Bank Lending Rate in the United States decreased to 7.25 percent in September from 7.50 percent in August of 2025. This dataset provides - United States Average Monthly Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Graph and download economic data for Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates from 1955-08-04 to 2025-09-17 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.

View market daily updates and historical trends for Bank Prime Loan Rate. from United States. Source: Federal Reserve. Track economic data with YCharts an…

Graph and download economic data for Bank Prime Loan Rate (DPRIME) from 1955-08-04 to 2025-10-02 about prime, loans, banks, depository institutions, interest rate, interest, rate, and USA.

The U.S. bank prime loan rate has undergone significant fluctuations over the past three decades, reflecting broader economic trends and monetary policy decisions. From a high of **** percent in 1990, the rate has seen periods of decline, stability, and recent increases. As of July 2025, the prime rate stood at *** percent, marking a notable rise from the historic lows seen in the early 2020s. Federal Reserve's impact on lending rates The prime rate's trajectory closely mirrors changes in the federal funds rate, which serves as a key benchmark for the U.S. financial system. In 2023, the Federal Reserve implemented a series of rate hikes, pushing the federal funds target range to ******** percent by year-end. This was followed by several rate cuts in 2024, with the target range standing at 4.25 to 4.5 percent in December 2024. The aggressive monetary tightening in 2023 was aimed at combating rising inflation, and its effects rippled through various lending rates, including the prime rate. Long-term investment outlook While short-term rates have risen, long-term investment yields have also seen changes. The 10-year U.S. Treasury bond, a benchmark for long-term interest rates, showed an average market yield of **** percent in the second quarter of 2024, adjusted for constant maturity and inflation. This figure represents a recovery from negative real returns seen in 2021, reflecting shifting expectations for economic growth and inflation. The evolving yield environment has implications for both borrowers and investors, influencing decisions across the financial landscape.

United States Prime Lending Rate: Month Average data was reported at 7.500 % pa in Apr 2025. This stayed constant from the previous number of 7.500 % pa for Mar 2025. United States Prime Lending Rate: Month Average data is updated monthly, averaging 5.880 % pa from Jan 1949 (Median) to Apr 2025, with 916 observations. The data reached an all-time high of 20.500 % pa in Aug 1981 and a record low of 2.000 % pa in Aug 1950. United States Prime Lending Rate: Month Average data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.M011: Lending Rates.

Graph and download economic data for Bank Prime Loan Rate (MPRIME) from Jan 1949 to Sep 2025 about prime, loans, banks, depository institutions, interest rate, interest, rate, and USA.

Lending Rate in China remained unchanged at 4.35 percent in October from 4.35 percent in September of 2022. This dataset provides - China Prime Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Nigeria Prime Lending Rate data was reported at 17.960 % pa in Mar 2025. This records a decrease from the previous number of 18.350 % pa for Feb 2025. Nigeria Prime Lending Rate data is updated monthly, averaging 16.540 % pa from Jan 2006 (Median) to Mar 2025, with 231 observations. The data reached an all-time high of 19.660 % pa in Nov 2009 and a record low of 11.130 % pa in Mar 2021. Nigeria Prime Lending Rate data remains active status in CEIC and is reported by Central Bank of Nigeria. The data is categorized under Global Database’s Nigeria – Table NG.M003: Lending Rates.

In September 2025, the long-term prime lending rate in Japan was *** percent per annum. The long-term prime lending rate is an interest rate for long-term loans of one year or more to companies with high credit ratings set by Mizuho Bank.

Key information about United States Bank Lending Rate

• United States Bank Lending Rate was reported at 7.500 % pa in Mar 2025.
• This stayed constant from the previous number of 7.500 % pa for Mar 2025.
• US Bank Lending Rate data is updated daily, averaging 4.250 % pa from Aug 1955 to 24 Mar 2025, with 25436 observations.
• The data reached an all-time high of 8.500 % pa in 18 Sep 2024 and a record low of 3.250 % pa in 16 Mar 2022.
• US Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Daily.

Bank Lending Rate in Thailand remained unchanged at 6.35 percent in July. This dataset provides - Thailand Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Japan Bank Lending Rate

• Japan Bank Lending Rate was reported at 1.625 % pa in Feb 2025.
• This stayed constant from the previous number of 1.625 % pa for Jan 2025.
• Japan Bank Lending Rate data is updated monthly, averaging 1.625 % pa from Jan 1971 to Feb 2025, with 650 observations.
• The data reached an all-time high of 9.250 % pa in Jul 1980 and a record low of 1.375 % pa in Jul 2006.
• Japan Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

With average lending interest rates of **** percent in 2024, Switzerland was the country with the lowest cost of borrowing money among the ones selected here. The average lending interest rate in China was **** percent, and in South Korea it was roughly **** percent. The average interest rate in Israel was **** in 2022, the latest available data, but the prime rate charged by banks in that country has increased since then.

Jordan Prime Lending Rate: Annual data was reported at 8.830 % pa in 2017. This records an increase from the previous number of 8.370 % pa for 2016. Jordan Prime Lending Rate: Annual data is updated yearly, averaging 8.370 % pa from Dec 1995 (Median) to 2017, with 23 observations. The data reached an all-time high of 13.970 % pa in 1998 and a record low of 6.000 % pa in 2004. Jordan Prime Lending Rate: Annual data remains active status in CEIC and is reported by Central Bank of Jordan. The data is categorized under Global Database’s Jordan – Table JO.M002: Prime Lending Rate.

Bank Lending Rate in India remained unchanged at 9.46 percent in September. This dataset provides - India Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Botswana Nominal Interest Rate: Annual: Prime Lending Rate data was reported at 6.010 % pa in 2024. This records a decrease from the previous number of 6.510 % pa for 2023. Botswana Nominal Interest Rate: Annual: Prime Lending Rate data is updated yearly, averaging 12.750 % pa from Dec 1993 (Median) to 2024, with 32 observations. The data reached an all-time high of 16.750 % pa in 2002 and a record low of 5.250 % pa in 2021. Botswana Nominal Interest Rate: Annual: Prime Lending Rate data remains active status in CEIC and is reported by Bank of Botswana. The data is categorized under Global Database’s Botswana – Table BW.M002: Real and Nominal Interest Rate.

Bank Lending Rate In the Euro Area increased to 3.63 percent in August from 3.62 percent in July of 2025. This dataset provides - Euro Area Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mauritius Banks Prime Lending Rate data was reported at 9.000 % pa in Mar 2025. This stayed constant from the previous number of 9.000 % pa for Feb 2025. Mauritius Banks Prime Lending Rate data is updated monthly, averaging 8.500 % pa from Mar 2003 (Median) to Mar 2025, with 265 observations. The data reached an all-time high of 12.250 % pa in Jan 2008 and a record low of 6.850 % pa in Mar 2022. Mauritius Banks Prime Lending Rate data remains active status in CEIC and is reported by Bank of Mauritius. The data is categorized under Global Database’s Mauritius – Table MU.M004: Lending Rate.

Graph and download economic data for Bank Prime Loan Rate (WPRIME) from 1955-08-10 to 2025-10-01 about prime, loans, interest rate, banks, interest, depository institutions, rate, and USA.