The statistic represents the percentage of out-of-pocket expenses, which are not covered by health insurance in the U.S. The results show that 15 percent of Americans pay between 500 and 999 U.S. dollars of out-of-pocket expenses.

In 2022, U.S. out-of-pocket health care payments was reported to come to an average of ******* U.S. dollars per capita. In the U.S., especially out-of-pocket payments for prescribed drugs can be very high. This statistic depicts the per capita out-of-pocket health care payments in the United States from 1970 to 2022.

United States US: Proportion of Population Spending More Than 25% of Household Consumption or Income on Out-of-Pocket Health Care Expenditure: % data was reported at 0.781 % in 2013. This records a decrease from the previous number of 0.856 % for 2012. United States US: Proportion of Population Spending More Than 25% of Household Consumption or Income on Out-of-Pocket Health Care Expenditure: % data is updated yearly, averaging 0.880 % from Dec 1995 (Median) to 2013, with 18 observations. The data reached an all-time high of 1.078 % in 2000 and a record low of 0.724 % in 2008. United States US: Proportion of Population Spending More Than 25% of Household Consumption or Income on Out-of-Pocket Health Care Expenditure: % data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s USA – Table US.World Bank: Poverty. Proportion of population spending more than 25% of household consumption or income on out-of-pocket health care expenditure, expressed as a percentage of a total population of a country; ; Wagstaff et al. Progress on catastrophic health spending: results for 133 countries. A retrospective observational study, Lancet Global Health 2017.; Weighted Average;

In 2020, the average out-of-pocket (OOP) spending on healthcare services per person in the U.S. for women amounted to ***** U.S. dollars, and for men, was ***** U.S. dollars. During the provided time interval, women on average spend approximately ************* U.S. dollars more than men OOP annually on healthcare services.

Mexico MX: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data was reported at 40.378 % in 2016. This records an increase from the previous number of 40.189 % for 2015. Mexico MX: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data is updated yearly, averaging 45.647 % from Dec 2000 (Median) to 2016, with 17 observations. The data reached an all-time high of 55.664 % in 2003 and a record low of 39.871 % in 2013. Mexico MX: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mexico – Table MX.World Bank.WDI: Health Statistics. Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted average;

This dataset contains data for the Healthcare Payments Data (HPD): Medical Out-of-Pocket Costs and Chronic Conditions report. The data covers three measurement categories: annual member count, annual median out-of-pocket count, annual median claim count. The annual member count quantify the number of unique individuals who received at least one medical service in the reporting year. Annual median out-of-pocket measurements quantifies the sum of copay, coinsurance, and deductible incurred by members. Annual median claim count measurements quantifies the number of distinct claims or encounters associated with members. Both 25th and 75th percentiles for out-of-pocket cost and claim count are also included. Measures are grouped by payer types, chronic conditions flag, chronic condition types, and chronic condition numbers.

United Arab Emirates AE: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data was reported at 17.790 % in 2015. This records a decrease from the previous number of 17.808 % for 2014. United Arab Emirates AE: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data is updated yearly, averaging 20.015 % from Dec 2000 (Median) to 2015, with 16 observations. The data reached an all-time high of 30.408 % in 2004 and a record low of 15.086 % in 2001. United Arab Emirates AE: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United Arab Emirates – Table AE.World Bank: Health Statistics. Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted Average;

Nigeria NG: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data was reported at 72.239 % in 2015. This records an increase from the previous number of 72.231 % for 2014. Nigeria NG: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data is updated yearly, averaging 74.678 % from Dec 2000 (Median) to 2015, with 16 observations. The data reached an all-time high of 83.145 % in 2003 and a record low of 71.448 % in 2013. Nigeria NG: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nigeria – Table NG.World Bank.WDI: Health Statistics. Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted average;

The United States has the highest expenditure on health care per capita globally. However, the U.S. has an unique way of paying for their health care where a majority of the expenditure falls upon private insurances. In FY 2024, around one ***** of all health expenditure is paid by private insurance. Public insurance programs Medicare and Medicaid accounted for ** and ** percent, respectively, of health expenditure during that same year. U.S. health care system Globally health spending has been increasing among most countries. However, the U.S. has the highest public and private per capita health expenditure among all countries globally, followed by Switzerland. As of 2020, annual health care costs per capita in the United States totaled to over ** thousand U.S. dollars, a significant amount considering the average U.S. personal income is around ** thousand dollars. Out of pocket costs in the U.S. Aside from overall high health care costs for U.S. residents, the total out-of-pocket costs for health care have been on the rise. In recent years, the average per capita out-of-pocket health care payments have exceeded *** thousand dollars. Physician services, dental services and prescription drugs account for the largest proportion of out-of-pocket expenditures for U.S. residents.

Syria SY: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data was reported at 53.691 % in 2012. This records an increase from the previous number of 53.375 % for 2011. Syria SY: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data is updated yearly, averaging 53.375 % from Dec 2000 (Median) to 2012, with 13 observations. The data reached an all-time high of 64.326 % in 2000 and a record low of 49.496 % in 2005. Syria SY: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Syrian Arab Republic – Table SY.World Bank: Health Statistics. Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted Average;

In the United States, average employee premium contributions and deductibles as a percentage of median household income have risen in the past decade. In 2020, an employee’s total potential out-of-pocket medical costs (premium and deductible) amounted to 11.6 percent of median income. This included 6.9 percent in employee premium contributions and 4.7 percent in deductibles. However, states varied greatly in median income spent on premiums and deductibles, with workers in Mississippi having to spend on average 19 percent of their income on potential out-of-pocket medical costs.

Employer sponsored health insurance In 2020, over half of the U.S. population has some type of employment-based health insurance coverage. The Affordable Care Act penalizes large employers (with 50 or more full-time employees), if they do not provide health insurance to their employees. Nevertheless, of the uninsured aged under 65 years, the large majority worked either full or part-time (or someone in their household did).

Out-of-pocket medical costs Despite having insurance coverage, most plans have a deductible, the amount an insured must pay themselves that year before their insurance starts covering for them. The average annual deductible for single coverage amounted to roughly 1,700 U.S. dollars in 2021. Even after reaching their deductible, most insured have other forms of out-of-pocket health costs in the form of co-payments and co-insurance for health services or prescription drugs.

The graph illustrates the average deductible amount for health insurance in the United States from 2006 to 2024. The x-axis represents the years, spanning from 2006 to 2024, while the y-axis displays the average deductible amounts in dollars. Over this 18-year period, the average deductible amount increased from $584 in 2006 to $1,787 in 2024. The lowest recorded amount was $584 in 2006, and the highest was $1,787 in 2024. The data shows a consistent upward trend in average health insurance deductibles over the years, with a slight decrease from $1,763 in 2022 to $1,735 in 2023. This indicates that deductibles have generally risen over time, impacting the out-of-pocket expenses for insured individuals.

Time series data for the statistic Out-of-pocket expenditure (% of current health expenditure) and country Eswatini. Indicator Definition:Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.The indicator "Out-of-pocket expenditure (% of current health expenditure)" stands at 10.37 as of 12/31/2022. Regarding the One-Year-Change of the series, the current value constitutes a decrease of -3.99 percent compared to the value the year prior.The 1 year change in percent is -3.99.The 3 year change in percent is 12.50.The 5 year change in percent is -1.21.The 10 year change in percent is -1.32.The Serie's long term average value is 12.08. It's latest available value, on 12/31/2022, is 14.14 percent lower, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/2019, to it's latest available value, on 12/31/2022, is +12.50%.The Serie's change in percent from it's maximum value, on 12/31/2000, to it's latest available value, on 12/31/2022, is -44.02%.

Bahamas BS: Out-of-Pocket Health Expenditure: % of Private Expenditure on Health data was reported at 53.982 % in 2014. This stayed constant from the previous number of 53.982 % for 2013. Bahamas BS: Out-of-Pocket Health Expenditure: % of Private Expenditure on Health data is updated yearly, averaging 50.724 % from Dec 1995 (Median) to 2014, with 20 observations. The data reached an all-time high of 53.982 % in 2014 and a record low of 40.127 % in 1995. Bahamas BS: Out-of-Pocket Health Expenditure: % of Private Expenditure on Health data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Bahamas – Table BS.World Bank.WDI: Social: Health Statistics. Out of pocket expenditure is any direct outlay by households, including gratuities and in-kind payments, to health practitioners and suppliers of pharmaceuticals, therapeutic appliances, and other goods and services whose primary intent is to contribute to the restoration or enhancement of the health status of individuals or population groups. It is a part of private health expenditure.; ; World Health Organization Global Health Expenditure database (see http://apps.who.int/nha/database for the most recent updates).; Weighted average;

Time series data for the statistic Out-of-pocket expenditure (% of current health expenditure) and country Iceland. Indicator Definition:Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.The indicator "Out-of-pocket expenditure (% of current health expenditure)" stands at 14.38 as of 12/31/2023. Regarding the One-Year-Change of the series, the current value constitutes an increase of 5.14 percent compared to the value the year prior.The 1 year change in percent is 5.14.The 3 year change in percent is -3.32.The 5 year change in percent is -9.15.The 10 year change in percent is -20.76.The Serie's long term average value is 16.81. It's latest available value, on 12/31/2023, is 14.47 percent lower, compared to it's long term average value.The Serie's change in percent from it's minimum value, on 12/31/2022, to it's latest available value, on 12/31/2023, is +5.14%.The Serie's change in percent from it's maximum value, on 12/31/2010, to it's latest available value, on 12/31/2023, is -22.96%.

United States US: Out-of-Pocket Health Expenditure: % of Private Expenditure on Health data was reported at 21.365 % in 2014. This records a decrease from the previous number of 21.927 % for 2013. United States US: Out-of-Pocket Health Expenditure: % of Private Expenditure on Health data is updated yearly, averaging 23.966 % from Dec 1995 (Median) to 2014, with 20 observations. The data reached an all-time high of 26.623 % in 1998 and a record low of 21.365 % in 2014. United States US: Out-of-Pocket Health Expenditure: % of Private Expenditure on Health data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s USA – Table US.World Bank: Health Statistics. Out of pocket expenditure is any direct outlay by households, including gratuities and in-kind payments, to health practitioners and suppliers of pharmaceuticals, therapeutic appliances, and other goods and services whose primary intent is to contribute to the restoration or enhancement of the health status of individuals or population groups. It is a part of private health expenditure.; ; World Health Organization Global Health Expenditure database (see http://apps.who.int/nha/database for the most recent updates).; Weighted average;

Armenia AM: Out-of-Pocket Health Expenditure: % of Total Expenditure on Health data was reported at 53.513 % in 2014. This records a decrease from the previous number of 53.692 % for 2013. Armenia AM: Out-of-Pocket Health Expenditure: % of Total Expenditure on Health data is updated yearly, averaging 63.939 % from Dec 1995 (Median) to 2014, with 20 observations. The data reached an all-time high of 77.349 % in 2000 and a record low of 47.046 % in 2011. Armenia AM: Out-of-Pocket Health Expenditure: % of Total Expenditure on Health data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Armenia – Table AM.World Bank.WDI: Social: Health Statistics. Out of pocket expenditure is any direct outlay by households, including gratuities and in-kind payments, to health practitioners and suppliers of pharmaceuticals, therapeutic appliances, and other goods and services whose primary intent is to contribute to the restoration or enhancement of the health status of individuals or population groups. It is a part of private health expenditure.; ; World Health Organization Global Health Expenditure database (see http://apps.who.int/nha/database for the most recent updates).; Weighted average;

In 2024, the out-of-pocket health care payments in Canada were projected to come to an average of approximately ***** Canadian dollars per capita, an increase from the previous year. This statistic depicts the per capita out-of-pocket health care payments in Canada from 2010 to 2024.

Poland PL: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data was reported at 23.246 % in 2015. This records an increase from the previous number of 23.126 % for 2014. Poland PL: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data is updated yearly, averaging 25.360 % from Dec 2000 (Median) to 2015, with 16 observations. The data reached an all-time high of 31.120 % in 2000 and a record low of 23.126 % in 2014. Poland PL: Out-of-Pocket Health Expenditure: % of Current Health Expenditure data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Poland – Table PL.World Bank: Health Statistics. Share of out-of-pocket payments of total current health expenditures. Out-of-pocket payments are spending on health directly out-of-pocket by households.; ; World Health Organization Global Health Expenditure database (http://apps.who.int/nha/database).; Weighted Average;

The data set includes the top 25 list for costliest prescribed drugs, most frequently prescribed drugs and the prescribed drugs with the highest monthly median out-of-pocket costs. Each of these top 25 lists are given for commercial plans and are broken out by brand or generic category (i.e., Brand or Generic, Brand, and Generic). The includes National Drug Code (NDC), Drug Name, number of prescriptions, number of individuals, total costs, cost per prescription and monthly median out-of-pocket costs for each NDC in each top 25 list.