The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Brazil's inflation rate and central bank interest rate have experienced significant fluctuations from 2018 to 2025, reflecting broader global economic trends. The country's inflation peaked at ***** percent in April 2022, followed by a gradual decline and subsequent rise, while the central bank adjusted its Selic rate in response to these economic dynamics. This pattern of volatility and monetary policy adjustments mirrors similar experiences in other major economies during the same period. Global context of inflation and interest rates Brazil's economic indicators align with the global trend of rising inflation and subsequent central bank responses observed in many countries. Like Brazil, other major economies such as the United States, the United Kingdom, and the European Union implemented aggressive rate hikes throughout 2022-2023 to combat inflationary pressures. However, a coordinated shift began in mid-2024, with many central banks initiating rate cuts. This global trend is reflected in Brazil's monetary policy decisions, as the country began reducing its Selic rate in August 2023 after maintaining it at ***** percent for several months. From the middle of 2024, however, the Brazilian central bank implemented several interest rate hikes, setting the rate at ** percent in October 2025. Comparison with other economies While Brazil's inflation rate reached **** percent in October 2025, other major economies exhibited varying levels of inflationary pressure. For instance, China consistently reported the lowest inflation rate among developed economies, while Russia maintained an exceptionally high inflation rate during the same period. The United Kingdom, which experienced similar volatility in its inflation rate, saw it peak at *** percent in October 2022 before moderating to *** percent by the end of 2024. These comparisons highlight the diverse economic conditions and policy responses across different countries, with Brazil's experience falling somewhere in the middle of this spectrum.

Lending interest rate (%) in Brazil was reported at 40.22 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Brazil - Lending interest rate - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

Key information about Brazil Long Term Interest Rate

• Brazil Long Term Interest Rate (TJLP): Per Annum was reported at 7.97 % pa in Feb 2025, compared with 7.97 % pa in the previous month.
• Brazil Long Term Interest Rate data is updated monthly, available from Dec 1994 to Feb 2025.
• The data reached an all-time high of 26.01 % pa in Feb 1995 and a record low of 4.39 % pa in Mar 2021.
• Long Term Interest Rate is reported by reported by Central Bank of Brazil.
• The cash rate (Policy Rate: Month End: SELIC) was set at 13.25 % pa in Feb 2025.
• Brazil Exchange Rate against USD averaged 4.85 (USD/BRL) in Jun 2023.

In September 2025, global inflation rates and central bank interest rates showed significant variation across major economies. Most economies initiated interest rate cuts from mid-2024 due to declining inflationary pressures. The U.S., UK, and EU central banks followed a consistent pattern of regular rate reductions throughout late 2024. In September 2025, Russia maintained the highest interest rate at 17 percent, while Japan retained the lowest at 0.5 percent. Varied inflation rates across major economies The inflation landscape varies considerably among major economies. China had the lowest inflation rate at -0.3 percent in September 2025. In contrast, Russia maintained a high inflation rate of 8 percent. These figures align with broader trends observed in early 2025, where China had the lowest inflation rate among major developed and emerging economies, while Russia's rate remained the highest. Central bank responses and economic indicators Central banks globally implemented aggressive rate hikes throughout 2022-23 to combat inflation. The European Central Bank exemplified this trend, raising rates from 0 percent in January 2022 to 4.5 percent by September 2023. A coordinated shift among major central banks began in mid-2024, with the ECB, Bank of England, and Federal Reserve initiating rate cuts, with forecasts suggesting further cuts through 2025 and 2026.

Bank Lending Rate in Brazil decreased to 58.20 percent in September from 58.30 percent in August of 2025. This dataset provides - Brazil Bank Lending Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Brazil Long Term Interest Rate (TJLP): Per Month data was reported at 0.690 % per Month in Apr 2025. This records an increase from the previous number of 0.640 % per Month for Mar 2025. Brazil Long Term Interest Rate (TJLP): Per Month data is updated monthly, averaging 0.570 % per Month from Dec 1994 (Median) to Apr 2025, with 365 observations. The data reached an all-time high of 1.950 % per Month in Feb 1995 and a record low of 0.360 % per Month in Mar 2021. Brazil Long Term Interest Rate (TJLP): Per Month data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.MC002: Lending Rate: Central Bank of Brazil. [COVID-19-IMPACT]

Actual value and historical data chart for Brazil Deposit Interest Rate Percent

The Brazil auto loan market is projected to grow from a value of USD 22.94 million in 2025 to USD 33.97 million by 2033, exhibiting a CAGR of 4.72% during the forecast period. The growth of the market is attributed to increasing vehicle sales, rising disposable incomes, and the availability of attractive financing options. Additionally, government initiatives aimed at promoting the automotive industry are expected to further drive market growth. Key market trends include the increasing popularity of online lending platforms, which offer greater convenience and transparency to borrowers. Furthermore, the growing adoption of electric vehicles is creating new opportunities for auto lenders, as these vehicles typically require higher financing amounts. However, macroeconomic factors such as inflation and interest rate hikes may pose challenges to the market's growth. The market is highly competitive, with a large number of banks, NBFCs, and fintech companies offering auto loans. The leading players in the market include Banco do Brasil, Caixa Economica Federal, Banco Bradesco, Santander, and Itau Unibanco. Recent developments include: October 2023: Chinese new energy vehicle and battery giant BYD formally reached a strategic cooperation agreement with the Brazilian division of Santander, a leader in the domestic auto finance industry, August 2023: JPMorgan Chase & Co. raised its ownership in C6, a prominent Brazilian digital bank, from 40% to 46%. Through this strategic cooperation, Brazilian consumers can enjoy comprehensive digital auto finance solutions, including credit evaluation, credit review, and payment solutions.. Key drivers for this market are: Quick Processing of Loan through Digital Banking. Potential restraints include: Quick Processing of Loan through Digital Banking. Notable trends are: Sales of Used Cars in Brazil.

Interest rate spread (lending rate minus deposit rate, %) in Brazil was reported at 32.52 % in 2024, according to the World Bank collection of development indicators, compiled from officially recognized sources. Brazil - Interest rate spread (lending rate minus deposit rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on November of 2025.

The 'Interest Rate Decision' in Brazil refers to the periodic meeting of the Central Bank of Brazil's Monetary Policy Committee (COPOM) to set the benchmark Selic rate.-2025-01-29

Brazil Monetary Base: Daily Average: Bank Reserves data was reported at 91,603.381 BRL mn in Mar 2025. This records an increase from the previous number of 91,310.344 BRL mn for Feb 2025. Brazil Monetary Base: Daily Average: Bank Reserves data is updated monthly, averaging 35,382.667 BRL mn from Jul 1994 (Median) to Mar 2025, with 369 observations. The data reached an all-time high of 99,566.351 BRL mn in Jan 2025 and a record low of 2,411.753 BRL mn in Jul 1994. Brazil Monetary Base: Daily Average: Bank Reserves data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.KAA013: Monetary Base. Brazilian Central Bank has made changes in methodology of Financial System Credit Data in February of 2013 after 13 years following the same methodology. These changes are necessary face the expansion of credit, favored by the improvement of the indicators of employment and income, continuous and sharp reduction of the interest rates and by important institutional advances. It is essential the availability of new information, in particular, which allows more detailed monitoring of credit arrangements with targeted resources, especially real estate financing, whose dynamism has contributed to reducing the housing deficit in the country. The main change includes coverage of data on concessions, interest rates, terms and default rates that were extended to the segment of directed credit and also became necessary to further detailing the statistical framework, to enable identification of the terms most relevant as well as reduce the relative share of loans not classified - embedded in 'other receivables'. Banco Central do Brasil fez mudanças na metodologia de Dados de Crédito do Sistema Financeiro, em fevereiro de 2013 depois de 13 anos seguindo a mesma metodologia. Essas mudanças são fundamentais face a expansão do crédito, favorecido pela melhora dos indicadores de emprego e renda, redução contínua e acentuada das taxas de juro e por importantes avanços institucionais. É imprescindível a disponibilidade de novas informações, em particular, que possibilitem o acompanhamento mais detalhado das modalidades de crédito com recursos direcionados, sobretudo os financiamentos imobiliários, cujo dinamismo tem contribuído para a redução do déficit habitacional no País. A principal alteração compreende a cobertura dos dados relativos a concessões, taxas de juros, prazos e índices de inadimplência que passam a serem estendidos ao segmento de crédito direcionado e também se fez necessário aprofundar o detalhamento do arcabouço estatístico, de modo a possibilitar a identificação das modalidades mais relevantes, bem como reduzir a participação relativa das operações de crédito não classificadas – incorporadas em “outros créditos”.

Brazil Monetary Base: Currency Issued data was reported at 348,985.969 BRL mn in Mar 2025. This records a decrease from the previous number of 350,712.521 BRL mn for Feb 2025. Brazil Monetary Base: Currency Issued data is updated monthly, averaging 116,484.422 BRL mn from Jul 1994 (Median) to Mar 2025, with 369 observations. The data reached an all-time high of 370,441.036 BRL mn in Dec 2020 and a record low of 4,723.550 BRL mn in Jul 1994. Brazil Monetary Base: Currency Issued data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.KAA013: Monetary Base. Brazilian Central Bank has made changes in methodology of Financial System Credit Data in February of 2013 after 13 years following the same methodology. These changes are necessary face the expansion of credit, favored by the improvement of the indicators of employment and income, continuous and sharp reduction of the interest rates and by important institutional advances. It is essential the availability of new information, in particular, which allows more detailed monitoring of credit arrangements with targeted resources, especially real estate financing, whose dynamism has contributed to reducing the housing deficit in the country. The main change includes coverage of data on concessions, interest rates, terms and default rates that were extended to the segment of directed credit and also became necessary to further detailing the statistical framework, to enable identification of the terms most relevant as well as reduce the relative share of loans not classified - embedded in 'other receivables'. Banco Central do Brasil fez mudanças na metodologia de Dados de Crédito do Sistema Financeiro, em fevereiro de 2013 depois de 13 anos seguindo a mesma metodologia. Essas mudanças são fundamentais face a expansão do crédito, favorecido pela melhora dos indicadores de emprego e renda, redução contínua e acentuada das taxas de juro e por importantes avanços institucionais. É imprescindível a disponibilidade de novas informações, em particular, que possibilitem o acompanhamento mais detalhado das modalidades de crédito com recursos direcionados, sobretudo os financiamentos imobiliários, cujo dinamismo tem contribuído para a redução do déficit habitacional no País. A principal alteração compreende a cobertura dos dados relativos a concessões, taxas de juros, prazos e índices de inadimplência que passam a serem estendidos ao segmento de crédito direcionado e também se fez necessário aprofundar o detalhamento do arcabouço estatístico, de modo a possibilitar a identificação das modalidades mais relevantes, bem como reduzir a participação relativa das operações de crédito não classificadas – incorporadas em “outros créditos”.

The size of the Brazil Retail Banking Market was valued at USD 141.72 Million in 2023 and is projected to reach USD 288.71 Million by 2032, with an expected CAGR of 10.70% during the forecast period. Recent developments include: May 2022: CAIXA inaugurated a new unit in Rio das Ostras (RJ). Located at Rodovia Amaral Peixoto, 4170, Balneário Remanso Rio das Ostras -RJ, the unit will offer the entire portfolio of CAIXA products and services and operate the social programs of the federal government., May 2022: CAIXA inaugurates a new unit in Alenquer (PA). Located at Rua João Ferreira S/N, Centro, the unit will provide relationship customers with a complete service of CAIXA's portfolio of products and services., March 2022: CAIXA inaugurated new facilities in the Ariquemes (RO) branch located in the municipality of the same name, in Rondônia. The unit offers the entire portfolio of CAIXA products and services, in addition to operating the Federal Government's social programs., March 2022 - Banco do Brasil reopened the CDC Anticipation IRPF with attractive interest rates, which vary according to the client's profile, starting at 1.99% per month. BB customers can advance up to 100% of the Individual Income Tax refund amount, up to a limit of BRL 20 thousand., March 2022 - Itaú Unibanco inaugurated a center for specialized service for corporate clients in the West Zone of São Paulo (SP), especially small and medium enterprises. It is the sixth hub opened by the bank, and the first in São Paulo, with a new service model for customers in the segment. Itaú Empresas, as part of Itaú's Retail Transformation project, is located in the Pinheiros neighborhood. By April, the bank will have 15 units in different regions of the country.. Key drivers for this market are: Guaranteed Protection Drives The Market. Potential restraints include: Long and Costly Legal Procedures. Notable trends are: Digital Payments Are Driving a Profound Change in Brazil's Banking Sector.

Brazil Reserve Requirements: FI: Securities data was reported at 0.000 BRL mn in Mar 2025. This stayed constant from the previous number of 0.000 BRL mn for Feb 2025. Brazil Reserve Requirements: FI: Securities data is updated monthly, averaging 3,187.000 BRL mn from Jan 1995 (Median) to Mar 2025, with 363 observations. The data reached an all-time high of 99,975.000 BRL mn in Sep 2008 and a record low of 0.000 BRL mn in Mar 2025. Brazil Reserve Requirements: FI: Securities data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.KAA025: Reserve Requirement . Brazilian Central Bank has made changes in methodology of Financial System Credit Data in February of 2013 after 13 years following the same methodology. These changes are necessary face the expansion of credit, favored by the improvement of the indicators of employment and income, continuous and sharp reduction of the interest rates and by important institutional advances. It is essential the availability of new information, in particular, which allows more detailed monitoring of credit arrangements with targeted resources, especially real estate financing, whose dynamism has contributed to reducing the housing deficit in the country. The main change includes coverage of data on concessions, interest rates, terms and default rates that were extended to the segment of directed credit and also became necessary to further detailing the statistical framework, to enable identification of the terms most relevant as well as reduce the relative share of loans not classified - embedded in 'other receivables'. Banco Central do Brasil fez mudanças na metodologia de Dados de Crédito do Sistema Financeiro, em fevereiro de 2013 depois de 13 anos seguindo a mesma metodologia. Essas mudanças são fundamentais face a expansão do crédito, favorecido pela melhora dos indicadores de emprego e renda, redução contínua e acentuada das taxas de juro e por importantes avanços institucionais. É imprescindível a disponibilidade de novas informações, em particular, que possibilitem o acompanhamento mais detalhado das modalidades de crédito com recursos direcionados, sobretudo os financiamentos imobiliários, cujo dinamismo tem contribuído para a redução do déficit habitacional no País. A principal alteração compreende a cobertura dos dados relativos a concessões, taxas de juros, prazos e índices de inadimplência que passam a serem estendidos ao segmento de crédito direcionado e também se fez necessário aprofundar o detalhamento do arcabouço estatístico, de modo a possibilitar a identificação das modalidades mais relevantes, bem como reduzir a participação relativa das operações de crédito não classificadas – incorporadas em “outros créditos”.

Graph and download economic data for Interest Rates, Government Securities, Treasury Bills for Brazil (INTGSTBRM193N) from Jan 1995 to Jun 2025 about bills, Brazil, Treasury, securities, government, interest rate, interest, and rate.

The 'Interest Rate Decision' in Brazil refers to the periodic meeting of the Central Bank of Brazil's Monetary Policy Committee (COPOM) to set the benchmark Selic rate.-2025-05-07

Interbank Rate in Brazil remained unchanged at 14.90 percent in November. This dataset provides - Brazil Interbank Rate- actual values, historical data, forecast, chart, statistics, economic calendar and news.

Inflation Rate in Brazil decreased to 4.68 percent in October from 5.17 percent in September of 2025. This dataset provides - Brazil Inflation Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Mortgage credit interest rate, percent in Brésil, septembre, 2025 Pour cet indicateur, Central Bank of Brazil fournit des données pour la Brésil de mars 2011 à septembre 2025. La valeur moyenne pour Brésil pendant cette période était de 9.07 pour cent avec un minimum de 6.63 pour cent en mai 2021 et un maximum de 11.41 pour cent en juillet 2023. | TheGlobalEconomy.com