Graph and download economic data for Number of Bank Branches for United States (DDAI02USA643NWDB) from 2004 to 2019 about banks, depository institutions, and USA.

The estimated number of banks and thrifts in the United States fell from around ****** in 1920 to ****** in 1929, when the onset of the Great Depression would then see it fall further, below ****** in 1933. This marks a cumulative decline of over ****** banks and thrifts, which is equal to a drop of more than ** percent in 13 years. Tumultuous Twenties Despite the economic prosperity associated with the Roarin' 1920s in the U.S., it was a tumultuous decade in financial terms, with more separate recessions than any other decade. However, the ***** was also privy to frivolous lending policies among many banks, which saw the banking sector collapse in the wake of the Wall Street Crash in 1929. Many banks failed as the Great Depression and unemployment spread across the country, and customers or businesses could not afford to repay their loans. It was only after this financial crisis where the federal government began keeping more stringent and accurate records on its banking sector, therefore precise figures and the reasons behind these bank failures are not always clear. Franklin D. Roosevelt Just two days after assuming office in 1933, Franklin D. Roosevelt drastically declared a bank holiday, and all banks in the country were closed from ******* until ********. This break allowed Congress to pass the Emergency Banking Act on *******, which saw the Federal Reserve provide deposit insurance for all reopened banks thereafter. Through his first fireside chat, Roosevelt then encouraged Americans to re-deposit their money in the banks again, which successfully restored much of the public's faith in the banking system - it is estimated that over half of the cash withdrawn during the Great Depression was then returned to the banks by ********.

Dataset Description:

The myusabank.csv dataset contains daily financial data for a fictional bank (MyUSA Bank) over a two-year period. It includes various key financial metrics such as interest income, interest expense, average earning assets, net income, total assets, shareholder equity, operating expenses, operating income, market share, and stock price. The data is structured to simulate realistic scenarios in the banking sector, including outliers, duplicates, and missing values for educational purposes.

Potential Student Tasks:

1. Data Cleaning and Preprocessing:

   • Handle missing values, duplicates, and outliers to ensure data integrity.
   • Normalize or scale data as needed for analysis.

2. Exploratory Data Analysis (EDA):

   • Visualize trends and distributions of financial metrics over time.
   • Identify correlations between different financial indicators.

3. Calculating Key Performance Indicators (KPIs):

   • Compute metrics such as Net Interest Margin (NIM), Return on Assets (ROA), Return on Equity (ROE), and Cost-to-Income Ratio using calculated fields.
   • Analyze the financial health and performance of MyUSA Bank based on these KPIs.

4. Building Tableau Dashboards:

   • Design interactive dashboards to present insights and trends.
   • Include summary cards, bar charts, line charts, and pie charts to visualize financial performance metrics.

5. Forecasting and Predictive Modeling:

   • Use historical data to forecast future financial performance.
   • Apply regression or time series analysis to predict market share or stock price movements.

6. Business Insights and Reporting:

   • Interpret findings to derive actionable insights for bank management.
   • Prepare reports or presentations summarizing key findings and recommendations.

Educational Goals:

The dataset aims to provide hands-on experience in data preprocessing, analysis, and visualization within the context of banking and finance. It encourages students to apply data science techniques to real-world financial data, enhancing their skills in data-driven decision-making and strategic analysis.

Im Jahr 2024 gab es eine Bankenpleite in den USA (Stand: Anfang Juli). Ende April 2024 wurde die Regionalbank Republic First aus Philadelphia von den Regulierungsbehörden geschlossen und zu großen Teilen an die Fulton Bank aus Lancaster verkauft. Im Laufe des Vorjahres konnten in den USA insgesamt * Bankenpleiten gezählt werden.Im März des Jahres 2023 versetzen zwei Bankenpleiten die Finanzwelt in Aufruhr: Am 10. März 2023 wurde zunächst die Silicon Valley Bank (SVB) durch die US-Behörden geschlossen. Zwei Tage später wurde die Signature Bank ebenfalls geschlossen. Es sind die beiden größten Bankenpleiten in den USA seit der Finanzkrise. Anfang Mai 2023 kam eine weitere US-Bank hinzu: Die angeschlagene Regionalbank First Republic wurde durch die US-Großbank JPMorgan Chase übernommen. Ende Juli folgt die Schließung der Heartland Tri-State Bank durch die Bankenaufsichtsbehörde.Abgebildet werden die Pleiten von Banken und Sparkassen, deren Einlagen durch die Federal Deposit Insurance Corporation (FDIC) gesichert sind. Die FDIC verwaltet den Einlagensicherungsfonds der Banken der Vereinigten Staaten, welcher zum Schutz der Kundengelder im Falle einer Insolvenz dient.

In the second quarter of 2025, JPMorgan Chase topped the list of the ** largest U.S. banks in terms of return on assets (ROA), achieving a robust **** percent. Bank of New York Mellon secured the second position with a ROA of **** percent. At the other end of the spectrum, Capital One reported the lowest ROA among this group, with a negative **** percent. This range demonstrates the significant performance gap within the top tier of U.S. banking institutions.

As of March 2025, JPMorgan Chase had the highest value of deposits across all FDIC-insured institutions in the United States. JPMorgan Chase's value of deposits amounted to roughly *** trillion U.S. dollars, which was followed by Bank of America, with deposits just above *** trllion U.S. dollars. Wells Fargo and Citibank followed, both with deposits well over *** trillion U.S. dollars.

As of June 2024, JPMorgan Chase led the U.S. banking sector with approximately **** percent of total domestic deposits, closely followed by Bank of America at nearly ** percent. This distribution reflects the concentrated nature of the U.S. banking industry, where, despite thousands of commercial banks operating nationwide, the market is dominated by the top four institutions. The total value of deposits held at FDIC-insured commercial banks has decreased in recent years, amounting to ***** trillion U.S. dollars in 2023. The U.S. banking industry The banking industry in the United States accounts for tens of trillions of U.S. dollars in assets under management. While there are thousands of commercial banks in the country, the market is dominated by the largest four of these. This is particularly true when considering functions such as private and investment banking. Other measures This ranking presents the market share of domestic assets, but other measures give a slightly different picture. For example, looking at the value of total assets shows a higher market share in the hands of the top four firms. Apart from that, the revenue of leading commercial banks can also give a better idea of banks’ financial standing.

As of January 14, 2025, the market capitalization of ************** amounted to ****** billion U.S. dollars, making it the largest bank in the United States. By this measure, the second-largest bank was ***************, followed by ***********. ************** and *************** are also the two largest banks in the world by market capitalization. What is market capitalization? Market capitalization, or stock market value, is the total value of shares issued by a publicly traded company. It reflects the equity value of a company. Market cap is calculated by multiplying the market price of one share by the number of shares outstanding. For example, the market cap of Bank of America can be calculated by multiplying its share price by the number of shares it has issued. Other measures of company size Total assets also allow to determine the size of a bank. Instead of focusing on the stock price, this metric measures the size of the bank’s operations by counting the size of its balance sheet. Bank revenue and income are also common indicators used to compare banks and their performance.

Graph and download economic data for Percentage of Foreign Banks Among Total Banks for United States (DDOI13USA156NWDB) from 1995 to 2013 about foreign, percent, banks, depository institutions, and USA.

Commercial and Savings Banks Across US

FDIC: Commercial and Savings Banks Across US

By Finance [source]

About this dataset

This dataset from the Federal Deposit Insurance Corporation (FDIC) and Office of Thrift Supervision (OTS) contains deposit data for branches and offices of all FDIC-insured institutions in the United States as of June 30th, 2012. Featuring a wide range of detailed fields such as branch names, zip codes, total deposits, metropolitan statistical area and more—this dataset offers insight into the financial health and performance of US banks. With this data in hand, anyone with an interest in banking can gain knowledge about bank industry trends through time-tested figures associated with each institution. No matter what you're looking to learn about our nation's banks—from consolidated or non-consolidated status to office numbers or FDIC certificate numbers — this comprehensive summary is sure to give you valuable insight into the state of banking across America!

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How to use the dataset

This dataset provides information on the deposits of all FDIC-insured institutions as of June 30th, 2012. The data includes: branch name, institution name, street address, city/state/country, zip code, FDIC certificate number, total deposits in millions and total offices. It also includes the geographical coordinates of branches and offices.

Research Ideas

• Create a risk management system for FDIC-insured institutions by analyzing data regarding deposit trends and identifying areas of potential risk.
• Utilize geographic information of the branches and offices to create a visualization tool showing the spacial distribution of deposits per city, state, or metropolitan statistical area.
• Analyze branch name variables as they relate to total deposits across different banks and evaluate naming patterns that have been successful in driving increased amounts of deposits at certain locations or branches

Acknowledgements

If you use this dataset in your research, please credit the original authors. Data Source

License

Unknown License - Please check the dataset description for more information.

Columns

File: ALL_2012.csv | Column name | Description | |:----------------------------------------|:---------------------------------------| | 2012 | Year of the deposit data (Integer) | | 19048 | FDIC Institution Number (Integer) | | 152 | Office Number (Integer) | | 286690 | Zip Code (Integer) | | Compass Bank | Name of the Bank (String) | | 3805 A1a South | Street Address (String) | | Saint Augustine | City (String) | | St. Johns | County (String) | | FL | State (String) | | 32080 | Zip Code (Integer) | | BRCENM | Branch Name (String) | | CONSOLD | Consolidated/Non-Consolidated (String) | | 11 | Number of Offices/Branches (Integer) | | 33,317 | Deposit Balances in Millions (Integer) | | Los Angeles-Long Beach-Glendale, CA | Metropolitan Statistical Area (String) | | Saint Augustine.1 | City (String) | | United States | Country (String) | | 109 | FDIC Region Number (Integer) | | 300 | Latitude (Integer) |

Acknowledgements

If you use this dataset in your research, please credit the original authors. If you use this dataset in your research, please credit Finance.

View quarterly updates and historical trends for US Banks Total Assets. from United States. Source: Federal Deposit Insurance Corporation. Track economic …

United States US: Bank Capital to Assets Ratio data was reported at 11.650 % in 2017. This records an increase from the previous number of 11.585 % for 2016. United States US: Bank Capital to Assets Ratio data is updated yearly, averaging 11.776 % from Dec 2009 (Median) to 2017, with 9 observations. The data reached an all-time high of 12.739 % in 2010 and a record low of 11.585 % in 2016. United States US: Bank Capital to Assets Ratio data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s United States – Table US.World Bank.WDI: Banking Indicators. Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets.; ; International Monetary Fund, Global Financial Stability Report.; Median;

The H.8 release provides an estimated weekly aggregate balance sheet for all commercial banks in the United States. The release also includes separate balance sheet aggregations for several bank groups: domestically chartered commercial banks; large domestically chartered commercial banks; small domestically chartered commercial banks; and foreign-related institutions in the United States. Foreign-related institutions include U.S. branches and agencies of foreign banks as well as Edge Act and agreement corporations. Published weekly, the release is typically available to the public by 4:15 p.m. each Friday. If Friday is a federal holiday, then the data are released on Thursday.The H.8 release is primarily based on data that are reported weekly by a sample of approximately 875 domestically chartered banks and foreign-related institutions. As of December 2009, U.S. branches and agencies of foreign banks accounted for about 60 of the weekly reporters and domestically chartered banks made up the rest of the sample. Data for domestically chartered commercial banks and foreign-related institutions that do not report weekly are estimated at a weekly frequency based on quarterly Call Report data.

JPMorgan Chase Bank reported the highest value of domestic deposits in the United States as of March 31, 2025. The value of total domestic deposits of JPMorgan Chase exceeded ************ U.S. dollars. Bank of America reported the second highest domestic deposits, with a value of around **** trillion U.S. dollars.

The USA: Foreign bank assets as percent of the total bank assets: The latest value from 2013 is 11 percent of total bank assets, a decline from 14 percent of total bank assets in 2012. In comparison, the world average is 37.99 percent of total bank assets, based on data from 108 countries. Historically, the average for the USA from 2005 to 2013 is 17.33 percent of total bank assets. The minimum value, 11 percent of total bank assets, was reached in 2013 while the maximum of 22 percent of total bank assets was recorded in 2007.

As of the first quarter of 2025, JPMorgan Chase had the highest risk-weighted assets (RWA) among the ** largest banks in the United States, totaling approximately *** trillion U.S. dollars. Risk-weighted assets are used to calculate important capital ratios, such as the common equity tier 1 (CET1) capital ratio, which is determined by dividing a bank's tier 1 capital by its total risk-weighted assets. TD Bank, which had the highest CET1 capital ratio in the U.S. during the same period, reported risk-weighted assets of ****** billion U.S. dollars.

The value of assets held at banks in the United States increased significantly between 2002 and 2023, despite a slight drop in 2022. The assets of U.S. banks amounted to approximately ***** trillion U.S. dollars in 2023, up from ***** trillion U.S. dollars a year earlier.

United States US Bank National (USB): Total Assets (TA) data was reported at 486,004,220.000 USD th in Dec 2019. This records an increase from the previous number of 477,393,605.000 USD th for Sep 2019. United States US Bank National (USB): Total Assets (TA) data is updated quarterly, averaging 278,464,643.000 USD th from Dec 2000 (Median) to Dec 2019, with 77 observations. The data reached an all-time high of 486,004,220.000 USD th in Dec 2019 and a record low of 71,345,806.000 USD th in Mar 2001. United States US Bank National (USB): Total Assets (TA) data remains active status in CEIC and is reported by Federal Deposit Insurance Corporation. The data is categorized under Global Database’s United States – Table US.KB058: Financial Data: Federal Deposit Insurance Corporation: US Bank National.

Graph and download economic data for Number of Bank Accounts for United States (DISCONTINUED) (DDAI01USA642NWDB) from 2004 to 2007 about banks, depository institutions, and USA.

The USA: Bank assets, percent of GDP: The latest value from 2020 is 74.17 percent, an increase from 64.01 percent in 2019. In comparison, the world average is 73.52 percent, based on data from 157 countries. Historically, the average for the USA from 1960 to 2020 is 61.76 percent. The minimum value, 52.96 percent, was reached in 1994 while the maximum of 74.17 percent was recorded in 2020.