Graph and download economic data for Homeownership Rates by Race and Ethnicity: Black Alone in the United States (BOAAAHORUSQ156N) from Q1 1994 to Q2 2025 about African-American, homeownership, rate, and USA.

In 2018, ** percent of African Americans living in Mississippi owned their home, which was the state with the highest Black homeownership rate. Mississippi also had the highest White homeownership rate, but it was considerably higher at ** percent. The homeownership rate among African Americans in Montana and North Dakota was only ***** percent.

In 2023, the rate of homeownership among White people living in the United States was 74.3 percent. Comparatively, 45.7 percent of Black people owned a home in the same year.

Graph and download economic data for Homeownership Rates by Race and Ethnicity: Non-Hispanic White Alone in the United States (NHWAHORUSQ156N) from Q1 1994 to Q2 2025 about white, homeownership, non-hispanic, rate, and USA.

Home ownership persists as the primary way that families build wealth. Housing researchers and advocates often discuss the racial home ownership gap, particularly for Black and Hispanic households (Urban Institute, Pew Hispanic Center). Historical policies such as redlining, steering, and municipal underbounding have effects that stay with us today.This map shows the overall home ownership rate and the home ownership rate by race/ethnicity of householder in a chart in the pop-up. Map is multi-scale showing data for state, county, and tract.This map uses these hosted feature layers containing the most recent American Community Survey data. These layers are part of the ArcGIS Living Atlas, and are updated every year when the American Community Survey releases new estimates, so values in the map always reflect the newest data available.

U.S. Black Homeownership Rates: 31 years of historical data from 1994 to 2025.

Homeownership Rates by Race and Ethnicity: Black Alone in the United States was 44.70% in January of 2025, according to the United States Federal Reserve. Historically, Homeownership Rates by Race and Ethnicity: Black Alone in the United States reached a record high of 49.70 in April of 2004 and a record low of 40.60 in April of 2019. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership Rates by Race and Ethnicity: Black Alone in the United States - last updated from the United States Federal Reserve on July of 2025.

2020 data points are the average of 2019 and 2021 data points and are included solely to maintain chart continuity. The U.S. Census Bureau did not release 2020 ACS 1-year estimates due to COVID-19. These figures should not be interpreted as an actual estimate for 2020. Some racial and ethnic categories are suppressed to avoid misleading estimates when the relative standard error exceeds 30%.

Data Source: American Community Survey (ACS) 1-Year Estimates

Why This Matters

Homeownership has historically been an important source of intergenerational wealth. For many, homeownership can provide financial and housing security.Rising home prices over the past two decades have outpaced wage growth, perpetuating significant racial disparities in homeownership rates and contributing to the displacement of Black residents and other people of color from the District.

A history of redlining and racist real estate practices, like racial covenants, barred Black and other people of color from homeownership.

The District's Response

Convening of the Black Homeownership Strikeforce to address past harms and increase equitable homeownership rates through targeted, evidence-based recommendations, and setting the goal of creating 20,000 new Black homeowners by 2030.

Programs to enable homeowning families and individuals to remain in their homes, including the Homestead Deduction and Senior Citizen or Disabled Property Owner Tax Relief and the Heir Property Assistance Program.

Inclusionary Zoning (IZ) Affordable Housing Program and financial assistance programs like the Home Purchase Assistance Program (HPAP), Employer Assisted Housing Program (EAHP), and Negotiated Employee Assistance Home Purchase Program (NEAHP) to support homeownership among District residents.

ACS 1-year estimates are based on data collected over one calendar year, offering more current information but with a higher margin of error. ACS 5-year estimates combine five years of data, providing more reliable information but less current. Both are based on probability samples. Some racial and ethnic categories are suppressed to avoid misleading estimates when the relative standard error exceeds 30%.

Data Source: American Community Survey (ACS) 1- & 5-Year Estimates

Why This Matters

Homeownership has historically been an important source of intergenerational wealth. For many, homeownership can provide financial and housing security.Rising home prices over the past two decades have outpaced wage growth, perpetuating significant racial disparities in homeownership rates and contributing to the displacement of Black residents and other people of color from the District.

A history of redlining and racist real estate practices, like racial covenants, barred Black and other people of color from homeownership.

The District's Response

Convening of the Black Homeownership Strikeforce to address past harms and increase equitable homeownership rates through targeted, evidence-based recommendations, and setting the goal of creating 20,000 new Black homeowners by 2030.

Programs to enable homeowning families and individuals to remain in their homes, including the Homestead Deduction and Senior Citizen or Disabled Property Owner Tax Relief and the Heir Property Assistance Program.

Inclusionary Zoning (IZ) Affordable Housing Program and financial assistance programs like the Home Purchase Assistance Program (HPAP), Employer Assisted Housing Program (EAHP), and Negotiated Employee Assistance Home Purchase Program (NEAHP) to support homeownership among District residents.

Graph and download economic data for Homeownership Rate (5-year estimate) for Black Hawk County, IA (HOWNRATEACS019013) from 2009 to 2023 about Black Hawk County, IA; Waterloo; IA; homeownership; 5-year; housing; rate; and USA.

70% of White British households owned their own homes – the highest percentage out of all ethnic groups.

This statistic presents the homeownership rate in the United States among African Americans as of May 2016. The results of the the survey revealed that ** percent of the respondents owned their home, while ** percent of the respondents rented their primary place of residence.

The homeownership among White people in the United States was **** percent, the highest out of all ethnicities, in 2023. American Dream Part of the “American Dream” is the idea of owning a home. It is seen as a status symbol and an indicator of wealth. People take a lot of pride in owning a home, and hope to do so at the earliest age possible. It is the idea of having a white picket fence with a nuclear family, a dog, and a car or two which is seen as the stereotypical “end goal”. However, in the aftermath of the 2008 recession, the rate of homeownership in the United States fell steadily until 2016. The recession hindered people’s chances of owning a home, due to less credit being available and their own fears about being stuck with a home in negative equity if another recession were to occur. As a result, the homeownership rate in the United States has barely increased in the past few years. Factors affecting homeownership Homeownership varies based on different factors. Married-couple families have the highest homeownership rates among different family statuses. Unsurprisingly, households with high incomes have the highest homeownership rates.

Graph and download economic data for Consumer Unit Characteristics: Percent Black or African American by Housing Tenure: Homeowner with Mortgage (CXU980270LB1703M) from 2003 to 2023 about consumer unit, homeownership, mortgage, African-American, percent, housing, and USA.

Yearly citation counts for the publication titled "Misleading Comparisons of Homeownership Rates when the Variable Effect of Household Formation Is Ignored: Explaining Rising Homeownership and the Homeownership Gap between Blacks and Asians in the US".

Homeownership (5-year estimate) for Black Hawk County, IA was 67.57353 Rate in January of 2023, according to the United States Federal Reserve. Historically, Homeownership (5-year estimate) for Black Hawk County, IA reached a record high of 71.20628 in January of 2009 and a record low of 66.60447 in January of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for Homeownership (5-year estimate) for Black Hawk County, IA - last updated from the United States Federal Reserve on August of 2025.

Data are aggregated from census tract to Countywide Statistical Area (CSA).Link to full report, State of Black LA.For more information about the purpose of this data, please contact CEO-ARDI.For more information about the configuration of this data, please contact ISD-Enterprise GIS. Field Descriptions:

Field

Description

Source

Source Year

csa

Countywide Statistical Area

eGIS

2022

sd

Supervisorial District

eGIS

2021

med_income_total

Average median household income for all residents

US Census ACS 5-year table S1903

2020

med_income_black

Average median household income for Black residents

US Census ACS 5-year table S1903

2020

homeownership_total

Homeownership rate for all residents

US Census ACS 5-year table B25003

2020

homeownership_black

Homeownership rate for Black residents

US Census ACS 5-year table B25003B

2020

eviction_filings_per100_renters

Eviction filings per 100 renter households

The Eviction Lab

2002-2018 (yearly average of available years)

life_expectancy

Average life expectancy

CDC

2015

black_pop

Black population (alone or in combination)

US Census ACS 5-year table DP05

2020

black_pct

% Black population (alone or in combination)

US Census ACS 5-year table DP05

2020

nh_black_pop

Non-Hispanic Black alone population

US Census ACS 5-year table DP05

2020

nh_black_pct

% Non-Hispanic Black alone population

US Census ACS 5-year table DP05

2020

college_grad

Population of residents age 25+ with bachelor degree or higher

US Census ACS 5-year table DP02

2020

college_grad_pct

% of all residents age 25+ with bachelor degree or higher

US Census ACS 5-year table DP02

2020

college_grad_black

Population of Black residents age 25+ with bachelor degree or higher

US Census ACS 5-year table S1501

2020

college_grad_black_pct

% of Black residents age 25+ with bachelor degree or higher

US Census ACS 5-year table S1501

2020

unemployment

Unemployment Rate

US Census ACS 5-year table S2301

2020

unemployment_black

Black (Alone) Unemployment Rate

US Census ACS 5-year table S2301

2020

total_pop

Total population

US Census ACS 5-year table DP05

2020

Shape

CSA Geometry

eGIS

2022

Financial overview and grant giving statistics of African American Alliance for Home Ownership Inc.

In a September 2020 survey among adults in the United States, over half of respondents said that their interest in buying a home had not changed due to the COVID-19 pandemic (** percent). However, Hispanic respondents were more likely to have changed their plans (** percent) compared to white respondents (** percent). In the United States, the 2020 homeownership rate reached **** percent.

In a September 2020 survey among adults in the United States, around ** percent of Hispanic respondents said that they were currently saving up to buy a house, while just ** percent of white respondents said that they were doing so. Similarly, just ** percent of Hispanics said that they never plan or expect to own a home, while ** percent of White respondents said so.In the United States, the 2020 homeownership rate reached **** percent.