PSID data extract for computing per capita white-to-Black wealth gaps and active saving rates of Black and white Americans during 1984-2019.
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Does the measurement of the racial wealth gap shift depending on the model, method, and data set used? We contrast the traditional mean Oaxaca-Blinder decomposition with the distributional Recentered Influence Function (RIF) methods. The untransformed, logarithm-transformed, and inverse hyperbolic sine-transformed versions in both Survey of Consumer Finances and Panel Study of Income Dynamics data sets exhibit similarities. The Oaxaca-Blinder (mean) decomposition highlights that receiving an inheritance explains a larger portion of the racial wealth gap than educational attainment. Conversely, the RIF method at the median suggests that educational attainment accounts for more of the wealth gap than inheritance receipt.
In the U.S., median household income rose from 51,570 U.S. dollars in 1967 to 80,610 dollars in 2023. In terms of broad ethnic groups, Black Americans have consistently had the lowest median income in the given years, while Asian Americans have the highest; median income in Asian American households has typically been around double that of Black Americans.
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Context
The dataset presents the mean household income for each of the five quintiles in Black Earth, WI, as reported by the U.S. Census Bureau. The dataset highlights the variation in mean household income across quintiles, offering valuable insights into income distribution and inequality.
Key observations
When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2017-2021 5-Year Estimates.
Income Levels:
Variables / Data Columns
Good to know
Margin of Error
Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.
Custom data
If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.
Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.
This dataset is a part of the main dataset for Black Earth median household income. You can refer the same here
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License information was derived automatically
In this paper, we address what has been termed “the Fed view,” the Federal Reserve’s model for black-white wealth inequality, articulated in a series of mutually consistent papers making two arguments. First, the Fed view has it that the black-white wealth gap, when measured with an “expanded wealth concept,” is smaller than previously thought. Second, the Fed view has it that the black-white wealth gap is primarily explained by income differences shaped by personal decisions around human capital acquisition, family structure, risk taking, and the legacy of residential segregation.
In the third quarter of 2024, the top ten percent of earners in the United States held over ** percent of total wealth. This is fairly consistent with the second quarter of 2024. Comparatively, the wealth of the bottom ** percent of earners has been slowly increasing since the start of the *****, though remains low. Wealth distribution in the United States by generation can be found here.
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Data and code accompanying "The Racial Wealth Gap and the Role of Firm Ownership"This paper develops an overlapping generations model that isolates the impact of the U.S. racial wealth gap in 1962 on the long-run dynamics of wealth. The model predicts that one component of the initial gap, firm ownership, coupled with the intergenerational transfer of that ownership, results in a permanent wealth gap independent of other dimensions of inequality. This implies that even if all discrimination against black Americans had ceased upon the end of Jim Crow, the wealth gap would have persisted without a reparations policy addressing the fact that the initial firm ownership gap arose in the first place.
Do Black households make as much as the "typical" household in their county? This map shows that this doesn't seem to be the case. This map compares the median household income of households with Black householders compared to the median household income of that county. If the Black households in a county make as much as a "typical" household in their county, the county is shown in turquoise. If Black households in a county make less than the median income of their county, it is shown in orange. The size of the symbol highlights where there are the highest counts of black population in the US.The data comes from County Health Rankings, a collaboration between the Robert Wood Johnson Foundation and the University of Wisconsin Population Health Institute, measure the health of nearly all counties in the nation and rank them within states. The layer used in the map comes from ArcGIS Living Atlas of the World, and the full documentation for the layer can be found here.
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Context
The dataset presents median income data over a decade or more for males and females categorized by Total, Full-Time Year-Round (FT), and Part-Time (PT) employment in Black Wolf town. It showcases annual income, providing insights into gender-specific income distributions and the disparities between full-time and part-time work. The dataset can be utilized to gain insights into gender-based pay disparity trends and explore the variations in income for male and female individuals.
Key observations: Insights from 2023
Based on our analysis ACS 2019-2023 5-Year Estimates, we present the following observations: - All workers, aged 15 years and older: In Black Wolf town, the median income for all workers aged 15 years and older, regardless of work hours, was $57,981 for males and $36,176 for females.
These income figures highlight a substantial gender-based income gap in Black Wolf town. Women, regardless of work hours, earn 62 cents for each dollar earned by men. This significant gender pay gap, approximately 38%, underscores concerning gender-based income inequality in the town of Black Wolf town.
- Full-time workers, aged 15 years and older: In Black Wolf town, among full-time, year-round workers aged 15 years and older, males earned a median income of $71,875, while females earned $58,229, leading to a 19% gender pay gap among full-time workers. This illustrates that women earn 81 cents for each dollar earned by men in full-time roles. This analysis indicates a widening gender pay gap, showing a substantial income disparity where women, despite working full-time, face a more significant wage discrepancy compared to men in the same roles.Surprisingly, the gender pay gap percentage was higher across all roles, including non-full-time employment, for women compared to men. This suggests that full-time employment offers a more equitable income scenario for women compared to other employment patterns in Black Wolf town.
When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2019-2023 5-Year Estimates. All incomes have been adjusting for inflation and are presented in 2023-inflation-adjusted dollars.
Gender classifications include:
Employment type classifications include:
Variables / Data Columns
Good to know
Margin of Error
Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.
Custom data
If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.
Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.
This dataset is a part of the main dataset for Black Wolf town median household income by race. You can refer the same here
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License information was derived automatically
A growing body of research documents the importance of wealth and the racial wealth gap in perpetuating inequality across generations. We add to this literature by examining the impact of wealth on child income by race, while also extending our analysis to three generations. Our two stage least squares regressions reveal that grandparental and parental wealth and the younger generation’s household income is strongly positively correlated. We further explore the relationship between income and wealth by decomposing the child’s income by race. We find that the disparity in income between black and white respondents is mainly attributable to differences in family background. In context, differences in family background are stronger than differences in educational attainment. When we examine different income percentiles, however, we find that the effect of grandparental and parental wealth endowment is much stronger at the top of the income distribution. These findings indicate that wealth is an important source of income inequality.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
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Context
The dataset presents median income data over a decade or more for males and females categorized by Total, Full-Time Year-Round (FT), and Part-Time (PT) employment in Black township. It showcases annual income, providing insights into gender-specific income distributions and the disparities between full-time and part-time work. The dataset can be utilized to gain insights into gender-based pay disparity trends and explore the variations in income for male and female individuals.
Key observations: Insights from 2023
Based on our analysis ACS 2019-2023 5-Year Estimates, we present the following observations: - All workers, aged 15 years and older: In Black township, the median income for all workers aged 15 years and older, regardless of work hours, was $38,281 for males and $25,500 for females.
These income figures highlight a substantial gender-based income gap in Black township. Women, regardless of work hours, earn 67 cents for each dollar earned by men. This significant gender pay gap, approximately 33%, underscores concerning gender-based income inequality in the township of Black township.
- Full-time workers, aged 15 years and older: In Black township, among full-time, year-round workers aged 15 years and older, males earned a median income of $57,188, while females earned $53,333, resulting in a 7% gender pay gap among full-time workers. This illustrates that women earn 93 cents for each dollar earned by men in full-time positions. While this gap shows a trend where women are inching closer to wage parity with men, it also exhibits a noticeable income difference for women working full-time in the township of Black township.Interestingly, when analyzing income across all roles, including non-full-time employment, the gender pay gap percentage was higher for women compared to men. It appears that full-time employment presents a more favorable income scenario for women compared to other employment patterns in Black township.
When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2019-2023 5-Year Estimates. All incomes have been adjusting for inflation and are presented in 2023-inflation-adjusted dollars.
Gender classifications include:
Employment type classifications include:
Variables / Data Columns
Good to know
Margin of Error
Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.
Custom data
If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.
Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.
This dataset is a part of the main dataset for Black township median household income by race. You can refer the same here
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
The Biden-Harris Administration released a plan to cancel federal student loans for 43 million borrowers on August 24, 2022. While the Supreme Court struck down the Biden-Harris' student debt relief plan on June 30, 2023, the White House is now planning to use the Higher Education Act of 1965, a federal law that governs the student loan program, to bring about relief for student borrowers. This article estimates the potential impact of broad-based student debt relief on racial and ethnic wealth gaps. On average, federal student debt potentially eligible for relief explains 3% of the White-Black wealth gaps, suggesting that broad-based student debt relief could significantly mitigate racial wealth inequities.Note: This is data and code accompanying the article.
The statistic above shows African American women's average earnings as a percentage of white, non-Hispanic men's average earnings in the United States in 2013, by state. In 2013 the gender wage gap of African American women in Louisiana was at ** percent, indicating that the average female African American full-time worker only received ** percent of the pay her male white, non-Hispanic counterpart would receive for doing the same work.
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What is the income gap between blacks and whites within the same metropolitan region? What variable puts individuals in greatest disadvantage: skin color or place of residence? Should mitigating policies against inequality be global or local? To answer these questions we compare the wages of blacks and whites living in the center and in the periphery of six Brazilian metropolitan regions. Results from the PNAD (2008) show that the impact of skin color on wages is larger than that of the geographic location within the city. We also show that there is substantial spatial heterogeneity in income differentials by race.
In 2021, Southern Africa's richest ** percent held around ** percent of the total wealth. Furthermore, the richest one percent in the region held over ** percent. The other African regions had a slightly smaller share of wealth with the wealthiest people. For instance, in West Africa, the richest ** percent held close to ** percent of the wealth, while the richest one percent held ** percent. On the other hand. The poorest ** percent in all the regions held lower than ***** percent of the wealth.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
Context
The dataset presents median income data over a decade or more for males and females categorized by Total, Full-Time Year-Round (FT), and Part-Time (PT) employment in Black Hawk County. It showcases annual income, providing insights into gender-specific income distributions and the disparities between full-time and part-time work. The dataset can be utilized to gain insights into gender-based pay disparity trends and explore the variations in income for male and female individuals.
Key observations: Insights from 2023
Based on our analysis ACS 2019-2023 5-Year Estimates, we present the following observations: - All workers, aged 15 years and older: In Black Hawk County, the median income for all workers aged 15 years and older, regardless of work hours, was $44,150 for males and $27,390 for females.
These income figures highlight a substantial gender-based income gap in Black Hawk County. Women, regardless of work hours, earn 62 cents for each dollar earned by men. This significant gender pay gap, approximately 38%, underscores concerning gender-based income inequality in the county of Black Hawk County.
- Full-time workers, aged 15 years and older: In Black Hawk County, among full-time, year-round workers aged 15 years and older, males earned a median income of $59,371, while females earned $48,891, leading to a 18% gender pay gap among full-time workers. This illustrates that women earn 82 cents for each dollar earned by men in full-time roles. This analysis indicates a widening gender pay gap, showing a substantial income disparity where women, despite working full-time, face a more significant wage discrepancy compared to men in the same roles.Surprisingly, the gender pay gap percentage was higher across all roles, including non-full-time employment, for women compared to men. This suggests that full-time employment offers a more equitable income scenario for women compared to other employment patterns in Black Hawk County.
When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2019-2023 5-Year Estimates. All incomes have been adjusting for inflation and are presented in 2023-inflation-adjusted dollars.
Gender classifications include:
Employment type classifications include:
Variables / Data Columns
Good to know
Margin of Error
Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.
Custom data
If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.
Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.
This dataset is a part of the main dataset for Black Hawk County median household income by race. You can refer the same here
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
Context
The dataset presents median income data over a decade or more for males and females categorized by Total, Full-Time Year-Round (FT), and Part-Time (PT) employment in Black River Falls. It showcases annual income, providing insights into gender-specific income distributions and the disparities between full-time and part-time work. The dataset can be utilized to gain insights into gender-based pay disparity trends and explore the variations in income for male and female individuals.
Key observations: Insights from 2023
Based on our analysis ACS 2019-2023 5-Year Estimates, we present the following observations: - All workers, aged 15 years and older: In Black River Falls, the median income for all workers aged 15 years and older, regardless of work hours, was $37,211 for males and $22,051 for females.
These income figures highlight a substantial gender-based income gap in Black River Falls. Women, regardless of work hours, earn 59 cents for each dollar earned by men. This significant gender pay gap, approximately 41%, underscores concerning gender-based income inequality in the city of Black River Falls.
- Full-time workers, aged 15 years and older: In Black River Falls, among full-time, year-round workers aged 15 years and older, males earned a median income of $67,941, while females earned $48,214, leading to a 29% gender pay gap among full-time workers. This illustrates that women earn 71 cents for each dollar earned by men in full-time roles. This analysis indicates a widening gender pay gap, showing a substantial income disparity where women, despite working full-time, face a more significant wage discrepancy compared to men in the same roles.Surprisingly, the gender pay gap percentage was higher across all roles, including non-full-time employment, for women compared to men. This suggests that full-time employment offers a more equitable income scenario for women compared to other employment patterns in Black River Falls.
When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2019-2023 5-Year Estimates. All incomes have been adjusting for inflation and are presented in 2023-inflation-adjusted dollars.
Gender classifications include:
Employment type classifications include:
Variables / Data Columns
Good to know
Margin of Error
Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.
Custom data
If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.
Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.
This dataset is a part of the main dataset for Black River Falls median household income by race. You can refer the same here
Inequality in family wealth is high, yet we know little about how much and how wealth inequality is maintained across generations. We argue that a long-term perspective reflective of wealth’s cumulative nature is crucial to understand the extent and channels of wealth reproduction across generations. Using data from the Panel Study of Income Dynamics that span nearly half a century, we show that a one decile increase in parental wealth position is associated with an increase of about 4 percentiles in offspring wealth position in adulthood. We show that grandparental wealth is a unique predictor of grandchildren’s wealth, above and beyond the role of parental wealth, suggesting that a focus on only parent-child dyads understates the importance of family wealth lineages. Second, considering five channels of wealth transmission — gifts and bequests, education, marriage, homeownership, and business ownership — we find that most of the advantages arising from family wealth begin much earlier in the life-course than the common focus on bequests implies, even when we consider the wealth of grandparents. We also document the stark disadvantage of African-American households in terms of not only their wealth attainment but also their intergenerational downward wealth mobility compared to whites.
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License information was derived automatically
This paper evaluates racial inequalities in healthcare affordability between high-deductible and conventional insurance. Using the 2011-2017 National Health Interview Survey, the study finds that Blacks in high-deductible plans are not disproportionately higher-income nor more engaged in other savings vehicles, unlike their White counterparts, indicating they may be income constrained rather than desiring to partially self-insure. Furthermore, conditional on income, wealth explained more of the racial disparity in healthcare access among high-deductible enrollees than conventional enrollees, consistent with the hypothesis that benefit designs relying on households’ cash reserves would yield greater disparities due to the magnitude of racial inequalities in assets.
Attribution 4.0 (CC BY 4.0)https://creativecommons.org/licenses/by/4.0/
License information was derived automatically
Context
The dataset presents median income data over a decade or more for males and females categorized by Total, Full-Time Year-Round (FT), and Part-Time (PT) employment in Black Oak. It showcases annual income, providing insights into gender-specific income distributions and the disparities between full-time and part-time work. The dataset can be utilized to gain insights into gender-based pay disparity trends and explore the variations in income for male and female individuals.
Key observations: Insights from 2023
Based on our analysis ACS 2019-2023 5-Year Estimates, we present the following observations: - All workers, aged 15 years and older: In Black Oak, the median income for all workers aged 15 years and older, regardless of work hours, was $38,036 for males and $16,875 for females.
These income figures highlight a substantial gender-based income gap in Black Oak. Women, regardless of work hours, earn 44 cents for each dollar earned by men. This significant gender pay gap, approximately 56%, underscores concerning gender-based income inequality in the town of Black Oak.
- Full-time workers, aged 15 years and older: In Black Oak, among full-time, year-round workers aged 15 years and older, males earned a median income of $58,088, while females earned $23,333, leading to a 60% gender pay gap among full-time workers. This illustrates that women earn 40 cents for each dollar earned by men in full-time roles. This level of income gap emphasizes the urgency to address and rectify this ongoing disparity, where women, despite working full-time, face a more significant wage discrepancy compared to men in the same employment roles.Remarkably, across all roles, including non-full-time employment, women displayed a similar gender pay gap percentage. This indicates a consistent gender pay gap scenario across various employment types in Black Oak, showcasing a consistent income pattern irrespective of employment status.
When available, the data consists of estimates from the U.S. Census Bureau American Community Survey (ACS) 2019-2023 5-Year Estimates. All incomes have been adjusting for inflation and are presented in 2023-inflation-adjusted dollars.
Gender classifications include:
Employment type classifications include:
Variables / Data Columns
Good to know
Margin of Error
Data in the dataset are based on the estimates and are subject to sampling variability and thus a margin of error. Neilsberg Research recommends using caution when presening these estimates in your research.
Custom data
If you do need custom data for any of your research project, report or presentation, you can contact our research staff at research@neilsberg.com for a feasibility of a custom tabulation on a fee-for-service basis.
Neilsberg Research Team curates, analyze and publishes demographics and economic data from a variety of public and proprietary sources, each of which often includes multiple surveys and programs. The large majority of Neilsberg Research aggregated datasets and insights is made available for free download at https://www.neilsberg.com/research/.
This dataset is a part of the main dataset for Black Oak median household income by race. You can refer the same here
PSID data extract for computing per capita white-to-Black wealth gaps and active saving rates of Black and white Americans during 1984-2019.