The average interest rate of instant access deposits in the United Kingdom (UK) has started declining since the second half of 2024. That was after the interest rates of those products soared in 2022 and 2023, peaking at **** percent in January 2024. In contrast, the interest rate of instant access deposits amounted to **** percent in April 2021.

Graph and download economic data for National Rate: Savings (SNDR) from Apr 2021 to Jul 2025 about savings, deposits, rate, and USA.

The statistic depicts the average interest rate on checking account in the United States from 1998 to 2014. It was found that the average interest rate on checking accounts in the United States accounted to **** percent in 2013.

Graph and download economic data for National Rate on Non-Jumbo Deposits (less than $100,000): Savings (DISCONTINUED) (SAVNRNJ) from 2009-05-18 to 2021-03-29 about non-jumbo, savings, deposits, rate, and USA.

As of March 2025, the average interest rate on savings of commercial banks in Indonesia amounted to **** percent. Both commercial and state owned banks share a similar average interest rate for this month.

United States SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now data was reported at 26.500 % in Apr 2025. This records an increase from the previous number of 26.133 % for Mar 2025. United States SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now data is updated monthly, averaging 29.753 % from Jun 2013 (Median) to Apr 2025, with 143 observations. The data reached an all-time high of 41.800 % in Mar 2017 and a record low of 24.225 % in Mar 2024. United States SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H085: Survey of Consumer Expectations: Financial.

Graph and download economic data for National Rate: Interest Checking (ICNDR) from Apr 2021 to Jul 2025 about checkable, deposits, interest, rate, and USA.

In the 1st quarter of 2025, personal savings amounted to 3.97 percent of the disposable income in the United States. The personal savings rate peaked in 2020, when U.S. households saved on average over 15 percent of their income. After that, it has remained between three and five percent. Savings during recessions During recessions, households often tend to increase their savings due to economic uncertainty and to compensate for any possible loss of income, which could occur, for example, in the case of falling into unemployment. For example, as seen in this statistic, the savings rate increased noticeably between 2007 and 2012, coinciding with a period of crisis. However, there are also factors that affect the amount of money that households can manage to set aside, such as inflation. Saving can be particularly difficult during periods when the inflation rate has been higher than the growth rates of wages. Savings accounts The value of savings deposits and other checkable deposits in the U.S. amounted to roughly 11 trillion U.S. dollars in early 2025, even after a significant fall in the amount of money placed in those types of instruments. In other words, savings accounts are a type of financial asset that is very widely used among households to save money. Nevertheless, interest rates of savings’ accounts differ a lot from one financial institution to another. Some of the lesser-known online banks had the highest interest rates, while the major banks often offered lower interest rates.

Deposit Interest Rate in Canada remained unchanged at 4.91 percent on Wednesday April 10. This dataset includes a chart with historical data for Deposit Interest Rate in Canada.

The Average Interest Rates on U.S. Treasury Securities dataset provides average interest rates on U.S. Treasury securities on a monthly basis. Its primary purpose is to show the average interest rate on a variety of marketable and non-marketable Treasury securities. Marketable securities consist of Treasury Bills, Notes, Bonds, Treasury Inflation-Protected Securities (TIPS), Floating Rate Notes (FRNs), and Federal Financing Bank (FFB) securities. Non-marketable securities consist of Domestic Series, Foreign Series, State and Local Government Series (SLGS), U.S. Savings Securities, and Government Account Series (GAS) securities. Marketable securities are negotiable and transferable and may be sold on the secondary market. Non-marketable securities are not negotiable or transferrable and are not sold on the secondary market. This is a useful dataset for investors and bond holders to compare how interest rates on Treasury securities have changed over time.

Personal savings in the United States reached a value of 975 billion U.S. dollars in 2024, marking a slight increase compared to 2023. Personal savings peaked in 2020 at nearly 2.7 trillion U.S. dollars. Those figures remained very high until 2021. The excess savings during the COVID-19 pandemic in the U.S. and other countries were the main reason for that increase, as the measures implemented to contain the spread of the virus had an impact on consumer spending. Saving before and after the 2008 financial crisis During the periods of growth and certain economic stability in the pre-2008 crisis period, there were falling savings rates. People were confident the good times would stay and felt comfortable borrowing money. Credit was easily accessible and widely available, which encouraged people to spend money. However, in times of austerity, people generally tend to their private savings due to a higher economic uncertainty. That was also the case in the wake of the 2008 financial crisis. Savings and inflation The economic climate of high inflation and rising Federal Reserve interest rates in the U.S. made it increasingly difficult to save money in 2022. Not only does inflation affect the ability of people to save, but reversely, consumer behavior also affects inflation. On the one hand, prices can increase when the production costs are higher. That can be the case, for example, when the price of West Texas Intermediate crude oil or other raw materials increases. On the other hand, when people have a lot of savings and the economy is strong, high levels of consumer demand can also increase the final price of products.

The International Bank for Reconstruction and Development (IBRD) loans are public and publicly guaranteed debt extended by the World Bank Group. IBRD loans are made to, or guaranteed by, countries that are members of IBRD. IBRD may also make loans to IFC. IBRD lends at market rates. Data are in U.S. dollars calculated using historical rates. This dataset contains the latest available snapshot of the Statement of Loans. The World Bank complies with all sanctions applicable to World Bank transactions.

The benchmark interest rate in the United States was last recorded at 4.50 percent. This dataset provides the latest reported value for - United States Fed Funds Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news.

Concept: Average interest rate from new credit operations started in the reference period, which are under regulation by the National Monetary Council (CMN) or linked to budget funds. The rate is weighted by the value of operations. Refers to special financing operations which require proof of proper use of funds, linked to medium and long term production and investments projects. Funds origins are shares of checking accounts and savings accounts and funds from governmental programs. Source: Central Bank of Brazil – Statistics Department 25493-month-average-interest-rate-of-earmarked-new-credit-operations---households---total 25493-month-average-interest-rate-of-earmarked-new-credit-operations---households---total

Bank deposit interest rate, percent in Argentina, June, 2025 The most recent value is 32.53 percent as of June 2025, a decline compared to the previous value of 33.51 percent. Historically, the average for Argentina from January 2010 to June 2025 is 32.24 percent. The minimum of 8.67 percent was recorded in January 2011, while the maximum of 129.57 percent was reached in November 2023. | TheGlobalEconomy.com

Graph and download economic data for Commercial Bank Interest Rate on Credit Card Plans, Accounts Assessed Interest (TERMCBCCINTNS) from Nov 1994 to May 2025 about consumer credit, credit cards, loans, consumer, interest rate, banks, interest, depository institutions, rate, and USA.

Concept: Average interest rate from new credit operations started in the reference period, which are under regulation by the National Monetary Council (CMN) or linked to budget funds. The rate is weighted by the value of operations. Refers to special financing operations which require proof of proper use of funds, linked to medium and long term production and investments projects. Funds origins are shares of checking accounts and savings accounts and funds from governmental programs. Source: Central Bank of Brazil – Statistics Department 25481-month-average-interest-rate-of-earmarked-new-credit-operations---total 25481-month-average-interest-rate-of-earmarked-new-credit-operations---total

Bank deposit interest rate, percent in Uganda, April, 2025 The most recent value is 11.73 percent as of April 2025, an increase compared to the previous value of 11.51 percent. Historically, the average for Uganda from December 2001 to April 2025 is 10.32 percent. The minimum of 3.54 percent was recorded in April 2002, while the maximum of 23.85 percent was reached in December 2011. | TheGlobalEconomy.com

Thailand Saving Deposits Rate: Average data was reported at 0.465 % pa in Nov 2018. This stayed constant from the previous number of 0.465 % pa for Oct 2018. Thailand Saving Deposits Rate: Average data is updated monthly, averaging 4.500 % pa from Jan 1978 (Median) to Nov 2018, with 491 observations. The data reached an all-time high of 11.000 % pa in Jan 1991 and a record low of 0.450 % pa in Aug 2014. Thailand Saving Deposits Rate: Average data remains active status in CEIC and is reported by Bank of Thailand. The data is categorized under Global Database’s Thailand – Table TH.M001: Interest Rates: Commerical Banks.

Bank deposit interest rate, percent in Ireland, March, 2025 The most recent value is 2.62 percent as of March 2025, no change compared to the previous value of 2.62 percent. Historically, the average for Ireland from July 2017 to March 2025 is 0.58 percent. The minimum of 0.02 percent was recorded in October 2019, while the maximum of 2.62 percent was reached in November 2024. | TheGlobalEconomy.com