In 2021, 51 percent of respondents in Indonesia owned an account at a financial institution. The same survey also stated that 76 percent of individuals worldwide owned an account at a bank or a regulated institution like a credit union, a microfinance institution, or a provider that offers mobile money services.

Sweden SE: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: % of Population Aged 15-24 data was reported at 99.090 % in 2017. This records an increase from the previous number of 98.622 % for 2014. Sweden SE: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: % of Population Aged 15-24 data is updated yearly, averaging 98.622 % from Dec 2011 (Median) to 2017, with 3 observations. The data reached an all-time high of 99.090 % in 2017 and a record low of 96.077 % in 2011. Sweden SE: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: % of Population Aged 15-24 data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Sweden – Table SE.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

Vietnam VN: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Primary Education Or Less: % of Population Aged 15+ data was reported at 13.047 % in 2017. This records a decrease from the previous number of 15.341 % for 2014. Vietnam VN: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Primary Education Or Less: % of Population Aged 15+ data is updated yearly, averaging 13.047 % from Dec 2011 (Median) to 2017, with 3 observations. The data reached an all-time high of 15.341 % in 2014 and a record low of 4.506 % in 2011. Vietnam VN: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Primary Education Or Less: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Vietnam – Table VN.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

United Arab Emirates AE: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Secondary Education Or More: % of Population Aged 15+ data was reported at 88.876 % in 2017. This records an increase from the previous number of 84.649 % for 2014. United Arab Emirates AE: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Secondary Education Or More: % of Population Aged 15+ data is updated yearly, averaging 84.649 % from Dec 2011 (Median) to 2017, with 3 observations. The data reached an all-time high of 88.876 % in 2017 and a record low of 61.333 % in 2011. United Arab Emirates AE: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Secondary Education Or More: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United Arab Emirates – Table AE.World Bank: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted Average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

In recent years, Morocco has experienced an increase in bank account ownership among the population aged 15 years and older. In 2025, around 42 percent of the population had an account with a financial institution, rising from 28.4 percent in 2022. Cash and the emergence of digital payments  Despite the increase in bank account ownership, cash remains dominant in Morocco. In 2023, cash was the main payment method used at point of sale in Morocco, accounting for 77 percent of transactions. This trend extends to e-commerce purchases as well. However, credit cards are also gaining popularity in the African continent for both online and POS transactions. Financial inclusion in Africa  Across the African continent, almost 59.33 percent of the population was expected to have a bank account in 2025, rising from 39 percent in 2017. This confirms the efforts set to improve financial inclusion and literacy to adopt formal financial services. Although not as prominent, instant payment systems are making their way through the continent, with 28 systems being active as of 2024, most of which were in East Africa. This addition helps make financial services easily accessible to the public.

As of January 2024, the bank account ownership rate in Niger stood at *** percent of the population aged 15 years and older. The share decreased in comparison to the previous year when around *** percent of the population had a bank account. Considering the period under review, a peak was registered in 2019.

According to a survey carried out in Costa Rica in 2020, more than half of respondents aged between 18 and 24 years old owned a savings, checking, or card account. The same was true for almost 67 percent of interviewees aged 25 to 34. In 2020, Costa Rica reported a financial inclusion score of 62 (on a scale of 0 to 100, with the latter being the best possible score).

Mexico MX: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Secondary Education Or More: % of Population Aged 15+ data was reported at 43.774 % in 2017. This records a decrease from the previous number of 46.229 % for 2014. Mexico MX: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Secondary Education Or More: % of Population Aged 15+ data is updated yearly, averaging 43.774 % from Dec 2011 (Median) to 2017, with 3 observations. The data reached an all-time high of 46.229 % in 2014 and a record low of 37.878 % in 2011. Mexico MX: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Secondary Education Or More: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Mexico – Table MX.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

In 2021, 45 percent of respondents who belong to the 40 percent poorest in Indonesia reported to own an account at a financial institution. This showed an increase by nine percent since the previous surveyed period.

According to a survey carried out in Costa Rica in 2020, nearly two thirds of male respondents owned a savings, checking, or card account. Meanwhile, the same was true for almost half of the women interviewed. In 2020, Costa Rica reported a financial inclusion score of ** (on a scale of * to 100, with the latter being the best possible result).

Oman OM: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Primary Education Or Less: % of Population Aged 15+ data was reported at 37.059 % in 2011. Oman OM: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Primary Education Or Less: % of Population Aged 15+ data is updated yearly, averaging 37.059 % from Dec 2011 (Median) to 2011, with 1 observations. Oman OM: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Primary Education Or Less: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Oman – Table OM.World Bank: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted Average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

Liberia LR: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data was reported at 28.162 % in 2017. This records an increase from the previous number of 14.684 % for 2011. Liberia LR: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data is updated yearly, averaging 21.423 % from Dec 2011 (Median) to 2017, with 2 observations. The data reached an all-time high of 28.162 % in 2017 and a record low of 14.684 % in 2011. Liberia LR: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Liberia – Table LR.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

This statistic presents a timeline with the share of adults with a bank or mobile money service account in Panama between 2011 and 2021. In 2021, approximately ** percent of the population owned an account at a bank or other financial institution, slightly down from ** percent in 2017.

Nigeria NG: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data was reported at 27.277 % in 2017. This records a decrease from the previous number of 34.022 % for 2014. Nigeria NG: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data is updated yearly, averaging 27.277 % from Dec 2011 (Median) to 2017, with 3 observations. The data reached an all-time high of 34.022 % in 2014 and a record low of 25.990 % in 2011. Nigeria NG: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider: Female: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Nigeria – Table NG.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

In 2021, the gap between women and men in bank account ownership stood at 1.6 percent. This marked an improvement towards financial gender parity, as the gap was at five percent in 2011.

Laos LA: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider, Richest 60%: % of Population Aged 15+ data was reported at 36.793 % in 2017. This records an increase from the previous number of 30.833 % for 2011. Laos LA: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider, Richest 60%: % of Population Aged 15+ data is updated yearly, averaging 33.813 % from Dec 2011 (Median) to 2017, with 2 observations. The data reached an all-time high of 36.793 % in 2017 and a record low of 30.833 % in 2011. Laos LA: Bank Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider, Richest 60%: % of Population Aged 15+ data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Laos – Table LA.World Bank.WDI: Bank Account Ownership. Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).; ; Demirguc-Kunt et al., 2018, Global Financial Inclusion Database, World Bank.; Weighted average; Each economy is classified based on the classification of World Bank Group's fiscal year 2018 (July 1, 2017-June 30, 2018).

This statistic displays the percentage of population aged 15 years and older owning an account at a financial institution in Thailand as of January 2018. During the survey period, 81 percent of respondents in Thailand reported to own an account at a financial institution.

In 2021, about ** percent of Indians above 15 years owned an account at a bank. This was a significant change from only ** percent in 2011. This growth suggests a move towards financial inclusion of marginalized groups within the country - from women, to the out-of-labor force, less educated and the poor.

This statistic presents a timeline with the share of adults with a bank or mobile money service account in Nicaragua between 2011 and 2021. In 2021, approximately ** percent of the population owned an account at a bank or other financial institution, down from ** percent in 2017.

This statistic presents a timeline with the share of adults with a bank or mobile money service account in Paraguay in 2011 and 2021. In 2021, approximately ** percent of the population owned an account at a bank or other financial institution, up from ** percent in 2017.