The benchmark interest rate in Indonesia was last recorded at 5.25 percent. This dataset provides - Indonesia Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Indonesia Policy Rate

• Indonesia cash rate (Policy Rate: Month End: Indonesia: BI-Rate) was set at 5.75 % pa in Feb 2025, compared with 5.75 % pa in the previous Jan 2025.
• Indonesia Policy Rate averaged 5.25 % pa and is updated monthly, available from Jun 2015 to Feb 2025.
• The data reached an all-time high of 6.25 % pa in Aug 2024 and a record low of 3.50 % pa in Jul 2022.

The Bank of Indonesia announced 7 Days Reverse Repo Rate as new policy rate effective August 19th, 2016. For Policy Rate prior to August 2016, please refer to the 1 Month Bank Indonesia Certificates Auction Rate. From 21 December 2023, Bank Indonesia will change the name of its policy rate to BI Rate, replacing the BI 7-Day Reverse Repo. The new name doesn't change the meaning or objectives of the BI-Rates as the monetary policy stance of Bank Indonesia, with operationalisation still referring to Bank Indonesia reverse repo transaction with a tenor of seven days. [COVID-19-IMPACT]


Related information about Indonesia Policy Rate

• In the latest reports, Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.74 % pa in Jun 2023.
• Its Long Term Interest Rate (Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years) was reported at 6.93 % pa in Feb 2025.
• Indonesia Exchange Rate against USD averaged 14,932.00 (USD/IDR) in Jun 2023.
• Its Real Effective Exchange Rate was 111.62 in Jan 2025.

Key information about Indonesia Short Term Interest Rate

• Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.76 % pa in May 2023, compared with 6.76 % pa in the previous month.
• Indonesia Short Term Interest Rate data is updated monthly, available from Dec 1995 to May 2023.
• The data reached an all-time high of 57.58 % pa in Aug 1998 and a record low of 3.75 % pa in Apr 2022.
• Short Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Short Term Interest Rate from daily Jakarta Interbank Offered Rate. Bank Indonesia provides Jakarta Interbank Offered Rate.


Related information about Indonesia Short Term Interest Rate

• In the latest reports, Indonesia Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years was reported at 6.47 % pa in May 2023.
• The cash rate (Policy Rate: Month End: Indonesia: 7 Days Reverse Repo Rate) was set at 5.75 % pa in May 2023.
• Indonesia Exchange Rate against USD averaged 14,810.86 (USD/IDR) in May 2023.

In 2023, the real interest rate in Indonesia was 7.28 percent. Between 1986 and 2023, the figure dropped by 11.55 percentage points, though the decline followed an uneven course rather than a steady trajectory.

Key Interest Rate: Central Banks data was reported at 5.000 % in 2026. This records a decrease from the previous number of 5.375 % for 2025. Key Interest Rate: Central Banks data is updated yearly, averaging 5.938 % from Dec 2005 (Median) to 2026, with 22 observations. The data reached an all-time high of 12.750 % in 2005 and a record low of 3.500 % in 2021. Key Interest Rate: Central Banks data remains active status in CEIC and is reported by Organisation for Economic Co-operation and Development. The data is categorized under Global Database’s Indonesia – Table ID.OECD.EO: Interest Rate: Forecast: Non OECD Member: Annual.

Lending Rate in Indonesia decreased to 6 percent in July from 6.25 percent in June of 2025. This dataset provides - Indonesia Lending Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Key information about Indonesia Long Term Interest Rate

• Indonesia Long Term Interest Rate: Month End: Indonesia: Government Bond Yield: 10 Years was reported at 6.93 % pa in Feb 2025, compared with 7.07 % pa in the previous month.
• Indonesia Long Term Interest Rate data is updated monthly, available from Oct 2008 to Feb 2025.
• The data reached an all-time high of 17.78 % pa in Oct 2008 and a record low of 5.29 % pa in Jan 2012.
• Long Term Interest Rate is reported by reported by CEIC Data.

CEIC calculates monthly Long Term Interest Rate from daily 10 year Government Securities Yield. PT Penilai Harga Efek Indonesia provides 10 year Government Securities Yield.


Related information about Indonesia Long Term Interest Rate

• In the latest reports, Indonesia Short Term Interest Rate: Month End: Indonesia: 3 Months Interbank was reported at 6.74 % pa in Jun 2023.
• The cash rate (Policy Rate: Month End: Indonesia: BI-Rate) was set at 5.75 % pa in Jan 2025.
• Indonesia Exchange Rate against USD averaged 14,932.00 (USD/IDR) in Jun 2023.

Key information about Indonesia Bank Lending Rate

• Indonesia Bank Lending Rate was reported at 8.620 % pa in Jan 2025.
• This stayed constant from the previous number of 8.620 % pa for Dec 2024.
• Indonesia Bank Lending Rate data is updated monthly, averaging 13.335 % pa from Apr 1993 to Jan 2025, with 382 observations.
• The data reached an all-time high of 35.720 % pa in Sep 1998 and a record low of 8.400 % pa in Jun 2022.
• Indonesia Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
• The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.

Bank Indonesia provides monthly weighted average Bank Lending Rate.

Interbank Rate in Indonesia remained unchanged at 6.17 percent on Friday August 15. This dataset provides - Indonesia Interbank Call Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Indonesia Additional FSI: Reference Lending Rates data was reported at 919.660 Basis Point in Dec 2024. This records a decrease from the previous number of 924.440 Basis Point for Sep 2024. Indonesia Additional FSI: Reference Lending Rates data is updated quarterly, averaging 1,184.756 Basis Point from Jun 2005 (Median) to Dec 2024, with 60 observations. The data reached an all-time high of 1,566.655 Basis Point in Jun 2005 and a record low of 894.450 Basis Point in Jun 2022. Indonesia Additional FSI: Reference Lending Rates data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Indonesia Premium Database’s Monetary – Table ID.KAI003: Financial System Statistics: Financial Soundness Indicators.

The online banking penetration rate in Indonesia was forecast to continuously increase between 2024 and 2029 by in total 16.6 percentage points. After the fifteenth consecutive increasing year, the online banking penetration is estimated to reach 51.17 percent and therefore a new peak in 2029. Notably, the online banking penetration rate of was continuously increasing over the past years.Shown is the estimated percentage of the total population in a given region or country, which makes use of online banking.The shown data are an excerpt of Statista's Key Market Indicators (KMI). The KMI are a collection of primary and secondary indicators on the macro-economic, demographic and technological environment in up to 150 countries and regions worldwide. All indicators are sourced from international and national statistical offices, trade associations and the trade press and they are processed to generate comparable data sets (see supplementary notes under details for more information).Find more key insights for the online banking penetration rate in countries like Thailand and Malaysia.

The penetration rate in the 'Digital Payments' segment of the fintech market in Indonesia was forecast to continuously increase between 2024 and 2028 by in total **** percentage points. After the tenth consecutive increasing year, the indicator is estimated to reach ***** percent and therefore a new peak in 2028. Notably, the penetration rate of the 'Digital Payments' segment of the fintech market was continuously increasing over the past years.Find other key market indicators concerning the revenue and number of users.The Statista Market Insights cover a broad range of additional markets.

Inflation Rate in Indonesia increased to 2.37 percent in July from 1.87 percent in June of 2025. This dataset provides - Indonesia Inflation Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Bank of Indonesia: Lending Facility (Repo) Rate data was reported at 6.500 % pa in Apr 2025. This stayed constant from the previous number of 6.500 % pa for Mar 2025. Bank of Indonesia: Lending Facility (Repo) Rate data is updated monthly, averaging 6.750 % pa from Feb 2009 (Median) to Apr 2025, with 195 observations. The data reached an all-time high of 8.750 % pa in Feb 2009 and a record low of 4.250 % pa in Jul 2022. Bank of Indonesia: Lending Facility (Repo) Rate data remains active status in CEIC and is reported by Bank Indonesia. The data is categorized under Global Database’s Indonesia – Table ID.MB001: Bank of Indonesia: Monetary Policy Rate. Since 19 August 2016, the series follows 7 Days Reverse Repo Rate figure (ID 376227237) due to changes of reference rate policy by Central Bank. [COVID-19-IMPACT]

The Indonesian real estate market, valued at $64.78 billion in 2025, is projected to experience robust growth, driven by a burgeoning middle class, increasing urbanization, and government initiatives promoting infrastructure development. A compound annual growth rate (CAGR) of 5.82% from 2025 to 2033 indicates a significant expansion of the market, reaching an estimated value of approximately $105 billion by 2033. This growth is fueled by strong demand across various property types, including residential, office, retail, and hospitality sectors. Jakarta and Bali remain key market drivers, attracting significant investment and exhibiting high property values. However, challenges such as land scarcity in prime locations, regulatory complexities, and fluctuating economic conditions pose potential restraints to market growth. The increasing popularity of sustainable and technologically advanced buildings is a notable trend shaping the market's future. Major players like Agung Podomoro Land, Tokyu Land Indonesia, and Lippo Group are actively shaping the landscape, competing for market share through large-scale projects and strategic partnerships. The diverse segments within the market – encompassing residential, office, retail, hospitality, and industrial properties across different Indonesian cities – provide ample opportunities for various investors and developers. The Indonesian real estate market’s resilience is underpinned by a long-term positive outlook for economic growth and population expansion. The government's focus on infrastructure development, including transportation and utilities, further enhances the attractiveness of the market. Furthermore, the rise of e-commerce and the need for modern logistics infrastructure are stimulating growth in the industrial and warehousing segments. The increasing adoption of smart city initiatives also contributes to the growth of technologically advanced properties. However, careful consideration needs to be given to potential risks associated with inflation, interest rate fluctuations, and geopolitical factors, which could affect investor confidence and project timelines. Understanding these dynamics is crucial for investors and stakeholders to navigate the complexities of this dynamic and promising market. This comprehensive report provides an in-depth analysis of the Indonesian real estate market, covering the historical period (2019-2024), base year (2025), and forecast period (2025-2033). It offers invaluable insights for investors, developers, and industry stakeholders seeking to navigate this dynamic and rapidly expanding sector. With a focus on key segments – residential, office, retail, hospitality, and industrial – across major cities like Jakarta and Bali, this report reveals the market's current state and future trajectory. Keywords: Indonesian Real Estate Market, Jakarta Real Estate, Bali Property Market, Indonesian Property Investment, Real Estate Development Indonesia, Indonesian Real Estate Trends. Key drivers for this market are: Growing Population, Increase in Demand for Residential Real Estate. Potential restraints include: Increase in Costs. Notable trends are: Jakarta Emerging as a Prime Rental Market.

As of July 18, 2025, the major economy with the highest yield on 10-year government bonds was Turkey, with a yield of ** percent. This is due to the risks investors take when investing in Turkey, notably due to high inflation rates potentially eradicating any profits made when using a foreign currency to investing in securities denominated in Turkish lira. Of the major developed economies, United Kingdom had one the highest yield on 10-year government bonds at this time with **** percent, while Switzerland had the lowest at **** percent. How does inflation influence the yields of government bonds? Inflation reduces purchasing power over time. Due to this, investors seek higher returns to offset the anticipated decrease in purchasing power resulting from rapid price rises. In countries with high inflation, government bond yields often incorporate investor expectations and risk premiums, resulting in comparatively higher rates offered by these bonds. Why are government bond rates significant? Government bond rates are an important indicator of financial markets, serving as a benchmark for borrowing costs, interest rates, and investor sentiment. They affect the cost of government borrowing, influence the price of various financial instruments, and serve as a reflection of expectations regarding inflation and economic growth. For instance, in financial analysis and investing, people often use the 10-year U.S. government bond rates as a proxy for the longer-term risk-free rate.

The Indonesian Financial Technology (FinTech) Services market is experiencing robust growth, projected to reach $19.15 billion in 2025 and maintain a Compound Annual Growth Rate (CAGR) of 9.31% from 2025 to 2033. This expansion is driven by several key factors. Firstly, Indonesia's large and increasingly digitally-savvy population provides a fertile ground for FinTech adoption. The rising penetration of smartphones and internet access fuels the growth of digital payments, neobanking, and digital capital raising platforms. Government initiatives promoting financial inclusion and digital transformation further bolster this market. The prevalence of underserved populations creates a significant demand for accessible and affordable financial services, which FinTech companies are successfully addressing. The emergence of super apps, integrating various financial services into a single platform, also contributes to market expansion, consolidating user engagement and enhancing convenience. Competition is fierce, with established players like GoPay and OVO competing alongside newer entrants and international companies. However, the market also faces challenges. Regulatory uncertainty and the need for robust cybersecurity measures remain significant concerns. Maintaining trust and addressing potential risks associated with digital transactions are crucial for sustainable growth. Addressing financial literacy gaps within the population is also essential to ensure widespread adoption and prevent misuse of FinTech services. Furthermore, infrastructure limitations in certain regions of Indonesia may hinder complete market penetration. Despite these challenges, the overall outlook for the Indonesian FinTech market remains positive, driven by strong underlying economic growth and the continuous evolution of technological innovation. The market’s diverse segments, encompassing digital capital raising, digital payments, and neobanking, offer multiple avenues for future expansion and investment. Recent developments include: June 2024: Indonesian microfinance technology company Amartha received a USD 17.5 million equity investment from the Accion Digital Transformation Fund to enhance Amartha’s platform, which provides financial products and services to underserved women-led small businesses in rural areas across Indonesia, leveraging data and AI, showing the increasing demand for technology integrated financial services in the market., November 2023: Finfra, Indonesia's leading lending infrastructure provider, partnered with Xendit to use advanced payment gateways and infrastructure tailored for MSMEs to automate revenue-based financing collections for SMEs nationwide.. Key drivers for this market are: Growth in Low-cost, Easy-to-use Investment Options, Rise of Cryptocurrencies and NFTs. Potential restraints include: Growth in Low-cost, Easy-to-use Investment Options, Rise of Cryptocurrencies and NFTs. Notable trends are: Digital Payments Contribute Significantly to Growth.

The yield on Indonesia 10Y Bond Yield eased to 6.39% on August 15, 2025, marking a 0.01 percentage point decrease from the previous session. Over the past month, the yield has fallen by 0.18 points and is 0.31 points lower than a year ago, according to over-the-counter interbank yield quotes for this government bond maturity. Indonesia 10-Year Government Bond Yield - values, historical data, forecasts and news - updated on August of 2025.

The number of automated teller machines (ATMs) in Indonesia declined to 45.8 machines per 100,000 adults in 2022. An ATM is a specialized computer that makes it convenient to manage a bank account holder’s funds. It allows a person to check account balances, withdraw or deposit money, and print a statement of account activities or transactions.Find more statistics on other topics about Indonesia with key insights such as broad money as a percentage of GDP, deposit interest rate, and real interest rate.

India Base Rate: Foreign Banks: Bank International Indonesia data was reported at 8.200 % pa in Mar 2018. This records a decrease from the previous number of 8.500 % pa for Dec 2017. India Base Rate: Foreign Banks: Bank International Indonesia data is updated quarterly, averaging 9.500 % pa from Dec 2013 (Median) to Mar 2018, with 18 observations. The data reached an all-time high of 9.500 % pa in Mar 2016 and a record low of 8.200 % pa in Mar 2018. India Base Rate: Foreign Banks: Bank International Indonesia data remains active status in CEIC and is reported by Reserve Bank of India. The data is categorized under India Premium Database’s Interest and Foreign Exchange Rates – Table IN.MB002: Base Rate.