The U.S. banking industry recorded its lowest quarterly net operating income during the fourth quarter of 2008, posting a loss of **** billion U.S. dollars amid the global financial crisis. In subsequent years, the average quarterly income of FDIC-insured institutions showed an overall upward trend, despite periodic fluctuations. The COVID-19 pandemic triggered a sharp decline in earnings during the first half of 2020, though the sector recovered and stabilized by late 2021. Following this recovery, the industry experienced another period of declining quarterly income. However, earnings began to rebound toward the end of 2022. The net income of the sector remained stable throughout 2024, and in the first half of 2025, the quarterly net income exceeded ** billion U.S. dollars.

Graph and download economic data for Total Revenue for Commercial Banking, All Establishments, Employer Firms (REVEF52211ALLEST) from 2009 to 2022 about employer firms, accounting, revenue, establishments, commercial, banks, services, depository institutions, and USA.

Despite recent volatility, the net income of FDIC-insured commercial banks in the United States showed an overall upward trend between 2000 and 2024. In 2024, net income rose to approximately 259.4 billion U.S. dollars, up from 248 billion in the previous year.

Graph and download economic data for Net Income for Commercial Banks in United States (DISCONTINUED) (USNINC) from Q1 1984 to Q3 2020 about commercial, Net, income, banks, depository institutions, and USA.

India Barclays Bank: Profit per Employee data was reported at 12.080 % in 2018. This records a decrease from the previous number of 18.630 % for 2017. India Barclays Bank: Profit per Employee data is updated yearly, averaging 3.515 % from Mar 1999 (Median) to 2018, with 20 observations. The data reached an all-time high of 27.100 % in 2006 and a record low of -4.230 % in 2010. India Barclays Bank: Profit per Employee data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Banking Sector – Table IN.KBR013: Foreign Banks: Selected Financial Ratios: Barclays Bank.

In 2024, HSBC recorded the highest net profit among the five largest banks in the United Kingdom, reporting just under 20 billion British pounds. Barclays ranked second, with net profits of approximately 6.36 billion British pounds, while NatWest followed with around 4.8 billion British pounds in net profit.

India National Australia Bank: Profit or Loss data was reported at 98.919 INR mn in 2018. This records a decrease from the previous number of 156.087 INR mn for 2017. India National Australia Bank: Profit or Loss data is updated yearly, averaging 116.261 INR mn from Mar 2012 (Median) to 2018, with 7 observations. The data reached an all-time high of 156.087 INR mn in 2017 and a record low of -88.207 INR mn in 2013. India National Australia Bank: Profit or Loss data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Banking Sector – Table IN.KBQ031: Foreign Banks: Income Statements: National Australia Bank.

Bank profitability statistics are based on financial statements of banks in each Member country and are presented in the standard OECD framework. Although the objective is to include all institutions which conduct ordinary banking business, namely institutions which primarily take deposits from the public and provide finance for a wide range of purposes, the institutional coverage of banks in the statistics available in this database is not the same in each country. Ratios based on various items of the income statements and balance sheets of banks in percentage of some aggregates are also provided to facilitate the analysis of trends in bank profitability of OECD countries.

he database on Bank Profitability is frozen and the annual updates of this database are suspended.

Click to collapse Unit of measure used Statistics are reported at current prices in millions of national currency and in millions of Euros for OECD countries which are members of the Euro zone:

Austria, Belgium, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Netherlands, Portugal, Slovak Republic, Slovenia and Spain.

Non financial data are given in units.

While traditional sources of U.S. bank revenues have struggled during the pandemic, overall bank profitability has soared. This unusual deviation is largely explained by a substantial decline in banks’ loan loss provisions. Extraordinary policy measures undertaken by the Federal Reserve and U.S. Treasury aided a rebound in financial market conditions and, in turn, reduced projected loan losses. However, this effect is likely to be transitory, suggesting an uncertain future for bank profitability.

Deutsche Bank's net profit between 2007 and 2023 showed significant fluctuations, reflecting inconsistent performance largely influenced by broader economic factors. The bank experienced volatile results, including periods of losses and modest gains. However, recent years saw a notable turnaround. Between 2021 and 2023, Deutsche Bank demonstrated strong performance, with 2022 and 2023 standing out as particularly profitable years, marking a positive shift in the bank's financial trajectory. In 2023, the bank's net profit amounted to *** billion euros.

Indian Bank: Profit per Employee data was reported at 0.600 % in 2018. This records a decrease from the previous number of 0.700 % for 2017. Indian Bank: Profit per Employee data is updated yearly, averaging 0.500 % from Mar 2002 (Median) to 2018, with 17 observations. The data reached an all-time high of 0.930 % in 2012 and a record low of 0.015 % in 2002. Indian Bank: Profit per Employee data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Banking Sector – Table IN.KBJ012: Nationalised Banks: Selected Financial Ratios: Indian Bank.

The industry closely follows global economic performance since demand for loans is heavily influenced by business and consumer confidence, as well as the level of activity that requires financing. The strong global economic performance, fueled by the United States and emerging markets such as China and Southeast Asia, is expected to improve from increased aggregate private investment, which has supported loan origination. However, elevated interest rates during the period limited loan demand, although higher interest rates enabled global commercial banks to generate greater interest income on loans originated. Overall, global commercial banks' revenue has grown at a CAGR of 4.3% to $3,862.4 billion over the past five years, including an expected decrease of 0.5% in 2025 alone. Also, industry profit has grown substantially during the period and will account for 45.8% in the current year. Strong performance in the United States and China for most of the last five years has bolstered economic activity. The growth in interest rates throughout the period has limited loan originations, although businesses have maintained demand for loans to expand and improve operational efficiencies. The high interest rate environment has boosted industry profit, supporting efforts by major players to consolidate operations. The interest rate environment has reversed in the latter part of the period as the Fed and other central banks have slashed rates, which has increased demand for loans such as business loans and mortgages. With rates being cut, industry profit growth is anticipated to slow. Industry revenue is expected to grow as the global economy continues to expand and economic volatility is anticipated to fade. In addition, interest rates are expected to be cut further at the onset of the outlook period if inflation continues to ease. Strong economic performance in emerging markets is anticipated to foment growth of commercial banking activity in various countries and aid faster revenue growth over the next five years. But geopolitical tensions are expected to pose a threat to growth. Global commercial banks' revenue is expected to climb at a CAGR of 1.7% to $4,202.0 billion over the five years to 2030.

Deutsche Bank reported profits in every quarter between 2020 and 2025. In the first quarter of 2025, Deutsche Bank reported a net profit of approximately *****billion euros, the highest in the observed period. The profit of the German bank saw a decline in the second quarter of 2025, with around 1.7 billion euros, the lowest net profit reported since 2020.

India Deutsche Bank: Profit per Employee data was reported at 5.080 % in 2018. This records a decrease from the previous number of 5.510 % for 2017. India Deutsche Bank: Profit per Employee data is updated yearly, averaging 3.595 % from Mar 1999 (Median) to 2018, with 20 observations. The data reached an all-time high of 7.920 % in 2015 and a record low of 0.980 % in 1999. India Deutsche Bank: Profit per Employee data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Banking Sector – Table IN.KBR021: Foreign Banks: Selected Financial Ratios: Deutsche Bank.

A large fraction of banks’ revenue comes from noninterest income, which includes items such as overdraft fees and ATM charges. We investigate whether this source of income has increased since the financial crisis, given that banks’ interest income may have been impacted by the low interest rate environment. We find that total noninterest income has actually decreased. However, service charges, one of the subcomponents of noninterest income, have increased. The increase in service charges is masked in the data on total noninterest income because other types of noninterest income, specifically securitization fees and other types of noninterest income affected by the crisis, fell during the same period.

Graph and download economic data for Bank's Non-Interest Income to Total Income for United States (DDEI03USA156NWDB) from 2000 to 2021 about income, banks, depository institutions, and USA.

Indonesia PT Bank Fama International: Current Year Profit data was reported at 1.736 IDR bn in Jun 2019. This records an increase from the previous number of -59.620 IDR bn for May 2019. Indonesia PT Bank Fama International: Current Year Profit data is updated monthly, averaging 11.812 IDR bn from Jan 2010 (Median) to Jun 2019, with 114 observations. The data reached an all-time high of 33.647 IDR bn in Nov 2017 and a record low of -59.620 IDR bn in May 2019. Indonesia PT Bank Fama International: Current Year Profit data remains active status in CEIC and is reported by Indonesia Financial Services Authority. The data is categorized under Indonesia Premium Database’s Banking Sector – Table ID.KBD033: Non Foreign Exchange Bank: Income Statement: PT Bank Fama International.

Commercial Banks generate most of their revenue through loans to customers and businesses. Loans are set at interest rates that are influenced by different factors, including the federal funds rate (FFR), the prime rate, debtors' creditworthiness and overall macroeconomic performance. The industry experienced growth due to a strong economy and elevated interest rates, which drove up interest income on loans, boosting profitability. However, loan volumes were limited as borrowing costs climbed for individuals. Elevated interest rates have negatively impacted the residential housing market and as a result, limited residential real estate loans. The value of residential construction and housing starts slumped over the past five years. In addition, the house price index increased, which raised home prices, requiring individuals to take out larger real estate loans to purchase homes. Commercial banks experienced greater interest income on these loans, contributing to revenue growth. Interest rates were slashed in 2024 and 2025 and are anticipated to be cut again, which will reduce borrowing costs, drive up loan volume demand, but hinder interest income on loans. Overall, industry revenue has grown at a CAGR of 9.4% to $1,571.4 billion over the past years, including an expected increase of 2.1% in 2025 alone. In addition, industry profit has climbed significantly during the same period and will comprise 54.6% of revenue in the same year. During the outlook period, industry revenue is forecast to expand at a CAGR of 1.1% to $1,661.6 billion over the five years to 2030. Further interest rate cuts would lower interest income for the industry, hampering profit. In a lower interest rate environment, commercial banks would likely encounter rising loan demand but experience reduced investment income from fixed-income securities. In addition, the acquisition of financial technology start-ups to compete will increase as the industry continues to evolve.

The Commonwealth Bank of Australia (CBA) led the four major banks in Australia in 2024, reporting a profit before tax of just under 14 billion Australian dollars. All other major banks reported a profit before tax of around 10 billion Australian dollars in the latest financial year.

India Scheduled Commercial Banks: Public Sector Banks: Profit or Loss data was reported at -113,887.253 INR mn in 2017. This records an increase from the previous number of -179,930.089 INR mn for 2016. India Scheduled Commercial Banks: Public Sector Banks: Profit or Loss data is updated yearly, averaging 11,157.900 INR mn from Mar 1979 (Median) to 2017, with 39 observations. The data reached an all-time high of 505,827.328 INR mn in 2013 and a record low of -179,930.089 INR mn in 2016. India Scheduled Commercial Banks: Public Sector Banks: Profit or Loss data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Banking Sector – Table IN.KBB018: Scheduled Commercial Banks: Income Statement: Public Sector Banks.