Throughout 2024 and into early 2025, U.S. banks consistently maintained a strong return on equity, surpassing ** percent each quarter. In the first quarter of 2025, ROE reached ***** percent, signaling continued recovery from past economic disruptions. This performance underscores the resilience of the banking sector during challenging periods - ranging from the 2007–2008 financial crisis to the COVID-19 pandemic - and highlights the industry's ability to adapt to economic volatility and evolving regulatory landscapes.

In the first half of 2024, JPMorgan Chase led the largest U.S. banks in terms of return on equity (ROE), reporting an impressive 15.79 percent. Fifth Third Bank secured the second position with a ROE of 11.66 percent. Citizens Bank and Wells Fargo followed in the ranking, with a ROE of 10.07 percent and 9.62 percent, respectively.

The return on equity (ROE) of European banking sectors showed significant disparities in the last quarter of 2024, with Romania leading at **** percent and Liechtenstein trailing at *** percent. This wide range reflects the diverse financial landscapes across the continent, influenced by factors such as market conditions, regulatory environments, and economic stability. While ROE is a crucial indicator of banking efficiency, it's important to consider it alongside other metrics for a comprehensive view of the industry's health. Digital transformation reshaping European banking The banking sector in Europe is undergoing a digital revolution, with online banking penetration reaching impressive levels. In 2024, Denmark lead with a ***** percent penetration rate, closely followed by Norway at **** percent. This shift towards digital banking is not only changing how traditional banks operate but also paving the way for the rise of digital-only banks. Neobanks like Revolut have seen rapid growth, with the UK-based fintech reaching ** million users by November 2024, highlighting the increasing consumer preference for digital financial services. Consolidation and asset growth in European banking Despite the high number of banks operating in Europe, with ***** institutions in the EU as of December 2024, the industry is dominated by a few large players. In 2023, HSBC Holdings lead European banks with total assets exceeding *** trillion U.S. dollars in 2023, followed closely by BNP Paribas SA with over *** trillion U.S. dollars. This concentration of assets among top banks, coupled with the ongoing digital transformation, suggests a trend towards consolidation in the European banking sector, potentially impacting future ROE figures across the continent.

Graph and download economic data for Bank's Return on Equity for Indonesia (DDEI06IDA156NWDB) from 2000 to 2021 about ROE, Indonesia, banks, and depository institutions.

The European Union's banking industry experienced significant fluctuations in its return on equity (ROE) over the past two decades. After a sharp decline in 2020 due to the COVID-19 pandemic, the sector witnessed a remarkable recovery and growth. The ROE rebounded from a low of 2.31 percent in 2020 to 6.77 percent in 2021, followed by a further increase to 7.22 percent in 2022. By 2023, the ROE reached an impressive 9.29 percent, marking the highest level since 2007.

Graph and download economic data for Return on Average Equity for all U.S. Banks (DISCONTINUED) (USROE) from Q1 1984 to Q3 2020 about ROE, banks, depository institutions, and USA.

Graph and download economic data for Bank's Return on Equity for Hong Kong SAR, China (DDEI06HKA156NWDB) from 2000 to 2021 about ROE, Hong Kong, banks, and depository institutions.

Graph and download economic data for Bank's Return on Equity for Angola (DDEI06AOA156NWDB) from 2002 to 2021 about Angola, ROE, banks, and depository institutions.

Georgia Commercial Banks: Return on Equity (ROE) data was reported at 31.217 % in Jun 2023. This records an increase from the previous number of 29.384 % for Mar 2023. Georgia Commercial Banks: Return on Equity (ROE) data is updated quarterly, averaging 15.967 % from Mar 2001 (Median) to Jun 2023, with 90 observations. The data reached an all-time high of 37.331 % in Sep 2021 and a record low of -64.423 % in Mar 2020. Georgia Commercial Banks: Return on Equity (ROE) data remains active status in CEIC and is reported by National Bank of Georgia. The data is categorized under Global Database’s Georgia – Table GE.KB015: Financial Soundness Indicators: Commercial Banks.

Brazil Return on Equity - ROE data was reported at 14.560 % in Dec 2018. This records a decrease from the previous number of 15.320 % for Nov 2018. Brazil Return on Equity - ROE data is updated monthly, averaging 15.765 % from Jan 2001 (Median) to Dec 2018, with 216 observations. The data reached an all-time high of 25.160 % in Mar 2008 and a record low of -2.860 % in Jun 2001. Brazil Return on Equity - ROE data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.KBA001: Banking System: Financial Stability. This indicator comprises information from Consolidated Bank I and II. Consolidated Banking I is the sum of the accounting positions of Banking Conglomerate I and Independent Banking Institutions I. Independent Banking Institutions I are Financial Institutions such as Commercial Bank, Multiple Bank with Commercial Portfolio or Savings Bank that are not part of a conglomerate; the Bank Conglomerates I are Conglomerates composed of at least one institution of the Commercial Bank type or Multiple Bank with Commercial Portfolio. Consolidated Banking II is the sum of the accounting positions of Banking Conglomerate II and Independent Banking Institutions II. The Independent Banking Institutions II are Financial Institutions of the type Multiple Bank without Commercial Portfolio and Investment Bank, that do not integrate conglomerate; Bank Conglomerates II may not contain Commercial Banking and Multiple Bank Commercial Portfolio institutions, and are composed of at least one institution of the Multiple Bank type without a Commercial Portfolio or Investment Bank.

In the first quarter of 2025, four of the five largest U.S. banks reported an increase in return on equity (ROE) compared to the previous quarter. JPMorgan Chase led the group with a ROE of ***** percent, followed by U.S. Bancorp and Wells Fargo. However, Wells Fargo experienced a slight decline in its ROE early in the year.

Graph and download economic data for Bank's Return on Equity for India (DDEI06INA156NWDB) from 2000 to 2021 about ROE, India, banks, and depository institutions.

Graph and download economic data for Bank's Return on Equity for France (DDEI06FRA156NWDB) from 2000 to 2021 about ROE, France, banks, and depository institutions.

First Republic Bank roe - return on equity from 2010 to 2023. Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.

Graph and download economic data for Bank's Return on Equity for Oman (DDEI06OMA156NWDB) from 2000 to 2021 about Oman, ROE, banks, and depository institutions.

Graph and download economic data for Return on Average Equity for Banks Geographically Located in Federal Reserve District 7: Chicago (DISCONTINUED) (D7ROE) from Q1 1984 to Q3 2020 about FRB CHI District, ROE, commercial, banks, depository institutions, and USA.

Graph and download economic data for Bank's Return on Equity for Republic of Korea (DDEI06KRA156NWDB) from 2000 to 2021 about ROE, Korea, banks, and depository institutions.

Bank of America's return on equity (ROE) - calculated by dividing net income by shareholders' equity - fluctuated significantly between 2007 and 2024. The ROE was 8.65 percent in 2024, down from 8.71 percent in 2023. In the observed period, the ROE of the bank was the highest in 2021, and the lowest in 2010, at negative 1.56 percent.

Seacoast Banking Of Florida roe - return on equity from 2010 to 2025. Roe - return on equity can be defined as the amount of net income returned as a percentage of shareholders equity. Return on equity measures a corporation's profitability by revealing how much profit a company generates with the money shareholders have invested.

Vietnam ROE: Joint Stock Commercial Banks data was reported at 3.720 % in Mar 2018. This records a decrease from the previous number of 10.400 % for Dec 2017. Vietnam ROE: Joint Stock Commercial Banks data is updated quarterly, averaging 3.660 % from Sep 2012 (Median) to Mar 2018, with 22 observations. The data reached an all-time high of 10.400 % in Dec 2017 and a record low of 1.220 % in Jun 2014. Vietnam ROE: Joint Stock Commercial Banks data remains active status in CEIC and is reported by State Bank of Vietnam. The data is categorized under Global Database’s Vietnam – Table VN.KB008: Banking Statistics: Key Statistical Ratios.