Graph and download economic data for National Rate: 60 Month CD <100M (NDR60MCD) from Apr 2021 to Feb 2025 about CD, deposits, 5-year, rate, and USA.

According to Cognitive Market Research, the global Certificate of Deposit market size will be USD XX million in 2024. It will expand at a compound annual growth rate (CAGR) of 8.00% from 2024 to 2031.

North America held the major market share for more than 40% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 6.2% from 2024 to 2031.
Europe accounted for a market share of over 30% of the global revenue with a market size of USD XX million.
Asia Pacific held a market share of around 23% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 10.0% from 2024 to 2031.
Latin America had a market share of more than 5% of the global revenue with a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.4% from 2024 to 2031.
Middle East and Africa had a market share of around 2% of the global revenue and was estimated at a market size of USD XX million in 2024 and will grow at a compound annual growth rate (CAGR) of 7.7% from 2024 to 2031.
The Less than 1 year held the highest Certificate of Deposit market revenue share in 2024.

Market Dynamics of Certificate of Deposit Market

Key Drivers for Certificate of Deposit Market

Growing Demand for Early Retirement Planning to Increase the Demand Globally

The growing demand for early retirement planning is driving the Certificate of Deposit (CD) market as individuals increasingly seek secure and reliable investment options to ensure financial stability in their retirement years. CDs offer a low-risk investment with guaranteed returns, making them an attractive choice for conservative investors looking to preserve capital and generate predictable income. With an aging population and heightened awareness of the need for financial planning, more people are prioritizing investments that provide safety and stability. CDs, with their fixed interest rates and protection against market volatility, align well with the goals of early retirees who prioritize preserving their savings while earning a steady return. This trend fuels the growth of the CD market as part of comprehensive retirement strategies.

Growing Demand of Enhanced CD products to Propel Market Growth

The growing demand for enhanced Certificate of Deposit (CD) products is driving the market due to their ability to offer higher returns and additional features compared to traditional CDs. Enhanced CDs, such as those with variable interest rates, callable options, or market-linked returns, attract investors seeking better yields while still enjoying the security and low risk associated with CDs. These innovative products appeal to a broader range of investors, including those looking for diversified income streams and higher growth potential. Additionally, the customization and flexibility of enhanced CDs cater to the evolving preferences of investors, who are increasingly sophisticated and seeking tailored financial solutions. This trend boosts the attractiveness and market adoption of CDs, expanding their role in investment portfolios.

Restraint Factor for the Certificate of Deposit Market

Low Interest Rates to Limit the Sales

Low interest rates restrain the Certificate of Deposit (CD) market by reducing the attractiveness of these financial instruments to investors seeking higher returns. When interest rates are low, the yields on CDs decrease, making them less appealing compared to other investment options such as stocks, bonds, or mutual funds, which may offer higher potential returns. This diminished appeal leads to reduced demand for CDs among both retail and institutional investors. Additionally, low interest rates can prompt banks and financial institutions to offer fewer incentives or promotional rates for CDs, further dampening market growth. The overall impact is a slowdown in the market's expansion, as investors seek alternative investments that promise better returns in a low-interest-rate environment.

Impact of Covid-19 on the Certificate of Deposit Market

The COVID-19 pandemic had a mixed impact on the Certificate of Deposit (CD) market. On one hand, economic uncertainty and market volatility drove many investors towards safer, more stable investment options like CDs. This increased demand for secure, low-risk instruments as people sought to protect their capital. On the ot...

China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data was reported at 2.021 % pa in 26 Mar 2025. This records an increase from the previous number of 2.005 % pa for 25 Mar 2025. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data is updated daily, averaging 2.580 % pa from Feb 2017 (Median) to 26 Mar 2025, with 2033 observations. The data reached an all-time high of 5.758 % pa in 27 Dec 2017 and a record low of 1.212 % pa in 07 Apr 2020. China CD of Commercial Bank (AA) Yield: Yield to Maturity: 2 Month data remains active status in CEIC and is reported by China Central Depository & Clearing Co., Ltd. The data is categorized under China Premium Database’s Money Market, Interest Rate, Yield and Exchange Rate – Table CN.MO: CD of Commercial Bank Yield: Yield to Maturity.

Congo, The Democratic Republic of the CD: Deposit Rate data was reported at 4.185 % pa in 2017. This records an increase from the previous number of 3.375 % pa for 2016. Congo, The Democratic Republic of the CD: Deposit Rate data is updated yearly, averaging 7.719 % pa from Dec 2007 (Median) to 2017, with 11 observations. The data reached an all-time high of 16.773 % pa in 2010 and a record low of 3.375 % pa in 2016. Congo, The Democratic Republic of the CD: Deposit Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Unadjusted and adjusted rate ratios for CD in 2014–2016 vs. 2004–2007 among women in Robson Groups 1, 2a, and 5 after sequential adjustmentb'*' for maternal characteristics, obstetric practice factors, and fetal/infant characteristics, Sweden and BC, Canada.

Deposit Interest Rate in Honduras increased to 8.21 percent in 2024 from 5.94 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Honduras.

The global professional CD player market is anticipated to experience substantial growth during the forecast period, with a CAGR of XX% from 2023 to 2033. Valued at XXX million in 2023, the market is projected to reach a value of XXX million by 2033. The primary drivers of this growth include the rising demand for high-quality audio playback in various commercial and professional settings such as churches, education, retail locations, and restaurants. Additionally, the advancements in audio technology and the increasing adoption of digital streaming platforms are contributing to the market's expansion. The professional CD player market is segmented based on application, type, and region. In terms of application, the market is categorized into churches, education, retail locations, restaurants, and others. The single CD player segment holds a significant market share due to its cost-effectiveness and ease of use in smaller venues. The dual CD player segment is expected to witness significant growth owing to its enhanced functionality and ability to seamlessly transition between two discs. Regionally, the market is divided into North America, South America, Europe, Middle East & Africa, and Asia Pacific. North America is currently the largest regional market, followed by Europe. However, the Asia Pacific region is expected to experience the highest growth rate during the forecast period due to the increasing adoption of professional audio equipment in developing countries.

The global CD publishing systems market is experiencing moderate growth, driven by the continued demand for physical media in niche sectors despite the rise of digital distribution. While the overall market size is shrinking compared to its peak, it maintains relevance due to its specialized applications. Let's assume, for illustrative purposes, a 2025 market size of $500 million, with a Compound Annual Growth Rate (CAGR) of 2% from 2025 to 2033. This modest growth reflects the sustained, albeit reduced, need for physical CDs in sectors like archiving, specialized audio production, and certain governmental and financial institutions. The market is segmented by size (large, medium, small) and application (audio/video, service bureaus, banking/finance, government, software, gaming, medical, telecommunications, manufacturing). Factors such as the increasing preference for digital formats and the declining cost of digital storage pose significant restraints on market expansion. However, the unique needs of specific applications, such as data security and archival purposes, coupled with the perceived higher quality or authenticity of physical media in certain industries, contribute to the market's continued existence. This niche market exhibits varying growth trajectories across different segments. While the overall CAGR is moderate, certain application segments, such as archiving within the government and financial services sectors, might display higher growth rates than others. Similarly, regional variations exist, with North America and Europe likely exhibiting comparatively stronger performance than other regions, due to the higher concentration of established players and specialized applications in those areas. The competitive landscape involves both established players like Rimage and Primera Technology, and smaller niche providers. Future market performance depends significantly on the continued demand for physical media in specialized sectors and innovation in CD publishing technologies. Technological advancements, potentially focusing on increased efficiency and automation, could positively influence market growth and profitability. This report provides a detailed analysis of the global CD publishing systems market, offering insights into market size, key players, emerging trends, and future growth prospects. The market, while facing decline due to digital media dominance, still holds significant value, particularly in niche sectors. We estimate the global market size at approximately $250 million in 2023, projecting a moderate decline to $220 million by 2028.

Deposit Interest Rate in Guatemala increased to 4.93 percent in 2024 from 4.21 percent in 2023. This dataset includes a chart with historical data for Deposit Interest Rate in Guatemala.

The sales volume of CDs in Finland declined from around 3.52 million packages in 2013 to less than 200,000 in 2023. As of 2023, roughly 177,000 CDs were sold, increasing slightly by over 4,000 from the previous year. CD sales made up the largest share of all physical audio record sales in Finland.

In 2023, a total of 37 million physical CDs were shipped in the United States. However, this figure marks a slight decrease from 37.7 million in the previous year. More than 900 million CDs were shipped in the United States in 2000, but the product has experienced a large decline in popularity in general since. Physical music sales Seen as the successor to vinyl records and cassette tapes, compact discs or CDs were one of the most popular prerecorded music formats for much of the 1990s and early 2000s. Competition, first in the form of digital music formats and then streaming, has led to a massive decline in total album sales, with the CD format being hit particularly hard. As of 2022, only 25 percent of people stated that they had used physical music such as CDs within the past year. In 2021, music streaming revenue accounted for around 83 percent of total industry revenue partially thanks to the ability of these platforms to provide users with instant access to an endless online library of music which can be enjoyed via any device at any time. While most physical album sales have suffered, vinyl albums have experienced a resurgence in recent years. The format’s total sales figures increased significantly in each year since 2010.

In 2023, the deposit interest rate in Indonesia increased by 1.4 percentage points (+43.61 percent) compared to 2022. In total, the deposit interest rate amounted to 4.63 percent in 2023. This increase was preceded by a declining deposit interest rate.Deposit rate refers to the amount of money paid out in interest by a bank of financial institution on cash deposits.Find more statistics on other topics about Indonesia with key insights such as domestic credit to the private sector as a share of GDP, real interest rate, and broad money as a percentage of GDP.

The global circular dichroism (CD) spectrometers market is experiencing steady growth, projected to reach a market size of $34 million in 2025, exhibiting a Compound Annual Growth Rate (CAGR) of 4.1% from 2025 to 2033. This growth is fueled by several key factors. The increasing demand for advanced analytical techniques in the pharmaceutical and biotechnology industries for protein analysis and drug discovery is a major driver. Furthermore, the rising number of research and development activities in government and private research organizations and contract research organizations (CROs) contribute significantly to the market expansion. Technological advancements leading to improved sensitivity, resolution, and automation of CD spectrometers are also boosting adoption rates. The market is segmented by light source type (linearly polarized, circularly polarized, multiple light sources) and application (pharmaceutical, government/private research, CROs). The pharmaceutical industry currently holds the largest market share due to the crucial role CD spectroscopy plays in characterizing protein structure and stability. The market's growth trajectory is expected to remain positive throughout the forecast period (2025-2033), driven by continued investments in scientific research, stringent regulatory requirements for drug development, and the expansion of the biotechnology sector globally. However, the high cost of sophisticated CD spectrometers and the availability of alternative analytical techniques might pose some challenges to market growth. Nevertheless, ongoing innovation and the development of more user-friendly and cost-effective instruments are expected to mitigate these restraints, ensuring sustained expansion of the CD spectrometers market in the coming years. Regional analysis reveals significant market presence in North America and Europe, driven by established research infrastructure and high pharmaceutical industry concentration. Asia-Pacific is also poised for considerable growth due to increasing investments in R&D and the expanding pharmaceutical market in the region.

Congo, The Democratic Republic of the CD: Lending Rate data was reported at 20.621 % pa in 2017. This records an increase from the previous number of 19.046 % pa for 2016. Congo, The Democratic Republic of the CD: Lending Rate data is updated yearly, averaging 35.800 % pa from Dec 2006 (Median) to 2017, with 12 observations. The data reached an all-time high of 65.418 % pa in 2009 and a record low of 18.692 % pa in 2014. Congo, The Democratic Republic of the CD: Lending Rate data remains active status in CEIC and is reported by International Monetary Fund. The data is categorized under Global Database’s Democratic Republic of Congo – Table CD.IMF.IFS: Lending, Saving and Deposit Rates: Annual.

Distribution of maternal, obstetric practice, and fetal/infant characteristics among deliveries in Sweden and BC, Canada, 2004–2016.

The total production value of domestic music CDs in Japan amounted to 125.2 billion Japanese yen in 2023. While the value increased compared to the previous year, it continued to be much lower than during the mid-2010s. The production volume of domestic music CDs in Japan showed a similar development.

The Robson Classification Report Table [9], Sweden and BC, Canada, 2004–2016.

Deposit Interest Rate in Zimbabwe increased to 8.87 percent in February from 8.15 percent in January of 2025. This dataset includes a chart with historical data for Deposit Interest Rate in Zimbabwe.

Norway Bank Lending Survey: NF: Past 3 Months: CD: Credit Utilisation Rate data was reported at 0.040 % in Mar 2018. This records an increase from the previous number of 0.000 % for Dec 2017. Norway Bank Lending Survey: NF: Past 3 Months: CD: Credit Utilisation Rate data is updated quarterly, averaging 0.020 % from Dec 2007 (Median) to Mar 2018, with 42 observations. The data reached an all-time high of 0.650 % in Sep 2008 and a record low of -0.220 % in Sep 2013. Norway Bank Lending Survey: NF: Past 3 Months: CD: Credit Utilisation Rate data remains active status in CEIC and is reported by Norges Bank. The data is categorized under Global Database’s Norway – Table NO.KB003: Bank Lending Survey.

The statistic shows the unit sales of CDs worldwide from 1991 to 2015. In 2015, approximately 569 million units of CDs were shipped globally, a decline from over 2,000 in 2004.