Key information about United Kingdom Capital Adequacy Ratio

• United Kingdom Capital Adequacy Ratio was measured at 21.3 % in Dec 2023, compared with the previous update of 21.4 % in Dec 2022
• UK Liquid Assets Ratio is updated yearly, available from Dec 2008 to Dec 2023
• The data reached an all-time high of 22.1 % in Dec 2021 and a record low of 12.9 % in Dec 2008

HSBC and Standard Chartered had the highest Common Equity Tier 1 (CET1) capital ratios among the five largest banks in the United Kingdom in 2024, with ratios of 14.9 percent and 14.2 percent, respectively. Barclays and NatWest ranked third, with a CET1 ratio of 13.6 percent. Capital ratios express a bank’s capital as a percentage of its risk-weighted assets (RWAs). Capital requirements for European banks were raised after the Basel III accord and phased in on the 1st of January 2015, with a new minimum requirement of CET1 ratio of 4.5 percent. The United Kingdom's largest banks have all continued to meet the minimum requirement up to 2023.

Capital ratios in the UK banking sector showed significant improvement between 2014 and 2024, despite periodic fluctuations. While the sharpest decline occurred in the first quarter of 2022, ratios recovered in subsequent quarters. By the fourth quarter of 2024, the total capital ratio reached **** percent, with the Tier 1 ratio at **** percent and the CET1 ratio at **** percent.

The statistic depicts the developmnt of average capital ratio of major banks in the United Kingdom (UK) from March 2012 to December 2014. The capital requirements of banks increased throughout this period and reached 11.3 percent by the end of 2014.

Os dados de Índice de Adequação de Capital do Reino Unido foram registrados em 21.3 % em 2023. Este registro de uma queda com relação aos números anteriores de 21.4 % em 2022. Os dados de Índice de Adequação de Capital do Reino Unido são atualizados anualmente, com uma média de 20.1 % em 2008 até 2023, com 16 observações. Os dados alcançaram um alto recorde de 22.1 % em 2021 e um baixo recorde de 12.9 % em 2008. Os dados de Índice de Adequação de Capital do Reino Unido permanecem com status ativo na CEIC e são reportados pela fonte: CEIC Data. Os dados são classificados sob o World Trend Plus’ Global Economic Monitor – Table: Capital Adequacy Ratio: Annual.

The tier 1 capital ratio of the Lloyds Banking Group generally increased between 2010 and 2024. The ratio increased overall until 2018, reaching a value of **** percent before decreasing to **** percent in 2019. The Tier 1 capital ratio rose again in 2020 and 2021, reaching **** percent. In the year 2024, the ratio went down to **** percent. Tier 1 common capital ratio is a measurement of a bank's core equity capital compared with its total risk-weighted assets.

In 2023, Crédit Mutuel led the top 15 European banks with a common equity tier 1 (CET1) ratio of 19.2 percent, followed by UniCredit at 16.1 percent. Following the Basel III accord implementation on January 1, 2015, European banks faced higher capital requirements, including a new minimum CET1 ratio of 4.5 percent. Throughout 2023, the EU banking sector demonstrated strong capital adequacy, with the banking sector's CET1 ratio significantly exceeding the regulatory minimum. European banks on the global stage European banks showcased their strength on the global stage, with the average CET1 ratio of the largest banks surpassing their U.S. counterparts. This signifies a robust capital position and resilience in facing economic challenges. HSBC represents European banks among the world's largest financial institutions. In 2023, the UK-headquartered bank made it to the largest 15 banks worldwide based on market capitalization, with a market cap of over 156 billion U.S. dollars. Banking crisis: Nosedive in March 2023 The March 2023 collapse of Silicon Valley Bank (SVB) and Signature Bank in the United States sparked a banking crisis that quickly spread to Europe, culminating in Credit Suisse's distress. As investor confidence plummeted, major European bank stocks experienced steep declines. Although share prices partially recovered in late March, they remained significantly below their early-month levels. However, in the following months, the banking sector gradually stabilized as regulatory measures and central bank interventions helped restore market confidence.

Rasio Kecukupan Modal Inggris Raya dilaporkan sebesar 21.3 % pada 2023. Rekor ini turun dibanding sebelumnya yaitu 21.4 % untuk 2022. Data Rasio Kecukupan Modal Inggris Raya diperbarui tahunan, dengan rata-rata 20.1 % dari 2008 sampai 2023, dengan 16 observasi. Data ini mencapai angka tertinggi sebesar 22.1 % pada 2021 dan rekor terendah sebesar 12.9 % pada 2008. Data Rasio Kecukupan Modal Inggris Raya tetap berstatus aktif di CEIC dan dilaporkan oleh CEIC Data. Data dikategorikan dalam Global Economic Monitor World Trend Plus – Table: Capital Adequacy Ratio: Annual.

The Common Equity Tier 1 (CET1) ratio of the United Kingdom (UK) based Nationwide Building Society increased steadily from 2013 to 2021, before falling to 26.5 percent in 2023. The CET1 ratio peaked at 36.4 percent in 2021, up from 31.9 percent in 2020. As of 2024, it slightly increased to 27.1 percent, which was above regulatory capital requirements of 12.9 percent.

Großbritanniens Eigenkapitalquote belief sich im 2023 auf 21.3 %. Dies stellt einen Rückgang im Vergleich zu den vorherigen Zahlen von 21.4 % für 2022 dar. Großbritanniens Eigenkapitalquote werden jährlich aktualisiert, mit einem Durchschnitt von 20.1 % von 2008 bis 2023, mit 16 Beobachtungen. Die Daten erreichten ein Allzeithoch in Höhe von 22.1 % im 2021 und ein Rekordtief in Höhe von 12.9 % im 2008. Großbritanniens Eigenkapitalquote Daten behalten den Aktiv-Status in CEIC und werden von CEIC Data gemeldet. Die Daten werden unter World Trend Pluss Global Economic Monitor – Table: Capital Adequacy Ratio: Annual kategorisiert.

英国的资本充足率在12-01-2023达21.3%，相较于12-01-2022的21.4%有所下降。英国资本充足率数据按年更新，12-01-2008至12-01-2023期间平均值为20.1%，共16份观测结果。该数据的历史最高值出现于12-01-2021，达22.1%，而历史最低值则出现于12-01-2008，为12.9%。CEIC提供的英国资本充足率数据处于定期更新的状态，数据来源于CEIC Data，数据归类于世界趋势数据库的全球经济数据 – 表：资本充足率：年度。

In 2023, there were 1.90 million new passenger cars registered in the United Kingdom. This was an 18 percent increase compared to the previous year. The UK new car market has recorded its best year since the pandemic. The growth in 2023, was attributed to fleet investment, as the supply constraints of the previous year faded, thereby facilitating the fulfillment of accumulated demand. . What consumers want The most important feature British consumers were looking for in their new car was fuel efficiency. According to a 2023 Statista survey, some 56 percent of respondents reported this characteristic to be of importance to them when deciding on a new purchase. Vehicle safety, suitability for everyday use, low price, and high driving comfort were the features rounding off the top five. Total number of licensed cars The overall number of licensed cars in Great Britain came close to 32.2 million units in 2022, which marked a full recovery from the dip recorded in 2020, due to the COVID-19 pandemic. Almost 31.9 million units were registered in Great Britain in 2019.

イギリスの自己資本比率は、2023に21.3 %を記録しました。前期2022の 21.4 %と比べると下落の結果となりました。イギリスの自己資本比率は年次で更新され、2008から2023の16つの値で平均は 20.1 %。最高値は2021の22.1 %、最低値は2008の12.9 %。自己資本比率はActiveステータスデータであり、CEIC Dataが発表元です。当データは、World Trend PlusのGlobal Economic Monitor – Table: Capital Adequacy Ratio: Annualに格納されています。