View weekly updates and historical trends for 30 Year Mortgage Rate. from United States. Source: Freddie Mac. Track economic data with YCharts analytics.

In the United States, interest rates for all mortgage types started to increase in 2021. This was due to the Federal Reserve introducing a series of hikes in the federal funds rate to contain the rising inflation. In the second quarter of 2025, the 30-year fixed rate dropped slightly, to **** percent. The rate remained below the peak of **** percent in the fourth quarter of 2023. Why have U.S. home sales decreased? Cheaper mortgages normally encourage consumers to buy homes, while higher borrowing costs have the opposite effect. As interest rates increased in 2022, the number of existing homes sold plummeted. Soaring house prices over the past 10 years have further affected housing affordability. Between 2014 and 2024, the median price of an existing single-family home risen by about ** percent. On the other hand, the median weekly earnings have risen much slower. Comparing mortgage terms and rates Between 2008 and 2024, the average rate on a 15-year fixed-rate mortgage in the United States stood between **** and **** percent. Over the same period, a 30-year mortgage term averaged a fixed-rate of between **** and **** percent. Rates on 15-year loan terms are lower to encourage a quicker repayment, which helps to improve a homeowner’s equity.

Car loan interest rates in the United States decreased since mid-2024. Thus, the period of rapidly rising interest rates, when they increased from 3.85 percent in December 2021 to 7.92 percent in June 2024, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

Graph and download economic data for 30-Year Fixed Rate FHA Mortgage Index (OBMMIFHA30YF) from 2017-01-03 to 2025-12-01 about FHA, 30-year, mortgage, fixed, rate, indexes, and USA.

State Texas Florida California Georgia North Carolina Arizona Ohio Tennessee Indiana Pennsylvania South Carolina Illinois Michigan Alabama Virginia Missouri Colorado Maryland New Jersey New York Kentucky Louisiana Nevada Oklahoma Washington Utah Arkansas Oregon Mississippi Minnesota Massachusetts New Mexico Wisconsin Kansas Idaho Puerto Rico Connecticut Iowa Nebraska West Virginia Delaware Maine Rhode Island New Hampshire Montana South Dakota Wyoming North Dakota Alaska Hawaii District of Columbia Vermont Guam Virgin Islands of the U.S.Avg FHA 2025YTD Rate 5.90% 6.04% 6.20% 6.24% 6.21% 5.95% 6.52% 6.29% 6.44% 6.44% 6.15% 6.53% 6.52% 6.21% 6.36% 6.43% 6.08% 6.39% 6.38% 6.42% 6.40% 6.36% 6.18% 6.30% 6.35% 6.16% 6.33% 6.24% 6.31% 6.46% 6.37% 6.24% 6.53% 6.49% 6.04% 5.87% 6.42% 6.53% 6.39% 6.45% 6.18% 6.30% 6.44% 6.47% 6.13% 6.12% 6.29% 6.25% 6.32% 6.20% 6.32% 6.48% 6.33% 6.35%

California Resources reported $5M in Interest Income for its fiscal quarter ending in June of 2025. Data for California Resources | CRC - Interest Income including historical, tables and charts were last updated by Trading Economics this last November in 2025.

Graph and download economic data for 30-Year Fixed Rate Jumbo Mortgage Index (OBMMIJUMBO30YF) from 2017-01-03 to 2025-12-01 about jumbo, 30-year, mortgage, fixed, rate, indexes, and USA.

Snapshot of leading multi-year guaranteed annuity (MYGA) rates by common term lengths. Rates subject to change; verify before purchase.