Graph and download economic data for Homeownership Rates by Race and Ethnicity: Black Alone in the United States (BOAAAHORUSQ156N) from Q1 1994 to Q2 2025 about homeownership, African-American, rate, and USA.

In 2018, ** percent of African Americans living in Mississippi owned their home, which was the state with the highest Black homeownership rate. Mississippi also had the highest White homeownership rate, but it was considerably higher at ** percent. The homeownership rate among African Americans in Montana and North Dakota was only ***** percent.

In 2023, the rate of homeownership among White people living in the United States was 74.3 percent. Comparatively, 45.7 percent of Black people owned a home in the same year.

Graph and download economic data for Homeownership Rates by Race and Ethnicity: Hispanic (of Any Race) in the United States (HOLHORUSQ156N) from Q1 1994 to Q2 2025 about homeownership, latino, hispanic, rate, and USA.

Home ownership persists as the primary way that families build wealth. Housing researchers and advocates often discuss the racial home ownership gap, particularly for Black and Hispanic households (Urban Institute, Pew Hispanic Center). Historical policies such as redlining, steering, and municipal underbounding have effects that stay with us today.This map shows the overall home ownership rate and the home ownership rate by race/ethnicity of householder in a chart in the pop-up. Map is multi-scale showing data for state, county, and tract.This map uses these hosted feature layers containing the most recent American Community Survey data. These layers are part of the ArcGIS Living Atlas, and are updated every year when the American Community Survey releases new estimates, so values in the map always reflect the newest data available.

2020 data points are the average of 2019 and 2021 data points and are included solely to maintain chart continuity. The U.S. Census Bureau did not release 2020 ACS 1-year estimates due to COVID-19. These figures should not be interpreted as an actual estimate for 2020. Some racial and ethnic categories are suppressed to avoid misleading estimates when the relative standard error exceeds 30%.

Data Source: American Community Survey (ACS) 1-Year Estimates

Why This Matters

Homeownership has historically been an important source of intergenerational wealth. For many, homeownership can provide financial and housing security.Rising home prices over the past two decades have outpaced wage growth, perpetuating significant racial disparities in homeownership rates and contributing to the displacement of Black residents and other people of color from the District.

A history of redlining and racist real estate practices, like racial covenants, barred Black and other people of color from homeownership.

The District's Response

Convening of the Black Homeownership Strikeforce to address past harms and increase equitable homeownership rates through targeted, evidence-based recommendations, and setting the goal of creating 20,000 new Black homeowners by 2030.

Programs to enable homeowning families and individuals to remain in their homes, including the Homestead Deduction and Senior Citizen or Disabled Property Owner Tax Relief and the Heir Property Assistance Program.

Inclusionary Zoning (IZ) Affordable Housing Program and financial assistance programs like the Home Purchase Assistance Program (HPAP), Employer Assisted Housing Program (EAHP), and Negotiated Employee Assistance Home Purchase Program (NEAHP) to support homeownership among District residents.

Homeownership Rates by Race and Ethnicity: Black Alone in the United States was 44.70% in January of 2025, according to the United States Federal Reserve. Historically, Homeownership Rates by Race and Ethnicity: Black Alone in the United States reached a record high of 49.70 in April of 2004 and a record low of 40.60 in April of 2019. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership Rates by Race and Ethnicity: Black Alone in the United States - last updated from the United States Federal Reserve on July of 2025.

ACS 1-year estimates are based on data collected over one calendar year, offering more current information but with a higher margin of error. ACS 5-year estimates combine five years of data, providing more reliable information but less current. Both are based on probability samples. Some racial and ethnic categories are suppressed to avoid misleading estimates when the relative standard error exceeds 30%.

Data Source: American Community Survey (ACS) 1- & 5-Year Estimates

Why This Matters

Homeownership has historically been an important source of intergenerational wealth. For many, homeownership can provide financial and housing security.Rising home prices over the past two decades have outpaced wage growth, perpetuating significant racial disparities in homeownership rates and contributing to the displacement of Black residents and other people of color from the District.

A history of redlining and racist real estate practices, like racial covenants, barred Black and other people of color from homeownership.

The District's Response

Convening of the Black Homeownership Strikeforce to address past harms and increase equitable homeownership rates through targeted, evidence-based recommendations, and setting the goal of creating 20,000 new Black homeowners by 2030.

Programs to enable homeowning families and individuals to remain in their homes, including the Homestead Deduction and Senior Citizen or Disabled Property Owner Tax Relief and the Heir Property Assistance Program.

Inclusionary Zoning (IZ) Affordable Housing Program and financial assistance programs like the Home Purchase Assistance Program (HPAP), Employer Assisted Housing Program (EAHP), and Negotiated Employee Assistance Home Purchase Program (NEAHP) to support homeownership among District residents.

70% of White British households owned their own homes – the highest percentage out of all ethnic groups.

Graph and download economic data for Consumer Unit Characteristics: Percent Black or African American by Housing Tenure: Home Owner (CXU980270LB1702M) from 1984 to 2023 about consumer unit, homeownership, African-American, percent, housing, and USA.

This statistic presents the homeownership rate in the United States among African Americans as of May 2016. The results of the the survey revealed that ** percent of the respondents owned their home, while ** percent of the respondents rented their primary place of residence.

Financial overview and grant giving statistics of African American Alliance for Home Ownership Inc.

Graph and download economic data for Consumer Unit Characteristics: Percent Homeowner by Race: White and All Other Races, Not Including Black or African American (CXUHOMEOWNLB0903M) from 2003 to 2023 about consumer unit, homeownership, white, percent, and USA.

This map shows the predominant housing type for Black or African American householders in the US. The map shows if the occupied housing units in an area are more likely to be owner-occupied, or renter-occupied. The size of the map symbol represents how many housing units in an area have a Black or African American householder. This map helps to answer questions such as:Where do Black or African Americans live?How many housing units have a Black or African American householder?What type of housing do Black or African Americans live in based on location: rented/owned?By default, the map is zoomed to Chicago, IL. The data is available for the entire US by states, counties, and Census tracts. Zoom to any area to see the pattern there, or use one of the bookmarks to zoom to areas with distinct patterns. The data shown in the map is from the most recent American Community Survey (ACS) estimates. The data is updated automatically each year when the U.S. Census Bureau releases the newest data. For more information about the layer used in this map, and the data processing metadata, visit this Living Atlas item.

In a September 2020 survey among adults in the United States, over half of respondents said that their interest in buying a home had not changed due to the COVID-19 pandemic (** percent). However, Hispanic respondents were more likely to have changed their plans (** percent) compared to white respondents (** percent). In the United States, the 2020 homeownership rate reached **** percent.

The homeownership among White people in the United States was **** percent, the highest out of all ethnicities, in 2023. American Dream Part of the “American Dream” is the idea of owning a home. It is seen as a status symbol and an indicator of wealth. People take a lot of pride in owning a home, and hope to do so at the earliest age possible. It is the idea of having a white picket fence with a nuclear family, a dog, and a car or two which is seen as the stereotypical “end goal”. However, in the aftermath of the 2008 recession, the rate of homeownership in the United States fell steadily until 2016. The recession hindered people’s chances of owning a home, due to less credit being available and their own fears about being stuck with a home in negative equity if another recession were to occur. As a result, the homeownership rate in the United States has barely increased in the past few years. Factors affecting homeownership Homeownership varies based on different factors. Married-couple families have the highest homeownership rates among different family statuses. Unsurprisingly, households with high incomes have the highest homeownership rates.

Homeownership (5-year estimate) for Black Hawk County, IA was 67.57353 Rate in January of 2023, according to the United States Federal Reserve. Historically, Homeownership (5-year estimate) for Black Hawk County, IA reached a record high of 71.20628 in January of 2009 and a record low of 66.60447 in January of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership (5-year estimate) for Black Hawk County, IA - last updated from the United States Federal Reserve on August of 2025.

In a September 2020 survey among adults in the United States, around ** percent of Hispanic respondents said that they were currently saving up to buy a house, while just ** percent of white respondents said that they were doing so. Similarly, just ** percent of Hispanics said that they never plan or expect to own a home, while ** percent of White respondents said so.In the United States, the 2020 homeownership rate reached **** percent.

ABSTRACT In Brazil, there is a cultural belief that property acquisition is the wisest attitude to ensure a safe and stable economy. For generations, the "dream of property ownership" has been cultivated as a horizon to be achieved. Confirming this tendency, since the 1920s, "casa propria" (home ownership) became a notion mobilized in the black press periodicals, circulating as a desirable aspiration and an orientation to the journals public. Between 1924 and 1937, two of the main newspapers of São Paulo black press, O Clarim da Alvorada and A Voz da Raça, carried out a campaign in favor of property ownership, spreading among paulista black families the importance of property acquisition. These campaigns are an important sign for the relevance of buying a property for black families at that time. In this paper, we seek to analyze it as an intergenerational social security strategy, through the presentation of three cases of black families that accomplished this goal between 1920s and 1940s. The black families testimonies reported here indicate precocity, specificities and strategies that represent new challenges for the formulation of property ownership problem, from a racial point of view.

Since 1995, River City Housing (RCH) has developed and sold over 130 new construction and 91 acquisition/rehab single family homes to income-qualified, first-time homebuyers. We help to make purchasing one of our houses even more affordable by providing down payment assistance to our homebuyers to help cover their down payment, prepaids and closing costs. RCH actively entered the rehab market at the end of 2009 to meet the overwhelming availability of foreclosures in an effort to help stabilize a volatile housing market. Currently we have eight homes, both acquisition/rehabilitations and new construction, in process. We have proudly maintained a reputation for high quality workmanship and strongly support creating housing that is energy-efficient so it is safe and affordable at the time of purchase, and affordable long-term. It is our intention to help the owner avoid becoming cost burdened with costly maintenance and repairs, so we prioritize repairs and new installations on major mechanicals, roofs, electrical and plumbing systems, added insulation in attics and crawl spaces, and energy efficient doors, windows, and appliances.

River city Housing’s mission is to improve the quality of life for low and moderate-income families and strengthen neighborhoods by developing safe and affordable housing. We believe so strongly in homeownership because owners benefit by gaining equity through the property and value of their home, achieving housing stability for themselves and their families, and receiving all of the added benefits homeownership offers.

RCH is also fully committed to bridging the black wealth gap by increasing black home ownership, particularly for current and legacy residents in neighborhoods where redlining and other discriminatory policies were enacted to restrict homeownership. We are one of several organizations thinking innovatively about ways to develop more affordable housing options in these particular neighborhoods including but not limited to the creation of Louisville’s first Community Land Trust to support this effort.

https://wfpl.org/louisville-takes-steps-for-first-community-land-trust-an-affordable-housing-tool/