The median monthly mortgage payment in the United States in 2022 was the highest in New Jersey, followed by Hawaii and California. In New Jersey, a homeonwer paid approximately 2,440 U.S. dollars per month. Nevertheless, this did not include additional costs, such as homeowners association fees, homeowner insurance, or property taxes.

The average mortgage payment in the large and mid-sized cities in Canada ranged between 1,300 Canadian dollars and 2,600 Canadian dollars. In the fourth quarter of the year, Vancouver topped the ranking, with homebuyers paying, on average, ***** Canadian dollars monthly. In Toronto, the average monthly scheduled mortgage payment was ***** Canadian dollars. Canada’s housing market House prices in Canada vary widely across the country. In 2023, the average sales price of detached single-family homes in Vancouver was nearly three times as expensive as the national average. Vancouver is undoubtedly considered the least affordable housing market: In 2023, the cost of buying a home with a **-year mortgage in Canada was approximately ** percent of the median household income, whereas in Vancouver, it was nearly *** percent. Development of house prices The development of house prices depends on multiple factors, such as availability on the market and demand. Since 2005, house prices in Canada have been continuously growing. According to the MSL composite house price index, 2021 measured the highest house price increase.

Average Mortgage Size in the United States increased to 379.21 Thousand USD in May 31 from 376.99 Thousand USD in the previous week. This dataset includes a chart with historical data for the United States Average Mortgage Size.

Graph and download economic data for Mortgage Debt Service Payments as a Percent of Disposable Personal Income (MDSP) from Q1 1980 to Q4 2024 about disposable, payments, mortgage, debt, personal income, percent, personal, services, income, and USA.

In the second quarter of 2024, Limerick and Cork had the highest average mortgage repayment for residential real estate amongst major cities in Ireland. Mortgage repayments in both cities on average were in the range of 642 to 2,823 euros, depending upon the size of the apartment. On the other hand, Waterford had the lowest monthly mortgage payments, ranging from 455 to 1,967 euros. In Dublin, the average mortgage repayment for a two-bedroom house ranged between 1,004 and 2,419 euros, depending on the area.

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2024, the average mortgage loan amounted to ******* U.S. dollars, up from ******* in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

United States Home Mortgage: Average Term to Maturity data was reported at 28.700 Year in Jun 2018. This stayed constant from the previous number of 28.700 Year for May 2018. United States Home Mortgage: Average Term to Maturity data is updated monthly, averaging 27.361 Year from Jan 1973 (Median) to Jun 2018, with 546 observations. The data reached an all-time high of 29.600 Year in Jun 2007 and a record low of 22.800 Year in Dec 1973. United States Home Mortgage: Average Term to Maturity data remains active status in CEIC and is reported by Federal Housing Finance Agency. The data is categorized under Global Database’s USA – Table US.KA019: Home Mortgage Terms.

Graph and download economic data for 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) from 1991-08-30 to 2025-07-03 about 15-year, fixed, mortgage, interest rate, interest, rate, and USA.

30 Year Mortgage Rate in the United States decreased to 6.67 percent in July 3 from 6.77 percent in the previous week. This dataset includes a chart with historical data for the United States 30 Year Mortgage Rate.

United States Mortgage Debt Outstanding: Effective Interest Rate data was reported at 3.799 % in Mar 2020. This records a decrease from the previous number of 3.872 % for Dec 2019. United States Mortgage Debt Outstanding: Effective Interest Rate data is updated quarterly, averaging 7.677 % from Mar 1977 (Median) to Mar 2020, with 173 observations. The data reached an all-time high of 11.449 % in Mar 1985 and a record low of 3.750 % in Dec 2017. United States Mortgage Debt Outstanding: Effective Interest Rate data remains active status in CEIC and is reported by Bureau of Economic Analysis. The data is categorized under Global Database’s United States – Table US.KB025: Mortgage Interest Paid. [COVID-19-IMPACT]

Fixed 30-year mortgage rates in the United States averaged 6.79 percent in the week ending June 27 of 2025. This dataset provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Graph and download economic data for Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks (DRSFRMACBS) from Q1 1991 to Q1 2025 about domestic offices, delinquencies, 1-unit structures, mortgage, family, residential, commercial, domestic, banks, depository institutions, rate, and USA.

In 2006, the average monthly shelter cost for renter households was $728 and for owner households it was $998. For owners without a mortgage it was lower at $455 and for owners with a mortgage it was higher at $1393. Shelter costs are the average monthly total of all shelter expenses paid by households to secure shelter. Shelter costs for owners may include the mortgage payment, property taxes, condominium fees and the costs of electricity, heat and municipal services. Shelter costs for renters may include rent and the costs of electricity, heat and municipal services. The map shows by census division the average owner’s major (monthly) payments on shelter costs for households without a mortgage.

Australia Average Weekly Household Expenditure: Mortgage Repayments: Principal, Selected Dwelling data was reported at 70.770 AUD in 2016. This records an increase from the previous number of 49.310 AUD for 2010. Australia Average Weekly Household Expenditure: Mortgage Repayments: Principal, Selected Dwelling data is updated yearly, averaging 27.580 AUD from Jun 1984 (Median) to 2016, with 7 observations. The data reached an all-time high of 70.770 AUD in 2016 and a record low of 6.490 AUD in 1984. Australia Average Weekly Household Expenditure: Mortgage Repayments: Principal, Selected Dwelling data remains active status in CEIC and is reported by Australian Bureau of Statistics. The data is categorized under Global Database’s Australia – Table AU.H043: Household Expenditure Survey.

Interactive historical chart showing the 30 year fixed rate mortgage average in the United States since 1971.

Housing affordability in the UK has worsened notably since 2020, with the share of income spent on mortgage rising for first-time and repeat buyers. In 2023, homebuyers spent, on average, 20.6 percent of their income on mortgage payments, 4.4 percentage points higher than in 2020. This increase was higher for first-time buyers than for repeat buyers. House prices have soared since the COVID-19 pandemic, followed by a dramatic increase in interest rates. As fewer people can afford to buy a home, the number of mortgage approvals for house purchase has dropped.

United States WAS: Average Loan Size data was reported at 289.500 USD th in 16 Nov 2018. This records a decrease from the previous number of 290.400 USD th for 09 Nov 2018. United States WAS: Average Loan Size data is updated weekly, averaging 195.400 USD th from Jan 1990 (Median) to 16 Nov 2018, with 1507 observations. The data reached an all-time high of 311.400 USD th in 12 Feb 2016 and a record low of 102.500 USD th in 06 Apr 1990. United States WAS: Average Loan Size data remains active status in CEIC and is reported by Mortgage Bankers Association. The data is categorized under Global Database’s United States – Table US.KB008: Mortgage Loan Applications: Weekly Applications Survey.

Analysis of ‘ Zillow Housing Aspirations Report’ provided by Analyst-2 (analyst-2.ai), based on source dataset retrieved from https://www.kaggle.com/yamqwe/zillow-housing-aspirations-reporte on 13 February 2022.

--- Dataset description provided by original source is as follows ---

About this dataset

Additional Data Products

Product: Zillow Housing Aspirations Report

Date: April 2017

Definitions

Home Types and Housing Stock

• All Homes: Zillow defines all homes as single-family, condominium and co-operative homes with a county record. Unless specified, all series cover this segment of the housing stock.
• Condo/Co-op: Condominium and co-operative homes.
• Multifamily 5+ units: Units in buildings with 5 or more housing units, that are not a condominiums or co-ops.
• Duplex/Triplex: Housing units in buildings with 2 or 3 housing units.

Additional Data Products

• Zillow Home Value Forecast (ZHVF): The ZHVF is the one-year forecast of the ZHVI. Our forecast methodology is methodology post.
• Zillow creates our negative equity data using our own data in conjunction with data received through our partnership with TransUnion, a leading credit bureau. We match estimated home values against actual outstanding home-related debt amounts provided by TransUnion. To read more about how we calculate our negative equity metrics, please see our here.
• Cash Buyers: The share of homes in a given area purchased without financing/in cash. To read about how we calculate our cash buyer data, please see our research brief.
• Mortgage Affordability, Rental Affordability, Price-to-Income Ratio, Historical ZHVI, Historical ZHVI and Houshold Income are calculated as a part of Zillow’s quarterly Affordability Indices. To calculate mortgage affordability, we first calculate the mortgage payment for the median-valued home in a metropolitan area by using the metro-level Zillow Home Value Index for a given quarter and the 30-year fixed mortgage interest rate during that time period, provided by the Freddie Mac Primary Mortgage Market Survey (based on a 20 percent down payment). Then, we consider what portion of the monthly median household income (U.S. Census) goes toward this monthly mortgage payment. Median household income is available with a lag. For quarters where median income is not available from the U.S. Census Bureau, we calculate future quarters of median household income by estimating it using the Bureau of Labor Statistics’ Employment Cost Index. The affordability forecast is calculated similarly to the current affordability index but uses the one year Zillow Home Value Forecast instead of the current Zillow Home Value Index and a specified interest rate in lieu of PMMS. It also assumes a 20 percent down payment. We calculate rent affordability similarly to mortgage affordability; however we use the Zillow Rent Index, which tracks the monthly median rent in particular geographical regions, to capture rental prices. Rents are chained back in time by using U.S. Census Bureau American Community Survey data from 2006 to the start of the Zillow Rent Index, and Decennial Census for all other years.
• The mortgage rate series is the average mortgage rate quoted on Zillow Mortgages for a 30-year, fixed-rate mortgage in 15-minute increments during business hours, 6:00 AM to 5:00 PM Pacific. It does not include quotes for jumbo loans, FHA loans, VA loans, loans with mortgage insurance or quotes to consumers with credit scores below 720. Federal holidays are excluded. The jumbo mortgage rate series is the average jumbo mortgage rate quoted on Zillow Mortgages for a 30-year, fixed-rate, jumbo mortgage in one-hour increments during business hours, 6:00 AM to 5:00 PM Pacific Time. It does not include quotes to consumers with credit scores below 720. Traditional federal holidays and hours with insufficient sample sizes are excluded.

About Zillow Data (and Terms of Use Information)

• Zillow is in the process of transitioning some data sources with the goal of producing published data that is more comprehensive, reliable, accurate and timely. As this new data is incorporated, the publication of select metrics may be delayed or temporarily suspended. We look forward to resuming our usual publication schedule for all of our established datasets as soon as possible, and we apologize for any inconvenience. Thank you for your patience and understanding.
• All data accessed and downloaded from this page is free for public use by consumers, media, analysts, academics etc., consistent with our published Terms of Use. Proper and clear attribution of all data to Zillow is required.
• For other data requests or inquiries for Zillow Real Estate Research, contact us here.
• All files are time series unless noted otherwise.
• To download all Zillow metrics for specific levels of geography, click here.
• To download a crosswalk between Zillow regions and federally defined regions for counties and metro areas, click here.
• Unless otherwise noted, all series cover single-family residences, condominiums and co-op homes only.

Source: https://www.zillow.com/research/data/

This dataset was created by Zillow Data and contains around 200 samples along with Unnamed: 1, Unnamed: 0, technical information and other features such as: - Unnamed: 1 - Unnamed: 0 - and more.

How to use this dataset

• Analyze Unnamed: 1 in relation to Unnamed: 0
• Study the influence of Unnamed: 1 on Unnamed: 0
• More datasets

Acknowledgements

If you use this dataset in your research, please credit Zillow Data

Start A New Notebook!

--- Original source retains full ownership of the source dataset ---

Mortgage repayments as a percentage of monthly equivalised disposable household income, throughout the house price and income distribution.

30-Year Fixed Rate Mortgage Average in the United States was 6.77% in June of 2025, according to the United States Federal Reserve. Historically, 30-Year Fixed Rate Mortgage Average in the United States reached a record high of 18.63 in October of 1981 and a record low of 2.65 in January of 2021. Trading Economics provides the current actual value, an historical data chart and related indicators for 30-Year Fixed Rate Mortgage Average in the United States - last updated from the United States Federal Reserve on July of 2025.