The benchmark interest rate in Canada was last recorded at 2.50 percent. This dataset provides - Canada Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Overview with Chart & Report: Bank of Canada announces its decisions on interest rate eight times a year. It is one of the key events influencing the Canadian dollar quotes. The decision is made depending on the current economic

Graph and download economic data for Interest Rates: Immediate Rates (< 24 Hours): Central Bank Rates: Total for Canada (IRSTCB01CAQ156N) from Q1 1960 to Q4 2023 about overnight, Canada, interest rate, banks, interest, depository institutions, and rate.

This table contains 39 series, with data for starting from 1991 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada); Financial market statistics (39 items: Government of Canada Treasury Bills, 1-month (composite rates); Government of Canada Treasury Bills, 2-month (composite rates); Government of Canada Treasury Bills, 3-month (composite rates);Government of Canada Treasury Bills, 6-month (composite rates); ...).

This table contains 38 series, with data starting from 1957 (not all combinations necessarily have data for all years). This table contains data described by the following dimensions (Not all combinations are available): Geography (1 item: Canada), Rates (38 items: Bank rate; Chartered bank administered interest rates - prime business; Chartered bank - consumer loan rate; Forward premium or discount (-), United States dollars in Canada: 1 month; ...).

Bank Lending Rate in Canada decreased to 4.70 percent in September from 4.95 percent in August of 2025. This dataset provides - Canada Prime Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

View weekly updates and historical trends for Canada Prime Rate. Source: Bank of Canada. Track economic data with YCharts analytics.

Rates have been trending downward in Canada for the last five years. The ebbs and flows are caused by changes in Canada’s bond yields (driven by Canadians economic developments and international rate movements, particularly U.S. rate fluctuations) and the overnight rate (which is set by the Bank of Canada). As of August 2022, there has been a 225 bps increase in the prime rate, since beginning of year 2022, from 2.45% to 4.70% as of Aug 24th 2022. The following are the historical conventional mortgage rates offered by the 6 major chartered banks in Canada in the past 20 years.

The Canadian credit card market, valued at $574.36 million in 2025, is projected to experience robust growth, exhibiting a Compound Annual Growth Rate (CAGR) of 5.34% from 2025 to 2033. This expansion is fueled by several key drivers. Increasing digitalization and the rising adoption of e-commerce are significantly boosting transaction volumes processed through credit cards. Furthermore, attractive rewards programs and flexible payment options offered by major players like Visa, MasterCard, and various Canadian financial institutions (CIBC, Royal Bank of Canada, Scotiabank, TD Bank, BMO, Tangerine Bank, and Desjardins Group, among others) are driving consumer adoption. The market is segmented by card type (general-purpose and specialty cards), application (spanning categories like food & groceries, health & pharmacy, travel, and entertainment), and provider. The prevalence of loyalty programs linked to credit cards, such as those offered by Canadian Tire Corporation and Costco, further stimulates market growth. While the market is experiencing strong growth, potential restraints include increasing regulatory scrutiny aimed at protecting consumers from high-interest rates and potential debt traps. Competition among providers also remains intense, necessitating continuous innovation in card features and benefits to maintain market share. The forecast period (2025-2033) anticipates sustained growth, primarily driven by a young and increasingly affluent population with a growing propensity for online transactions. The market segments related to online shopping and digital services are anticipated to witness particularly strong growth. Strategic partnerships between financial institutions and various retailers (e.g., Air Canada partnership) are also contributing to market expansion by offering targeted rewards and incentives. The continuous evolution of financial technology (FinTech) is expected to bring further innovations in payment methods and card functionalities, shaping the competitive landscape in the years to come. A focus on enhanced security measures and fraud prevention will also be crucial for maintaining consumer trust and driving further market growth. This report provides a detailed analysis of the Canada credit cards market, covering the period from 2019 to 2033. It offers valuable insights into market size, segmentation, trends, and future growth prospects, utilizing data from the historical period (2019-2024), base year (2025), and estimated year (2025), with a forecast extending to 2033. The report is designed to help businesses, investors, and stakeholders understand the competitive landscape and make informed decisions. High-search-volume keywords like "Canadian credit card market," "credit card industry Canada," "Canadian credit card trends," and "Canada credit card market size" are strategically integrated throughout. Recent developments include: March 2024: HSBC Holdings successfully concluded the sale of its Canadian unit, HSBC Bank Canada, to Royal Bank of Canada (RBC) for a total transaction value of CAD 13.5 billion (equivalent to USD 9.96 billion)., January 2023: Desjardins Group, North America's largest financial cooperative, announced its intention to shift its credit card processing operations to Finserv Inc. Finserv, a prominent global player in payments and financial services technology, will consolidate Desjardins' management of various card portfolios, including consumer, commercial, prepaid, and business lines of credit, onto a unified platform. This move is expected to generate synergies, enabling Desjardins to introduce enhanced offerings for both its consumer members and business clients.. Key drivers for this market are: Usage of Credit Card and Bonus and Reward Points Associated, Easy Re-payment Option such as EMI. Potential restraints include: Usage of Credit Card and Bonus and Reward Points Associated, Easy Re-payment Option such as EMI. Notable trends are: Offers and Discounts are Steadily Increasing the Usage of Credit Cards.

Inflation Rate in Canada increased to 2.40 percent in September from 1.90 percent in August of 2025. This dataset provides - Canada Inflation Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

La Banque du Canada annonce ses décisions sur les taux dintérêt huit fois par année. Cest lun des événements clés qui affecte les cours du dollar canadien. La décision est prise en fonction des

This table contains 13 series, with data from 1949 (not all combinations necessarily have data for all years). Data are presented for the current month and previous four months. Users can select other time periods that are of interest to them.

A decisão do Banco do Canadá sobre a taxa de juro (BoC Interest Rate Decision) é feita oito vezes por ano e é um dos principais eventos que influenciam as cotações do dólar canadense. É tomada

Die Bank von Kanada verkündet ihren Zinsentscheid acht Mal im Jahr. Es ist ein wichtiges Ereignis mit deutlichem Einfluss auf den kanadischen Dollar. Die Entscheidung wird in Abhängigkeit von den

Unemployment Rate in Canada remained unchanged at 7.10 percent in September. This dataset provides - Canada Unemployment Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

캐나다 은행은 1년에 8번 금리에 대한 결정을 발표합니다. 이것은 캐나다 달러 시세에 영향을 미치는 주요 사건 중 하나입니다. 국내 경제 상황과 재무 전망에 따라 결정되는 것입니다. 이자율 변동은 캐나다 달러의 단기 변동성으로 이어집니다. 금리 인상은 국가 통화에 긍정적인 것으로 보입니다

Canadian lumber wholesalers have grappled with global lumber price volatility, creating challenging conditions both for wholesalers and for downstream clients like construction contractors, home improvement stores and hardware stores. In 2021 and 2022, the price of lumber soared globally as demand for new construction soared, especially in the United States. While exports and imports are not tracked at a wholesale level, many companies do sell across the border; as a result, conditions in the United States affect revenue. As lumber prices and Canadian residential construction activity have fallen from their respective 2021 and 2022 peaks, so too has revenue for the Lumber Wholesaling industry in Canada. With industry revenue forecast to remain level in 2025 alone, the overall industry is expected to have decreased at a five-year CAGR of 1.8% to reach $15.6 billion in 2025. The fate of wholesalers has largely been tied to the volatility of downstream construction markets. High interest rates stifled previously hot residential construction markets in both Canada in the US till both the Bank of Canada and the Federal Reserve began cutting rates. While this is set to improve construction activity, and therefore demand for lumber, both the Bank of Canada and the Federal Reserve have held rates steady in their most recent 2025 decisions as volatile US-Canada tariff policy has created an uncertain economic situation. The US and Canada have had an ongoing trade dispute over lumber prices since before the US put in place broader tariffs in April 2025. The uncertain business environment caused in part by these tariffs has kept the average industry profit margin from expanding through the end of 2025. Lumber wholesalers are expected to see growth moving forward. Interest rates are expected to be gradually cut over the coming years, stimulating demand from downstream construction markets. In tandem, the selling price of lumber is expected to climb, though it will not likely see the rampant inflation of recent years. Demand for housing construction in Canada demand is also set to remain strong into the near future. Consequently, industry revenue is forecast to expand at a CAGR of 1.4% to $15.6 billion over the five years through 2030.

カナダ銀行は年8回金利決定を発表します。これはカナダドルの相場に影響を及ぼす重要な出来事の1つです。この決定は、現在の経済状況と財務見通しに基づいて行われます。 利息の変動はカナダドルの短期的な揮発性につながります。金利の上昇は、国内通貨にとってプラスと見なされます。

Решение Банка Канады по процентной ставке (BoC Interest Rate Decision) выносится восемь раз в год и является одним из главных событий, влияющих на котировки канадского доллара. Оно принимается в

Graph and download economic data for Real-time Sahm Rule Recession Indicator (SAHMREALTIME) from Dec 1959 to Aug 2025 about recession indicators, academic data, and USA.