Average Mortgage Size in the United States increased to 381.40 Thousand USD in October from 379.11 Thousand USD in September of 2025. This dataset includes a chart with historical data for the United States Average Mortgage Size.

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to ******* U.S. dollars, up from ******* in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

Average mortgage loan amounts by year from 2018-2024 showing the annual average loan size for U.S. home buyers across all loan types including conventional, FHA, VA, and USDA mortgages

United States WAS: Average Loan Size: Purchase data was reported at 307.700 USD th in 16 Nov 2018. This records an increase from the previous number of 306.300 USD th for 09 Nov 2018. United States WAS: Average Loan Size: Purchase data is updated weekly, averaging 205.800 USD th from Jan 1990 (Median) to 16 Nov 2018, with 1507 observations. The data reached an all-time high of 322.300 USD th in 12 May 2017 and a record low of 98.500 USD th in 06 Apr 1990. United States WAS: Average Loan Size: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

United States WAS: Average Loan Size data was reported at 289.500 USD th in 16 Nov 2018. This records a decrease from the previous number of 290.400 USD th for 09 Nov 2018. United States WAS: Average Loan Size data is updated weekly, averaging 195.400 USD th from Jan 1990 (Median) to 16 Nov 2018, with 1507 observations. The data reached an all-time high of 311.400 USD th in 12 Feb 2016 and a record low of 102.500 USD th in 06 Apr 1990. United States WAS: Average Loan Size data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

In 2022, Salt Lake City, Utah, had the least affordable housing among the top ten metros with the highest share of Gen Z home buyers in the United States. The average requested mortgage loan amount by Gen Zers was ******* U.S. dollars. Between ** and ** percent of mortgage applications in the metros included in this statistic came from Gen Z home buyers. While house prices do in fact influence Gen Zers' choice, Salt Lake City, UT, had both the largest share of Gen Z mortgage requests and the highest loan amount.

Average mortgage loan amounts by loan type for U.S. home buyers in 2024, showing loan size variations across different loan types including conventional, FHA, VA, and USDA mortgages

Average mortgage loan amounts by age bracket for U.S. home buyers in 2024, showing loan size variations across different age groups from 18-24 to 65+ years old

United States WAS: Average Loan Size: FHA: Purchase data was reported at 214.100 USD th in 20 Jul 2018. This records an increase from the previous number of 213.600 USD th for 13 Jul 2018. United States WAS: Average Loan Size: FHA: Purchase data is updated weekly, averaging 197.550 USD th from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 217.700 USD th in 08 Jun 2018 and a record low of 157.400 USD th in 17 Jan 2014. United States WAS: Average Loan Size: FHA: Purchase data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

The average loan size of new mortgages in Canada increased in 2024, after a year of steady decline in 2023. In the third quarter of 2024, the average size of a mortgage amounted to ******* Canadian dollars, up from ******* in the second quarter of 2024. Mortgages varied in size in different metropolitan areas, with Toronto and Vancouver seeing the highest value of new mortgages.

The average mortgage loan amount for first-time buyers (FTBs) in Ireland increased by more than ****** euros in 2023. Since 2017, the average loan size has increased year-on-year. In 2023, Irish first-time homebuyers took out mortgage loans averaging ******* euros. In 2017, that figure stood out at about ******* euros. Meanwhile, second and subsequent buyers took out much larger loans, on average.

United States WAS: Average Loan Size: Conventional: Refinance data was reported at 262.200 USD th in 20 Jul 2018. This records an increase from the previous number of 254.100 USD th for 13 Jul 2018. United States WAS: Average Loan Size: Conventional: Refinance data is updated weekly, averaging 191.700 USD th from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 342.300 USD th in 12 Feb 2016 and a record low of 116.800 USD th in 18 Feb 1994. United States WAS: Average Loan Size: Conventional: Refinance data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Average mortgage loan amounts by gender for U.S. home buyers in 2024

The average value of mortgage loans granted in the UK since 2016 ranged between ******* British pounds and ******* British pounds. In the third quarter of 2024, the average mortgage loan amounted to nearly ******* British pounds - the second-highest figure on record after the third quarter of 2022. The overall increase in the average value of mortgages granted can be explained by the accelerated increase in house prices since the outbreak of the coronavirus (COVID-19) pandemic.

United States WAS: Average Loan Size: Government data was reported at 233.500 USD th in 20 Jul 2018. This records a decrease from the previous number of 235.000 USD th for 13 Jul 2018. United States WAS: Average Loan Size: Government data is updated weekly, averaging 124.650 USD th from Jan 1990 (Median) to 20 Jul 2018, with 1490 observations. The data reached an all-time high of 237.300 USD th in 01 Jun 2018 and a record low of 68.100 USD th in 21 Feb 1992. United States WAS: Average Loan Size: Government data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

Average mortgage loan amounts by race for U.S. home buyers in 2024, showing loan size variations across different racial and ethnic groups from American Indian or Alaska Native to Asian borrowers

Home buyers in South Africa paid on average *** percent of home price as a deposit when taking out a mortgage loan in the second quarter of 2022. For first-time buyers, this percentage was slightly higher at *** percent.

United States WAS: Average Loan Size: USDA data was reported at 154.100 USD th in 20 Jul 2018. This records a decrease from the previous number of 155.900 USD th for 13 Jul 2018. United States WAS: Average Loan Size: USDA data is updated weekly, averaging 150.600 USD th from Jan 2014 (Median) to 20 Jul 2018, with 236 observations. The data reached an all-time high of 172.400 USD th in 05 Jun 2015 and a record low of 135.600 USD th in 14 Mar 2014. United States WAS: Average Loan Size: USDA data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s USA – Table US.KA016: Weekly Applications Survey: Mortgage Loan Applications.

The indicator reports the amounts of new credits contracted during the year to the population aged 18 and over (may have a credit). To enable a reliable interpretation, only new appropriations entered into during the year are taken into account because the data on the amount of a credit refers to the amount of the credit when it is opened. When a credit is older, the credit is usually partially repaid and information on the outstanding balance should be available. These are not available. Note: the data at the level of the contract are disseminated by postal code on the website of the credit centre to individuals. They were aggregated at the municipal level by the IWEPS. It is possible that this aggregation leads to some double counting. When a credit is contracted by several people who do not live in the same postal code, the data is entered in the file for each of the postal codes concerned. If two contractors live in the same municipality but not the same postal code, there will be duplicate information related to the credit (amount, number,...). These cases are probably rare because loans to several borrowers usually concern people domiciled at the same address. Note that the refinancing of a mortgage credit is considered a new credit. This is partly the reason for the sharp increase between 2014 and 2015. See also: — the website of the National Bank of Belgium (BNB), ‘\2’.

View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.