The net operating income of the Bank of England reached a record high in 2025. In the calendar year between March 2024 and February 2025, the British central bank reported a total net operating income of roughly *** million British pounds, the ******* in the observed period.

In the middle of 2025, the Bank of England had roughly *** billion British pounds worth of assets on their balance sheet, out of which foreign exchange reserves amounted to approximately *** billion British pounds. The base rate and the deposit rate in August 2025 stood at **** percent, and the lending rate (or operational lending facility) at *** percent.

United Kingdom UK Banks: Income and Expenditure (IE): Net Income: Total data was reported at -1,643.000 GBP mn in Dec 2024. This records an increase from the previous number of -3,940.000 GBP mn for Sep 2024. United Kingdom UK Banks: Income and Expenditure (IE): Net Income: Total data is updated quarterly, averaging 3,473.000 GBP mn from Mar 1998 (Median) to Dec 2024, with 108 observations. The data reached an all-time high of 12,865.000 GBP mn in Dec 2009 and a record low of -8,602.000 GBP mn in Mar 2024. United Kingdom UK Banks: Income and Expenditure (IE): Net Income: Total data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.KB062: UK Banks Income and Capital Expenditure.

The net interest income of the Bank of England was exceptionally low in 2025. The central bank reported a total net interest expense of *****million British pounds, about ****million British pounds lower than in the previous year. In the same year, the bank's total net operating income increased.

Since 2014, ************* has maintained its position as the UK banking sector leader by annual revenue. In 2024, **** generated approximately ***** billion British pounds in revenue. Barclays PLC ranked second with ***** billion British pounds in revenue for the same year. The five largest UK banks showed varied performance in 2024, with HSBC, Barclays, and Standard Chartered all experiencing revenue growth, while Lloyds Banking Group and NatWest Group reported slight decreases in revenue.

The operating expenses of the Bank of England increased over time between 2014 and 2025, with 2025 witnessing the highest expenses during the observed period. That year, the total operating expenses of the central bank amounted to roughly *** million British pounds, ***million more than in the previous year. At the same time, the net operating income of the bank increased as well, reaching its highest value in 2025.

United Kingdom UK: Central Government Debt: Total: % of GDP data was reported at 116.856 % in 2016. This records an increase from the previous number of 106.728 % for 2015. United Kingdom UK: Central Government Debt: Total: % of GDP data is updated yearly, averaging 44.132 % from Dec 1990 (Median) to 2016, with 27 observations. The data reached an all-time high of 116.856 % in 2016 and a record low of 29.195 % in 1991. United Kingdom UK: Central Government Debt: Total: % of GDP data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United Kingdom – Table UK.World Bank.WDI: Government Revenue, Expenditure and Finance. Debt is the entire stock of direct government fixed-term contractual obligations to others outstanding on a particular date. It includes domestic and foreign liabilities such as currency and money deposits, securities other than shares, and loans. It is the gross amount of government liabilities reduced by the amount of equity and financial derivatives held by the government. Because debt is a stock rather than a flow, it is measured as of a given date, usually the last day of the fiscal year.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files, and World Bank and OECD GDP estimates.; Weighted average;

This report analyses the total unsecured gross lending to individuals within the United Kingdom; this includes lending by monetary financial institutions (MFIs) and other consumer credit lenders, albeit excludes lending for the purposes of student loans. The data is sourced from the Bank of England (BoE) and values presented represent the sum of seasonally adjusted monthly figures over a given financial year (i.e., April-March). Forecast estimates are produced by IBISWorld.

United Kingdom UK Banks: GD: IR: Loans and Advances data was reported at 26,318.000 GBP mn in Jun 2018. This records an increase from the previous number of 24,623.000 GBP mn for Mar 2018. United Kingdom UK Banks: GD: IR: Loans and Advances data is updated quarterly, averaging 28,681.000 GBP mn from Mar 1998 (Median) to Jun 2018, with 82 observations. The data reached an all-time high of 64,983.000 GBP mn in Dec 2008 and a record low of 22,589.000 GBP mn in Mar 2017. United Kingdom UK Banks: GD: IR: Loans and Advances data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.KB051: UK Banks Income and Capital Expenditure.

This report analyses the real effective exchange rate of the Great British pound (GBP). The effective exchange rate measures the trade-weighted value of the pound, calculated by measuring the weighted change across all included exchange rates. The data is sourced from the Bank of England (BoE), in addition to estimates by IBISWorld, and represents annual averages for each financial year (i.e., April through March), expressed in index form where January 2005 is the base (i.e., January 2005 = 100 points). There are two effective exchange rates: the first includes only currencies that account for at least 1% of UK trade; while the second - known as the broad rate - includes all currencies that account for at least 0.5% of UK trade. For the purpose of this report, the broad effective exchange rate is analysed.

United Kingdom UK Banks: IE: Net Charges, Fees Commissions Receivable data was reported at 3,853.000 GBP mn in Dec 2024. This records a decrease from the previous number of 4,062.000 GBP mn for Sep 2024. United Kingdom UK Banks: IE: Net Charges, Fees Commissions Receivable data is updated quarterly, averaging 4,811.000 GBP mn from Mar 1998 (Median) to Dec 2024, with 108 observations. The data reached an all-time high of 6,733.000 GBP mn in Jun 2007 and a record low of 2,584.000 GBP mn in Mar 1998. United Kingdom UK Banks: IE: Net Charges, Fees Commissions Receivable data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.KB062: UK Banks Income and Capital Expenditure.

United Kingdom UK: Expenditure: Interest Payments: % of Revenue data was reported at 6.817 % in 2016. This records an increase from the previous number of 6.564 % for 2015. United Kingdom UK: Expenditure: Interest Payments: % of Revenue data is updated yearly, averaging 8.918 % from Dec 1972 (Median) to 2016, with 45 observations. The data reached an all-time high of 11.791 % in 1979 and a record low of 5.356 % in 2004. United Kingdom UK: Expenditure: Interest Payments: % of Revenue data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s UK – Table UK.World Bank: Government Revenue, Expenditure and Finance. Interest payments include interest payments on government debt--including long-term bonds, long-term loans, and other debt instruments--to domestic and foreign residents.; ; International Monetary Fund, Government Finance Statistics Yearbook and data files.; Median;

The main aims of the project were:
1. To investigate the E182 class of records in the Public Record Office for the period 1799 to 1802 to establish the extent of survival of the two types of documents which record individuals' payments of income tax: a) Bank Certificates issued by the Bank of England to tax payers making their payments direct to the Bank; b) Commercial Commissioner's Returns listing income tax payments with each tax payer identified by a number rather than by name.
2. To select samples of the material for conversion to a machine-readable form.

United Kingdom UK Banks: IE: Net Interest Receivable data was reported at 14,277.000 GBP mn in Dec 2024. This records an increase from the previous number of 13,582.000 GBP mn for Sep 2024. United Kingdom UK Banks: IE: Net Interest Receivable data is updated quarterly, averaging 13,815.500 GBP mn from Mar 1998 (Median) to Dec 2024, with 108 observations. The data reached an all-time high of 18,344.000 GBP mn in Dec 2008 and a record low of 6,838.000 GBP mn in Mar 1999. United Kingdom UK Banks: IE: Net Interest Receivable data remains active status in CEIC and is reported by Bank of England. The data is categorized under Global Database’s United Kingdom – Table UK.KB062: UK Banks Income and Capital Expenditure.

Comparing the segments of the banking market in the United Kingdom in 2024 with regard to net interest income, banking ranked first with around ************** U.S. dollars. The segment traditional banks followed in second place with approximately ************** U.S. dollars, while digital banks ranked third with about ************** U.S. dollars.

Key statistics showing the delivery of Lloyds Banking Group's purpose-driven strategy during 2024, under the three focus areas of grow, focus and change: driving revenue growth and diversification, strengthening cost and capital efficiency, and maximising the potential of people, technology and data.