In the fourth quarter of 2025, most banks in the United States perceived a decrease in the demand for car loans. The net percentage shows the difference between the senior loan officers that reported a growth in demand and those that reported a fall in demand for car loans. Any figure above 0 signals that over 50 percent of respondents perceived an increase in demand, while figures below 0 signal that at least half of the officers interviewed observed a decline in demand. In the fourth quarter of 2025, the index was *****.

View quarterly updates and historical trends for US Auto Loan Debt. from United States. Source: Federal Reserve Bank of New York. Track economic data with…

Car loan interest rates in the United States decreased since mid-2024. Thus, the period of rapidly rising interest rates, when they increased from 3.85 percent in December 2021 to 7.92 percent in June 2024, has come to an end. The Federal Reserve interest rate is one of the main causes of the interest rates of loans rising or falling. If inflation stays under control, the Federal Reserve will start cutting the interest rates, which would have the effect of the cost of car loans falling too. How many cars have financing in the United States? Car financing exists because not everyone who wants or needs a car can purchase it outright. A financial institution will then lend the money to the customer for purchasing the car, which must then be repaid with interest. Most new vehicles in the United States in 2024 were purchased using car loans. It is not as common to use car loans for purchasing used vehicles as for new ones, although over a third of used vehicles were purchased using loans. The car industry in the United States The car financing business is huge in the United States, due to the high sales of both new and used vehicles in the country. A lot of the United States is very car-centric, which means that, outside large cities, it can often be difficult to do their daily commutes through other transportation methods. In fact, only a small percentage of U.S. workers used public transport to go to work. That is one of the factors that has helped establish the importance of the automotive sector in North America. Nevertheless, there are still countries in Asia-Pacific, Africa, the Middle East, and Europe with higher car-ownership rates than the United States.

The automotive loan balances in the United States amounted to **** trillion U.S. dollars in the first quarter of 2025. During the past years, the value of outstanding car loans have been increasing steadily with only a few exceptions, such as a slight decline from the first to the second quarter of 2020 due to the start of the COVID-19 pandemic.

Graph and download economic data for Average Amount Financed for New Car Loans at Finance Companies (DTCTLVENANM) from Mar 2008 to Jun 2025 about financing, finance companies, companies, finance, average, vehicles, financial, new, loans, and USA.

The India Auto Loan Market Report is Segmented by Loan Provider Type (Non-Captive Banks, Non-Banking Financial Companies, OEM-Captive Finance Arms, and More), Vehicle Type (Passenger Vehicles, Commercial Vehicles), Ownership (New Vehicles, Used Vehicles), Distribution Channel (Dealership Point-Of-Sale, Online Direct Lending, and More), and Geography (India). The Market Forecasts are Provided in Terms of Value (USD).

View quarterly updates and historical trends for US Auto Loans Delinquent by 90 or More Days. from United States. Source: Federal Reserve Bank of New York…

View quarterly updates and historical trends for US Auto Loan Accounts. from United States. Source: Federal Reserve Bank of New York. Track economic data …

Car Loan Delinquency in the United States increased to 6.65 percent in October from 6.50 percent in September of 2025. This dataset includes a chart with historical data for the United States Car Loan Delinquency.

The United States Car Loan Market Report is Segmented by Vehicle Type (Passenger Vehicle, Commercial Vehicle), Ownership (New Vehicles, Used Vehicles), Provider Type (Banks, Non-Banking Financial Institutions, Original Equipment Manufacturers, Other Provider Types), and Tenure (Less Than 3 Years, 3-5 Years, More Than 5 Years). The Market Forecasts are Provided in Terms of Value (USD).

Debt Balance Auto Loans in the United States remained unchanged at 1.66 Trillion USD in the third quarter of 2025 from 1.66 Trillion USD in the second quarter of 2025. This dataset includes a chart with historical data for the United States Debt Balance Auto Loans.

The Europe Car Loan Market Report is Segmented by Loan Provider Type (Non-Captive Banks, Non-Banking Financial Services, Original Equipment Manufacturers' Captives, and More), Vehicle Type (New Car, Used Car), Distribution Channel (Dealership Point-Of-Sale, Online Direct Lending, and More), and Geography (United Kingdom, Germany, France, Spain, and More). The Market Forecasts are Provided in Terms of Value (USD).

In early 2025, Texas was one of the U.S. states with the highest debt balances from car loans. The car loan debt balance per capita in the United States as a whole was ***** U.S. dollars. That figure is the result of dividing the total debt balance for that type of loan by the number of people living in the U.S., even those who do not have any car loan debt at all. That means that this figure is not representative of the amount of debt that an individual with a car loan has. In fact, the average car loan debt of people with some debt of that type in the U.S. is significantly higher.

Individual car loan status statistical trend data (Financial Joint Credit Information Center)

Graph and download economic data for Average Amount Financed for Used Car Loans at Finance Companies (DISCONTINUED) (DTCTLVEUANQ) from Q1 2008 to Q4 2024 about used, financing, finance companies, companies, finance, average, vehicles, financial, loans, and USA.

The Global Car Loan Market Report is Segmented by Vehicle Type (Passenger Vehicle, Commercial Vehicle), Ownership (New Vehicles, Used Vehicles), Provider Type (Banks, Non-Banking Financial Institutions, Original Equipment Manufacturers, and Other Provider Types), Tenure (Less Than 3 Years, 3-5 Years, and More), and Geography (North America, South America, and More). The Market Forecasts are Provided in Terms of Value (USD).

Graph and download economic data for Motor Vehicle Loans Owned and Securitized (DISCONTINUED) (MVLOAS) from Q1 1943 to Q4 2024 about securitized, owned, vehicles, loans, and USA.

The size of the Japan Car Loan Market market was valued at USD 49.92 Million in 2024 and is projected to reach USD 85.94 Million by 2033, with an expected CAGR of 8.07% during the forecast period. Recent developments include: July 2023: Japanese prime auto loan issuer was to raise USD 251.6 million in U.S. ABS. OSCAR US Funding XV LLC is issuing three classes of notes totaling USD 251.6 million for OSCAR US 2023-1 with final maturities ranging from 2024 to 2027., June 2023: Mitsubishi UFJ Financial Group has agreed to acquire Indonesian auto loan provider Mandala Multifinance for USD 467 million to expand its presence in Asia and tap into emerging middle-class consumers in the region.. Key drivers for this market are: Increasing Consumer Demand for Vehicles. Potential restraints include: Increasing Consumer Demand for Vehicles. Notable trends are: Passenger Cars in Japan Market.

This dataset provides values for CAR LOAN DELINQUENCY reported in several countries. The data includes current values, previous releases, historical highs and record lows, release frequency, reported unit and currency.

View monthly updates and historical trends for US Loan-to-Value Ratio of New Car Loans at Auto Finance Companies (DISCONTINUED). from United States. Sourc…