have higher ratios than those in the Northeast or West of the country, which is in line with regional home prices. Areas with higher home prices tend to have lower LTV ratios.

What is the LTV ratio used for? Lenders use this ratio to determine how risky a loan is, because a higher ratio means that the loan is riskier to the lender. Generally, a good LTV ratio for a home loan is ** percent or lower, which means that the loan is worth ** percent of less of the value of the home. Loans are granted if the ratio is higher than that, but only if the loan applicant takes out mortgage guaranty insurance, also known as private mortgage insurance, to cover the lender.

Fixed 30-year mortgage rates in the United States averaged 6.77 percent in the week ending July 4 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Large Bank Consumer Mortgage Originations: Original Loan-to-Value (LTV): 50th Percentile (RCMFLOLTVPCT50) from Q3 2012 to Q4 2024 about FR Y-14M, origination, large, percentile, mortgage, loans, consumer, banks, depository institutions, and USA.

Mortgage Originations in the United States decreased to 425.63 Billion USD in the first quarter of 2025 from 465.35 Billion USD in the fourth quarter of 2024. This dataset includes a chart with historical data for the United States Mortgage Originations.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-10 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

Graph and download economic data for Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP) from Q1 1980 to Q4 2024 about disposable, payments, mortgage, debt, personal income, percent, personal, services, income, and USA.

As of November 2024, the average remaining home loan balance was the highest in New South Wales, with an average outstanding balance of around ******* Australian dollars. In comparison, the average outstanding mortgage balance in Western Australia came to approximately ******* Australian dollars.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q1 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

Graph and download economic data for 5/1-Year Adjustable Rate Mortgage Average in the United States (DISCONTINUED) (MORTGAGE5US) from 2005-01-06 to 2022-11-10 about adjusted, mortgage, interest rate, interest, 5-year, rate, and USA.

United States Home Mortgage: Average Loan Amount data was reported at 315.100 USD th in Oct 2018. This records an increase from the previous number of 306.100 USD th for Sep 2018. United States Home Mortgage: Average Loan Amount data is updated monthly, averaging 112.550 USD th from Jan 1973 (Median) to Oct 2018, with 550 observations. The data reached an all-time high of 333.900 USD th in Jun 2018 and a record low of 23.600 USD th in Feb 1973. United States Home Mortgage: Average Loan Amount data remains active status in CEIC and is reported by Federal Housing Finance Agency. The data is categorized under Global Database’s United States – Table US.KB011: Home Mortgage Terms.

United States Home Mortgage: Newly Built: Average Loan Amount data was reported at 341.300 USD th in Oct 2018. This records an increase from the previous number of 335.500 USD th for Sep 2018. United States Home Mortgage: Newly Built: Average Loan Amount data is updated monthly, averaging 135.200 USD th from Jan 1973 (Median) to Oct 2018, with 550 observations. The data reached an all-time high of 361.900 USD th in Dec 2017 and a record low of 26.200 USD th in Jan 1973. United States Home Mortgage: Newly Built: Average Loan Amount data remains active status in CEIC and is reported by Federal Housing Finance Agency. The data is categorized under Global Database’s United States – Table US.KB011: Home Mortgage Terms.

United States Home Mortgage: Previously Occupied: Average Loan Amount data was reported at 301.200 USD th in Oct 2018. This records an increase from the previous number of 289.500 USD th for Sep 2018. United States Home Mortgage: Previously Occupied: Average Loan Amount data is updated monthly, averaging 110.950 USD th from Jan 1973 (Median) to Oct 2018, with 550 observations. The data reached an all-time high of 328.500 USD th in Jun 2016 and a record low of 21.800 USD th in Dec 1973. United States Home Mortgage: Previously Occupied: Average Loan Amount data remains active status in CEIC and is reported by Federal Housing Finance Agency. The data is categorized under Global Database’s United States – Table US.KB011: Home Mortgage Terms.

Despite a short period of decrease after the burst of the U.S. housing bubble and the global financial crisis, the total amount of mortgage debt in the United States has been on the rise in recent years. In 2024, the mortgage debt amounted to 20.83 trillion U.S. dollars, up from 13.5 trillion U.S. dollars a decade ago. Which factors impact the amount of mortgage debt? One of the most important factors responsible for the growth of mortgage debt is the number of home sales: The more home transactions, the more mortgages are sold, adding to the volume of debt outstanding. Additionally, as house prices increase, so does the gross lending and debt outstanding. On the other hand, high numbers of housing unit foreclosures and mortgage debt restructuring and short-sales can reduce mortgage debt. Which property type has the largest share of the mortgage market? The total mortgage debt includes different property types, such as one-to-four family residential, multifamily residential, commercial, and farm, but the overwhelming share of debt can be attributed to mortgage debt one-to-four family residences.