As of March 2025, JPMorgan Chase Bank was the largest bank in the United States by the number of branches, with ***** branches nationwide. It was followed by Wells Fargo Bank, which operated ***** branches, and Bank of America, with ***** branches. For context, JPMorgan Chase had approximately **** times the number of branches as Lloyds Bank, the leading British bank by branch count. Is the U.S. banking sector stable? The stability of the U.S. banking sector has improved steadily since the aftermath of the 2008 financial crisis. The share of non-performing loans held by U.S. banks has consistently decreased over time. As of the first quarter of 2025, all four of the largest U.S. banks - Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup - maintained a Common Equity Tier 1 (CET1) capital ratio well above the Basel-III minimum requirement of *** percent. The CET1 capital ratio, which measures a bank’s core capital against its risk-weighted assets, is a key indicator of a bank's financial strength and resilience. Digital banking in the U.S. With the rise of digital services, many traditional banking functions can now be performed online, reducing the need for a physical presence. Since 2009, the number of bank branches in the United States has steadily declined as consumers increasingly rely on digital banking solutions. This trend accelerated during the COVID-19 pandemic, with more Americans turning to online banking for convenience and cost-effectiveness.

The widespread adoption of online banking, offering unprecedented speed and convenience, has dramatically reduced the importance of physical bank branches. This shift is particularly evident among the UK's "big four" banks - Barclays, Lloyds, HSBC, and NatWest. Between 2017 and 2024, Barclays, Lloyds, and NatWest closed more than ***** branches nationwide, while their major competitors also implemented substantial branch closure programs. This marked decline in physical locations reflects the banking sector's increasing pivot toward digital services. Does the closure of branches affect employment? The impact of bank branch closures extends beyond customer inconvenience in rural and regional areas. The human cost has been particularly severe, with significant job losses across the banking sector. The number of employees in European credit institutions decreased by approximately ******* between 2009 and 2023, with UK banks contributing heavily to this decline. Two striking examples are Lloyds and NatWest Group, both of which reduced their workforce by nearly half between 2012 and 2023, highlighting the dramatic transformation of traditional banking employment. Key reasons behind closures While the decline of physical bank branches is frequently attributed to the growing popularity of digital banking - with most UK account holders now favoring mobile and online services over in-person banking - this only tells part of the story. Branch closures also represent a strategic cost-cutting measure as banks face increasing pressure on profit margins. This downsizing aligns with broader regulatory requirements for European banks to maintain stronger capital reserves, a safeguard implemented to prevent future financial crises.

Xtract.io's bank location data delivers a comprehensive geographical snapshot of the United States banking infrastructure. This dataset provides financial institutions, market researchers, and business strategists with granular insights into the distribution of top banks and their ATM networks. By mapping precise locations, organizations can analyze market penetration, identify potential expansion opportunities, and develop targeted marketing strategies. The data supports competitive intelligence, demographic studies, and strategic planning across the financial services landscape.

Point of Interest (POI) data, also known as places data, provides the exact location of buildings, stores, or specific places. It has become essential for businesses to make smarter, geography-driven decisions in today's competitive landscape.

LocationsXYZ, the POI data product from Xtract.io, offers a comprehensive database of 6 million locations across the US, UK, and Canada, spanning 11 diverse industries, including:

-Retail -Restaurants -Healthcare -Automotive -Public utilities (e.g., ATMs, park-and-ride locations) -Shopping malls, and more

Why Choose LocationsXYZ? At LocationsXYZ, we: -Deliver POI data with 95% accuracy -Refresh POIs every 30, 60, or 90 days to ensure the most recent information -Create on-demand POI datasets tailored to your specific needs -Handcraft boundaries (geofences) for locations to enhance accuracy -Provide POI and polygon data in multiple file formats

Unlock the Power of POI Data With our point-of-interest data, you can: -Perform thorough market analyses -Identify the best locations for new stores -Gain insights into consumer behavior -Achieve an edge with competitive intelligence

LocationsXYZ has empowered businesses with geospatial insights, helping them scale and make informed decisions. Join our growing list of satisfied customers and unlock your business's potential with our cutting-edge POI data.

Detailed POI data for branches and ATMs of major US banks including JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, and U.S. Bank. Features over 40 rich data attributes. Essential for financial services market analysis, accessibility studies, and competitive intelligence.

The number of FDIC-insured commercial bank branches increased in 2023 for the first time since 2012. At the end of the year, there were 69,997 branches in the country, up from 69,905 a year earlier. In 2024, the downward trend observed prior to 2023 continued, with bank branches dropping to 68,632. After a period of growth from 2000 to 2008, the number of bank branches has been slowly diminishing. In 2024, JPMorgan Chase led the ranking of banks with the highest number of branches. What does the FDIC do? The FDIC (Federal Deposit Insurance Corporation) is an agency created by the United States Congress that guarantees the deposits in commercial banks up to 250,000 U.S. dollars. This protects depositors if the bank becomes insolvent. It also enables banks to issue more loans, since depositors may prefer banks that are insured by the FDIC. Trends in the banking industry While the number of branches has stayed relatively stable, the number of FDIC-insured commercial banks has declined in recent years. At the same time, online banking adoption has surged and is expected to grow even further. Some of the country's leading digital banks now serve over 10,000 users.

The average for 2021 based on 46 countries was 60.7 bank branches. The highest value was in Saudi Arabia: 1501.22 bank branches and the lowest value was in Palestine: 0.52 bank branches. The indicator is available from 2004 to 2021. Below is a chart for all countries where data are available.

As of January 2025, RegioBank operated the highest number of branches in the Netherlands, with *** locations nationwide. SNS Bank and Rabobank followed with *** and *** branches, respectively. Overall, the total number of bank offices in the Netherlands has steadily declined since 2007.

In 2024, JPMorgan Chase was the largest U.S. employer in the banking sector, with a workforce exceeding ******* by year-end. Wells Fargo followed, employing over ******* people. JPMorgan Chase also held the top spot for the most bank branches in the country, a factor that likely contributed to its substantial headcount. Employment in the U.S. banking sector The number of employees of FDIC-insured banks in the United States fluctuated during the last decade, from around **** million in 2012, down to **** million in 2014, and up to around **** million in 2024. There is no clear downward trend in bank employment in the United States, despite the decreasing number of bank branches in the last several years. The largest banks The big four in the U.S. banking industry are JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup. The largest, JPMorgan Chase, is not only the leading bank in the United States in terms of market capitalization, but also the leading bank in the world. The bank had a market capitalization of around *** billion U.S. dollars in 2024.

Dataset Summary

This dataset contains information about the largest banks globally, including their rank, name, and total assets (in US$ billion as of 2023). The data was scraped from Wikipedia's List of Largest Banks. It can be used for financial analysis, market research, and educational purposes.

  Dataset Structure





  Columns

Rank: The rank of the bank based on total assets. Bank Name: The name of the bank. Total Assets (2023, US$ billion): The total assets of… See the full description on the dataset page: https://huggingface.co/datasets/iamramzan/Largest-Banks.

Abstract

FDIC insured banks and branch locations and related metadata. Example of a table ingested directly from Google Big Query.

Documentation

The FDIC's Institution Directory provides a list of all FDIC-insured institutions. The file includes demographic information related to the institution such as locational detail (name, city state, etc) and operating status (active, inactive, bank class, etc). The download file also contains key financial information reported by the FDIC-insured institution, such as total deposits, quarterly net income, and more. Additionally, the dataset includes data going back to 1996.

**Data source: **FDIC

Data location: https://console.cloud.google.com/marketplace/product/fdic/insured-institutionshttps://console.cloud.google.com/marketplace/product/fdic/insured-institutions

In 2024, the Industrial and Commercial Bank of China (ICBC) was the world's largest bank by total assets, reaching nearly 6.7 trillion U.S. dollars. The next three largest banks were also based in China: the Agricultural Bank of China, China Construction Bank, and Bank of China. The largest non-Chinese bank that year was JPMorgan Chase, with total assets exceeding four trillion U.S. dollars. Largest bank by market capitalization The value of total assets is a common measure of a bank's prosperity, and is defined as all assets owned by the bank. Another common indicator is the bank's market capitalization, which is used to determine the size of the bank. The market capitalization is the market price of one share multiplied by the number of shares outstanding. Ranked by market capitalization instead of total assets, JPMorgan Chase was the largest bank in the world in 2024, while ICBC ranked third. How do digital banks compare? Digital banks have surged in popularity over the past decade, attracting millions of customers with their convenient mobile interfaces, lower fees, and innovative financial products. Despite this impressive user growth, their financial footprint remains dwarfed by traditional banking institutions. A prime example is WeBank, which despite boasting approximately 400 million users - making it the world's largest digital bank by customer count - managed total assets of only about 74 billion U.S. dollars in 2023.

This Dataset shows the location of the Bank of America branches and ATMs in the Washington DC area. I was able to geocode these locations based on street addresses provided by this website: http://www.insiderpages.com/s/DC/Washington/Banks_page277?sort=alpha&radius=50

As of March 2025, Rakuten Bank's deposits amounted to around 11.5 trillion Japanese yen. This made Rakuten Bank the largest bank by deposits in the category of new form of banks in Japan's banking industry. This category includes direct banks without physical branches and banks affiliated with large retail groups that mainly offer their services online and operate a large network of ATMs in their stores.

Brazil dominated Latin America's banking infrastructure in 2023 with ****** bank branches across the country. Honduras followed with ****** bank offices, while Mexico maintained a substantial presence with ****** branches. On the lower end of the spectrum, El Salvador operated *** branches, while Uruguay had the smallest network with *** locations.

As of March 2025, SBI Sumishin Net Bank's outstanding loans amounted to around 8.7 trillion Japanese yen. This made SBI Sumishin Net Bank the largest bank by outstanding loans in the category of new form of banks in Japan's banking industry. This category includes direct banks without physical branches and banks affiliated with large retail groups that mainly offer their services online and operate a large network of ATMs in their stores.

United States Charge Off Rate: 100 Largest Banks: Consumer: Others data was reported at 0.880 % in Sep 2018. This records an increase from the previous number of 0.800 % for Jun 2018. United States Charge Off Rate: 100 Largest Banks: Consumer: Others data is updated quarterly, averaging 1.060 % from Mar 1985 (Median) to Sep 2018, with 135 observations. The data reached an all-time high of 3.380 % in Jun 2009 and a record low of 0.500 % in Mar 1985. United States Charge Off Rate: 100 Largest Banks: Consumer: Others data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s United States – Table US.KB002: Commercial Banks: Charge Off and Delinquency Rates.

Bank Customer Segmentation

Most banks have a large customer base - with different characteristics in terms of age, income, values, lifestyle, and more. Customer segmentation is the process of dividing a customer dataset into specific groups based on shared traits.

According to a report from Ernst & Young, “A more granular understanding of consumers is no longer a nice-to-have item, but a strategic and competitive imperative for banking providers. Customer understanding should be a living, breathing part of everyday business, with insights underpinning the full range of banking operations.

About this Dataset

This dataset consists of 1 Million+ transaction by over 800K customers for a bank in India. The data contains information such as - customer age (DOB), location, gender, account balance at the time of the transaction, transaction details, transaction amount, etc.

Interesting Analysis Ideas

The dataset can be used for different analysis, example -

1. Perform Clustering / Segmentation on the dataset and identify popular customer groups along with their definitions/rules
2. Perform Location-wise analysis to identify regional trends in India
3. Perform transaction-related analysis to identify interesting trends that can be used by a bank to improve / optimi their user experiences
4. Customer Recency, Frequency, Monetary analysis
5. Network analysis or Graph analysis of customer data.

United States Delinquency Rate: 100 Largest Banks: Real Estate data was reported at 2.550 % in Mar 2018. This records a decrease from the previous number of 2.750 % for Dec 2017. United States Delinquency Rate: 100 Largest Banks: Real Estate data is updated quarterly, averaging 3.910 % from Mar 1987 (Median) to Mar 2018, with 125 observations. The data reached an all-time high of 11.680 % in Mar 2010 and a record low of 1.350 % in Mar 2005. United States Delinquency Rate: 100 Largest Banks: Real Estate data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA010: Commercial Banks: Charge Off and Delinquency Rates.

United States Delinquency Rate: 100 Largest Banks: Real Estate: Commercial data was reported at 0.660 % in Mar 2018. This records an increase from the previous number of 0.640 % for Dec 2017. United States Delinquency Rate: 100 Largest Banks: Real Estate: Commercial data is updated quarterly, averaging 2.240 % from Mar 1991 (Median) to Mar 2018, with 109 observations. The data reached an all-time high of 17.840 % in Mar 1991 and a record low of 0.630 % in Jun 2017. United States Delinquency Rate: 100 Largest Banks: Real Estate: Commercial data remains active status in CEIC and is reported by Federal Reserve Board. The data is categorized under Global Database’s USA – Table US.KA010: Commercial Banks: Charge Off and Delinquency Rates.

Graph and download economic data for Quarterly Financial Report: U.S. Corporations: Clothing and General Merchandise Stores: Long-Term Debt, Due in More Than 1 Year: Loans from Banks (DISCONTINUED) (QFR316448USNO) from Q4 2000 to Q3 2024 about 1 year +, merchandise, fees, apparel, long-term, finance, debt, retail trade, corporate, sales, loans, retail, banks, depository institutions, industry, and USA.