The benchmark interest rate in Brazil was last recorded at 15 percent. This dataset provides - Brazil Interest Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Brazil's inflation rate and central bank interest rate have experienced significant fluctuations from 2018 to 2025, reflecting broader global economic trends. The country's inflation peaked at ***** percent in April 2022, followed by a gradual decline and subsequent rise, while the central bank adjusted its Selic rate in response to these economic dynamics. This pattern of volatility and monetary policy adjustments mirrors similar experiences in other major economies during the same period. Global context of inflation and interest rates Brazil's economic indicators align with the global trend of rising inflation and subsequent central bank responses observed in many countries. Like Brazil, other major economies such as the United States, the United Kingdom, and the European Union implemented aggressive rate hikes throughout 2022-2023 to combat inflationary pressures. However, a coordinated shift began in mid-2024, with many central banks initiating rate cuts. This global trend is reflected in Brazil's monetary policy decisions, as the country began reducing its Selic rate in August 2023 after maintaining it at ***** percent for several months. From the middle of 2024, however, the Brazilian central bank implemented several interest rate hikes, setting the rate at ** percent in October 2025. Comparison with other economies While Brazil's inflation rate reached **** percent in October 2025, other major economies exhibited varying levels of inflationary pressure. For instance, China consistently reported the lowest inflation rate among developed economies, while Russia maintained an exceptionally high inflation rate during the same period. The United Kingdom, which experienced similar volatility in its inflation rate, saw it peak at *** percent in October 2022 before moderating to *** percent by the end of 2024. These comparisons highlight the diverse economic conditions and policy responses across different countries, with Brazil's experience falling somewhere in the middle of this spectrum.

Brazil Reference Interest Rate: Monthly Average: Per Annum data was reported at 0.000 % pa in Nov 2018. This stayed constant from the previous number of 0.000 % pa for Oct 2018. Brazil Reference Interest Rate: Monthly Average: Per Annum data is updated monthly, averaging 0.670 % pa from Dec 2008 (Median) to Nov 2018, with 120 observations. The data reached an all-time high of 2.824 % pa in Aug 2016 and a record low of 0.000 % pa in Nov 2018. Brazil Reference Interest Rate: Monthly Average: Per Annum data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.MC002: Lending Rate: Central Bank of Brazil.

Monthly and long-term Brazil Interest Rate data: historical series and analyst forecasts curated by FocusEconomics.

Brazil Money Market Interest Rate: Monthly Average: Per Annum data was reported at 6.400 % pa in Nov 2018. This stayed constant from the previous number of 6.400 % pa for Oct 2018. Brazil Money Market Interest Rate: Monthly Average: Per Annum data is updated monthly, averaging 10.630 % pa from Dec 2008 (Median) to Nov 2018, with 120 observations. The data reached an all-time high of 14.140 % pa in Dec 2015 and a record low of 6.390 % pa in Sep 2018. Brazil Money Market Interest Rate: Monthly Average: Per Annum data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Global Database’s Brazil – Table BR.MC005: Money Market Rate.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Purchase Other Goods: Caixa Economica Federal data was reported at 37.680 % pa in 03 Jul 2019. This records a decrease from the previous number of 37.880 % pa for 02 Jul 2019. Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Purchase Other Goods: Caixa Economica Federal data is updated daily, averaging 32.080 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 100.940 % pa in 23 Feb 2018 and a record low of 0.000 % pa in 14 Aug 2018. Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Purchase Other Goods: Caixa Economica Federal data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB027: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Purchase Other Goods. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Swap Rate: Interbank Deposit & Fixed Rate: Monthly Average: 120 days data was reported at 6.270 % pa in Jun 2019. This records a decrease from the previous number of 6.410 % pa for May 2019. Brazil Swap Rate: Interbank Deposit & Fixed Rate: Monthly Average: 120 days data is updated monthly, averaging 12.198 % pa from Mar 2001 (Median) to Jun 2019, with 220 observations. The data reached an all-time high of 27.700 % pa in Feb 2003 and a record low of 6.232 % pa in Apr 2018. Brazil Swap Rate: Interbank Deposit & Fixed Rate: Monthly Average: 120 days data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.ME002: Interest Rate Swap: Monthly Average.

Inflation Rate in Brazil decreased to 4.68 percent in October from 5.17 percent in September of 2025. This dataset provides - Brazil Inflation Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Brazil Gross External Debt: Interest Rate Distribution: Floating Rates data was reported at 160.079 USD bn in 2018. This records an increase from the previous number of 156.627 USD bn for 2017. Brazil Gross External Debt: Interest Rate Distribution: Floating Rates data is updated yearly, averaging 98.675 USD bn from Dec 1983 (Median) to 2018, with 36 observations. The data reached an all-time high of 172.481 USD bn in 2014 and a record low of 64.051 USD bn in 2005. Brazil Gross External Debt: Interest Rate Distribution: Floating Rates data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FD013: Gross External Debt: by Interest Rate Type: Annual.

Public Sector: Year to Date: Central Bank of Brazil: Uses: External Interest Rate data was reported at -9,565.487 BRL mn in Apr 2019. This records a decrease from the previous number of -7,105.478 BRL mn for Mar 2019. Public Sector: Year to Date: Central Bank of Brazil: Uses: External Interest Rate data is updated monthly, averaging -3,498.330 BRL mn from Jan 2002 (Median) to Apr 2019, with 208 observations. The data reached an all-time high of 88.121 BRL mn in Jun 2004 and a record low of -23,858.758 BRL mn in Dec 2018. Public Sector: Year to Date: Central Bank of Brazil: Uses: External Interest Rate data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA017: Public Sector: Uses and Sources: Central Bank of Brazil: Year to Date. Banco Central do Brasil (Bacen)

Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Purchase Other Goods: Caixa Economica Federal data was reported at 2.700 % per Month in 03 Jul 2019. This records a decrease from the previous number of 2.710 % per Month for 02 Jul 2019. Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Purchase Other Goods: Caixa Economica Federal data is updated daily, averaging 2.350 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 5.990 % per Month in 23 Feb 2018 and a record low of 0.000 % per Month in 14 Aug 2018. Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Purchase Other Goods: Caixa Economica Federal data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB002: Lending Rate: per Month: by Banks: Pre-Fixed: Individuals: Purchase Other Goods. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Swap Rate: Interbank Deposit & Fixed Rate: Monthly Average: 30 days data was reported at 6.389 % pa in Jun 2019. This records a decrease from the previous number of 6.406 % pa for May 2019. Brazil Swap Rate: Interbank Deposit & Fixed Rate: Monthly Average: 30 days data is updated monthly, averaging 12.185 % pa from Mar 2001 (Median) to Jun 2019, with 220 observations. The data reached an all-time high of 26.630 % pa in Mar 2003 and a record low of 6.337 % pa in May 2018. Brazil Swap Rate: Interbank Deposit & Fixed Rate: Monthly Average: 30 days data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.ME002: Interest Rate Swap: Monthly Average.

Brazil Lending Rate: per Month: Pre-Fixed: Corporate Entities: Discount Duplicate: Caixa Economica Federal data was reported at 2.700 % per Month in 03 Jul 2019. This records an increase from the previous number of 2.680 % per Month for 02 Jul 2019. Brazil Lending Rate: per Month: Pre-Fixed: Corporate Entities: Discount Duplicate: Caixa Economica Federal data is updated daily, averaging 2.680 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1865 observations. The data reached an all-time high of 3.680 % per Month in 13 Dec 2018 and a record low of 0.000 % per Month in 29 May 2018. Brazil Lending Rate: per Month: Pre-Fixed: Corporate Entities: Discount Duplicate: Caixa Economica Federal data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB019: Lending Rate: per Month: by Banks: Pre-Fixed: Corporate Entities: Discount Duplicate. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Guaranteed Account: Banestes S.A. Banco do Estado do Espirito Santo data was reported at 38.880 % pa in 03 Jul 2019. This records an increase from the previous number of 38.290 % pa for 02 Jul 2019. Brazil Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Guaranteed Account: Banestes S.A. Banco do Estado do Espirito Santo data is updated daily, averaging 33.580 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1865 observations. The data reached an all-time high of 101.900 % pa in 06 Sep 2012 and a record low of 0.000 % pa in 27 Feb 2018. Brazil Lending Rate: per Annum: Pre-Fixed: Corporate Entities: Guaranteed Account: Banestes S.A. Banco do Estado do Espirito Santo data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB042: Lending Rate: per Annum: by Banks: Pre-Fixed: Corporate Entities: Guaranteed Account. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Public Sector: State Government: Uses: Internal Interest Rate: Monetary Updating data was reported at 4,128.682 BRL mn in Apr 2019. This records a decrease from the previous number of 6,618.036 BRL mn for Mar 2019. Brazil Public Sector: State Government: Uses: Internal Interest Rate: Monetary Updating data is updated monthly, averaging 1,921.210 BRL mn from Jan 2001 (Median) to Apr 2019, with 220 observations. The data reached an all-time high of 9,881.598 BRL mn in Oct 2002 and a record low of -5,303.458 BRL mn in Nov 2018. Brazil Public Sector: State Government: Uses: Internal Interest Rate: Monetary Updating data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA028: Public Sector: Uses and Sources: State Government.

Brazil Gross External Debt: Interest Rate Distribution: Floating Rates: Others data was reported at 15.507 USD bn in 2018. This records an increase from the previous number of 12.441 USD bn for 2017. Brazil Gross External Debt: Interest Rate Distribution: Floating Rates: Others data is updated yearly, averaging 17.813 USD bn from Dec 1983 (Median) to 2018, with 36 observations. The data reached an all-time high of 44.504 USD bn in 2003 and a record low of 8.357 USD bn in 1983. Brazil Gross External Debt: Interest Rate Distribution: Floating Rates: Others data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FD013: Gross External Debt: by Interest Rate Type: Annual.

Brazil Public Sector: Uses: Internal Interest Rate: Monetary Updating data was reported at 25,706.507 BRL mn in Apr 2019. This records a decrease from the previous number of 40,999.878 BRL mn for Mar 2019. Brazil Public Sector: Uses: Internal Interest Rate: Monetary Updating data is updated monthly, averaging 6,646.444 BRL mn from Dec 2001 (Median) to Apr 2019, with 209 observations. The data reached an all-time high of 59,908.037 BRL mn in May 2018 and a record low of -32,509.636 BRL mn in Nov 2018. Brazil Public Sector: Uses: Internal Interest Rate: Monetary Updating data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Government and Public Finance – Table BR.FA010: Public Sector: Uses and Sources.

Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Credit Public Payroll: Mercantil do Brasil Financeira S.A. Cred Finan e Invs data was reported at 2.060 % per Month in 03 Jul 2019. This stayed constant from the previous number of 2.060 % per Month for 02 Jul 2019. Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Credit Public Payroll: Mercantil do Brasil Financeira S.A. Cred Finan e Invs data is updated daily, averaging 0.000 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 2.630 % per Month in 06 Jul 2016 and a record low of 0.000 % per Month in 17 Nov 2018. Brazil Lending Rate: per Month: Pre-Fixed: Individuals: Credit Public Payroll: Mercantil do Brasil Financeira S.A. Cred Finan e Invs data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB008: Lending Rate: per Month: by Banks: Pre-Fixed: Individuals: Credit Public Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Lending Rate: per Month: Pre-Fixed: Corporate Entities: Discount Duplicate: BIORC CFI data was reported at 4.290 % per Month in 03 Jul 2019. This stayed constant from the previous number of 4.290 % per Month for 02 Jul 2019. Brazil Lending Rate: per Month: Pre-Fixed: Corporate Entities: Discount Duplicate: BIORC CFI data is updated daily, averaging 3.480 % per Month from Jan 2012 (Median) to 03 Jul 2019, with 1865 observations. The data reached an all-time high of 6.000 % per Month in 20 Jun 2019 and a record low of 0.000 % per Month in 22 Mar 2018. Brazil Lending Rate: per Month: Pre-Fixed: Corporate Entities: Discount Duplicate: BIORC CFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB019: Lending Rate: per Month: by Banks: Pre-Fixed: Corporate Entities: Discount Duplicate. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Purchase Other Goods: Omni S.A. Credito Financiamento e Investimento data was reported at 60.410 % pa in 03 Jul 2019. This records a decrease from the previous number of 61.330 % pa for 02 Jul 2019. Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Purchase Other Goods: Omni S.A. Credito Financiamento e Investimento data is updated daily, averaging 107.580 % pa from Jan 2012 (Median) to 03 Jul 2019, with 1867 observations. The data reached an all-time high of 120.340 % pa in 20 Jun 2015 and a record low of 0.000 % pa in 27 Apr 2018. Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Purchase Other Goods: Omni S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB027: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Purchase Other Goods. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this